PYMNTS

JANUARY 21, 2021

In terms of customers going online to bank, BofA added that digital sales accounted for 45 percent of all consumer banking sales for the quarter. In the home lending segment, the company saw two-thirds of applications done digitally. million during the quarter. Active digital banking users likewise grew 3 percent to 39.3

Mobile 252

Mobile Report Trends Digital Banking 252

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

American Banker

SEPTEMBER 4, 2020

Texas Trust Credit Union boosted loan volumes with marketing tool inspired by “Game of Thrones,” but gamification strategies can be risky due to data privacy concerns.

Texas 45

Texas Online Tools Strategy 45

PYMNTS

SEPTEMBER 26, 2019

One of the largest opportunities is in small business lending. According to Biz2Credit CEO Rohit Arora, regulations capping credit union lending activity at 12.25 percent of their assets certainly doesn’t help, but some CUs may also be standing in their own way when it comes to expanding small business lending.

Lending 108

Lending Community Bank Community Fintech 108

PYMNTS

JANUARY 7, 2020

For instance, online marketplace and auction site eBay has released eBay Motors , a new app that uses artificial intelligence (AI) to list a car in under five minutes, according to a report by The Verge. The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest.

Trends 134

Trends Retail Fort Worth Regional 134

PYMNTS

SEPTEMBER 29, 2020

San Diego-based California Coast Credit Union , for example, has instituted automatic loan deferral for its members, while Texas-based Border Federal Credit Union has aided members in filling out online applications for Paycheck Protection Program (PPP) loans.

San Diego 141

San Diego Innovation Cards California 141

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. Community National Bank & Trust of Texas.

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

JULY 22, 2019

In Texas, there is Homeward Realty , with $4 million in equity raised and $21 million in debt borrowed, per its latest announcement. In the Homeward model, done through an online platform, users who wish to sell their homes get credit upfront. News came this week that a cramped space is getting a bit more crowded. In another sign, U.S.

Capital 174

Capital Texas Comparison Marketing 174

Independent Banker

AUGUST 31, 2021

A bank needs a team with diverse perspectives and unique abilities—technology, sales, lending and leadership—that is willing to work together at a heightened pace, he notes. Build a lending niche. Another bank with an emphasis on ag is $870 million-asset Peoples Bank in Lubbock, Texas. Tim Reimink, Crowe LLP.

Community Bank 170

Community Bank Community Lending Leadership 170

PYMNTS

AUGUST 19, 2019

In addition, the draft order, which is titled “Protecting Americans from Online Censorship,” claims the White House has received more than 15,000 complaints tied to social media firms’ alleged censure of political discourse. CFPB and Payday Lending. August 19 is here, and a deadline comes and goes.

social media 128

social media Regulation Lending Compliance 128

PYMNTS

SEPTEMBER 9, 2019

12), the House Judiciary Antitrust Subcommittee will hold a hearing on issues top of mind in the digital realm — touching on how data and privacy affect competition online, and specifically, for online marketplaces. This Thursday (Sept. The witness list is varied and international in scope.

Rhode Island 189

Rhode Island District of Columbia Google North Carolina 189

CFPB Monitor

AUGUST 7, 2019

In its press release, the DFS claims that the investigation will look into “allegations of unlawful online lending” and “will help determine whether these payroll advance practices are usurious and harming consumers.” Texas Office of Consumer Credit Commissioner. Puerto Rico Comisionado de Instituciones Financieras.

Industry 92

Industry Puerto Rico South Dakota North Dakota 92

PYMNTS

NOVEMBER 7, 2017

OnDeck has been one of many online lenders of late hit hard by investor skepticism about online and marketplace lenders, and whether they can scale and profitably offer their services. Its stock price has fluctuated accordingly. Our credit performance is benefiting from the adjustments we made earlier in the year,” Breslow said.

Florida 100

Florida Texas Online Lending 100

PYMNTS

JANUARY 6, 2020

The Federal Reserve released a report last April, finding that community banks yield greater satisfaction with small business borrowers than any other kind of FI, even as satisfaction with online and marketplace lenders rises, too. “It’s all about the relationship banking,” she said.

Community Bank 123

Community Bank Community Payments Fintech 123

CFPB Monitor

APRIL 13, 2020

Complaints were received from servicemembers in all 50 states and the District of Columbia, with the largest number of complaints coming from California, Texas, and Florida (states that the OSA pointed out have the largest veteran concentrations). In FY19, the same overall number of complaints (34,600) were submitted as in FY18.

Report 78

Report District of Columbia Survey social media 78

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

JUNE 26, 2019

Credit Union of Texas used MuleSoft ( purchased by Salesforce last year ) to tackle digital banking improvements. The primary focus was integrating authentication with the credit union’s digital banking system to improve the online lending experience with prefilled applications. Digital & Marketing.

Idaho 131

Idaho Michigan System Lending 131

CFPB Monitor

JUNE 3, 2016

” In other words, “the Bureau is seeking information about certain consumer lending practices to increase the Bureau’s understanding of whether there is a need and basis for potential future efforts, including but not limited to future rulemakings, supervisory examinations, or enforcement investigations.”

Report 60

Report Lending Kansas City Kansas 60

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. It also offers online training available 24/7. Online Education Center. The next annual ICBA Community Banking LIVE convention will take place March 15–19, 2017, in San Antonio, Texas.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. The Tiny Bank that Did It Award UBank of Texas. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations.

Idaho 172

Idaho Community Industry Strategy 172

Independent Banker

OCTOBER 28, 2014

a bank software provider in Cedar Park, Texas, most community banks gather data well for reporting purposes. With competition from big banks, online banks and credit unions, the community banking sector must focus their efforts on what makes them unique: a local bank employing local people to serve the local customers.”.

Data 88

Data social media Community Bank Community 88

MyBankTracker

SEPTEMBER 10, 2020

Online investing platforms make it easy to DIY your own portfolio. That’s different from robo advisors or online brokerages that offer stocks, mutual funds, bonds and other investments. Our DiversyFund review takes a closer look at how this online investment platform works. including California and Texas.

Taxes 52

Taxes Online Management Examples 52

MyBankTracker

MAY 22, 2020

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. Unlike Oportun, traditional lenders usually look at your credit score when making a lending decision. Designed for borrowers with no credit.

Idaho 52

Idaho Lending Alabama Wisconsin 52

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. www.rcgiltner.com.

Conference 40

Conference Innovation Lending Customer Experience 40

Independent Banker

NOVEMBER 13, 2014

a bank software provider in Cedar Park, Texas, most community banks gather data well for reporting purposes. With competition from big banks, online banks and credit unions, the community banking sector must focus their efforts on what makes them unique: a local bank employing local people to serve the local customers.”.

Data 70

Data social media Community Bank Community 70

PYMNTS

JUNE 21, 2019

Targeting the freight brokerage and transportation management industry, Arrive Logistics , based in Texas, secured $25 million from investors. The firm connects vehicle repair shops with auto part suppliers, while also connecting users to price-comparison services, online payments, and offline warehousing and logistics.

Marketing 109

Marketing Capital San Francisco Management 109

PYMNTS

FEBRUARY 23, 2018

One of the people most acutely tuned into this pain is Rod Buscher, CEO and founder of Blinker, an online marketplace dedicated to connecting people who want to sell their cars to those looking to buy one. Blinker started out in Colorado and Texas. Half of that time is spent filling out paperwork. The Expansive Plan.

Denver 130

Denver Colorado Florida Texas 130

PYMNTS

JUNE 30, 2016

The latest June count for where Walmart Pay is available is: Virginia, North Carolina, South Carolina, Nebraska, North Dakota, South Dakota, Iowa, Tennessee, Kentucky, Michigan, Indiana, Alabama, Georgia, Louisiana, Missouri, Mississippi and Washington, Missouri, Texas, Arkansas, and Washington, D.C. PayPal’s Consumer Support.

Mobile 104

Mobile Samsung Apple Missouri 104

PYMNTS

MARCH 26, 2019

As a software engineer by training, his area of expertise was online direct marketing. He packed up his wife and worldly goods and set out for Texas. “So Self Lender Founder James Garvey never thought he would go into financial services, and certainly never thought financial inclusion would become a personal passion.

Cards 109

Cards Austin Security Texas 109

Fintech Labs Insights

FEBRUARY 23, 2016

HQ: Richardson, Texas. HQ: Houston, Texas. P2P lending marketplace. HQ: Austin, Texas. HQ: Richardson, Texas. Security solutions for mobile apps and online services. Tags: Consumer, insurance, automobile lending, cars. B2B payments platform. Latest round: $76 million Series. Total raised: $76 million.

Company 12

Company Fintech San Francisco Texas 12

Gonzobanker

NOVEMBER 18, 2014

So, isn’t retail delivery about consumer lending? Online delivery? signing of a soon-TBA $500M Texas bank following its original partner at Carter Bank. Shaker had an online testing tool called Virtual Job Tryout that lets you test applicants remotely. Where is the digital engagement energy? Two jumped out.

Chicago 97

Chicago Retail Branch Design Training 97

Fintech Labs Insights

JULY 12, 2016

Online insurance. HQ: Austin, Texas. Alt-lending. HQ: Austin, Texas. Tags: Consumer, lending, peer-to-peer, P2P, credit, underwriting, investing. Total dollars raised YTD is now $16 billion, nearly double the $8.4 billion raised during the same period a year ago. ——-. Latest round: $134.5 Total raised: $134.5

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

MAY 15, 2015

Vouch landed $6 million to help put the “first P” back in P2P lending. In total, 14 companies raised $160 million (not counting the undisclosed amount Square raked in to fund more alt-lending to its SMB customers). Online accounting & invoicing. Online lending ( Paidy ). Lending social network.

San Francisco 12

San Francisco Company Fintech California 12

Gonzobanker

DECEMBER 20, 2018

This award goes to Capital One for making bold moves on exiting the mortgage and online brokerage businesses and refocusing efforts on its core card and banking businesses. In February 2018, the bank announced it was closing its online brokerage business and selling its more than 1 million brokerage accounts to E*Trade Financial Corp.

Fintech 102

Fintech Conference Innovation Community 102

Fintech Labs Insights

SEPTEMBER 25, 2015

Auto lending marketplace lender. HQ: Austin, Texas. Online investment advisory. Online invoice marketplace. Mobile P2P lending platform. Tags: Gold, investing, wealth management, trading, online-to-offline. Source: P2P-Banking. CoverHound. Insurance portal. HQ: San Francisco, California. Latest round: $33.3

San Francisco 12

San Francisco Company Fintech San Jose 12