Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. Texas Capital Bancshares, Inc. versus 68.5%, respectively) and its operating expenses as a percent of average assets compared to peer banks (1.66% versus 3.09%, respectively).So, So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit.

Community Bank 86

Community Bank Atlanta Community Strategy 86

PYMNTS

JANUARY 16, 2020

Founded in 2013, the company was formerly called Taxify and rebranded to include additional offerings, like food delivery and scooters. The ridesharing firm is still operating there while it appeals the decision. In Estonia, Bolt delivers from around 80 restaurants in Tallinn, the capital of the Eastern European country.

Regulation 130

Regulation Capital Examples Innovation 130

PYMNTS

OCTOBER 3, 2016

bank Capital One Financial Corp., Cabela’s investor Elliott Management last year disclosed an 11 percent stake in Sidney, Nebraska-based Cabela’s and is reportedly urging a sale to pull value out of the hard-hit by recent trends retail operation. in late trading, giving Cabela’s a market capitalization of $3.7

Nebraska 148

Nebraska Capital Retail Cards 148

PYMNTS

APRIL 22, 2019

Lakson Investments Venture Capital (LIVC) led the round, which was reportedly for growth in Pakistan. Bookme Founder and CEO Faizan Aslam said per the report, “The capital raise will accelerate our scaling across Pakistan and facilitate the enhancement of our platform as a trusted market leader by customers, operators and payment partners.

Mobile 108

Mobile Payments Report Capital 108

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

AUGUST 24, 2018

They are the owners of Transact Pro , which operates as a payments processing firm in Latvia. The bank now gets a bit of fashioning, as the Latvian duo now join the board (Chapter 11 allows firms to operate as they restructure their debts). The bank itself? It was in Chapter 11 bankruptcy, as had been declared in November of last year.

Colorado 101

Colorado Leadership Fintech Operations 101

PYMNTS

JUNE 18, 2019

It was said to have become “the market leader” in some countries such as Ireland and the U.K. The company was sold to Criterion Capital less than two years after, and the Birches purchased it for $1 million in 2013. Then it reportedly pivoted again into the organization and operation of streaming tournaments.

social media 108

social media Millennials Video Report 108

PYMNTS

JUNE 10, 2019

billion Canadian dollars, exiting the German market while staying in the Netherlands (with an eye on revamping operations there). billion buy of Lord & Taylor in 2006, the public debut of Hudson’s Bay as a public company in 2012, and the acquisition of Saks Fifth Avenue in 2013.

New York 108

New York Retail Groups Capital 108

PYMNTS

MAY 16, 2018

Trade finance has evolved into an expansive market that combines supply chain finance, invoice finance and factoring, reverse factoring and a slew of other products – all aimed at ensuring that cash flows more easily through supply chains. factoring market at about $230 million. trillion trade finance gap in existence today.

Survey 124

Survey Capital Fraud Payments 124

PYMNTS

OCTOBER 25, 2019

billion in new funding, expanding to new markets and getting into new areas — most recently, coworking spaces. Now, the fast-growing operation is tapping into one of the growing trends in payments and commerce by offering online financing for its many partners. market share as this new decade looms. properties. Bigger Trends.

Online 100

Online US Trends Operations 100

PYMNTS

FEBRUARY 14, 2019

A report this week said that an online used-car platform in that country called BeliMobilGue has raised $10 million in fresh capital in a Series A funding to help expand its offerings. Higher interest rates and a bevy of new cars coming off lease stand to push more customers into the used market in 2019,” according to CNBC.

Capital 117

Capital Online Report Maine 117

BankUnderground

NOVEMBER 27, 2020

We show that ring-fencing has an important impact on banking groups’ funding structures , and find that this incentivises banks to rebalance their activities towards retail mortgage lending and away from capital markets, with important knock-on effects for competition and risk-taking across the wider banking system.

Lending 110

Lending Retail Groups Maine 110

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

CFPB Monitor

APRIL 25, 2022

The report incorporates information from the FTC’s most recent annual letter to the CFPB describing its 2021 activities in the debt collection market, including information about the FTC’s enforcement actions involving collection practices directed at small businesses. In 2021, in AMG Capital Management , the U.S. FTC annual update.

Report 141

Report Pennsylvania Resources Operations 141

PYMNTS

OCTOBER 21, 2019

21), the latest commerce operator to be on the verge of extinction in this age of digital and mobile. According to CNBC , the retailer is “buckling under the weight of an onerous debt load and struggling to compete with better capitalized competition.” billion in 2013, representing a 2.10 The company owns 458 stores in the U.S.,

Trends 101

Trends Retail social media Online 101

PYMNTS

OCTOBER 24, 2016

According to a report , Nick Rellas, chief executive officer of Drizly, said the company is testing the service in several markets, although he declined to name which markets and whether or not there will be a fee for this service. Drizly has raised $33 million in venture funding from six rounds since it launched in 2013.

Online 100

Online United States Comparison Report 100

PYMNTS

OCTOBER 7, 2016

The world’s largest retailer by sales will be pumping the breaks on its store expansion model as it reorients its attention toward expanding its e-commerce operations and infrastructure. billion capital budget. Walmart also confirmed it will be looking toward its current assets more as it looks to expand future growth.

Retail 129

Retail Capital Online Marketing 129

BankUnderground

APRIL 3, 2024

Throughout the blog, we argue that it is useful to have a flow of funds lens to provide the ‘macro’ context in which ‘macro-pru’ policy operates. In the post-crisis period, bank lending standards remained tight as seen by the lower flows of bank loans to both households and corporates (aqua bars in Charts 1 and 2) from 2010 until about 2013.

Lending 63

Lending Analysis Policies Trends 63

BankUnderground

AUGUST 17, 2021

Chart 2 shows that the shock also triggers a substantial and persistent contraction in private banks’ equity capital. This tightening in financial conditions is evidence that the transmission mechanism of monetary policy operates via financial markets and its link with investment.

Policies 97

Policies Capital Comparison Marketing 97

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. The market map below categorizes the Fintech 250 companies based on core area of focus.

Fintech 78

Fintech Lending Capital Analytics 78

Abrigo

MAY 5, 2022

or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

PYMNTS

APRIL 17, 2017

So, while McKelvey lost out on that $2,000 sale — he and his (friend) and Co-Founder Jack Dorsey — the founder of Twitter — did end up with a $17 billion idea (Square’s market cap at the time this piece went to press). Square has come a long way from being an mPOS solution for cash-based glass blowers and farmers market purveyors.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

MARCH 21, 2017

To stay competitive, consumer-facing companies need to change the way they operate, said Lior Sion, cofounder and CTO of global enterprise logistics management solutions provider Bringg. We see ourselves as an operating system for deliveries,” Sion said, “a system that solves for everything. Enter Bringg. That’s part of the magic.

System 131

System Operations Management Tools 131

BankUnderground

FEBRUARY 11, 2021

Large amounts of capital flow across borders. Our case study of French banks operating in London – part of a broader international initiative – suggests prudential policies have a much bigger offsetting effect on French banks’ lending out of the UK’s financial centre than on their lending out of headquarters in France.

Policies 102

Policies Lending Capital Case Study 102

BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks without access did not shore up their finances by borrowing on the interbank market, but curtailed their lending instead. Balance sheet adjustments.

Lending 69

Lending Study Marketing Capital 69

Jeff For Banks

AUGUST 2, 2021

1/ @Schornack At the end of July 2013, we invested $1.8MM to buy 49% of Flagship Financial Group, Inc. However, it had a great group of employees and was in a market that I knew very well. 4/ @Schornack In June 2013, Flagship Bank Minnesota had $94 million in assets and $62.8 Jackie Herman, our COO 2013. million in loans.

Community Bank 78

Community Bank Community Minnesota Metro 78

South State Correspondent

MARCH 23, 2022

In 2021, Nubank spent around 4% of revenue, according to their financials, in marketing which is materially below the 7% target for most banks. Instead of marketing, the Bank strategically focuses on two areas – product development and customer service. However, the above is the same strategy they have had since their founding in 2013.

Branding 221

Branding social media Strategy Data 221

CB Insights

OCTOBER 26, 2018

Drone hardware and operating system startup Airware abruptly shut down last month, after raising over $100M from a variety of name-brand VCs and blue-chip companies. into commercial drone hardware startups since 2013, and Airware was a portfolio company for many of the top drone hardware investors. Investors have poured $1.2B

Software 51

Software Capital Branding Data 51

PYMNTS

FEBRUARY 6, 2018

And so with his friend, former Capital One executive and former South African Air Force member Mickey Konson, he founded StreetShares , Inc. “We Our first base of operations was my basement in Reston, Virginia.”. Between its founding in 2013 and 2016, StreetShares had previously raised $8.3 A Different Type Of Platform.

Lending 119

Lending Virginia United States Capital 119

PYMNTS

JUNE 29, 2018

Though Bluefly was one of the few firms that managed to make it out of the great “ com bust” intact, it struggled to maintain its footing in a digital market that found itself flooded with high-fashion retailers from the web. Grover has been CEO since the sale and latest reset of the Bluefly ambition. “The ”

Retail 100

Retail Branding Mobile Groups 100

Independent Banker

JANUARY 31, 2022

approached him about a leadership position in 2013. Traditionally, community banks have supported CDFIs through making charitable contributions, providing loan capital to CDFI loan funds or, at the highest range, making an equity investment in a CDFI. Location: Arkadelphia, Ark.

Community Bank 172

Community Bank Community Leadership Arkansas 172

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 Operational Risk: Lastly, the OCC mentioned an increase in operational risk, and its intent to focus on: • Significant growth areas, new products, new or expanded services and changes in strategic direction. percent as measured on June 30 of this year.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

PYMNTS

SEPTEMBER 23, 2016

Korean Air’s board of directors approved a 60 billion won ($54 million) loan to Hanjin in an effort to help it continue daily operations. the Las Vegas-based gambling giant that owns and operates over 50 hotels and casinos around the world, has offered to boost its bankruptcy contribution by more than $1.2 and is saddled with $5.37

Las Vegas 100

Las Vegas Delaware Chicago New York 100

CB Insights

OCTOBER 23, 2017

To illustrate the different ways China’s largest internet giants are positioning themselves in the online insurance market, we put together the graphic below breaking down BAT’s various partnerships, investments, and acquisitions in the space. Launched in 2013, Zhong An recently raised $1.5B Hillhouse Capital, Allianz.

Industry 57

Industry Online Capital Comparison 57

PYMNTS

AUGUST 11, 2017

The Great Recession had a crippling effect on credit markets across the board. Once easily categorized as “the alternative financial services players” through white labeling, partnerships and acquisitions, these alternative online lenders are very much becoming part of mainstream operations. And they did.

Lending 117

Lending Capital Video Online 117

Abrigo

APRIL 1, 2015

McGrane and Hilsenrath also noted that following the push for higher capital cushions, “regulators are now focusing on corporate governance and the role of directors to ensure banks have the right culture and controls to prevent excessive risk taking.” How complex is the bank’s operating model? How is the management of risk overseen?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

CB Insights

NOVEMBER 3, 2017

In line with overall deal activity in the space , the number of corporate-backed deals directed towards travel tech startups soared, growing from just 18 deals totaling $154M in 2013 to over 65 deals worth $1.7B With 7 investments since 2013, Tencent Holdings is the most active corporate investor in the travel tech space. in 2017 YTD.

Digital Strategies 46

Digital Strategies Trends Google Capital 46