PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted.

Innovation 131

Innovation Payments Apple Mobile 131

Bank Innovation

FEBRUARY 6, 2019

In 2010, when Patrick Collison founded Stripe Inc. with his younger brother John, he thought the world was headed toward ever-increasing globalization, economic stability and international commerce. Now, based on the events of the last couple years, no one holds “so Panglossian a view,” said the 30-year-old chief executive officer.

Operations 170

Operations Google Capital Online 170

PYMNTS

FEBRUARY 4, 2020

WorldRemit Chief Commercial Officer Tamer El-Emary said the partnership would focus on “innovation, customer experience and speed to market.” WorldRemit, founded in 2010 in the U.K., employs more than 800 people and operates more than 6,500 money transfer paths worldwide — in anywhere from 50 to 150 countries.

Mobile 132

Mobile Customer Experience Operations Community 132

PYMNTS

JANUARY 22, 2020

Nigerian digital payments startup Paga is expanding its operations with the acquisition of Apposit , a software development startup based in Ethiopia, as reported on Wednesday (Jan. incorporated but operates in Addis Ababa – to support that expansion into East Africa and Latin America,” the article indicated.

Software 130

Software San Francisco America Study 130

PYMNTS

DECEMBER 12, 2019

Silicon Valley software innovator LeanTaaS closed a $40 million Series C3 funding round led by Goldman Sachs , LeanTaaS announced in a press release on Thursday (Dec. LeanTaaS helps hospitals and health systems to increase access, as well as lower costs, through prescriptive and predictive analytics. The total amount raised is $101 million.

Software 130

Software Analytics Resources Leadership 130

PYMNTS

MARCH 27, 2019

Mobvoi was Google’s first direct China investment following the exit of its search engine from the country in 2010. The startup has a partnership with Google through its Voice Assistant and Wear operating system. It will also help Shanghai become an international financial center, as well as a hub for technology innovation.”.

Google 152

Google Big Data Innovation Apple 152

PYMNTS

FEBRUARY 4, 2020

Our strategic partnership with Visa represents a great opportunity to further accelerate digital payments innovation in the region. The New York team will handle operations in London and Dubai. Bankable was launched in 2010 and offers money transfer solutions as white-label self-service platforms as well as via APIs.

New York 132

New York Regional Digital Banking Fintech 132

PYMNTS

JANUARY 23, 2019

According to the announcement , ING will be allowed to access Corda Enterprise and deploy Corda applications across its global back-office operations, including trade finance, insurance, identity management and more. In a statement at the time, ING acknowledged “serious shortcomings” in its due diligence efforts between 2010 and 2016.

blockchain 128

blockchain Tools Compliance Operations 128

PYMNTS

APRIL 3, 2019

OnDeck has closed the merger between its Canadian operations and small business lender Evolocity Financial Group, also based in Canada. Evolocity has provided more than CAD$240 million (about USD$180 million) to small businesses since its launch in 2010, reports said. Financial details of the deal were not made public.

Lending 108

Lending Operations Online Groups 108

PYMNTS

MAY 2, 2019

RBS sold Worldpay to Advent International and Bain Capital for £2 billion in 2010, in a deal that proved fortuitous for the buyers, as the payments industry has flourished in the past few years. In other NatWest news , the bank recently announced a biometric payment technology for its commercial and business customers.

System 130

System Online Technology Payments 130

PYMNTS

JUNE 15, 2020

Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say. The Fallacy Of ‘Internet Time’ In November of 1998, a book was published that captured the prevailing wisdom of startups operating at the time.

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

JANUARY 15, 2020

Headquartered in Spain, Choice FS was founded in 2010 as a software solution to help banks and credit unions (CUs) customize deposit accounts. “Our software supports banks and credit unions, often with legacy systems that make true innovation extremely challenging, in bringing brand-new products to market at an unprecedented speed.”.

Fintech 131

Fintech US Software Retail 131

PYMNTS

MAY 24, 2019

Prabhu served as chief financial officer at NBCUniversal Media, LLC prior to arriving at Visa, where he oversaw the company’s finance function in addition to its division for operations and technical services. He was named vice chairman of Starwood in 2010. s chief financial officer since 2004.

Leadership 123

Leadership Chicago Industry Technology 123

PYMNTS

MAY 2, 2018

Birchbox was once valued at around $500 million and has taken in around $90 million in investor funding since 2010, when it was founded. As part of that strategy, we are prioritizing product innovation, the evolution of our digital experience and scaled partnership opportunities.”. As of today, Birchbox claims 2.5

Innovation 100

Innovation Strategy Retail Capital 100

PYMNTS

MAY 5, 2017

Amazon continues to grow its operational footprint across the globe. Since 2010, Amazon reports investing some $8.3 operations. “By the end of this year, we will have more than 1,500 innovation-related roles here in Britain,” Doug Gurr, U.K. billion in its U.K. workforce to 24,000.

Video 109

Video Technology Operations Retail 109

PYMNTS

AUGUST 23, 2019

“This extension reflects our mutual commitment to grow together by providing innovative payment solutions, world-class service, and a dedicated team to help Phillips 66 build its customer base and increase brand loyalty to the iconic Phillips 66, Conoco and 76 brands.”.

United States 100

United States Cards Branding Payments 100

PYMNTS

NOVEMBER 30, 2017

Preferred Partners are collaborators that work with NACHA on payments innovation and exploration of removing friction in ACH payments, NACHA explained. “We We are pleased to introduce Bottomline Technologies as our Preferred Partner,” said NACHA Chief Operating Officer Jane Larimer in a statement. The world of payments is evolving.

Payments 100

Payments Technology Innovation Security 100

PYMNTS

AUGUST 3, 2018

Department of the Treasury report on how to encourage more FinTech, payments executives were mulling over the report, wondering if it would lead to any concrete improvements and giving their ideas to PYMNTS about how to best improve payments innovation and entrepreneurship. FinTech Improvements. Additionally, the report calls upon the U.S.

Fintech 115

Fintech United States Regulation Innovation 115

PYMNTS

FEBRUARY 3, 2020

This is a major weakness for data-driven businesses to emerge, grow and innovate today, including in Europe, but huge opportunities lie ahead.”. The suit, filed in Rhode Island, alleges that Citizens Bank violated federal consumer protection laws during the period between 2010 to 2016. million credit card customers.

Data 130

Data Marketing Rhode Island Google 130

PYMNTS

FEBRUARY 4, 2020

By the end of 2020 four in 10 shoppers worldwide will belong to Gen Z, the consumer group born more or less between 1996 and 2010. Along with Gen Z-centric innovations in platforms and exchanges come the usual problems of friction and fraud. Platform operators are upgrading furiously to get past the credentials barrier.

Millennials 130

Millennials Fraud Groups Payments 130

CFPB Monitor

SEPTEMBER 8, 2020

When the bill becomes law, the DBO will be renamed the Department of Financial Protection and Innovation (“DFPI”) and the agency will gain the authority to enforce all California laws relating to “persons offering or providing consumer financial products or services in [the] state.” Below is a high-level overview of the AB-1864. the “CFPA”).

California 78

California Innovation Regulation Report 78

PYMNTS

MARCH 20, 2018

The report highlights four areas of the financial institution in particular need of digital disruption: the customer journey, data management, operating model and “building a digitally driven organization.”.

Boston 109

Boston Survey Digital Strategies Regional 109

PYMNTS

JUNE 22, 2016

With so much data available, is your organization harnessing it in the most efficient way in order to truly reap all the benefits of big data including driving innovation and improving the customer experience? Mike joined Enova’s analytics team in 2010 with 10 years of experience in quantitative analytics. Mike Failor.

Customer Experience 104

Customer Experience Chicago Analytics Big Data 104

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. To stay competitive, consumer-facing companies need to change the way they operate, said Lior Sion, cofounder and CTO of global enterprise logistics management solutions provider Bringg.

System 131

System Operations Management Tools 131

PYMNTS

MAY 28, 2019

“After placing an order via a smartphone nearby, a robotic arm behind a glass panel juggled cups, operated coffee makers and gently placed drinks on trays so they could be collected by waiting humans,” reads one description of a demonstration of the robot. That 5G technology is key to the robot’s operations and worth, the report added.

America 173

America United States Technology Industry 173

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. Just like 2010, with the launch of ISIS, aka Softcard , and its merchant-friendly mobile payments scheme. And what was the product?

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

NOVEMBER 7, 2016

In that same interview, Ballmer also explained away his initial skepticism of Apple as his inability to process the “business model” innovations that he claimed drove its popularity — the carrier subsidies that made the iPhone cheaper for consumers to buy. In 2010, analysts reported that Android market share had grown 900 percent — from 6.7

Mobile 188

Mobile Apple Google Software 188

PYMNTS

DECEMBER 20, 2018

26 ,with products from the eCommerce operator averaging nearly 14 percent lower than competing retailers including Walmart and Target, according to an analysis from Profitero. months in the period of 2008 to 2010 to only 3.7 Amazon now accounts for 2.1 For instance, Informed.co months in the period from 2014 to 2017.”

Software 157

Software Retail Analysis Online 157

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. In 2010, LendingClub added to its war chest with a $24.5 The DOJ Finding.

Lending 135

Lending Fraud Management San Francisco 135

Insights on Business

JANUARY 10, 2017

And Blockbuster, which in 2004 had about 60,000 employees and more than 8,000 stores, was in bankruptcy by 2010 because Netflix and other on-demand video providers figured out how to deliver a much more convenient and rewarding experience. Many major hotel chains are aware that their market valuation has been eclipsed by Airbnb.

Customer Experience 87

Customer Experience social media Video Innovation 87

Filene

JULY 8, 2016

A sustainable credit union seals operational gaps and streamlines service to members. A consistent process improvement program helps achieve this ideal state of exemplary member loyalty, financial growth, and operational efficiency that so many organizations long for. After all, members are the most important factor in this equation.

Case Study 42

Case Study Colorado Study National 42

PYMNTS

MAY 14, 2018

The average model year of a GasBuddy customer is a 2010, and the most popular vehicles on their platform (and in America) remains trucks and SUVs – cars associated with a fair amount of gas consumption. Security, she said, is among them, since card skimming at pump readers is an endemic problem for gas station operators.

Millennials 101

Millennials Operations Mobile Cards 101

PYMNTS

MARCH 2, 2018

Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 The company operates a working capital and trade finance solution for companies to secure financing to power global trade. billion, growing at a compound annual growth rate (CAGR) of 47 percent.

Fintech 118

Fintech Capital blockchain Lending 118

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. share at the end of 2010. Congratulations to them. BofI Holding, Inc.

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

PYMNTS

APRIL 22, 2016

In an interview with PYMNTS, Bradley Wiskirchen, CEO of fraud protection tech firm Kount, detailed the landscape of online fraud, where it is going, and the challenges and opportunities that confront innovative fraud detection. BW: It’s hard to pick just one – but here is one that I think underscores our approach to innovation.

Fraud 100

Fraud Idaho Innovation San Francisco 100

Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Once we’ve been here for 10 years, we are awarded a three-month paid sabbatical,” says Emilie Johnston, chief operations officer. By Roshan McArthur.

Community Bank 169

Community Bank Community Montana Leadership 169

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77