Independent Banker

OCTOBER 31, 2021

The CARES Act extended the CECL implementation deadline for many larger community banks until the end of the COVID-19 pandemic. Community bankers tell us that while the extension is welcome, they’re already down the road to implementation. ICBA tells FASB CECL isn’t feasible for community banks. By Stephanie Vozza.

Community Bank 91

Community Bank Community Software New York City 91

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. So how do banks use social media and what do they need to be wary of? Following the tweets.

social media 88

social media Risk Management Compliance Community Bank 88

Celent Banking

MARCH 6, 2015

It’s an important topic that Celent discussed in a report published last year: And Then There Were None: The Disappearance of Community Banks. The figures below outline the decline of banks in the US, going from 11,462 at the end of 1992 to 5,809 in 2014. prepaid services, P2P lending, etc.).

Conference 100

Conference Retail Community Austin 100

Abrigo

OCTOBER 2, 2014

” • Net Stable Funding Ratio – Encourages long-term resilience by creating incentives for banks to fund their activities with more stable sources. • Strengthened Risk Capture – Includes more centralized and accurate data management, and more in-depth stress testing and forecasting. Blog Bank Credit Union'

How To 236

How To Capital Community Bank Maine 236

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Retail Bank, Citibank, New York, NY.

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

FEBRUARY 24, 2016

Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. He adds that regulators and bank management need to act to prevent those risks from becoming reality. “We

Community Bank 70

Community Bank Lending Community Regulation 70

Jeff For Banks

NOVEMBER 9, 2018

February 2018 - Regulators limit WF growth due to "widespread consumer abuses and compliance breakdowns." And since then: They admitted altering business customer data to address anti-money laundering compliance. that have been issued since 2014 or earlier." As community banks, we have not developed a strategy to break through.

New Jersey 60

New Jersey Compliance Community Meeting 60

Jeff For Banks

DECEMBER 16, 2022

Each employee has an ownership stake in the bank through its Employee Stock Ownership Plan. In 2021, the bank expensed over $530 thousand to the ESOP to benefit employees. Twenty-six percent of the bank is owned by the Board, Executive Management, and the ESOP. I would call that stakeholder alignment.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. In fact, our opening salvo in the 2014-16 EGRPRA review offers not just a sampling of banking regulation in need of reform, but also advice on how regulators could maximize their effectiveness over the next two years.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Gonzobanker

AUGUST 29, 2017

On the mortgage lending side, compliance and functionality requirements skyrocketed over the past couple of years, mostly due to the TILA/RESPA Integrated Disclosure rule (TRID). A case in point is the acquisition of CMSI/Origenate by FIS in 2014. Functionality. Point systems provide better system functionality (usually).

Strategy 78

Strategy Lending System Community 78

Independent Banker

SEPTEMBER 22, 2015

Recently Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012, followed by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. Administration and management.

Regulation 70

Regulation Policies Community Bank Taxes 70

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! THE BANKING AWARDS. Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. but let’s just dive into it!

Los Angeles 101

Los Angeles Apple Risk Management California 101

Social Assurance

JULY 1, 2014

Marketing doesn’t have time, compliance doesn’t have time, who has time to manage this? Who wanted to be the first bank to design a website, create online banking, or build a mobile app? Don’t wait for the pain to make a change in your bank. Your local community want to hear from you.

social media 22

social media Handbook Community Tools 22

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way. In just five months, Seacoast announced three bank acquisitions ( Drummond, Apollo , and Professional ) totaling a little over $4.7B THE TECHNOLOGY AWARDS.

Community 216

Community Fintech Industry Innovation 216

Fintech Labs Insights

JULY 22, 2015

Advisor Software will provide an overview of its wealth management cloud platform – an end-to-end suite of APIs, apps and widgets that power digital investment advice and financial planning applications. Why it’s a must-see: It has nearly 120 APIs that will power the next generation of digital wealth management applications.

San Francisco 12

San Francisco Video Fintech Data 12

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). Key people: Annie Ye, Head of DAX, Senior Vice President, DBS Innovation Group; Neal Cross, Managing Director & Chief Innovation Officer. Notable projects: DAX teamed up with POSB, part of DBS Group and the oldest local bank in Singapore, to help co-create the POSB Smart Buddy. Founded: 2016.

Innovation 78

Innovation blockchain Technology Groups 78

Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. So what has been holding us back?

Marketing 60

Marketing Taxes Regulation US 60

Independent Banker

OCTOBER 1, 2022

Neil Zick, president and CEO of Twin City Bank, helped Tim Norris obtain financing to start The Link Cannabis Co. When Oklahoma legalized the sales of cannabis for medicinal purposes in 2018, executives of $550 million-asset Blue Sky Bank in Tulsa, Okla., It’s a strategy that an increasing number of community banks are embracing.

Marketing 113

Marketing Compliance Community Community Bank 113

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. withdrawal Iran has reduced its compliance in five phases and now has exceeded limits on uranium enrichment agreed to in the JCPOA. Below are terms and definitions that will be referred to in this article.

National 195

National Training United States Regulation 195