PYMNTS

SEPTEMBER 12, 2017

They would like the EU to develop a region-wide plan to implement their proposal, and plan to present it to all 28 EU finance ministers at a meeting next week. This news is just the latest sign that European politicians and regulators are uncomfortable with the growing strength of U.S. tech giants in their countries.

Taxes 115

Taxes US Google Regional 115

PYMNTS

OCTOBER 27, 2019

Backed by investors including Vertex Ventures, Fullerton Financial Holdings, Rocket Internet and MDI Ventures, InstaReM is currently regulated in the U.S., Founded by the team that created InstaReM in 2014, Nium is used to create a wide range of payment services grouped into three categories: send, spend and receive.

Payments 100

Payments Regional Fintech Strategy 100

PYMNTS

NOVEMBER 18, 2018

He told the Guardian that the future of Google News in the region could depend on whether the EU was willing to make changes to the legislation. “We Gingras added that Spain enforced a similar tax in 2014, leading the company to shut down Google News in the country. We can’t make a decision until we see the final language,” he said.

Taxes 144

Taxes Google Regional Mobile 144

BankUnderground

MAY 11, 2021

In a new paper , we answer this question by studying the UK’s Help to Buy (HTB) program over the period 2014–16. To exploit this geographic variation in exposure to HTB, we construct an HTB exposure measure using detailed data on all regulated mortgages originated in the UK from the Financial Conduct Authority. Housing market.

Marketing 120

Marketing Regional Payments Policies 120

PYMNTS

NOVEMBER 5, 2019

Backed by investors including Vertex Ventures, Fullerton Financial Holdings, Rocket Internet and MDI Ventures, Nium is currently regulated in the U.S., Founded by the team that created InstaReM in 2014, Nium is used to create a wide range of payment services grouped into three categories: send, spend and receive.

Fintech 101

Fintech Regional Payments Regulation 101

PYMNTS

APRIL 18, 2019

The PSD2 -related regulation counts itself among a raft of those set to become law across the continent, focusing on boosting online commerce security by requiring cardholders to provide two forms of identification to verify their identities when transacting. Those under €30 ($33.93

Fraud 148

Fraud Regulation Compliance Online 148

PYMNTS

OCTOBER 10, 2017

percent between 2014 and 2014 representing the highest growth in a decade, researchers said. Regional Trends. percent through 2020, led by growing global trade as B2B payment volumes in the region rise. The 2017 report , released Monday (Oct. Developing markets are driving this growth, too. What’s Holding Them Back.

Payments 124

Payments Regional America Trends 124

PYMNTS

JANUARY 25, 2017

billion recorded in 2014. In an interview with Crowdfund Insider, Tania Ziegler, research program manager at CCAF, said the upcoming report “will probe how the industry is responding to shifts in regulation and how platform operators view and address systemic risks associated with a growing market.”.

America 100

America Lending Regulation Regional 100

BankUnderground

JUNE 27, 2023

There are widely-used estimates of housing supply elasticity for regions of the US. But there is little evidence on the impact of interest rates in different regions within the US. I also include a set of local authority fixed effects to capture persistent differences in the characteristics of regions.

Regional 99

Regional Policies US Study 99

CFPB Monitor

MAY 23, 2019

The FDIC has announced that it has entered into a settlement of the lawsuit filed against it and the OCC in 2014 by a trade group and several payday lenders challenging “Operation Choke Point” — a federal enforcement initiative involving the FDIC, OCC and other federal agencies. In July 2017, the D.C.

FDIC 112

FDIC Operations Policies Regional 112

PYMNTS

FEBRUARY 5, 2020

As Afterpay CTO Akash Garg noted, that confirms something they’ve believed since their launch in 2014: All over the world, consumers – particularly younger consumers – are thinking differently about shopping, and how they want to integrate it into their financial lives. And Australian BNPL provider Afterpay , which has expanded into the U.S.

Cards 143

Cards Millennials Regulation United States 143

Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. The OCC on Oct. The OCC on Oct.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

PYMNTS

MARCH 1, 2016

And while some of these strategy revamps have been telegraphed, the numbers show some impact from regulations and investigations, as the firm posted a net loss of roughly $547 million (394 million pounds), which is far worse than a year ago at 174 million pounds. Staley, on board. Staley took the reins as CEO at the end of last year.

Operations 100

Operations Strategy United States Regional 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In In 2014, the proposal was removed before it got to the voting stage.

Washington 100

Washington Regulation Leadership Community Bank 100

PYMNTS

JUNE 6, 2019

That is a 65 percent jump since 2014. The Barclays report said that “We expect more ‘exits’ of smaller banks or non-bank financial institutions (likely through takeover or M&A with bigger parties), most likely with some regional significance.”. Baoshang’s outstanding loans totaled 156.5 billion yuan ($22.68

Report 108

Report Regional Examples Data 108

PYMNTS

APRIL 27, 2016

Those three APAC countries, in fact, represent more than 50 percent of the home regions of international students in Japan, the total number of which rose 10 percent in 2014 and is on pace to reach 300,000 by 2020. Having a strong regional director to help with local expertise is “critical,” says Massaro.

Payments 100

Payments Regional United States Marketing 100

CFPB Monitor

APRIL 29, 2015

The CFPB announced yesterday that it had reached a settlement with Regions Bank regarding claims that the bank unlawfully charged overdraft fees to customers who had not opted-in for overdraft coverage. The consent order requires Regions to pay a $7.5

Regional 60

Regional ATM Report Regulation 60

PYMNTS

SEPTEMBER 6, 2016

According to the publication, the shift underscores “the growing importance of the Asian region and of China in particular in global trade.” That’s likely due to heightened regulation and billions of dollar in fines hitting banks heavily active in the market. now accounting for 21 percent of the sector. China Rises.

Marketing 100

Marketing Regional Survey National 100

PYMNTS

NOVEMBER 1, 2017

million in 2014 to 59.3 DraftKings ’ chief international officer, Jeffrey Haas, recently spoke with PYMNTS about the challenges involved in introducing fantasy sports to new markets, and which sports generate the most interest in different global regions. and Canada. percent between 2016 and 2020. International Growth.

Payments 102

Payments Regional America Marketing 102

PYMNTS

NOVEMBER 14, 2016

The T&E firm said those funds, spent between 2014 and 2016, signal a new sense of confidence businesses have in the on-demand economy, with SMEs leading adoption rates as they look for more flexible corporate travel offerings and as hotel rates continue to rise.

San Francisco 100

San Francisco Survey Data Security 100

PYMNTS

AUGUST 24, 2016

In 2014, ID Experts reported $22.8 Radar also helps clients with cybersecurity and data breaches, but is more focused on complying with government regulations and determining whether online security breaches should be reported to the government authorities. The company hired a new CFO in March. billion in assets.

Portland 100

Portland Oregon DC Capital 100

PYMNTS

MAY 30, 2016

accountholders today, while the number of paper checks written last year declined by 13 percent compared to 2014 levels. “Regulators don’t make our loan decision for us,” the bank’s head of corporate and commercial banking and treasury management, Perry Pelos, told reporters.

Analysis 100

Analysis America Guidelines Lending 100

American Banker

OCTOBER 25, 2016

Court of Appeals for the District of Columbia heard arguments from the federal government on Monday that MetLife is a "systemically important financial institution" and requires stricter regulation. The Financial Stability Oversight Council voted in December 2014 that the insurance company was a "SIFI" but was overruled by a U.S.

District of Columbia 28

District of Columbia Regulation System Company 28

Banking 2020

JANUARY 27, 2016

percent in 2014, to reach a total of 389.7 The ‘Emerging Asia’ region as a whole saw growth of 21.6 percent in 2013 and is expected to reach 27 percent in 2014. This is among the key findings of the 2015 World Payments Report , published by Capgemini and Royal Bank of Scotland. billion transactions. per cent in 2013.

National 40

National Mobile Technology Payments 40

PYMNTS

SEPTEMBER 29, 2017

operations from 2010 to 2014, joined Drizly’s board of directors earlier this week. Plus, he added, alcohol regulations only get more complex and confusing all the way down, as one has to abide by all of the individual state laws. “To Bill Simon, who served as chief executive officer of Walmart’s U.S.

Retail 108

Retail Branding Georgia System 108

CB Insights

APRIL 18, 2019

Earlier this month, news broke that Chinese regulators were considering a ban on cryptocurrency mining (China is currently the world’s largest region for bitcoin mining). Since 2014, the 5 most active investors in blockchain in China are Fenbushi Capital, LD Capital, JRR Crypto, Node Capital, and Danhua Capital.

blockchain 59

blockchain Capital Trends Bitcoin 59

CB Insights

FEBRUARY 13, 2020

This process also comes with hurdles like regulations, fees, compliance standards, and payment card issuers — all of which become increasingly complex for international transactions. The company reached unicorn status in January 2014 at a $1.8B In 2014, card-not-present (CNP) fraud represented 45% of total US card fraud.

Online 98

Online Company Retail Payments 98

Lars Markull

APRIL 7, 2021

As I recall, back in the days in 2014 when I joined the Open Banking industry, finding a provider that could deliver some kind of connectivity to relevant banks used to be a big deal. This will happen faster in regions with regulation (e.g. Europe) than in countries without regulation (e.g. But when? .

Lending 85

Lending Examples Marketing Regulation 85

BankUnderground

JANUARY 27, 2021

Furthermore, banks are often encouraged by regulators to extend loans to borrowers affected by a natural disaster. This seems to have had a positive effect on the recovery after Katrina: job creation and retention at young and small firms was higher in affected areas where local banks were more dominant ( Cortés (2014) ). Conclusion.

Lending 72

Lending Study Marketing Capital 72

CB Insights

MARCH 8, 2018

customers since 2014. The UK, in particular, has seen the most challenger bank activity compared to other regions, as a result of progressive regulations enacted to promote competition and break up the banking monopoly. How challenger banks leveraged regulation. How new regulations help challengers expand services.

Retail 78

Retail Digital Banking Fintech Regulation 78

Independent Banker

FEBRUARY 24, 2016

In 2015, 11 percent of the bank’s new commercial loans came from participations, whereas the bank engaged in no such pooled lending in 2014. Participations give us the opportunity to join other banks on deals that we otherwise wouldn’t hear about,” Morton says.

Trends 79

Trends Community Bank Lending Community 79

Jeff For Banks

JANUARY 16, 2016

Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. They used to hold reserves of $4 trillion in 2014. There were several drivers of this nervous selling activity. First and foremost, China is at it again.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Abrigo

JANUARY 3, 2024

While many think of trade, commerce, and cultural exchange when considering this region, ignoring the undertow of illicit activities is impossible—the border remains a hotspot for drug trafficking, illegal arms trade, human trafficking, and smuggling operations, necessitating vigilant scrutiny and transaction monitoring within the U.S.

United States 221

United States San Antonio Training Fraud 221

American Banker

APRIL 20, 2016

Research published in 2014 found that just 18% of U.S. checking account holders pay 91% of all bank overdraft fees.

Report 28

Report Community Bank Regional National 28

Lars Markull

APRIL 7, 2021

As I recall, back in the days in 2014 when I joined the Open Banking industry, finding a provider that could deliver some kind of connectivity to relevant banks used to be a big deal. This will happen faster in regions with regulation (e.g. Europe) than in countries without regulation (e.g.

Lending 52

Lending Examples Marketing Regulation 52

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132