Chris Skinner
FEBRUARY 11, 2020
Anyone who’s read this blog since 2007 or my books since 2014 will know that I have a regular rallying call: replace core systems; refresh the bank’s technology stack to an open architecture; embrace APIs, apps and analytics; deep dive on data; transform to be digital and not industrial; rethink … The post Q: Do investors believe bank digital (..)
Bank Innovation
MARCH 31, 2016
Fidor Bank is closer to its U.S. launch, but is still missing a critical piece to complete its services: a bank charter. Fidor began in Munich in 2007, and gained traction as a digital bank during and after the financial crisis. It has routinely been hailed as one of the most Read More.
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Gonzobanker
JANUARY 16, 2018
As a percentage of checking accounts, active online banking users grew 82% and active online bill payers increased 134% between 2007 and 2017. These percentage changes sound impressive, but just 51% of mid-size banks’ checking account holders banked online in 2017, and only 11% paid bills online through their banks.
Chris Skinner
FEBRUARY 21, 2017
After studying law at Oxford, he went back to business and is now Co-Founder and CEO of digital bank Monzo. At university I started a company that went onto Y Combinator in 2007, but I had to leave at that time. 11:FS CEO David Brear talks to him about why ‘Monzonauts’ are so crazy devoted to the brand. [You
Fintech Labs Insights
NOVEMBER 10, 2023
Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.
Javelin Strategy & Research
NOVEMBER 15, 2022
Banner Section Home Rss.xml 2023 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.
PYMNTS
MARCH 18, 2019
recently fell to the lowest rate since the 2007-2009 financial crisis, but a new product launch from JPMorgan Chase & Co. According to the Federal Deposit Insurance Corporation (FDIC), the percentage of unbanked Americans fell to its lowest level since the 2007-2009 financial crisis. The percentage of unbanked people in the U.S.
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