CFPB Monitor

OCTOBER 4, 2018

On September 21, 2018, the Attorney General for the State of Washington filed a lawsuit (see complaint ) against several companies engaged in purchasing charged-off consumer debts, for operating as “collection agencies” without a license, in violation of the Washington Collection Agency Act (WCAA).

Washington 84

Washington Operations Regulation National 84

PYMNTS

JANUARY 24, 2021

Operators of U.S. private businesses reported that 2021 is off to a good start overall, but signs of inflation are on the rise, and the jobs market outlook is somewhat gloomy, according to a press release from research firm IHS Markit. Chris Williamson , chief business economist at IHS Market, said in the release: “U.S.

US 255

US Survey Trends Marketing 255

South State Correspondent

MAY 9, 2023

private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. We believe any change to the FDIC insurance coverage should aim to maintain and advance our credit markets. The post Should Congress Increase FDIC Insurance Limits?

FDIC 195

FDIC Regulation Capital Management 195

PYMNTS

MARCH 3, 2020

Gmarket was acquired by eBay in 2009 for around $1.2 At the time of the merger, the companies made up 87 percent of the country’s consumer-to-consumer market as well as over 30 percent of the online shopping mall market. Also, private equity fund MBK could potentially be interested.

Regional 140

Regional Groups Online Retail 140

PYMNTS

MARCH 9, 2020

The volatility of the market, especially since being affected by the coronavirus, could cause a drop in some mergers and acquisitions (M&A) valuations and provide buying opportunities for interested companies. On Monday (March 9), the market saw Intuit’s shares dip 4.3 percent, which is $11.45, to $263.73.

Taxes 154

Taxes Software Company Fintech 154

PYMNTS

SEPTEMBER 27, 2018

Western Union is reportedly considering a sale of its business payments operation, unnamed sources told Bloomberg on Wednesday (Sept. ” In response to reports, shares rose by more than 3 percent on Wednesday, leading Western Union to reach a market valuation of $8.6 businesses in their overseas operations.

Payments 198

Payments Conference Operations Taxes 198

Chris Skinner

MARCH 15, 2017

For example, it shows that the UK retail banking market place has become a dull playground thanks to mergers and acquisitions over the past half century: As a result, the six large banking groups held an 89% market share of the current account market. Anyways, there is some key metric data in the report.

Regulation 291

Regulation Retail Survey Mobile 291

PYMNTS

AUGUST 14, 2017

Facebook has reportedly entered the market in China, anonymously launching a new photo-sharing app earlier in the year. Since 2009, Facebook has been blocked on all computers operating in China. Without entry into the Chinese market, Facebook is losing the opportunity to gain followers from the country’s population of nearly 1.37

social media 121

social media Policies Software Marketing 121

PYMNTS

JANUARY 28, 2020

billion in 2009 to $1.54 The total number of CUs in operation declined from 6,743 in 2015 to 5,390 as of 2019, but the total number of CU members increased over the course of the decade from 89.3 million members in 2009 to 119.6 New technologies are being developed to continue this market growth. trillion in 2019.

Innovation 155

Innovation St. Louis Fraud United States 155

FluentBanking

JULY 10, 2020

“Service quality has a strong correlation with customer satisfaction, financial performance, manufacturing costs, customer retention, customer loyalty, and the success of a marketing strategy.” They always want to get the best financial benefits in terms of the market scenario. and Saif, I.” Spathis, C., Petridou, E. and Glaveli, N.”

Industry 98

Industry Marketing Maine Strategy 98

PYMNTS

SEPTEMBER 8, 2019

“As a matter of policy, we do not provide comment on funding speculation until we have news to announce,” said Allison Van Houten, Getaround vice president of marketing, according to Yahoo Finance. In April, Getaround announced its acquisition of Drivy , a Paris-headquartered car sharing startup that operates in 170 European cities.

San Francisco 125

San Francisco United States User Experience Regional 125

PYMNTS

JANUARY 9, 2020

It’s all the fashion these days to battle it out online for more market share when it comes to selling clothes to consumers. This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. Part of the problem is the eCommerce brand’s image.

Branding 137

Branding Retail Marketing Operations 137

Bank Innovation

FEBRUARY 28, 2017

Bank Innovation today released a beta of its relaunch, the most significant rebuilding of the site since its start in 2009. Let us know what you think of the rebuilt site by emailing info@bankinnovation.net.

Innovation 150

Innovation US social media Operations 150

PYMNTS

JULY 14, 2020

The company, which operates in the U.S., The company is exploring a number of small mergers and acquisitions to accelerate roll out across potential new international markets. Afterpay Ltd. , the United Kingdom, and New Zealand, announced its Q4 results Monday (July 13) for Q4 that ended on June 30.

Millennials 188

Millennials Capital Trends Report 188

PYMNTS

MAY 14, 2018

Its analysis also found that the rise in alternative and marketplace lending options in the market has not yet made a significant impact on SMBs’ ability to access trade finance products. According to the FIs, the program has facilitated more than $30 billion in trade finance to SMBs across Asia since its launch in 2009. “As

Analysis 116

Analysis Lending Operations Marketing 116

Bank Innovation

MARCH 6, 2017

Today, Bank Innovation releases its most significant redesign and relaunch since the site initially dropped online in 2009. We hope you love the new Bank Innovation. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we were the lone voice for innovation at banks.

Innovation 150

Innovation Online social media Operations 150

Bank Innovation

FEBRUARY 28, 2017

We have undertaken our most significant redesign and relaunch since Bank Innovation initially dropped online in 2009. This beta officially kicks off today and marks a new chapter in the life of Bank Innovation. We hope you love it. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we […].

Innovation 150

Innovation Online social media Operations 150

PYMNTS

JULY 28, 2020

Research from IHS Markit shows that the average age of “light vehicles” in operation in the U.S. In 2009, when new vehicles sold represented 4.2 Americans seem to be holding onto their cars for longer periods of time. has risen to 11.9 That’s a dramatic increase, considering that in 2002, the U.S.

US 130

US Trends Report Operations 130

PYMNTS

NOVEMBER 7, 2018

His proven record of driving growth and operational excellence will propel Mitek to the next level.”. He also served as interim CEO of Interwoven, which he led through numerous acquisitions and initiatives to significantly grow revenue, while improving operating margins, profitability and cash flow.

Software 148

Software Mobile Leadership Analytics 148

PYMNTS

JULY 10, 2020

has not seen such volume since the end of 2009. The second quarter of 2020 represented a short-term recovery for the worldwide PC market, led by exceptionally strong growth in EMEA,” said Kitagawa, research director at Gartner. s termination of support for its Windows 7 operating system.

Apple 141

Apple Mobile Maine Groups 141

Abrigo

AUGUST 20, 2021

The FBI explains TOC groups are “self-perpetuating associations of individuals who operate, wholly or in part, by illegal means and irrespective of geography.” Drug trafficking reached $320 billion in profits in 2009, including $85 billion in cocaine and $68 billion in opiates. trillion in 2009 or 3.6% It is also growing. .

Training 195

Training Strategy Fraud National 195

PYMNTS

NOVEMBER 25, 2016

His new company, Closer Mobile, will reportedly operate within the on-demand services market, but details on exactly what it will do are unclear. In 2009, he launched Mooi, a company that aimed to offer a service for users to connect their calendars and share content and news within a private network.

Mobile 100

Mobile Security Operations Report 100

PYMNTS

OCTOBER 28, 2019

Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well known on the capital markets side. Its Getaround Connect device now operates in the United States, as well as in seven European countries: Norway, France, Germany, Spain, Austria, Belgium and the U.K.

San Francisco 101

San Francisco United States Capital User Experience 101

PYMNTS

MAY 15, 2020

Founded in 2009, Zomato describes itself as a provider of restaurant reviews and food delivery service for more than 1.5 Considering what we know at this point, the idea is to make a complete shift toward being a transactions-first company, focusing heavily on a small number of large market opportunities in the food value chain.” .

Strategy 150

Strategy Report Company US 150

PYMNTS

OCTOBER 28, 2019

Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well-known on the capital markets side. Its Getaround Connect device now operates in the United States, as well as in seven European countries: Norway, France, Germany, Spain, Austria, Belgium and the U.K.

San Francisco 100

San Francisco United States Capital User Experience 100

Abrigo

FEBRUARY 9, 2016

As the market has shifted from 2009, almost every bank wants to grow, and they are receiving pressure to do that,” says Peter Brown, director of strategy and operations for the financial institutions division at Sageworks. “At Speed to market is critical,” Brown says. “An

Compliance 150

Compliance Lending System Data 150

PYMNTS

APRIL 27, 2020

As companies across all verticals have been forced to shutter, they’ve been unable to keep top-line traction or operations humming – or to service their debt loads. Firms with hard assets in place, such as cruise ship operators and airlines, have pledged new debt offerings against their tangible plants, property and equipment.

Retail 151

Retail Analysis Operations Examples 151

Cisco

APRIL 12, 2022

In 2009 when the closing of branches trend began the U.S. banks shuttered 2,927 branches, according to S&P Global Market Intelligence data. Commerce disruptor Amazon has found value in operating physical stores, financial institutions should be able as well. Optimize branch operations. had nearly 100,000 branches.

America 109

America Customer Experience Operations Survey 109

PYMNTS

JANUARY 31, 2017

Since 2009, Facebook has been blocked on all computers operating in China. Without entry into the Chinese market, Facebook is losing the opportunity to gain followers from the country’s population of nearly 700 million people.

social media 100

social media Regional Innovation Policies 100

PYMNTS

JUNE 17, 2019

Europol, based in Hague, is asking operators of ATMs to put less cash in the machines and make the cash traceable if it is stolen. In RBR’s new Global ATM Market and Forecasts to 2024 report, it found the number of ATMs declined in four of the five largest markets last year. The attacks include 21 countries. In the U.S.,

ATM 109

ATM Security Trends Marketing 109

PYMNTS

DECEMBER 13, 2016

The newly formed relationship calls for Cardtronics to own and operate ATMs at more than 300 gas station and convenience store locations — operating under the We Got It! Food Mart, My Goods Market and Circle K brand names — in California, Colorado, Oregon and Washington State. Cardtronics announced Monday (Dec.

ATM 100

ATM Oregon Colorado Washington 100

PYMNTS

FEBRUARY 12, 2018

According to a report in TechCrunch, marketing and financial institution solutions provider Cardlytics closed the regular trading session Friday (Feb. It partners with well-known brands like Starbucks, Airbnb and Whole Foods Markets to provide discounts to banking customers. The company raised $70 million in its IPO, selling 5.4

Capital 100

Capital Cards America Marketing 100

PYMNTS

JUNE 21, 2018

Lyft , noted the report, is operating in fewer markets than Uber — Lyft is in the U.S. and Canada while Uber has operations around the world. 29, 2009 and are not currently in arbitration with Uber. The drivers also claimed that Uber misled drivers with guaranteed compensation of $5,000 in the first month of employment.

San Antonio 102

San Antonio San Jose Kansas City New York 102

PYMNTS

DECEMBER 5, 2016

Twino was founded in 2009 and currently sells loans from Georgia, Latvia, Denmark, Estonia and Poland. Twino’s business model operates more like a payday loan operator than a classic peer-to-peer lender. Low interest rates have been the norm in the global lending market for the past few years.

Georgia 100

Georgia Lending System Operations 100

PYMNTS

APRIL 14, 2020

Companies fortunate enough to retain access to their suppliers have had to rethink purchasing practices to ensure that their vendors — especially smaller players with fewer financial reserves — are able to stay in operation and continue selling to them. That concern has prompted major companies to start paying their small vendors faster.

Strategy 299

Strategy Meeting Report Payments 299

PYMNTS

MARCH 14, 2019

“It would be the worst possible end result of this discussion if banks would suddenly start to withdraw money from certain markets,” Tuominen said. Nordic banks are the bedrock of the Baltic financial system, and during the economic crisis in 2009, Swedish krona and banks were the ones that got hurt the most.

Regulation 122

Regulation Regional System Capital 122

PYMNTS

OCTOBER 21, 2019

Think back to 2009, just as Recurly CEO Dan Burkhart and Karen Webster of PYMNTS did during a recent discussion about all that has changed in the past decade when it comes to subscription commerce. Proof of the growth and maturation of the subscription market comes from the clients Burkhart and his colleagues at Recurly speak with.

Video 100

Video Operations Software Examples 100