CFPB Monitor

DECEMBER 9, 2015

In late September, the CFPB and DOJ announced a proposed consent order with Hudson City Savings Bank to settle allegations that the bank had engaged in a pattern or practice of redlining in its residential mortgage lending. The webinar is hosted by the American Banker and National Mortgage News.

Lending 60

Lending National Groups 60

Abrigo

JUNE 3, 2019

SBA Lending Can Be a Hidden Gem for Some Institutions. With proper planning and the utilization of technology, SBA lending can boost customer acquisitions and deposits. Many argue that SBA lending is complicated, and while that’s true, it’s actually a good thing. SBA lending rewards financial institutions that are prudent.

Lending 150

Lending Resources Capital Technology 150

CFPB Monitor

NOVEMBER 2, 2023

On November 30, 2023 at 12:30 PM, ET, Ballard Spahr will hold a webinar entitled “Recent Important Developments in Federal Preemption for National and State Banks: What They Mean for Bank and Nonbank Consumer Financial Services Providers” during which this case will be dissected.

California 88

California Los Angeles Lending National 88

Abrigo

MAY 20, 2020

FinCEN reminds financial institutions that “detecting, preventing, and reporting COVID-19 scams and illicit activity is critical to our national security.” Lending & Credit Risk. Member Business Lending. SBA Lending. Lending & Credit Risk. SBA Lending. Lending & Credit Risk. SBA Lending.

Lending 195

Lending Fraud Training Report 195

Abrigo

JULY 10, 2020

Both advisor ies further remind institutions that detecting and reporting fraud and other illicit activity is critical to our national security and protecting innocent people from harm. Lending & Credit Risk. Member Business Lending. SBA Lending. Ag Lending. CRE Lending. Lending & Credit Risk.

Fraud 195

Fraud Lending Software Analytics 195

CFPB Monitor

JANUARY 7, 2019

I am pleased to share with our blog readers that Alan Kaplinsky, who leads our firm’s Consumer Financial Services Group, was recently awarded the National Law Review’s Go-To Thought Leadership Award in Consumer Finance for his work on our blog, Consumer Finance Monitor. We certainly hope that our readers will agree.

Leadership 60

Leadership National Lending Industry 60

Abrigo

DECEMBER 1, 2020

You might also like this webinar watch. Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities. A tricky year for farmers, ag lending.

Lending 195

Lending Survey Operations Payments 195

Abrigo

NOVEMBER 1, 2019

Economy | 2 minute read Key Takeaways Overall, October's national employment report was positive. This morning’s national Employment Situation Report for the month of October was rather positive. Lending & Credit Risk. The General Motors strike imp acted the manufacturing sector. Talk to an expert. Portfolio Risk & CECL.

Report 150

Report Comparison National Lending 150

CFPB Monitor

APRIL 7, 2020

Chris Willis, Practice Leader of Consumer Financial Services Litigation at Ballard Spahr, also participated in the webinar, and Alan Kaplinsky, Practice Leader of the firm’s Consumer Financial Services Group, moderated the webinar.

Massachusetts 78

Massachusetts Compliance Regulation Operations 78

Abrigo

JANUARY 17, 2024

You might like this upcoming webinar, " Unveiling human trafficking: Perspectives, realities, and strategies." The United Nations estimates there are currently 40 million people enslaved around the world, and that one-quarter of them are children. Know the red flags to watch for. and worldwide.

Training 259

Training Community Software Texas 259

CFPB Monitor

SEPTEMBER 8, 2021

(Register for Ballard Spahr’s webinar at the link below). We will hold a webinar to share our thoughts on the consent order and other recent ISA developments on Tuesday, September 21 at 3:00 PM Eastern. Please click here to register.

Resources 78

Resources Lending Regulation National 78

Perficient

DECEMBER 2, 2020

We were prepping for our webinar, “ Digital Strategy Lessons Financial Institutions Can Learn From Top Brands in Other Industries ,” which we’re co-hosting with him on December 8th. One happens to be a national bank that I’ve been with for as long as I can remember. Something he mentioned during the call stuck with me.

Data 294

Data Customer Experience Case Study Branding 294

CFPB Monitor

JUNE 12, 2020

Marlette Funding, LLC et al , arises from an enforcement action filed in 2017 by Colorado’s UCCC Administrator challenging a bank-model lending program involving a New Jersey state-chartered bank. Section 27, which applies to state banks, is patterned after Section 85 of the National Bank Act, which applies to national banks.

Colorado 78

Colorado FDIC Analysis National 78

Abrigo

MAY 5, 2022

We have webinars , whitepapers , and other resources to make your job easier. Sometimes 20 minutes, sometimes 50 minutes, this podcast digs into such topics as creating branch experiences that go hand-in-hand with digital ones, identifying risk, and consumer lending. Lending & Credit Risk. Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

JANUARY 22, 2020

But as a new webinar from PYMNTS showed, retail success is not exactly some mysterious process; it simply requires close attention to changing consumer trends and new technologies, including those centered around payments. That comes through in some of the data shared during this PYMNTS webinar.

Retail 137

Retail Millennials New York City social media 137

Abrigo

DECEMBER 16, 2019

During a recent webinar hosted by the American Bankers Association, an executive with an SEC filer under a 2020 CECL implementation deadline provided first-hand advice on the challenges and progress related to CECL adoption. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Learn More.

West Virginia 195

West Virginia Virginia Data Community 195

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. The national effects remain opaque and will continue to change – do not get complacent. Loan grading will need to be tweaked and specific sectors may need to be treated differently in the face of a recession. Improving loan grading in a recession.

Management 195

Management Risk Management Trends Industry 195

Abrigo

APRIL 6, 2022

You might also like this webinar, "Russian Sanctions: Impact, Implications, and Best Practices." For these purposes, a financial institution includes a national or state bank, a savings association, an Edge or agreement corporation, a U.S. Watch the webinar, "Cybercriminals, Fraudsters, and the Dark Web: What to Watch for in 2022".

Security 195

Security Regulation District of Columbia United States 195

CFPB Monitor

DECEMBER 19, 2019

ET, Ballard Spahr will hold a webinar, “The FDIC’s and OCC’s Proposed CRA Reform: What You Need to Know.” The proposal interprets the phrase “provides financing for or supports” broadly “to include all lending, investment, and service activities that are related to CD qualifying activities criteria.”

FDIC 78

FDIC Regulation Community Retail 78

Abrigo

JULY 6, 2017

It’s been more than six months since the National Credit Union Administration (NCUA) issued its revised member business lending (MBL) rule in January 2017. The NCUA recently updated the Examiner’s Guide to include what it described as a clear framework for supervisory expectations for managing a commercial lending program.

Risk Management 170

Risk Management Lending Policies Management 170

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending. Fair lending.

Lending 83

Lending Report Regulation Policies 83

Abrigo

JULY 12, 2021

said Gordon Dobner, Partner in BKD’s National Financial Services Group, during the recent ThinkBIG Conference. “I Watch Webinar. Lending & Credit Risk. Learn more about qualitative factors under CECL with this whitepaper. . Some financial institutions might say, “’Here are my Q factor adjustments. Implementing CECL in 2023?

Analysis 195

Analysis Conference Management Regulation 195

Gonzobanker

FEBRUARY 26, 2019

Recent fintech deals across digital, lending, payments and infrastructure are telling a big story. Lending: Mashing Up Analytics & Digital. From commercial to consumer lending, the credit process is one that banks have been re-working to reflect the shift to digital self-service buying. Money talks.

Fintech 104

Fintech Analytics Lending Case Study 104

Abrigo

APRIL 30, 2020

There has been an influx of calls from consumers who can no longer pay their loans, and this will quickly follow suit on the commercial lending side. 1, 2020, and the earlier of 60 days after the termination of the National Emergency, or Dec. 31, 2019; and It must be executed between Mar. Artificial Intelligence.

Strategy 195

Strategy Meeting Software National 195

Abrigo

JULY 9, 2015

The report, based on data through the end of 2014, discusses risks facing national banks and federal savings associations, and focuses on issues that pose threats to the safety and soundness of those OCC-regulated institutions. For more on the topic, access the recorded webinar: Instilling the Right Credit Risk Culture.

Maine 150

Maine Policies Survey Lending 150

CFPB Monitor

NOVEMBER 24, 2021

On November 22, 2021, the CFPB filed its seventh status report with the California federal district court hearing the lawsuit brought by the California Reinvestment Coalition, National Association for Latino Community Asset Builders, and two individual plaintiffs in 2019. We also discussed the NPRM in a two-part podcast.

Report 78

Report California Conference Community 78

Abrigo

SEPTEMBER 20, 2023

Join Abrigo for a webinar discussing risk assessments' role in compliance. Recognizing the gravity of the situation, the Financial Crimes Enforcement Network (FinCEN) identified fraud as a national priority. FinCEN's emphasis underlines financial institutions' need to incorporate fraud within their risk assessment framework.

Fraud 195

Fraud Trends Cards Software 195

FICO

MAY 27, 2021

The latest version of the FICO® Resilience Index delivers 30 to 100 percent gains in resilience predictive power for account origination in mortgage, bankcard, auto, and personal installment lending. To learn more, watch the recent Consumer Bankers Association webinar. Check out the latest FICO® Resilience Index product details, here.

Analytics 52

Analytics Tools Lending National 52

CFPB Monitor

JANUARY 14, 2016

In its July 2014 report on the use of remittance histories in credit scores, the CFPB noted that use of remittance histories could have a disproportionately negative impact on certain racial or national origin groups and thereby implicate fair lending concerns. ” The webinar registration form is available here.

Big Data 60

Big Data Data Utah Meeting 60

CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. ET, Ballard Spahr will hold a webinar on AB-1864 and other bills recently enacted in California that significantly impact consumer financial services. to 4:30 p.m.

Utah 78

Utah California FDIC West Virginia 78

Gonzobanker

APRIL 8, 2020

Pages should have calls to action in shareable content like blogs, videos and webinars that encourage consumer and business engagement, and they should be used across digital marketing mediums like blogs, alerts, calling/texting the contact center and auto-scheduling appointments. Email us for a list.

Leadership 173

Leadership Analytics System Digital Banking 173

Abrigo

FEBRUARY 8, 2022

Consumers are looking for speed without the hassle of mounds of paperwork and lengthy approval processes, whether with deposit or lending accounts. Until then, it is up to all financial institutions to assist law enforcement in the fight against money laundering, terror financing, and other illicit crimes affecting our nation.

Compliance 195

Compliance Training Regulation Fraud 195

CFPB Monitor

JUNE 15, 2020

According to the agency’s press release , the final rule is designed to increase CRA-related lending, investment and services in low- and moderate-income (“LMI”) communities where there is significant need for credit, responsible lending, and greater access to banking services. On June 22, 2020, from 12:00 p.m. to 1:00 p.m.

Community 60

Community FDIC Lending Examples 60

Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Pandemic Issues.

Compliance 195

Compliance Lending Risk Management Regulation 195

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. In a recent Abrigo webinar , CEIS Review’s Dean Giglio and David Vest and Abrigo’s Tim McPeak discussed the pros and cons of each approach in both CECL implementation and stress testing.

Data 150

Data Exercises Software Tools 150

CFPB Monitor

JUNE 29, 2020

Madden held that a non-bank entity that purchased charged-off loans from a national bank could not charge the same rate of interest on the loans as the national bank was able to charge based on its authority under Section 85 of the National Bank Act (“NBA”). On July 20, 2020, from 12:00 p.m. to 1:00 p.m.

FDIC 60

FDIC National Analysis Regulation 60

Abrigo

SEPTEMBER 22, 2021

I think it’d be wise for institutions to take that advice to heart,” said Graham Dyer, Partner in the National Professional Standards Group of Grant Thornton LLP. And in any major standard shift like this, the disclosure piece can be significant,” Dobner said during the recent Abrigo ThinkBIG Conference. “In Credit Quality. Asset/Liability.

Security 195

Security Examples National Report 195