Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. This metric surged from 2 percent as of June 30, 2013, to 4.4

Rhode Island 238

Rhode Island District of Columbia West Virginia New Jersey 238

PYMNTS

OCTOBER 17, 2019

The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. percent in 2013. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items. That’s an increase of 3.3 percent, up from 2.5

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

OCTOBER 17, 2019

The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. percent in 2013. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items. That’s an increase of 3.3 percent, up from 2.5

Fraud 101

Fraud Innovation Technology Mobile 101

BankUnderground

MAY 11, 2021

Against this backdrop the UK government introduced the HTB program in 2013. To exploit this geographic variation in exposure to HTB, we construct an HTB exposure measure using detailed data on all regulated mortgages originated in the UK from the Financial Conduct Authority. Figure 1: Geographical variation in exposure to Help to Buy.

Marketing 119

Marketing Regional Payments Policies 119

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In The concept of breaking up the bank was shot down both in 2013 and 2015.

Washington 100

Washington Regulation Leadership Community Bank 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

CFPB Monitor

APRIL 29, 2015

The CFPB announced yesterday that it had reached a settlement with Regions Bank regarding claims that the bank unlawfully charged overdraft fees to customers who had not opted-in for overdraft coverage. The consent order requires Regions to pay a $7.5 In December 2013, the bank made refunds totaling approximately $1.9

Regional 60

Regional ATM Report Regulation 60

PYMNTS

SEPTEMBER 6, 2016

percent, reports by Financial Times said late last week — that’s down from 41 percent in 2013. That’s up from just 15 percent in 2013. According to the publication, the shift underscores “the growing importance of the Asian region and of China in particular in global trade.” China Rises. ’s $2.4

Marketing 100

Marketing Regional Survey National 100

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. Abrigo’s Loan Origination Software can help you streamline origination and ongoing customer management.

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

AUGUST 30, 2016

Uber is a powerful matchmaker with many stakeholders to keep happy on a good day — drivers, passengers and, of course, those state and local regulators. Uber launched services in Abu Dhabi in 2013 and had planned to invest $250 million in the Middle East and North Africa, its fastest-growing market region. This past Friday (Aug.

Regional 110

Regional Course Regulation Report 110

Independent Banker

MARCH 15, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. Three-quarters of the community bankers who responded to the survey said the regulations are keeping them from making more mortgage loans.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. Three-quarters of the community bankers who responded to the survey said the regulations are keeping them from making more mortgage loans.

Washington 70

Washington Community Bank Community Survey 70

CFPB Monitor

MARCH 24, 2016

The CFPB’s press release describes the recommendations as “an extensive set of voluntary best practices” and, in his prepared remarks , Director Cordray stated that the recommendations “are not binding regulations; they are simply suggestions we urge institutions to consider in serving their customers.”

Report 60

Report Compliance Regulation Training 60

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. That yielded 291 total institutions, broken down by region. And I have never heard a regulator say the phrase "over capitalized". Some regions are experiencing slightly elevated non-performers from the previous year. Where are we and where have we been?

Taxes 60

Taxes Regional Industry Trends 60

Banking 2020

JANUARY 27, 2016

per cent recorded in 2013. The ‘Emerging Asia’ region as a whole saw growth of 21.6 percent in 2013 and is expected to reach 27 percent in 2014. per cent in 2013. It found that on a global level, non-cash payments are expected to increase by 8.9 percent in 2014, to reach a total of 389.7 billion transactions.

National 40

National Mobile Technology Payments 40

PYMNTS

MAY 16, 2017

TransAct’s first Accudate system, launched in 2013, integrated menu information, food safety requirements and expiration data, enabling restaurants to automate the labeling process. This functionality comes in handy when changing labels on grab-and-go items, for example, or having to comply with the latest FDA labeling regulations.

Management 103

Management Data Software Technology 103

BankUnderground

JANUARY 27, 2021

Furthermore, banks are often encouraged by regulators to extend loans to borrowers affected by a natural disaster. This suggests that the presence of regionally diversified banking groups enhances the ability of local group members to mitigate shocks. This raises the question: who continues to lend? Conclusion.

Lending 70

Lending Study Marketing Capital 70

Jeff For Banks

APRIL 25, 2014

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. Read: We need to be bigger and have more capital to keep up with regulation and the industry. Rarely do you see in merger press releases the selling CEO saying, "Hey, I''m tired.

Community 90

Community New York Indiana Connecticut 90

PYMNTS

NOVEMBER 13, 2018

percent until 2013. Upon releasing the firm’s most recent financials, company executives also said they are working with federal regulators on tests of Fitbit technology for more use in healthcare. During the third quarter of 2018, Fitbit sold 3.5 million wearable devices , and experienced a boost in smartwatch sales.

Payments 158

Payments Mobile Technology User Experience 158

American Banker

JANUARY 5, 2017

A California consumer group on Thursday urged the Senate Finance Committee to delay Treasury Secretary-designate Steven Mnuchin's nomination hearing after a leaked 2013 memo described alleged illegal foreclosure practices at OneWest Bank when he was chairman and CEO.

California 42

California Groups FDIC Regional 42

American Banker

MARCH 18, 2016

The Consumer Financial Protection Bureau claimed victory Friday in resolving a long-standing lawsuit against the bankrupt Nevada debt-relief company Morgan Drexen, which preemptively sued the agency in 2013.

Nevada 28

Nevada Company Regional National 28

American Banker

FEBRUARY 25, 2016

Given the contentious political battle over Cordray's recess appointment and ultimate confirmation by the Senate in 2013, some former officials say it may wait until after the election to make a choice. The Consumer Financial Protection Bureau has not named a permanent deputy director since July. Here's why.

Regional 28

Regional National Regulation 28

CB Insights

OCTOBER 2, 2018

Similarly, Amazon Web Services (AWS) has a contract with the US government called Secret Region to serve workloads across the full range of government data classifications, including Top Secret documents. Effective data security features are critical to securing this information. Google and Amazon are prioritizing data security in the cloud.

Security 58

Security Data US Google 58

Jeff For Banks

JANUARY 16, 2016

Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right?

Community Bank 60

Community Bank Atlanta Data Marketing 60

Fintech Labs Insights

MARCH 7, 2016

” Pictured: Holvi co-founder Tuomas Toivonen demonstrating his company’s platform at FinovateEurope 2013 in London. Business Insider also recognized the company last fall, naming it among the “12 hottest” fintech startups in the region. ” Terms of the acquisition were not immediately available.

Regional 12

Regional Fintech Technology Tools 12

CB Insights

FEBRUARY 1, 2019

The OJK, Indonesia’s financial services regulator, is already starting to clamp down by launching a selective registration process and shutting down unlicensed firms that continue to operate. in 2013 to 15.8% Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B

Policies 61

Policies Lending Operations Examples 61

CB Insights

FEBRUARY 13, 2020

This process also comes with hurdles like regulations, fees, compliance standards, and payment card issuers — all of which become increasingly complex for international transactions. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Empower developers.

Online 98

Online Company Retail Payments 98

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Existing startups like the UK’s Revolut are also looking to expand in the region. why profitability won’t come easy.

Retail 78

Retail Cards Millennials Mobile 78

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? Cumberland Farms, a 600 store gasoline/convenience chain implemented a mobile pay at the pump app back in early 2013. I’m convinced there’s going to be a re-localisation of payments. This provides a useful case study to illustrate my point. From It was a 3-party party in Barcelona ].

System 30

System Mobile Community National 30

PYMNTS

OCTOBER 1, 2018

In 2013, the lender’s originations count had grown to $2 billion, and Google acquired a minority stake in the company for $125 million. Investors depend on fund advisers to give them the straight scoop on performance so they can make informed investment decisions,” said Jina Choi, director of the SEC’s San Francisco regional office.

Lending 135

Lending Fraud Management San Francisco 135

Fintech Labs Insights

MARCH 14, 2017

.” In addition to improving the experience for the consumer, the company’s solutions also help FIs and fintechs grow while remaining compliant with privacy and data protection regulations. As the first bank in Norway, and among the first in the Nordic region, Bank Norwegian set the standard for self-service banking.

Video 15

Video Regional Regulation Security 15

CB Insights

OCTOBER 26, 2020

This regulation reduced trading profits and created a need to cut costs, spurring investment banks to spin off unprofitable divisions or eliminate them entirely. And across equity research and sales & trading, poor performances and new regulations have led to widespread layoffs as banks have figured out they can do more with less.

Management 78

Management Capital Company Marketing 78

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). billion during 2013 of which approximately $2.30 of the total portfolio, as of December 31, 2012 and 2013, respectively. million to $1.28

Strategy 99

Strategy Texas San Antonio Fort Worth 99

PYMNTS

AUGUST 5, 2019

Merchants’ financial institutions (FIs) or payment processors are no doubt well aware that adhering to today’s stricter anti-money laundering (AML) regulations, tax evasion laws and economic sanctions — while simultaneously combatting cyber fraud — all add to these transactions’ complexity and expense.

Payments 115

Payments Compliance Operations System 115

CFPB Monitor

DECEMBER 1, 2014

Mishkin Last week, the CFPB’s Ombudsman’s Office issued its third annual report covering the Office’s activities during fiscal year 2014 (October 1, 2013 through September 30, 2014). Unanticipated outcomes from regulations. As a result, “the Ombudsman now views the FY 2013 recommendations on this topic as closed.”

Report 92

Report Industry Meeting Groups 92

CB Insights

JUNE 11, 2018

Baidu has the most extensive mobile maps service in China (called Baidu Maps) and has been working on HD maps since 2013. In recent months, the Chinese government has increasingly eased regulations on autonomous vehicles in a number of cities to accelerate the path to commercialization. The China advantage.

Google 71

Google Industry Software Data 71

CB Insights

MARCH 6, 2019

Wellington Management invested $76M in a Series A round in August 2013, based on the input of a fund manager with little expertise in the tech sector. By September 2013, the company was reportedly not profitable on just $10M in annual revenues. Wall Street Journal. Still, it wasn’t enough. Takeaways & lessons.

Report 78

Report San Francisco Capital New York 78