Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

DECEMBER 1, 2021

Make sure your team meets the team working behind-the-scenes, from the leadership team to the support managers. You need something that fits and adapts to your needs, and sets your business up for growth. When deciding on a new provider, ask the critical questions before signing on the dotted line. Some questions to ask: 1.)

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Management eBook Community Meeting 103

Independent Banker

DECEMBER 1, 2021

Under the leadership of CEO Randell Leach, Beneficial State Bank is pursuing an ambitious mission of financial activism and strong corporate values. Photo: Ashley Courter. The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.

Oakland 153

Oakland Community Community Bank Leadership 153

Abrigo

MARCH 21, 2023

With signs continuing to point toward additional rate hikes, albeit smaller, many financial institutions are uncertain how they can and should manage their balance sheets to effectively combat interest rate risk both in the present moment and to come in 2023 and beyond. You might also like this video on managing interest rate risk.

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Risk Management Management Strategy Lending 195

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Well, HST and Big Bird had it right. Everything.

Idaho 181

Idaho Community Industry Strategy 181

Jeff For Banks

AUGUST 2, 2021

He exemplifies the best of next generation bank leadership, with eyes wide open to the next iteration of banking in our rapidly changing environment. In June 2021, we were up to six locations, $327.6 In 2021, we are up to over $70 million, mostly investment properties. It was so awesome I asked if I can reprint here.

Community Bank 78

Community Bank Community Minnesota Metro 78

Gonzobanker

DECEMBER 4, 2019

Bank and credit union cultures developed mature chief lending officer functions and revenue/risk leadership that demanded (culturally, pulled ) analytics through mission-critical revenue centers like lending. Recent acquisitions illustrate how data is driving fintech valuations. nCino recently announced. And it doesn’t appear to be hubris.

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Analytics Lending Fintech Leadership 100

Independent Banker

SEPTEMBER 22, 2015

Having worked in banking for nearly 23 years and having been preceded in executive leadership by my father and grandfather at our family’s community bank, I have repeatedly heard similar statements from our mortgage customers. It upsets them, too. To say that we’re overregulated is a huge understatement!

Maine 70

Maine Regulation Washington Community 70

Jessica Ellerm

MARCH 14, 2016

Too often policy holders or individuals are seen through the prism of dollar signs and annual bonuses, rather than as the people they actually are. A study involving 200 bankers , conducted by author and investigative journalist Joris Luyendijk highlights this exact point. But for general banking and fintech, where to from here?

Fintech 40

Fintech Leadership US Policies 40

Independent Banker

OCTOBER 29, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. Out of Mom and Dad’s basement, millennials are primed to become your next best customers.

Millennials 110

Millennials Community Bank social media Community 110

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. GonzoBanker of the Year – Large Banks.

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Conference Industry Community Bank Community 101

Banking 2020

MARCH 10, 2015

Daily, I have been reminded by the government, that the signs of economic recovery are all around me. The signs of change are around us, but it’s more likely that the US economy is rearranging itself rather than simply recovering under the old umbrella of Wall Street. My answer, combine the best of both worlds.

Community 40

Community Lending Capital Conference 40

Independent Banker

NOVEMBER 13, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. Out of Mom and Dad’s basement, millennials are primed to become your next best customers.

Millennials 87

Millennials Community Bank social media Community 87

Jeff For Banks

MARCH 14, 2020

Sign up for my health plan's virtual doctor visit portal. Here is what my family is doing to reduce the risk of contracting or spreading coronavirus: 1. Washing hands with greater discipline for 20 seconds per wash. Which is difficult. I'm singing the "Baby Shark" song. Coughing and sneezing into our elbows. In case we need it.

ATM 78

ATM Policies US Management 78

Independent Banker

APRIL 28, 2016

Independent Banker talked with him before the Community Banking LIVE 2016 conference in March, where he spoke as a general session speaker. What’s your message to community bankers about team building? The guys looked up to their leader or manager as their leader, and if he said run around the ballpark 10 times, you ran.

Leadership 70

Leadership St. Louis Management Oakland 70

FICO

JUNE 9, 2022

It is a kiosk game with a waist-high playing surface with five holes, where plastic “moles” reside; these moles randomly pop up out of their holes, but quickly drop back down into them. But, as in Whac-A-Mole, it seems like every time you nail one problem in the digital transformation journey, another pops up. Tue, 07/02/2019 - 02:45.

Analytics 52

Analytics Strategy Management Customer Experience 52

Independent Banker

DECEMBER 31, 2022

Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Illustration by Jack Hudson. We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year.

Community Bank 91

Community Bank Community Tampa North Carolina 91

CB Insights

OCTOBER 29, 2018

On the eve of Yahoo’s acquisition of social networking platform Tumblr, then Yahoo CEO Marissa Mayer wrote a Tumblr post promising “not to screw it up.” Below, we look at some the worst mergers and acquisitions undertaken by large corporations, and how the good times went bad. The Sad State of Corporate Innovation. Microsoft and Nokia.

Google 76

Google Software Innovation Company 76

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

Community Bank 164

Community Bank Community Texas Leadership 164

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. Bankers had long suspected MCX’s plan was to bypass the Visa/MasterCard rails by processing transactions as ACH. The logistics. Would we all take that growth? Big stories/buzz. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Fintech Labs Insights

OCTOBER 15, 2015

The company’s leadership team includes former investment banker Greg Smith who penned the notorious “Why I am Leaving Goldman Sachs” piece for the New York Times in 2012. Also participating in the round were DST Systems Inc, Commerce Ventures, Hyde Park Venture Partners, and UMB.

Kansas 12

Kansas New York Leadership Analysis 12

Perficient

MAY 21, 2021

Within mere weeks, 22 women are in the final stages of completing a Perficient-sponsored coding bootcamp in Detroit; their final project includes designing their own apps, all of which serve the world in various ways and all certain to make an impact. Learn More About Perficient’s Bright Paths. Celeste Rowe’s Bright Paths Project: Grow Better.

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Milwaukee Software Course Detroit 348

Independent Banker

JANUARY 26, 2016

We focus on building the people up so they can execute.”. Photo: Getty Images / Martin Barraud. Ideas, programs and resources to boost local entrepreneurship. By Judith Sears. Cheering on business startups is about as American as apple pie, and with good reason. Susan Amat, small-business incubator expert. Some just need introductions.

Miami 70

Miami Community Bank Community Resources 70

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring. But that’s for next year. First, find a comfy chair.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

AUGUST 31, 2021

Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. That day’s event was just one of the many ways in which Kennebec Savings Bank stepped up to help its community in 2020. A local stalwart since its founding in 1870, the community bank was signed into existence by Civil War hero and Gov.

Community Bank 196

Community Bank Community National Fresno 196

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

Chicago 98

Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. THE BANKER AWARDS The Bank Acquisition of the Year – goes to the unique PacWest and Banc of California deal. Employees are back to work. We are in awe.

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Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. ” – Tom Armstrong. That’s two.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

PYMNTS

OCTOBER 7, 2019

PayPal’s endorsement of the Libra mission , signed by CEO Dan Schulman when Libra was officially unveiled in June, has also been removed from the Libra site. According to the FT , members have been asked to sign a membership declaration by today. We’ll know today how many others may follow. One: Solve A Solvable Problem.

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Regulation cryptocurrency Innovation Meeting 199

PYMNTS

OCTOBER 30, 2017

” For fear of being shamed publicly, no one is willing to speak up and acknowledge that there’s no real “there-there” when it comes to its use as anything other than the currency of crime and speculation – even though deep down, they know that the emperor has no clothes. “Few people speak out. How right she was.

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Bitcoin cryptocurrency blockchain US 128