Independent Banker

DECEMBER 31, 2022

Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. According to a Lending Tree survey, 43% of Americans have used BNPL, up from 31% year-over-year. Address fraud and security. For Texas First Bank, that meant engaging outside expertise for a neutral assessment of its options.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

FEBRUARY 21, 2020

PYMNTS’ latest roundup finds investor interest for B2B eCommerce , small business banking, corporate card technology, cybersecurity and autonomous supply chain tech, but it was a ResTech startup that secured the most funding of the week, by a considerable margin. MaxWholesale.

Capital 181

Capital Technology Cards Texas 181

PYMNTS

SEPTEMBER 28, 2020

Bankruptcy Court for the Southern District of Texas, Houston Division. The financing is in addition to the liquidity provided by the $900 million asset-based lending led by Bank of America and a group of commercial banks. They see an opportunity to grow and support the retailer in issues of sustainability, van Raemdonck said.

San Francisco 139

San Francisco New York City Houston Dallas 139

PYMNTS

SEPTEMBER 26, 2019

This could lower costs, increase security, make the cannabis black market even less appealing, and create new customers for community banks, credit unions and [minority-depository institutions] (MDIs),” it added. One of the largest opportunities is in small business lending. But it can also be in the broader small business community.

Lending 108

Lending Community Bank Community Fintech 108

PYMNTS

MARCH 2, 2018

Alternative Lending. alternative small business lending firm, that secured $900 million in 2017, while other alternative finance players, like LendingPoint and SoFi , landed significant investment rounds. The company operates a working capital and trade finance solution for companies to secure financing to power global trade.

Fintech 118

Fintech Capital blockchain Lending 118

Independent Banker

OCTOBER 1, 2022

Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. One customer that Clear Mountain has secured a BOB loan for is Engine Management Specialist (EMS), a company based in Clarksburg, W.Va., Quick Stat. million in funding.

West Virginia 91

West Virginia Virginia Community Bank Community 91

PYMNTS

FEBRUARY 17, 2020

The punchline isn’t all that funny, actually, as 21st century college lending remains mired in paper checks and legacy disbursement systems. Banks and bursars’ offices are doing their part to tamp down America’s ballooning college debt crisis … by disbursing tuition monies painfully slowly.

Arkansas 167

Arkansas Ohio Texas Regulation 167

Abrigo

JANUARY 15, 2015

In the spirit of the go local movement, new data from Sageworks Bank Information peeked in on 10 cities to see which community banks were making an impact on local mortgage lending. • Dallas, Texas – PlainsCapital Bank ($1.89 Another home lending specialist, about 61 percent of the bank’s total assets ($1.56

Cleveland 150

Cleveland Detroit Michigan Community Bank 150

PYMNTS

JULY 22, 2019

In Texas, there is Homeward Realty , with $4 million in equity raised and $21 million in debt borrowed, per its latest announcement. This reportedly lets them make offers on new properties, securing a new place to live even before the old property is listed. News came this week that a cramped space is getting a bit more crowded.

Capital 174

Capital Texas Comparison Marketing 174

PYMNTS

AUGUST 19, 2019

CFPB and Payday Lending. The repayment provisions of the Consumer Financial Protection Bureau’s (CFPB) payday lending rule will not be in place as of today, which had been the date mandated in regulations announced two years ago. August 19 is here, and a deadline comes and goes.

social media 128

social media Regulation Lending Compliance 128

Independent Banker

JULY 30, 2015

In Texas, data security, debit card surcharges and compensation for records searches become legislative issues. Some of the most pressing issues this year involved data security breaches, patent trolls, debit card surcharges and reimbursements for litigation records search requests. Data security breaches.

Data 70

Data Texas Community Bank Taxes 70

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 The challenge is that in order to meet these goals, institutions have to overcome an assortment of internal and external pressures that threaten growth and security. Whether it is Wells Fargo (with $1.6

Capital 150

Capital Texas Risk Management Management 150

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. Scott Heitkamp, ICBA past chairman and president and CEO of Valuebank Texas, Corpus Christi, Texas.

Community Bank 239

Community Bank Community Industry Texas 239

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

PYMNTS

SEPTEMBER 10, 2018

Others are looking to additional solutions to solve student lending problems. Paper checks and legacy disbursement methods aren’t just plagued by lack of transparency and speed, Crawford noted, but are often less secure than mobile disbursements or other payment methods. colleges and universities, for example.

Mobile 100

Mobile Arkansas ATM Tools 100

Independent Banker

FEBRUARY 24, 2016

Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. billion-asset community bank has a small municipal bond portfolio and has more recently expanded its short-term agency bonds and mortgage-backed securities, Newsom says. Greg Steverson, Ledyard National Bank.

Community Bank 70

Community Bank Community Texas Management 70

PYMNTS

JUNE 21, 2019

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Alternative small business lender Lendingkart secured new funding this week to the tune of $11.5 Lendingkart. million from Alteria Capital. Growth Street.

Marketing 109

Marketing Capital San Francisco Management 109

Jeff For Banks

SEPTEMBER 13, 2015

The Wide Receiver/Chief Lending Officer Criteria: I searched for banks with the best yield on loans coupled with excellent asset quality as represented by NPAs/Assets. But I also wanted to find a community bank that focused on lending to the businesses of today, and not solely the owners of the buildings these businesses reside.

Community Bank 60

Community Bank Lending Community Security 60

PYMNTS

JULY 9, 2018

Ripple — The Securities Lawsuits Multiply. Ripple, the startup that developed the XRP cryptocurrency token and is gunning to be the world’s new global financial services network via its xRapid solution, has reportedly been hit with a lawsuit accusing it of securities fraud. MoviePass Is Revising Its Subscription Terms (Again).

Data 100

Data San Francisco Retail Security 100

Fintech Labs Insights

AUGUST 6, 2015

Lending Club provided investors with plenty to think about in its Q2 2015 earnings conference call this week. Here are a few of the highlights from a second quarter that saw Lending Club reach $11.2 Cash, cash equivalents, and securities available for sale totaling $888 million. billion in total originations. Milestones.

Lending 12

Lending North Dakota Report Nebraska 12

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. The next annual ICBA Community Banking LIVE convention will take place March 15–19, 2017, in San Antonio, Texas. Bank Security Institute. Consumer Lending Institute.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. The Tiny Bank that Did It Award UBank of Texas. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations.

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. www.rcgiltner.com.

Conference 40

Conference Innovation Lending Customer Experience 40

Fintech Labs Insights

APRIL 12, 2024

I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

MyBankTracker

MAY 28, 2020

APRs are lower than predatory lending options. Possible Finance provides its loans to people with poor or no credit, which means it takes on more lending risk than a traditional lender that looks for customers with strong credit history. Best Bank for Personal Loans in Texas for 2020. Designed for borrowers with bad credit.

Texas 52

Texas Meeting Idaho Payments 52

PYMNTS

JUNE 30, 2016

On June 9, JPMorgan Chase recently announced that it secured a multi-year deal with Shell to accept Chase Pay at all of its gas stations. Now, as part of its new deal with Shell, it appears Chase is on its way to securing more support for its mobile wallet service that’s likely to be launched into market soon. ” RIP CurrentC.

Mobile 104

Mobile Samsung Apple Missouri 104

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. Texas Capital Bancshares, Inc.

Strategy 102

Strategy Texas San Antonio Fort Worth 102

Fintech Labs Insights

DECEMBER 14, 2015

BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Real estate lending marketplace. HQ: Austin, Texas. HQ: Austin, Texas. Credit & debit card security. Tags: Consumer, lending, personal loans, co-borrower, joint application, underwriting.

San Francisco 12

San Francisco Company Fintech New York City 12

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. P2P mortgage lending. HQ: Houston, Texas. Tags: Risk management, security, regulation, compliance. All told, 12 fintech companies raised $205 million ($105 million equity, $100 million debt) this week.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

MyBankTracker

SEPTEMBER 10, 2020

According to the Securities and Exchange Commission you can qualify if you: Have a net worth of $1 million or more (excluding your primary residence) Earned $200,000 or more (or $300,000 if you’re married) each of the previous two years Some real estate investment platforms only accept accredited investors. What is a Blue Chip Stock?

Taxes 52

Taxes Online Management Examples 52

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Fintech Labs Insights

AUGUST 28, 2015

Able Lending. HQ: Austin, Texas. Mobile transaction security. Tags: P2P, lending, mortgage, loans, peer-to-peer. Source: Crunchbase. Nok Nok Labs. Authentication solutions. HQ: Palo Alto, California. Latest round: $16.3 Total raised: $47.8 Source: FT Partners. Mobile point of sale system. HQ: London, England, UK.

Company 12

Company Fintech California San Francisco 12

Fintech Labs Insights

MARCH 28, 2016

Three Finovate alums brought in new cash: Kreditech raised $11 million for its banking and lending services for the underbanked. Here are the fintech deals by size from 19 March to 25 March 2016: Open Lending. Automated lending solutions for financial institutions. Automated lending solutions for financial institutions.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). 15 million to security provider Trulioo. HQ: Austin, Texas. Total raised: $300 million. MoneyPlace .

Company 12

Company Fintech North Carolina California 12

Fintech Labs Insights

JUNE 5, 2015

million including one Finovate alum, mobile security specialist Tyfone ($6.6 HQ: Austin, Texas. Mobile security. Tags: Crowdfunding, P2P lending, commercial real estate, mortgage, investing. The fintech sector scored its second consecutive under-$100 million week as the summertime slowdown hit the northern hemisphere.

New York City 12

New York City Company Fintech New York 12

Fintech Labs Insights

JULY 23, 2015

CircleBack Lending. Consumer lending P2P marketplace. HQ: Austin, Texas. HQ: Austin, Texas. Tags: Lending, credit, SMB. Total raised: $55 million. Source: Finovate. HQ: Boca Raton, Florida. Latest round: $17.5 million Series A. Total raised: $22 million. Source: Crunchbase. Payment acceptance technology.

Company 12

Company Connecticut Fintech Austin 12