PYMNTS

OCTOBER 17, 2017

The rates of delinquencies still remain below the levels during the financial crisis of 2008 and 2009, but any uptick means there will be higher loan losses for the financial companies, noted Reuters. Synchrony and Alliance Data are focused on the store-branded, private label credit card market.

Cards 109

Cards America Data Lending 109

PYMNTS

OCTOBER 21, 2019

The world of 2009 was starkly different, a far less optimistic place. Though the Great Recession was technically “over” by the middle of 2009, few people living in the real economy felt that fact in their daily lives. When people asked “what’s next?” in the year 1999, they were generally pretty excited to hear the answer.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

FEBRUARY 16, 2018

Despite retail’s slump, the stock market did well in 2017. Consequently, some of Home Depot’s strength came from the overall strength of the market. billion investment in improvements across the brand. Since it was real estate that had tanked the economy, the market more or less froze solid for all but the well-capitalized.

Retail 101

Retail Training Atlanta Marketing 101

PYMNTS

AUGUST 2, 2017

And InContext has put together a fairly notable gallery of brands and retailers to which it seeks to bring its virtual insights: Nestle, Smucker’s, Kellogg’s, Anheuser-Busch and Walgreens have all experimented with InContext’s thus-far cloud-based VR solution for enterprise.

Retail 101

Retail Branding Data Technology 101

PYMNTS

JULY 13, 2016

It’s certainly not the type of pull marketing they teach in business school, but at the rate merchants keep showing up on the Chapter 11 Watch, retailers can’t be too pika-choosey about the ways they draw new customers in. Not every brand that closes its doors did so last week in infamy, though. Store Closures.

California 100

California St. Louis Retail Branding 100

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Capital One* 29,565,607 54,374,989 24,809,382. Gonzo readers, let’s look at the facts. billion in 2010.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. Date: May 21, 2009. Google and Motorola. Date: August 15, 2011. Price: $12.5B.

Google 76

Google Software Innovation Company 76

CB Insights

DECEMBER 19, 2017

Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then. Additionally, many of these physical retailers have lost the cache they once had as new direct-to-consumer brands with a hyper-focus on specific products have taken off.

Retail 78

Retail Branding Company Capital 78

Fintech Labs Insights

MAY 20, 2015

Payment processor, WePay has just added $40 million in new funding to its investment total , courtesy of a Series D investment led by FTV Capital. The Series D round takes WePay’s overall capital to more than $75 million. FTV Capital partner Chris Kinship will join WePay’s Board of Directors as part of the deal.

Capital 12

Capital San Jose Risk Management Google 12

PYMNTS

JUNE 5, 2019

To get a sense of how the world of payments and cards has changed, Cregan told Webster a story about a conference he attended in Las Vegas in 2009. You have enormous brands and massive amounts of consumers involved. ‘That Would Be Our Business Model Going Forward’. Step back a bit first. There is no room for failure,” Cregan said.

Cards 158

Cards Las Vegas Innovation Mobile 158

PYMNTS

DECEMBER 12, 2016

The Food Marketing Institute reported that about 50 percent of that spend is on perishables — stuff like meat (13 percent of that 50 percent), produce (11 percent of that 50 percent) and dairy (8 percent of that 50 percent). percent of consumer spending (assuming a median annual income of $56,516 and annual grocery spend of $4,015).

Retail 100

Retail Online Branding Innovation 100

PYMNTS

JUNE 14, 2018

Consumers seem to have gotten their shopping groove back, and brands that had doubtful looking futures as recently as six months ago are showing strength – and not just in fit-and-start surges, but more consistently. percent in Q1, in line with averages since 2009. Economists are predicting that Q2 will show 4 percent growth in U.S.

Retail 108

Retail Bitcoin Course America 108

Tech and Finance

DECEMBER 14, 2015

In this newly created role, Basker will lead two strategically important pillars in the growth agenda for Zafin — capitalizing on business opportunities through a coordinated transformation of Zafin solutions, processes and disciplines to achieve scale and speed and global expansion of advisory services.

Leadership 28

Leadership Industry America Retail 28

Jeff For Banks

MAY 31, 2017

Look at the decline in branches since 2009. I read a recent interview of Members 1st Credit Union CEO Bob Marquette by S&P Global Market Intelligence (link requires subscription). So take the pulse of your markets, and make the branches into what your customers want and will want them to be. Look at transaction counts.

Branch Strategies 60

Branch Strategies DC Groups Fintech 60

CB Insights

SEPTEMBER 7, 2017

Daimler sells both passenger cars and vans under the Mercedes brand and manufactures trucks and buses under a wide range of other marques. In March 2017, moovel’s North America arm also helped launch the Austin, TX-based MobilityX accelerator with Capital Factory. Looking for more data on automaker startup activity?

Austin 44

Austin America Mobile Data 44

PYMNTS

AUGUST 21, 2017

million from Benchmark Capital and changed its name to eBay. But it would be over the next four years that eBay would find itself increasingly pulled into a riptide of changing market dynamics. Facebook Stores was launched in 2009 as a way for online retailers to sell to the fans who “liked” them. million in revenues to $3.2

Online 128

Online Retail San Francisco Mobile 128

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Taking a hefty fee mitigates the investment bank’s risk by insulating it from the stock’s actual performance in the market. Source: Getty. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

PYMNTS

AUGUST 10, 2016

They were much more interested in a mobile point of sale unit they could brand and we would white label. Back in 2009, the Apple iStore and Facebook Connect had just come out, and a group of friends and I saw these disruptive forces and thought that we could harness them and build a social payments app. So that’s what we did.

Payments 100

Payments Software Innovation Bitcoin 100

Fintech Labs Insights

SEPTEMBER 29, 2016

million in new capital using the same convertible note strategy the company used last year to raise $2.2 Bill Robbins, who took the helm as CEO at WealthForge last December , said the funding will help WealthForge build its core business, as well as make investments in “sales, marketing, and support.”

Virginia 12

Virginia Capital Strategy Online 12

NCR

MARCH 8, 2016

This is a company that’s become synonymous with innovation, commands unprecedented customer loyalty, generates massive coverage, enjoys huge brand recognition and continues to benefit from gigantic revenue, profits and market capitalization. Still, the lengths that Apple is being asked to go to now seem like a stretch.

Apple 40

Apple Software Guidelines Google 40

Fintech Labs Insights

JULY 15, 2015

In addition to helping the Fenergo enter new markets around the world, the investment will support development of a partner ecosystem including Fenergo University and Consulting Accreditation Program. Fenergo is a leading provider of client lifestyle management solutions for investment banks, private banks, and capital markets firms.

Management 12

Management Capital Regulation Branding 12

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Expect more of these slam-dunk in-market mergers that reduce locations 10%+.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

APRIL 16, 2020

2009 (a 17-month dive). The recovery : As financial institutions got to the other side in 2010/2011, there was a massive pent-up demand from consumers for digital services, as broadband was now common in most developed markets and the iPhone turned 3 in 2010. Concentrate on markets you can serve digitally.

Fintech 15

Fintech UX Community Comparison 15

Lex Sokolin

MAY 25, 2020

That feels like a venture bet coming to fruition, or founders looking at the likely market environment for the next 10 years, and saying?—?no Because apparently, Goldman Sachs is considering buying up Wells Fargo, PNC, or US Bancorp to accelerate its transformation into a consumer banking brand. no more of the same old.

Strategy 52

Strategy Fintech Capital Case Study 52

CB Insights

JUNE 6, 2019

Notably, Solyndra’s rise coincided with the passing of 2009’s American Reinvestment and Recovery Act, which contained various subsidies and promises of investment for sustainable US energy initiatives. In March 2009, the US government announced it planned to award Solyndra a guaranteed loan of $535M as part of that initiative.

Apple 78

Apple Branding Google Company 78

PYMNTS

MAY 6, 2019

Déjà vu because it was 10 years ago, in May of 2009, that Facebook launched the alpha version of Facebook Credits. First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. It shut down in 2012, 15 months after its official launch.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

CB Insights

FEBRUARY 28, 2019

Market volatility. Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. It had a great brand. Stock ownership.

Omaha 78

Omaha Company Capital Management 78

CB Insights

MARCH 6, 2019

Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Pets.com catapulted into the American consciousness via an all-out marketing blitz that included appearances at the 1999 Macy’s Thanksgiving Day Parade and the 2000 Super Bowl. Total funding : $161M. The rise and fall of Pets.com.

Report 78

Report San Francisco Capital New York 78

PYMNTS

AUGUST 31, 2018

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol. and with more planned.

Branding 101

Branding Florida Retail Online 101

PYMNTS

APRIL 14, 2017

The private equity firms that have backed the latest capital infusion are ones that are known for doing so as their investees get ready to go public. The Capital One data showed that such stepped-up activity will not occur in the next six to 12 months. After the withdrawal of the S7 from the market — and the resulting loss of $5.4

Samsung 100

Samsung Mobile Data social media 100

CB Insights

SEPTEMBER 10, 2019

Traditional banks like Chase and Bank of America are increasingly battling for market share with a new class of competitor: neobanks. These digital-first banking alternatives are well-funded, adding customers rapidly, and ready to compete with the traditional banks for market share. And millennial preferences are leading the way.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

APRIL 24, 2018

Retailers are leveraging technology, such as artificial intelligence and augmented reality, to enhance operational visibility and personalize their customer service, a new necessity in fast-changing and demanding consumer market. Kohl’s can move into smaller markets where a larger store may not fit.

Retail 59

Retail Trends Technology Branding 59

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. The Honest Company’s branding and promotional materials claimed that the firm’s goods were free of synthetic chemicals. Bouxtie’s broken promises.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

APRIL 23, 2018

And digital wallets face new risks to their model on the heels of the card brands’ recent embrace of browser-based, EMVCo-based online standards (Secure Remote Commerce, or SRC) that deliver a robust card-on-file solution experience for their issuers’ products inside a single “Pay” button. Disruptors Being Disrupted.

Retail 117

Retail Maine Lending Software 117

CB Insights

SEPTEMBER 5, 2018

Dockless systems, which allow users to park their bike or scooter anywhere along the sidewalk rather than in a fixed docking station, are more convenient and less costly to scale given lower capital costs, as operators don’t have to build out fixed stations. Mid-length transport.

San Francisco 78

San Francisco New York City US Mobile 78

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2009: Focus on inputs — the outputs will take care of themselves. The longer a company is able to retain its customers, the less it needs to spend on acquisition or marketing.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

OCTOBER 6, 2017

With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Outsize impact on the labor markets. The outsize impacts on the labor markets. It has applied for 480 patents since 2009.

Software 69

Software Industry Retail United States 69