Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. But, the reality was, even though I felt more financially secure, I wasn’t technically in any less debt than I would have been had I just bought the shoes outright.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

SEPTEMBER 28, 2016

And with new authentication technology, online and mobile financial service providers are using that information to ensure users are who they claim to be and keep fraudsters and other culprits at bay. In fact, according to Velez, online offerings are attacked by hoaxers more often than traditional offerings. A Wider Mobile Future.

Security 100

Security Mobile Fraud United States 100

PYMNTS

JUNE 1, 2017

Symantec Security, a leading security research firm, raised this concern in a recent blog post. Called Trojan.Bachosens , the malicious software was predominantly used by nation-state actors, which confused researchers working on the case. Surprisingly, the hacker flew under the watchful radar of security analysts for years.

Tools 116

Tools Security National Groups 116

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. PbBa is designed to work with the security of a consumer’s own bank.

Retail 116

Retail User Experience ATM Security 116

PYMNTS

JUNE 18, 2019

As the country feels economic pressure from sanctions, the online attacks are becoming increasingly important. The most visible moment so far for cyberattacks in North Korea came in 2014, when the country was linked to the hacking of Sony Pictures after a movie was released that showed the country and its dictator in a supposed bad light.

National 122

National Security US Report 122

PYMNTS

JULY 28, 2016

Shipt , the online grocery ordering and delivery service, has announced that it has secured $20.1 million in Series A funding that the company plans to use to expand into new markets and further compete with well-heeled online food delivery giants, like Amazon, Google and Instacart.

Google 100

Google San Francisco Alabama Leadership 100

PYMNTS

JULY 25, 2017

The impact of online fraud reaches far beyond the dollar count of sales lost. . In recent studies, as noted by EKN Research and Radial, developed nations are seeing an increase in card not present (CNP) fraud, which now accounts for as much as 70 percent of all card fraud and is growing at double-digit percentage rates in some nations. .

Fraud 120

Fraud Retail Cards National 120

PYMNTS

SEPTEMBER 17, 2018

Mobile means one can do just about anything by using their device: order food, bank online, read the news … even commit payments fraud, sometimes from the unlikeliest of places. The scams netted an alleged $25 million from 2014 to 2016. “In He and an accomplice operated from Nigeria, targeting the U.S.,

Idaho 153

Idaho Missouri Cyber Security Fraud 153

PYMNTS

SEPTEMBER 9, 2019

The worldwide shift to move government services online has paid dividends, resulting in greater accessibility and money saved. The government proposed the Australia Card , a national ID card system that was ultimately shelved due to widespread public opposition, in 1980. Keeping myGovID secure. What is myGovID?

Security 100

Security System Cards Online 100

PYMNTS

SEPTEMBER 10, 2019

Despite all the discussion about verifying digital IDs without creating friction for the user, recent incidents like cybercriminals using AI to impersonate an energy company’s CEO to falsely request money could give security professionals nightmares. There’s no question the world is moving in a digital direction. Department of Commerce.

Wyoming 136

Wyoming District of Columbia Colorado Idaho 136

PYMNTS

JUNE 18, 2019

Two lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA). The NSA has used Section 702 of the FISA Amendments Act to justify collecting and storing millions of Americans’ online communications,” according to the EFF.

Guidelines 123

Guidelines Data United States CA 123

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. I wrote a piece in 2014, right around this time, that made the strong case for the decline of physical retail. It’s not surprising.

Retail 309

Retail Online Maine Branding 309

PYMNTS

AUGUST 29, 2016

26) they seized around €1 million earlier in 2016 in connection with a operation that was being run on an online dark market. In a report by CoinDesk , a representative of Finland’s customs office said the online drug site was named Valhalla, which has been in operation since Oct. Finland customs agents announced on Friday (Aug.

Online 101

Online National Operations California 101

PYMNTS

MAY 29, 2018

Whenever it happens, it’s safe to say that a $150 billion valuation would make Ant’s IPO one of the biggest ever, putting it ahead of Facebook ’s $104 billion IPO in 2012 and behind Alibaba’s $168 billion IPO in 2014. The deal was established in the lead-up to Alibaba’s 2014 IPO. Reasons To Invest.

Capital 101

Capital Security Lending National 101

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

OCTOBER 8, 2019

Privacy and Security Concerns. This year, global security concern remains at the highest level in 13 years of the Unisys Security Index. Last month, a lawsuit was filed claiming that online video platform Vimeo collected and stored facial biometrics from videos and pictures uploaded to the platform’s video editing application.

San Francisco 110

San Francisco Video social media Security 110

PYMNTS

AUGUST 29, 2018

When trying to understand the new eIDAS regulations set to go officially online in the EU in September, it helps, Trulioo GM Zac Cohen told Karen Webster, to take a step back and look at the general purpose of the European Union. The EU, Webster noted, was not quite the same place in 2014 as it is in 2018.

Regulation 164

Regulation Guidelines Trends Online 164

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. consumers since March. [1]. Take PayPal, for example. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JUNE 22, 2016

The Russian national in charge of a criminal hacking enterprise that stole nearly $1 million in tickets via online vendor StubHub has pleaded guilty. Polyakov was arrested while on vacation in Spain in 2014 and extradited to the U.S. So far, neither Polyakov’s attorneys or StubHub have any official comments.

Software 101

Software National Cards Operations 101

Abrigo

JANUARY 6, 2017

To be certain, many accountants could make a full-time job out of simply trying to understand the various types of technology that can make their personal lives easier and their practices more profitable and secure. These three trends are: the progress of blockchain technology, the continued shift to the cloud, and advances in automation. “The

Trends 219

Trends blockchain Taxes Survey 219

PYMNTS

APRIL 20, 2017

While there’s still a bit more growth to go before breaking through all-time highs seen in November 2014, some analysts’ sentiments peg Alibaba’s shares at well past that threshold in twelve months’ time. At the time of writing, BABA was worth $111.03, down 0.15 percent from Tuesday’s close. Earnings per share are another story, however.

National 111

National Regional Mobile Marketing 111

CFPB Monitor

MAY 12, 2021

In 2014, in NACS v. The Fed has proposed changes to Regulation II and its official commentary to clarify that debit card issuers should enable, and allow merchants to choose from, at least two unaffiliated networks for card-not-present debit card transactions, such as online purchases.

North Dakota 78

North Dakota Cards Regulation Fraud 78

PYMNTS

JUNE 10, 2016

million as of 2014. In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. The move has allowed Brazilians to use their preferred payment method — national credit cards processing in Brazilian Reais (BRL) — to partake in booking rooms on the homesharing site. Estimated population was 6.35

Trends 100

Trends Community America Study 100

PYMNTS

SEPTEMBER 30, 2016

” Bitso was founded in 2014, and the startup has just raised $2.5 Vogel said few users are making speculative investments, and most use accounts to pay for online games or as a P2P lending platform. Mexico’s National Institute of Statistics (INEGI) reports that only around 44 percent of its people have a bank account.

Bitcoin 100

Bitcoin America National Report 100

PYMNTS

NOVEMBER 8, 2017

Denmark’s NETS RealTime 24/7 initiative launched in 2014 and offers near real-time settlement of transactions — including P2P, mobile, online and credit transfer payments, as well as B2B payments. Consumer payments and demand for faster mobile payments solutions drive the development of Denmark’s program, FIS explained.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

JUNE 17, 2016

It has lost more than 80 percent of its market cap since its late December 2014 IPO. On January 21, 2014 Marc Andreessen explained , “why bitcoin has so many Silicon Valley programmers and entrepreneurs lathered up” and compared it to the “Internet in 1993.” It’s all transparent and secure. Most others have struggled, too.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

NCR

SEPTEMBER 15, 2017

After years of lagging behind many other developed nations, the US market is rolling out EMV technology. Of this, online fraud against UK-based retailers hit £189.4 In 2009, CNP fraud accounted for 52 percent of total card fraud in the country, but this had risen to 77 percent in 2014. million in 2016.

Fraud 84

Fraud Cards Security US 84

PYMNTS

AUGUST 11, 2017

In 2003, Bill Burr was a midlevel manager at the National Institute of Standards and Technology where he authored, “NIST Special Publication 800-63. Repetition makes passwords less secure — a cybercriminal who cracked one is maybe one to two digits away from having all of them. That’s not hyperbole. Appendix A.”.

ATM 118

ATM United States Industry Branch Strategies 118

Banking 2020

DECEMBER 17, 2015

Online shopping, mobile wallets, biometric ID – given all the media attention around new ways to pay, you’d be forgiven for thinking that cash has quietly shuffled off this mortal coil. When we talk about payments it’s easy to focus on convenience, security and acceptance. Security is another factor. Mobile wallets.

Cards 40

Cards Mobile Security Survey 40

PYMNTS

NOVEMBER 8, 2017

On top of that, they want better security and ease of use, including new technologies like biometric authentication and more granular functions like specifying bill denominations. These contactless transactions decrease fraud, which is a critical service with ATM skimmer fraud up 500 percent since 2014.

ATM 126

ATM Strategy Mobile Millennials 126

NCR

APRIL 26, 2016

The financial technology media is continually full of facts and figures on how many consumer transactions these days are completed in a cashless manner – with a swipe of a card, by using contactless or online. Over $14 trillion was withdrawn from ATMs in 2014 – up four per cent from the previous year. don’t like them.

ATM 40

ATM Cards Apple Payments 40

Tomorrow's Transactions

DECEMBER 21, 2014

Last year, we caved to the marketing pressures of modern business and put out a “ hot five ” technology blog post for 2014. “I think the days of spending more and more on security like PCI-DSS are drawing to an end. . “I think the days of spending more and more on security like PCI-DSS are drawing to an end.

Apple 50

Apple Retail Technology Trends 50

PYMNTS

OCTOBER 14, 2016

In Turkey, however, bitcoin stakeholders are one group that is definitely not able to relax as they face the blocking of many online services by Turkish authorities. online services. There is also a bitcoin vending machine that first appeared in 2014. Sounds like the two sides need to just chill. But until then….

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

PYMNTS

SEPTEMBER 28, 2016

Just look at the near-immediate struggle faced by Lending Club and OnDeck after their IPOs in 2014, or more recently, the knock-on effect Lending Club’s less-than-noble lending practices have had on investor confidence in other marketplace lenders. Investors have cooled off to alternative lending in the U.S. Industry Road B umps.

Lending 100

Lending Regulation Capital Industry 100

PYMNTS

SEPTEMBER 9, 2016

Before we jump into the post, here are a few quick facts about Nigeria and its tech scene: The country had an estimated population of approximately 5 million people as of 2014 and is considered to be the most populous nation in Africa. Mobile Money Push.

Software 100

Software Training Mobile Community 100

CB Insights

APRIL 10, 2019

The biometric software behind facial recognition applications can identify facial structures, contours, and expressions, making it a no-brainer for security and identification purposes. Amazon applied for a similar patent for passive monitoring in 2014, which was later granted in 2017. But the tools have the ability to improve.

Industry 78

Industry Examples Security Technology 78

CB Insights

OCTOBER 3, 2018

Artificial intelligence is having a growing impact on our health, education, security, and economy. News mentions of AI and ethics increased ~5000% from 2014 to 2018, when they reached over 250 mentions in Q3’18. Amazon, for example, is perhaps one of the nation’s most important defense contractors.

Google 69

Google Industry Arizona US 69