Abrigo

JANUARY 22, 2015

Over the first half of 2014, these banks, with an approval rate of just under 60 percent, beat out large national banks (31 percent), large regional banks (45 percent) and online lenders (38 percent). In fact, its 2014 Survey of Credit Underwriting Practices noted that 2014 marked a third consecutive year of eased standards.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

MARCH 14, 2016

billion, as measured across payment companies, Internet insurers and peer-to-peer players, and the most recent tally grew by 60 percent over 2014, Reuters reported. billion people in the nation have no bank account, with only 252 million people having Internet access. The global investment activity in the space stood at $19.1

Fintech 100

Fintech Regional National Mobile 100

Banking 2020

JULY 15, 2015

Jim Bedinger, COO of Chicago Patrolmen’s Credit Union and CEO of National Police Credit Union , shares how he’s working towards reaching a targeted audience and community – police members and their families. In a few sentences could you please tell us a bit more about National Police Credit Union?

National 40

National Chicago Community Illinois 40

PYMNTS

APRIL 3, 2019

In a move that could raise at least $100 million, Goldman Sachs-backed online pet shop Boqii Co. Boqii had a Series A fundraising round that finished in June 2013, followed by a series B round in 2014. is planning an initial public offering (IPO), per unnamed sources. or Hong Kong, Bloomberg reported.

National 151

National Trends Strategy Retail 151

PYMNTS

JUNE 18, 2019

As the country feels economic pressure from sanctions, the online attacks are becoming increasingly important. The most visible moment so far for cyberattacks in North Korea came in 2014, when the country was linked to the hacking of Sony Pictures after a movie was released that showed the country and its dictator in a supposed bad light.

National 122

National Security US Report 122

CFPB Monitor

DECEMBER 5, 2022

The settlement resolves an investigation into CarMax’s advertising and sales practices related to vehicle recalls since 2014. . In fact, as soon as NHTSA made available vehicle specific recall information in 2014, we began providing the information to customers nationwide and we continue to do so today.

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

PYMNTS

DECEMBER 8, 2016

The region’s internet economy is projected to become a $278 billion market by 2025 , with immense growth expected in all online sectors, but especially in mobile payments as companies across the region invest more in digital infrastructure. The region’s most technologically advanced nation, Singapore, is working toward a smart nation.

social media 100

social media Regional Online National 100

PYMNTS

JUNE 1, 2017

Called Trojan.Bachosens , the malicious software was predominantly used by nation-state actors, which confused researchers working on the case. The auto-tech company reported the issue back in 2009, while Symantec recently identified the malware in 2014.

Tools 116

Tools Security National Groups 116

PYMNTS

JULY 28, 2016

Shipt , the online grocery ordering and delivery service, has announced that it has secured $20.1 million in Series A funding that the company plans to use to expand into new markets and further compete with well-heeled online food delivery giants, like Amazon, Google and Instacart.

Google 100

Google San Francisco Alabama Leadership 100

PYMNTS

DECEMBER 14, 2017

Thanks to early boosts from Black Friday and Cyber Monday sales, the holiday season is poised to be a merrier one for retailers, as Americans are upping their online and in-store spending, according to news from The Wall Street Journal on Thursday (Dec. In fact, in-store, online and restaurant spend increased 0.8

Retail 125

Retail Online National America 125

Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. Apple is planning to make this service available at both online and retail stores – if you can use Apple Pay for it, you can use Apple Pay Later for it.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

JANUARY 10, 2017

The results show the fastest quarterly growth since the last three months of 2014, Business Insider reported. Jenkins noted that the overall growth was boosted by Christmas-related activities and a national sales drive. The first two weeks of December were quite busy for us with lots of online orders coming in. While the U.K.’s

Online 100

Online Retail US National 100

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. as well as maintain the company’s critical national infrastructures. .

Retail 116

Retail User Experience ATM Security 116

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. I wrote a piece in 2014, right around this time, that made the strong case for the decline of physical retail. It’s not surprising.

Retail 309

Retail Online Maine Branding 309

PYMNTS

AUGUST 29, 2016

26) they seized around €1 million earlier in 2016 in connection with a operation that was being run on an online dark market. In a report by CoinDesk , a representative of Finland’s customs office said the online drug site was named Valhalla, which has been in operation since Oct. Finland customs agents announced on Friday (Aug.

Online 101

Online National Operations California 101

PYMNTS

MARCH 13, 2018

In 2014, Amazon ’s Whole Foods became Instacart’s first national partner. For grocers, Amazon’s ventures into online groceries bring big competition, but delivery platforms such as Instacart can help grocers compete with the threat of eCommerce and delivery.

Los Angeles 102

Los Angeles San Francisco Dallas Atlanta 102

PYMNTS

APRIL 4, 2018

Through platforms such as Slice , small pizzerias can tap into technology that allows their customers to order pizza online for pickup or delivery — just like the larger national chains. By 2022, the projected value of the online delivery market is projected to reach $55 billion.

San Francisco 128

San Francisco Comparison social media Online 128

PYMNTS

NOVEMBER 25, 2016

Physical stores are no longer at the top of everyone’s shopping lists, instead preferring to seek out items online, according to new research. The trend first emerged last year, with 2015 being the first year that the same number of shoppers went online as those that went to storefronts. Reports Wednesday (Nov.

Online 100

Online Trends Retail Analysis 100

PYMNTS

MAY 20, 2016

In addition to cost savings — the nation’s deputy minister for economy development and trade told reporters that it will provide savings as the government spends about 9 percent of GDP on procurement — officials are looking to drive out corrupt players in government procurement happenings.

Tools 100

Tools Software Report National 100

PYMNTS

FEBRUARY 16, 2018

Two Russian nationals have been handed prison sentences for their roles in hacking corporates and financial institutions (FIs) in the U.S., The two were part of a larger group that stole online credentials, personal information and credit and debit card numbers between 2005 and 2012. Bloomberg reported this week. While the U.S.

New Jersey 101

New Jersey Fraud Survey Cards 101

PYMNTS

JUNE 21, 2018

According to Bloomberg , one source claims that the California-based firm is engaging in conversations with the Office of the Comptroller of the Currency, which charters and regulates all national banks and federal savings associations. The talks are not final and no deal has been made.

Regulation 123

Regulation Millennials California Capital 123

PYMNTS

JUNE 19, 2019

In an effort to clamp down on cross-border money laundering, the People’s Bank of China (PBOC) plans to bolster cooperation with other nations such as countries in Europe. From 2014 to 2016, it recovered illegal funds of $1.25 billion or 8.6 billion yuan from more than 90 countries.

Regulation 100

Regulation Regional Course National 100

PYMNTS

NOVEMBER 6, 2019

Also, Fidelity National Information Services (FIS) reported Q3 results that beat expectations for adjusted earnings. The firm went public in 2014 and had just managed its first quarter of profitability in early 2016 when scandal rocked the business. In today’s top payments news, Japan’s SoftBank reported a $6.5 Adjusted earnings of $1.43

Report 100

Report Payments Mobile National 100

PYMNTS

APRIL 16, 2019

Walmart has been growing and expanding its apparel business over the 24 months via a variety of channels including a partnership with Lord & Taylor online, acquiring brands such as Moosejaw and Modcloth as well as a series of celebrity partnerships with Ellen DeGeneres, Kendall and Kylie Jenner and Dax Shepherd and Kristen Bell.

Branding 100

Branding Retail National US 100

PYMNTS

JANUARY 5, 2018

Against that landscape, it isn’t enough for retailers to post their addresses and hours of operation online; Cummins said they need inventory discoverability to drive physical sales, or customers who don’t know where to find that elusive product will simply order it from a certain eCommerce giant. Ireland, the U.K.

Retail 103

Retail Google Online National 103

PYMNTS

FEBRUARY 13, 2017

Murray’s Cheese and Kroger have been partners for nearly a decade, with the national grocer selling the cheese shop’s products in its supermarkets. In-store transformation will increasingly become key for grocery retailers in the coming years to compete with growing consumer interest in online food sales. percent of U.S.

New York City 123

New York City Millennials New York Online 123

PYMNTS

JUNE 7, 2019

Single people, often neglected by many retailers – at least based on complaints and stereotypes found online – seem to be getting fresh attention in this era of online and mobile shopping, and shopping clubs. By 2014, it was bigger than both Cyber Monday and Black Friday. Take Costco, for instance. It takes place on Nov.

Retail 133

Retail Millennials Online Innovation 133

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

AUGUST 29, 2018

When trying to understand the new eIDAS regulations set to go officially online in the EU in September, it helps, Trulioo GM Zac Cohen told Karen Webster, to take a step back and look at the general purpose of the European Union. The EU, Webster noted, was not quite the same place in 2014 as it is in 2018.

Regulation 164

Regulation Guidelines Trends Online 164

PYMNTS

JANUARY 26, 2017

-based business are an extension of the position that Ant Financial’s Alipay maintains as China’s leading online payments conduit. As for MoneyGram, that firm is in partnership with about 350,000 locations across 200 nations via banks and retail outlets to allow for individual remittances within countries and across borders.

US 100

US United States Groups Mobile 100

PYMNTS

AUGUST 10, 2016

Supermarket chains dominated a list of hottest retailers in 2015, according to information released by the National Retail Federation’s (NRF) STORES magazine. 1, which is based on sales growth in 2015 over 2014 of both public and privately held retail companies by U.S. billion in 2015, after placing 57th on the list in 2014.

Retail 100

Retail North Carolina Branding Washington 100

PYMNTS

JUNE 18, 2019

Two lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA). The NSA has used Section 702 of the FISA Amendments Act to justify collecting and storing millions of Americans’ online communications,” according to the EFF.

Guidelines 123

Guidelines Data United States CA 123

PYMNTS

DECEMBER 13, 2018

The two companies have been heavily intertwined since 2014, when Instacart was only two years old. Also in November, Instacart announced a national expansion of its Instacart Pickup service, which lets customers order online and pick up the groceries at retailers. “We Instacart made the announcement on Dec. billion valuation.

Retail 100

Retail National Capital Management 100

PYMNTS

JULY 25, 2017

The impact of online fraud reaches far beyond the dollar count of sales lost. . In recent studies, as noted by EKN Research and Radial, developed nations are seeing an increase in card not present (CNP) fraud, which now accounts for as much as 70 percent of all card fraud and is growing at double-digit percentage rates in some nations. .

Fraud 120

Fraud Retail Cards National 120

PYMNTS

MAY 12, 2016

What the initiative will entail includes: the digitization of school fees and national health care claim payments, providing an online payment gateway for Rwanda Online, contributing to the creation of a common mobile banking platform, and contributing to the effective management of spending activities across borders.

Knowledge Base 100

Knowledge Base Regional Online Meeting 100

Perficient

MAY 27, 2022

Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell. The DAO sought to raise capital by exchanging DAO tokens for other cryptocurrencies through an Initial Coin Offering (ICO).

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

PYMNTS

DECEMBER 19, 2019

For eCommerce firms targeting emerging markets, the opportunities are vast, as millions of consumers continue to go online to buy, and eCommerce sales soar by double-digit percentages. Goodenough said that since 2014, more than 30 million “very active” consumers have brought their buying power online.

Payments 132

Payments Cards Online Data 132