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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

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Top 28 Digital Lenders to U.S. Small Businesses

Fintech Labs Insights

But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. Only 3 surviving lenders were launched prior to 2007. Whereas, 3 of the 5 largest were founded in 2007, 2008, and 2009. Digital Lenders: Year Founded. CAN Capital.

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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. As recently as 2010 they were the last major bank to launch a native mobile banking app.

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Top 26 Digital Lenders to U.S. Small Businesses (SMB, May 2021)

Fintech Labs Insights

But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. Only 3 surviving lenders were launched prior to 2007. Whereas, 3 of the 5 largest were founded in 2007, 2008, and 2009. Digital Lenders: Year Founded. CAN Capital.

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Temenos to Acquire Kony: So What?

Gonzobanker

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

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Top 33 Digital Lenders to U.S. Small Businesses (SMB) in Nov 2021

Fintech Labs Insights

But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. Only 4 surviving lenders were launched prior to 2007. Whereas, 3 of the 6 largest were founded in 2007, 2008, and 2009. Digital Lenders: Year Founded. CAN Capital.

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Fintech’s Third Crisis is Tipping Point to a Digital-Only Future

Fintech Labs Insights

The fintech hits : The seeds of several important companies were sown in the 1999 to 2007 stretch (Paypal, Prosper, Zoka, Mint, Credit Karma). Financial crisis (2007-2008). The crash : Banks were just starting to test the digital waters in 2006 and early 2007 when the bottom dropped out of their balance sheets.

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