PYMNTS

OCTOBER 27, 2019

Backed by investors including Vertex Ventures, Fullerton Financial Holdings, Rocket Internet and MDI Ventures, InstaReM is currently regulated in the U.S., Founded by the team that created InstaReM in 2014, Nium is used to create a wide range of payment services grouped into three categories: send, spend and receive.

Payments 100

Payments Regional Fintech Strategy 100

PYMNTS

NOVEMBER 5, 2019

Backed by investors including Vertex Ventures, Fullerton Financial Holdings, Rocket Internet and MDI Ventures, Nium is currently regulated in the U.S., Founded by the team that created InstaReM in 2014, Nium is used to create a wide range of payment services grouped into three categories: send, spend and receive.

Fintech 101

Fintech Regional Payments Regulation 101

PYMNTS

JANUARY 25, 2017

billion recorded in 2014. The past year has seen significant changes in regulatory policy, as well as several market and firm-specific events relevant to the online alternative finance industry,” he said in a statement. Will 2016 once again present an explosion in alt-lending transaction value? credit assessment, due diligence, etc.),

America 100

America Lending Regulation Regional 100

CFPB Monitor

MAY 23, 2019

The FDIC has announced that it has entered into a settlement of the lawsuit filed against it and the OCC in 2014 by a trade group and several payday lenders challenging “Operation Choke Point” — a federal enforcement initiative involving the FDIC, OCC and other federal agencies. In July 2017, the D.C. In July 2017, the D.C.

FDIC 112

FDIC Operations Policies Regional 112

PYMNTS

FEBRUARY 5, 2020

As Afterpay CTO Akash Garg noted, that confirms something they’ve believed since their launch in 2014: All over the world, consumers – particularly younger consumers – are thinking differently about shopping, and how they want to integrate it into their financial lives. And Australian BNPL provider Afterpay , which has expanded into the U.S.

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

APRIL 27, 2016

Those three APAC countries, in fact, represent more than 50 percent of the home regions of international students in Japan, the total number of which rose 10 percent in 2014 and is on pace to reach 300,000 by 2020. Having a strong regional director to help with local expertise is “critical,” says Massaro.

Payments 100

Payments Regional United States Marketing 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

SEPTEMBER 29, 2017

There’s little doubt that the [spirits] industry will feel the impact of the largest online retailer expanding into grocery,” Coors wrote in a blog post following the news announcement of the Amazon/Whole Foods merger. operations from 2010 to 2014, joined Drizly’s board of directors earlier this week.

Retail 108

Retail Branding Georgia System 108

PYMNTS

AUGUST 24, 2016

In 2014, ID Experts reported $22.8 Radar also helps clients with cybersecurity and data breaches, but is more focused on complying with government regulations and determining whether online security breaches should be reported to the government authorities. The company hired a new CFO in March. billion in assets.

Portland 100

Portland Oregon DC Capital 100

CFPB Monitor

DECEMBER 1, 2014

Mishkin Last week, the CFPB’s Ombudsman’s Office issued its third annual report covering the Office’s activities during fiscal year 2014 (October 1, 2013 through September 30, 2014). Unanticipated outcomes from regulations. Not knowing where to obtain regulatory interpretations.

Report 92

Report Industry Meeting Groups 92

Banking 2020

JANUARY 27, 2016

percent in 2014, to reach a total of 389.7 The ‘Emerging Asia’ region as a whole saw growth of 21.6 percent in 2013 and is expected to reach 27 percent in 2014. This is among the key findings of the 2015 World Payments Report , published by Capgemini and Royal Bank of Scotland. billion transactions. per cent in 2013.

National 40

National Mobile Technology Payments 40

Independent Banker

FEBRUARY 24, 2016

Increased competition from online lenders. has seen more competition from online lenders. In 2015, 11 percent of the bank’s new commercial loans came from participations, whereas the bank engaged in no such pooled lending in 2014. Look for insights from top consumer lenders in the April issue of Independent Banker.

Trends 79

Trends Community Bank Lending Community 79

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132

PYMNTS

OCTOBER 1, 2018

Riding a wave of market enthusiasm, LendingClub filed and completed its IPO in 2014, raising $900 million, the biggest tech IPO of that year. Investors depend on fund advisers to give them the straight scoop on performance so they can make informed investment decisions,” said Jina Choi, director of the SEC’s San Francisco regional office.

Lending 135

Lending Fraud Management San Francisco 135

CB Insights

OCTOBER 2, 2018

Similarly, Amazon Web Services (AWS) has a contract with the US government called Secret Region to serve workloads across the full range of government data classifications, including Top Secret documents. Facebook and Google track users online and sell that data to advertisers. Forward-looking data security trends.

Security 58

Security Data US Google 58

CB Insights

DECEMBER 4, 2019

Today, Amazon Pay has evolved to include a digital wallet for customers and a payments network for both online and brick-and-mortar merchants. Webpay failed to gain user traction and was shut down in 2014, unlike up-start Venmo (now a part of rival payments processor PayPal). It’s likely that Amazon was too early to P2P payments.

Cards 101

Cards Lending Strategy US 101

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Existing startups like the UK’s Revolut are also looking to expand in the region. why profitability won’t come easy. in funding and over 5.5M

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

MAY 6, 2019

That holds especially true for the Asia-Pacific region, as InstaReM CEO and Co-Founder Prajit Nanu discussed with Karen Webster in a new PYMNTS podcast interview. Nanu started putting together a global remittance firm for consumers and businesses in 2014. The Role Of Trust. That might include insurance or multi-currency travel cards.

Cards 202

Cards Payments Regional Operations 202

Banking 2020

OCTOBER 22, 2014

From the retail point of sale to core banking systems, online security issues have dominated financial headlines in 2014. Over the next year or two, as banks and regulators gain more experience with UV, I think we’ll see a tremendous reduction in check fraud in countries that get it right.

Technology 57

Technology Fraud Security Study 57

Fintech Labs Insights

NOVEMBER 12, 2015

“No one has ‘flung open the gates’ ” Gate opening for DarcMatter means building an online, institutional-grade investment platform that gives investors transparent access to investments in venture capital, private equity, and hedge fund products. Founded in November 2014. Provides $1.5

San Jose 12

San Jose Capital Regulation Management 12

CB Insights

OCTOBER 26, 2020

This regulation reduced trading profits and created a need to cut costs, spurring investment banks to spin off unprofitable divisions or eliminate them entirely. And across equity research and sales & trading, poor performances and new regulations have led to widespread layoffs as banks have figured out they can do more with less.

Management 78

Management Capital Company Marketing 78

PYMNTS

JULY 1, 2019

Like Tencent and QQ, when Messenger separated from Facebook in 2014, it needed to get consumer and their friends to download the Messenger app. Back in 2014, Messenger users also had a different view of their “one place” to do all of those things – and it wasn’t any of their messaging apps.

Regulation 155

Regulation Strategy cryptocurrency Branding 155

CB Insights

MARCH 6, 2019

The company came out of stealth mode with a splashy Fortune cover story in 2014, revealing to the public that it had raised more than $400M, at a valuation of over $9B. The final nail in the Pets.com’s coffin was the implosion of the dot-com bubble, which saw online companies like Value America, Garden.com, and Mortgage.com shutter in 2000.

Report 78

Report San Francisco Capital New York 78

PYMNTS

FEBRUARY 13, 2017

After a high of 614,024 SMB openings in 2014, the Census reported that only 452,835 firms were started in the U.S. While it was easy to chalk things up then to the financial crisis and the consumer spending hangover that resulted, we dug deeper and discovered the enormous shifts in buying online from physical stores that had been underway.

Retail 134

Retail Innovation Maine Community 134

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Pixelon: Online video vaporware. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers. Table of contents. Outcome Health fights for its life.

Fraud 78

Fraud Las Vegas Company Video 78

FICO

MARCH 6, 2020

In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. Financial crimes compliance has often been seen as a mere cost-center activity, and a “check-the-box” exercise to keep auditors and regulators satisfied. How long have you been in the industry? In the U.S.

Compliance 81

Compliance Technology Fraud Analytics 81

CB Insights

OCTOBER 31, 2019

Customer journey: Using chat to get people from online to brick-and-mortar. Given the number of angel and seed rounds that took place between 2014 and 2017, this lack of later-stage fundraising rounds suggests that few of those early chatbot investments were successes. Retail & e-commerce: Convenient shopping & scheduling.

Industry 78

Industry Examples Tools Retail 78

CB Insights

JUNE 17, 2020

In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online. Education: Technology and online content make the classroom optional. Online courses & content. Retail: Shopping goes even more online as grocery joins the e-commerce revolution. Online grocery. 3D printing.

Industry 101

Industry Technology Online Video 101

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. Facebook says that it is currently in discussions with regulators, who they claim, are eager to engage in conversations with them about it.

Payments 246

Payments Regulation blockchain cryptocurrency 246

CB Insights

OCTOBER 31, 2017

2014 Second Update (9/24/2014). 2014 First Update (6/3/2014). Original 50 Startup Failure Post-Mortems (1/20/2014). Background: Pearl was founded in 2014 by three ex-Apple iPod engineers, and hired dozens of other ex-Apple employees. 2017 Third Update (10/31/17). 2017 Second Update (6/9/17). Product: Raptr.

Company 78

Company US San Francisco Capital 78

PYMNTS

APRIL 9, 2016

I now spend 10 hours a week playing bridge online,” he said. Dimon went on to discuss, at some length, the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. Specifically, in 2014 he noted that alt lenders were “coming to eat our lunch.”.

Regulation 100

Regulation Lending Omaha America 100