PYMNTS

JANUARY 23, 2020

“The actions announced by the OCC today reinforce the agency’s expectations that management and employees of national banks and federal savings associations provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations,” Comptroller of the Currency Joseph Otting said.

Community Bank 136

Community Bank Regulation Community Meeting 136

PYMNTS

MARCH 12, 2019

The Australian Securities and Investments Commission (ASIC) is criticizing top Australian banks for what the regulator said is an inefficient process of reviewing internal systems that allowed the banks to charge excess fees to customers. The Royal Commission has referred two dozen cases for regulators, which could result in prosecution.

Regulation 108

Regulation National Resources Security 108

PYMNTS

APRIL 10, 2019

Wells Fargo , the embattled national bank that is still reeling from a 2016 fake account scandal, is having a hard time recovering and rebuilding its reputation, leaning on cost cuts amid declines in revenue. The company has transformed significantly” since 2016. That budget was cut.

National 144

National Capital Regulation Report 144

PYMNTS

FEBRUARY 4, 2019

Banks, credit unions and other financial institutions have a significant responsibility, one that goes far beyond managing customers’ financial assets: They’re tasked with safeguarding the financial services ecosystem against bad actors, money launderers and other criminals. A DIY Approach To AML/KYC. Following a joint investigation with U.S.

How To 161

How To Regulation Compliance Meeting 161

Independent Banker

JULY 31, 2022

Locality Bank, a digital-first community bank serving south Florida that opened in January, is run by industry veterans with such successful track records that regulators signed off on their application for a charter in less than a year. from 2016 until its sale in 2018. Location: Fort Lauderdale, Fla. Built on a solid foundation.

Florida 91

Florida Community Bank Community FDIC 91

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending.

Lending 83

Lending Report Regulation Policies 83

PYMNTS

DECEMBER 16, 2019

government affairs and public policy, said in a letter to the Fed that Google “worked closely” with the National Payments Corporation of India (NPCI) to build Google Pay for the Indian market. NPCI, the payment regulator governed by the Reserve Bank of India (RBI), launched real-time payments in 2016. billion now.

Google 144

Google System Payments Study 144

PYMNTS

MARCH 5, 2018

On the upside, this year’s Best Picture presenters, Warren Beatty and Faye Dunaway, managed to make the most of their second chance and got the winner’s name right the first time around. That latest round follows a 2016 Series C funding round led by Sequoia Capital — which included Kleiner Perkins and Khosla Ventures.

Regulation 108

Regulation Data Regional America 108

PYMNTS

SEPTEMBER 18, 2019

The National University of Ireland (NUI) said the drone traveled from Connemara Airport to Inis Mór, which is connected to the Aran Islands. The Irish Aviation Authority and air space regulators were all involved with the flight. company, has been using drones to deliver products like vaccines and blood in Rwanda since 2016.

Community 116

Community National Regulation System 116

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and finance experts are celebrating with new data on the state of the entrepreneurial community.

Taxes 144

Taxes America National Community 144

PYMNTS

JULY 6, 2017

A report released this week by the Financial Stability Board, an international body that makes recommendations on the financial system for G20 nations, has raised concerns over the ongoing decline in interbank relationships. The FSB is advising regulators across the globe to clarify their banking and risk management rules for FIs.

Report 100

Report Compliance Regulation America 100

PYMNTS

OCTOBER 21, 2019

The bank is planning to roll out a “national deposit gathering platform” in 2020 to reel in more attractive rates for its consumer business, Scott Powell, chief executive officer (CEO) of Santander in the U.S., Santander is looking to compete with Marcus by Goldman Sachs ’ 2016 offering of 1.9 told the FT. percent deposit rates.

Metro 101

Metro US Online National 101

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. Ubin was first announced in 2016 with the central bank launching a partnership with blockchain company R3.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

NOVEMBER 13, 2017

millennial small business owners expect revenue to increase in 2018 , a whopping 30 percent greater than the national average of small- and medium-sized businesses (SMBs) overall, according to Bank of America’s latest Business Advantage Small Business Owner Report , released last week. Eighty-one percent of U.S.

Taxes 105

Taxes Survey Capital America 105

PYMNTS

OCTOBER 24, 2016

PYMNTS explores newly released data from across Europe, Asia-Pacific and Africa that uncovers how SMEs and suppliers manage their cash flow amid chronic late payers. 92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). 85% of the $2.6 85% of the $2.6

Payments 100

Payments National Regional Survey 100

FICO

NOVEMBER 1, 2016

Look no further than the US presidential debates , where our two candidates have highlighted the need to address hackers, security breaches and even foreign nations that may be using sophisticated cyber tactics to influence the outcome of the upcoming November elections. These days, cybersecurity is a hot-button issue in policy circles.

New York 40

New York Regulation Policies National 40

PYMNTS

AUGUST 2, 2016

1) said micro, small and medium-sized enterprise (MSME) lending will help fuel growth in the global peer-to-peer lending space between 2016 and 2020. In a statement, Technavio lead analyst Amit Sharma said developing nations are particularly ripe to host P2P lending expansion, especially in the small business financing space.

Lending 100

Lending Capital Management Analytics 100

PYMNTS

JANUARY 6, 2017

seemed to reach a fever pitch in 2016. Of the businesses that reported this problem, 70 percent said that prompt payments are paramount to being able to manage cash flow and stay afloat. 2016 alone, with more expected to follow suit. regulators as of late. The issue of late supplier payments in the U.K.

Payments 101

Payments Survey Management Report 101

PYMNTS

MAY 12, 2019

Created by Silicon Valley entrepreneur Eric Ries, LTSE will be a national securities exchange using a different approach to governance and voting rights, with the goal of taking away the short-term pressures on public companies. investors and asset managers have already signed letters of intent to participate in the exchange.

Company 134

Company Innovation Security Meeting 134

CFPB Monitor

FEBRUARY 20, 2020

In November 2016, the CFPB issued a request for information (RFI) about market practices related to consumer access to financial information, and in October 2017, it released a set of “ Consumer Protection Principles ” for participants “in the developing market for services based on the consumer-authorized use of financial data.”.

Policies 78

Policies Data Innovation Management 78

PYMNTS

JULY 27, 2016

According to the data released in the 2016 Annual Bank of the West Small Business Growth Survey , published on Tuesday (July 26), small businesses may have confidence in their own success but are more doubtful when it comes to strength of the U.S. With all of this good news, one might expect the national economy to follow suit.

National 100

National Resources Survey Report 100

PYMNTS

DECEMBER 4, 2018

The ministers’ plan has actions that last until 2020, and includes measures to reduce the power of national supervisors setting anti-money laundering rules. The plan would make supervisors clarify rules for whether bank managers are fit, and also revoke licenses for criminal activity. There are, however, concessions.

National 144

National Examples Capital Management 144

Independent Banker

DECEMBER 13, 2015

New Military Lending Act regulations kick in next fall. armed forces or servicemembers on active National Guard or Reserve duty, their spouses and their card-carrying dependents. Transactions not covered by Regulation Z are excluded from coverage under the rule. 3, 2016, compliance date. By Mary Thorson Wright.

Lending 70

Lending Compliance Regulation Virginia 70

PYMNTS

JUNE 8, 2016

That goes for both businesses and government entities, according to eInvoicing firm Billentis in its 2016 E-Invoicing: Digitization & Automation report, released Monday (June 6). It’s a national-scale effort, Billentis argued, that also makes sense on the company-scale. In these markets, paper invoices continue to reign.

America 100

America Taxes Tools National 100

PYMNTS

JANUARY 8, 2020

The stated goal has been to boost digital payments, especially transactions across RuPay cards, which are domestically issued by the National Payments Corporation of India (NPCI). RuPay is a payment network offered by NPCI, Unified Payments Interface (UPI) and Unified Payments Interface Quick Response Code (UPIQRC).

Cards 130

Cards Payments Course National 130

PYMNTS

FEBRUARY 24, 2017

First, bitcoin has managed to stay above $1,000 for a record 10 days, leading some to speculate that the cryptocurrency could be developing a new, $1,000 price floor — though it may still be too early to tell. by the end of Q1, adding: “In 2016, we were installing bitcoin ATMs at an average of 1.2 Founded in Feb. machines per week.

Bitcoin 194

Bitcoin St. Louis Las Vegas cryptocurrency 194

PYMNTS

FEBRUARY 7, 2017

Shares of Fidelity National Information Services (FIS) were down 3 percent in midday trading after the financial firm reported results that were largely in line with Wall Street expectations. to $4.30, off of the 2016 level of $3.82. Top-line growth on an organic basis, said management, should be between 2 percent and 3 percent.

ATM 100

ATM Conference Meeting National 100

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters.

social media 40

social media ATM Mobile Customer Experience 40

Independent Banker

JANUARY 28, 2016

Anticipating safety and soundness exam issues in 2016. As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. IB: What safety and soundness issues are the regulators watching out for this year? What should community banks anticipate here?

Community Bank 70

Community Bank Community Regulation Lending 70

FICO

JULY 14, 2016

Is your company seeing great success using analytics and decision management? We're looking for success stories for the 2016 FICO Decisions Awards. Jim Bander, national manager, Decision Science, Toyota Financial Services (2015 winner). Dr. Dalvinder Singh, editor, Financial Regulation International.

Analytics 40

Analytics Conference Compliance Fraud 40

PYMNTS

AUGUST 3, 2018

“It’s been well-documented for many years that banks have used a variety of methods to push people into incurring overdraft fees to boost their income,” said Lauren Saunders, an associate director at the National Consumer Law Center , who helped work on the legislation, according to Vox. In 2016, U.S.

ATM 104

ATM Study System Lending 104

American Banker

JUNE 27, 2016

Understand disruption, human error and how to manage stress. Numerous titles on this year's list — recommended by American Banker readers, BankThink contributors, our staff and others — fall somewhere in between. Read about the lives of figures like Elon Musk or Barney Frank. It's all here.

How To 44

How To Management Community Bank Regional 44

PYMNTS

APRIL 10, 2018

In general, we think there is more room for harm to happen with small companies than good,” reflected National Small Business Association (NSBA) president and CEO Todd McCracken to the news outlet in response to President Donald Trump’s hike on aluminum and steel tariff increases. An ongoing trade war with the U.S.

Risk Management 123

Risk Management Analysis Survey Report 123

PYMNTS

FEBRUARY 13, 2017

Their 2016 Small Business Payments and Banking Survey found that, after teller deposits, SMEs visit their physical bank branches to make ATM deposits (47 percent). small businesses are nearly twice as likely to be positive, rather than negative, about the state of the nation’s economy this year. 67% of U.K.

Survey 122

Survey Analysis Lending ATM 122

PYMNTS

OCTOBER 25, 2017

Nearly one-quarter of those 42 percent said the data breach occurred in the last year, up from 19 percent in 2016. Outside of the company, though, cybercriminals were cited by 51 percent of respondents as the top threat, followed by cyberterrorists and nation-states. Despite this, though, data security seems to be lagging.

Big Data 103

Big Data Security Survey Data 103

PYMNTS

FEBRUARY 14, 2017

Mike Cherry, national chairman of the FSB, said whoever takes up the position should have direct contact with the nation’s 100 largest companies to discuss payment practices with small suppliers. 2016, while the government agency hasn’t given word on when the issues may resolve.

Payments 100

Payments Community National System 100

PYMNTS

JUNE 14, 2018

Brazil has become a more attractive target for freight and fuel payments companies, in large part because of its favorable regulations. The country’s National Ground Transportation Agency now requires freight transporters and loaders to use electronic payments. For its part, Raízen anticipates increased sales at its Shell stations.

Payments 108

Payments America Operations Conference 108