Gonzobanker

MARCH 7, 2024

It happened this week: Fintech Meetup , one of the newer trade events that brought 4,000 or so fintech and banker types to Las Vegas. The experience felt akin to entering a mosh pit but instead of musicians, you are in it with bankers and entrepreneurs and there are chairs. He likened it to regression testing.

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Las Vegas Fintech Conference San Francisco 149

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. You might also like this resource, Abrigo's "2022 Loan Review Benchmark Survey Results." Abrigo's blog covered these and other subjects in 35 credit and lending-specific posts this year.

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Lending Risk Management Community Management 222

Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Our technology, combined with the training that we provide, will result in a best-in-class solution. By Katie Kuehner-Hebert. Dick, Chairman and CEO, Mainstreet Bank.

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Fintech Marketing Community Bank Community 136

South State Correspondent

MARCH 7, 2022

As the pace of banking innovation speeds up, the OODA Loop, and its supporting concepts, can help a bank’s management team have a common framework to make decisions faster and more effectively. Despite being one of our most significant military operators, he was well versed in philosophy, science, history, psychology, and strategy.

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Strategy System Training Examples 221

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

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Resources Training Fraud Compliance 195

PYMNTS

MARCH 6, 2020

That’s even more true for community banks, which lack the resources larger FIs have to support modernization initiatives and technology investment efforts. “The technology transformation that has taken place in the last 10 or 20 years has put a strain on many community bankers,” he told PYMNTS in a recent interview.

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Community Bank Community How To Lending 173

Gonzobanker

SEPTEMBER 4, 2018

Customers love digital self-service—right up until they don’t, and then they want a live person. In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center.

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Technology Resources Fraud Strategy 115

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Bank Deal of the Year.

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Fintech Strategy Leadership Lending 144

Independent Banker

OCTOBER 31, 2022

The necessities of a digital-first approach were greatly magnified during the pandemic, with many banks having to close branches and rapidly adopt new digital technology to address the needs of the PPP [Paycheck Protection Plan] loan. Offer the ability to speed up the entire process. By William Atkinson. Benefits of digital lending.

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Lending Community Bank Community Illinois 91

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Well, HST and Big Bird had it right. Everything.

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Idaho Community Industry Strategy 174

PYMNTS

AUGUST 7, 2018

But there can be a sea change afoot that can mix things up a bit. KPMG reports that investment in technology overall has touched a new high of as much as $8 billion in the second quarter of this year, and through the first half of the year, FinTech investments touched more than $14 billion from $12.2 The way it will go?

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South State Correspondent

JANUARY 3, 2024

Since many bankers likely have a self-improvement goal in their New Year’s resolutions, we wanted to put out our recommendations right from the start. To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites. Heart Spoken , by Elizabeth Cottrell.

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Jeff For Banks

DECEMBER 24, 2018

Although the magi's perils were greater and their journey quite significant than the modern day banker, I too see headwinds for community financial institutions, and wish for three gifts for them during this holiday season. My Wish For Bankers in 2019 1. The accompanying chart should be quite alarming for bankers.

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social media Training Resources Community 60

PYMNTS

JULY 31, 2017

Is the credit union market ready for its close-up? It’s a market that is showing clear signs of growth. Another potential rule change is being considered in court, as the American Banker Association (ABA) is challenging the new membership rules of the NCUA, claiming the administration is overstepping the limits imposed by Congress.

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Report Innovation Regulation National 114

Abrigo

JULY 25, 2023

Financial institutions will have different appetites, so they will have time to learn about it and learn from the activity of others.” - Russ Chacon, VP of Product Management, Abrigo Here are some fast facts about FedNow instant payments to help financial crime professionals get up to speed: Not mandatory; no implementation deadline.

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Fraud Payments Security Resources 195

PYMNTS

NOVEMBER 4, 2019

In addition, Early Warning Services, the network operator behind Zelle, announced that $49 billion was sent through the Zelle network on 196 million transactions during Q3 2019. Other Signs of Popularity. Venmo was up 64 percent year on year, said management. Venmo was up 64 percent year on year, said management.

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Groups Payments Mobile Dallas 101

FluentBanking

APRIL 18, 2020

Banking diploma is a very common and recognized professional certification from The Institute of Bankers, Bangladesh (IBB). Though there are so many contradictions about this course, every banker wants to pass this certification. Today we are going to provide you a better insight into IBB, Bangladesh, and their banking diploma course.

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Regulation Case Study Security Management 52

PYMNTS

MARCH 2, 2018

In addition, we saw more and more B2B FinTech models proving out at the banks, coupled with larger and later-stage investments as the FinTech world scales up.”. where slower economic growth and industry uncertainties due to Brexit have been an issue, it is an encouraging sign.”. Much of the growth, particularly in the U.S.

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Fintech Capital blockchain Lending 118

Jeff For Banks

DECEMBER 16, 2022

I call this "pulling into the pits" in my book: Squared Away-How Can Bankers Succeed as Economic First Responders. And I am weary of the persistent "get big or get out" mentality of many industry pundits. If their platitudes about scale are correct, then the largest FIs should logically demonstrate better shareholder returns, right?

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Puerto Rico Virgin Islands Community Community Bank 78

South State Correspondent

MARCH 7, 2024

Microsoft’s Office 365 CoPilot, the integration of the Microsoft version of OpenAI’s Chat GPT into the Office suite, represents the fastest, and likely safest way, to integrate the latest technology within your bank. However, the technology is not without its risks.

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Abrigo

MAY 20, 2022

Fraud on Alert for 2022 A review of SAR data , government agenc y releases, a nd fraud findings found these f raud c oncerns and trends to wat ch in 2022. Would you like other articles like this in your inbox? Takeaway 1 An Abrigo review of SAR data, government agency releases, and fraud findings revealed fraud trends to watch for.

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Trends Fraud Training Survey 195

Independent Banker

OCTOBER 29, 2014

And technology is important to him. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. Meet Jack Bauhs, your next customer.

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Independent Banker

DECEMBER 31, 2022

Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Illustration by Jack Hudson. We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year.

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Community Bank Community Tampa North Carolina 91

Independent Banker

NOVEMBER 13, 2014

And technology is important to him. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. Meet Jack Bauhs, your next customer.

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Millennials Community Bank social media Community 87

PYMNTS

APRIL 11, 2018

If Blue Suit’s kids were on the soccer team with the applicant’s kids, then the banker would likely consider that person trustworthy and would agree to the loan, regardless of how likely the customer truly was to pay it back. Blue Suit would listen to the customer’s pitch and decide whether to lend that person money. On April 24 at 1:00 p.m.

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Lending Regulation Google Risk Management 100

Independent Banker

JULY 31, 2022

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. Illustration by Jill DeHaan. By Elizabeth Judd. Quick Stat.

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Strategy Community Bank Louisville Community 135

South State Correspondent

APRIL 24, 2023

Just when you were getting your bank’s head around how you will operationalize ChatGPT (our breakdown HERE ), AutoGPT, an application built on top of ChatGPT, gets released and takes the technology to a new level. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text.

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social media Data Marketing Technology 195

PYMNTS

AUGUST 10, 2016

Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. What have the powerhouses Starbucks and Airbnb managed to do better than anyone else? BC: Well, no day is ever the same.

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Payments Innovation Software Bitcoin 100

Gonzobanker

JULY 21, 2016

These purchases included operating systems, hardware, application software, maintenance—you name it. These purchases included operating systems, hardware, application software, maintenance—you name it. And what blows me away is that, when dealing with banking technology vendors, everything is negotiable. I’ve seen it all.

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System Software Technology Industry 60

Independent Banker

DECEMBER 13, 2015

Debit and credit cards, direct deposits, paper checks, online and mobile bill payments and other technologies have changed the role of cash in our economy. Nevertheless, cash—and coins for rounding up transactions—still plays a primary role in many millions of transactions every day on America’s Main Street. Changing role of cash.

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Community Bank Community Maine Mississippi 70

Banking 2020

MARCH 10, 2015

Daily, I have been reminded by the government, that the signs of economic recovery are all around me. The signs of change are around us, but it’s more likely that the US economy is rearranging itself rather than simply recovering under the old umbrella of Wall Street. My answer, combine the best of both worlds.

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Community Lending Capital Conference 40

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. With a combination of creativity, using this generation’s technology and some of the old-fashioned, yet time-tested customer service and marketing techniques their parents knew well.

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Marketing Millennials Community Bank social media 40

PYMNTS

DECEMBER 22, 2016

As 2016 wraps up, PYMNTS reconnected with Britt to reflect on the year in banking and look ahead to what 2017 could have in store. He pointed to a recent report from the Federal Reserve that found 46 percent of Americans could not come up with $400 in case of an emergency. Doing what the big banks won’t?

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Millennials Digital Banking Mobile Industry 100

Independent Banker

NOVEMBER 13, 2014

ICBA Independent Banker is happy to report that robots aren’t marauding down Main Street. The technology research think tank Gartner Inc. O’Connell wonkily defines the tech concept as how “data flows off of machines to their owners and operators and also third parties.” By Michael Blankenheim. in Stamford, Conn.,

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Community Bank Community Maryland System 71

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Endless CRM and data management projects that shook our foundations and gutted our PMOs. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

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Conference Industry Community Bank Community 93

Banking 2020

OCTOBER 19, 2015

Yet the question is still being asked, in a perfectly valid context, in a recent article in American Banker that evaluates just how much disruption there really has been in the industry. Technologies are now adopted by consumers at rates that defy the ability of many infrastructures to keep up.

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Independent Banker

FEBRUARY 24, 2016

Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. IB: What steps should community bankers take to ensure their institutions are secure from cyberattacks? Comptroller of the Currency Thomas J.

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Community Bank Community Regulation Compliance 70