PYMNTS

NOVEMBER 20, 2020

News came this week that a (virtual) meeting between regulators and Big Tech – which would center on draft proposals that might impact their very operations on the Continent –has been postponed briefly from Nov. For Big Tech, there’s just a hint of a bit of a reprieve in Europe. 24 to Dec 2. As noted by Yahoo!

Policies 260

Policies Google Apple Regulation 260

PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. Regulators the world over are beginning to take a closer look at the alternative and marketplace lending business model.

Fintech 144

Fintech Lending Regional Regulation 144

Abrigo

JULY 22, 2022

Cryptocurrency regulation is on the horizon The ups and downs of the cryptocurrency scene have illuminated a need for guidance for traditional financial institutions. The future of traditional bank involvement and regulations. You might also like this whitepaper, "Understanding Cryptocurrency." DOWNLOAD WHITEPAPER. What's next.

cryptocurrency 195

cryptocurrency FDIC Regulation Fraud 195

PYMNTS

MAY 23, 2019

In the case of regulators, that means better protections for customers who are participating in the global sharing economy. In Europe, parliament recently approved a regulation for more consumer protections, one that seeks to prevent unfair trading practices within the region. How FashionPass is Innovating Clothing Rentals.

Case Study 157

Case Study Innovation Regulation Millennials 157

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S. The law is still ambiguous.

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

MARCH 3, 2020

A recent study found that 75 percent of this generation’s members visit financial institutions (FIs) at least once per month. A recent study found that 62 percent of consumers expect businesses, including banks, to adapt to their needs, and only 47 percent are satisfied with current personalization efforts.

ATM 151

ATM Fraud Study Regional 151

Bobsguide

JUNE 10, 2022

The incoming EMIR Refit regulation will increase sell-side and investment firms’ reporting requirements to a level where submitting new data fields and new combinations of actions and events could cause significant delays and run the risk of fines, a study from Acuiti has found.

Regulation 88

Regulation Resources Study Compliance 88

PYMNTS

APRIL 24, 2019

Regulators want to have a greater stake in the way sharing platforms operate. Many of these regulators also now expect sharing and payment services to comply with shifting data regulations, like GDPR. Read more about Hostelz.com and its move to a payment-free platform in the Playbook’s case study.

Marketing 179

Marketing Regulation Case Study Security 179

PYMNTS

AUGUST 6, 2020

Solving this issue is critical, though, as retailers that rely on numerous payment service providers (PSPs) to enable regionally specific payment gateways risk losing consumers who experience frictions. One study revealed that adding even one payment gateway could boost merchants’ transaction success rates and enhance customers’ experiences.

Report 159

Report UX Regional Retail 159

PYMNTS

OCTOBER 10, 2019

In fact, one recent study found that 71.2 In the latest Digital Banking Tracker , PYMNTS examines how banks are innovating their strategies for fraud protection and anti-money laundering (AML), all while making sure that legitimate customers remain satisfied with a quick and convenient online banking experience. About the Tracker.

Fraud 126

Fraud Digital Banking Strategy Security 126

PYMNTS

JUNE 19, 2018

The time for “wait and see” is running out when it comes to new European privacy regulations. Soon enough, the financial and consumer impacts of the General Data Protection Regulation (GDPR) will become clear enough that companies that took a laggard’s approach may start to feel significant pain.

Regulation 101

Regulation eBook social media Case Study 101

PYMNTS

SEPTEMBER 13, 2017

According to a study by Payoneer, 75 percent of small- and medium-sized businesses (SMBs) have backed away from global trade over concerns of not getting paid for their services. Other recent API developments aim to offer professionals an efficient way to process payments and remain compliant with local regulations.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

SEPTEMBER 25, 2017

Australia is now the Asia Pacific region’s second-largest alternative finance market, largely due to a favorable regulatory climate, according to new KPMG analysis. The Australian market is quickly becoming a hotbed of alternative lending , and new analysis from KPMG suggests it has risen up in the ranks.

Lending 100

Lending Regional Analysis Survey 100

PYMNTS

JANUARY 25, 2017

With plans to release the second edition of their Americas study, which will explore alternative finance across North, Central and South America, industry experts plan to add new data to the debate over the resilience of alternative finance. The debate continues to rage over the future of alternative lending.

America 100

America Lending Regulation Regional 100

PYMNTS

SEPTEMBER 12, 2017

In the latest Data Drivers, PYMNTS’ Karen Webster spoke with CurrencyCloud CEO Mike Laven to get a sense of where innovation is headed. In FinTech – as all types of firms scramble to change the way payments have “always” been done – where innovation makes a mark, profits follow. One field ripe for digital transformation? B2B payments.

Regulation 101

Regulation Data Innovation Payments 101

PYMNTS

NOVEMBER 24, 2016

government is also gearing up to launch a network of regional FinTech envoys as an effort to enhance the country’s status as a leader in FinTech. government, noted the report, has also commissioned a yearly study of the U.K. According to a report , the U.K. FinTech market, which includes key metrics that investors need.

Fintech 100

Fintech New York Financial Technology Regional 100

PYMNTS

MAY 10, 2018

According to a press release from Market Research Future , North America is the leader in the wireless POS market as the region has “advanced technological infrastructure.” As a result, the region can be an “early adopter” of the technology. And they use them mainly for commerce, the study found. Mobile Wallets.

America 114

America Regional Mobile Cards 114

PYMNTS

OCTOBER 21, 2016

percent, according to a new study by MarketsandMarkets. The fleet management market is growing rapidly because increasing maintenance costs, fuel consumption , regulations and accidents have mandated the need for effective and efficient fleet management solutions and services, the researcher said in a press release.

Management 100

Management Marketing Regional System 100

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. Facebook says that it is currently in discussions with regulators, who they claim, are eager to engage in conversations with them about it.

Payments 246

Payments Regulation blockchain cryptocurrency 246

FICO

OCTOBER 28, 2019

As electricity is deemed an essential service in Australia, the supply cannot be disconnected for non-payment; this is a heavily regulated industry with a very strong customer focus. When I attended the Credit Strategy Vulnerability Summit in Manchester, I came across another innovative scheme that is proving to have great results.

Regulation 40

Regulation Innovation Conference Industry 40

PYMNTS

DECEMBER 27, 2016

The world of global payments is evolving rapidly — driven by an increasingly global economy, expanding consumer buying power in regions like Asia and South America, rising adoption of digital payment methods and increasing concerns over security and transparency. Over 1 million international students studied at U.S.

Payments 113

Payments eBook Regional Study 113

PYMNTS

JULY 15, 2019

And regulators in the U.S. Tomorrow, July 16, Marcus will go to Washington for the first of what will likely be an ongoing series of meetings with global regulators and legislators. But will regulators want to come to the table – or is it more likely they will want to shut it down? Regulators in first-world places like the U.S.,

Regulation 100

Regulation cryptocurrency Policies blockchain 100

PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

US 108

US Apple Innovation Regulation 108

FICO

MAY 24, 2022

The Australian Prudential Regulation Authority (APRA) is working on vulnerability assessments. The Banco Central de Brazil (BCB) is also implementing new climate regulations in the regions and institutions in which they do business to account for droughts, floods, forest fires and other climate related risks. by Bill Waid.

Analytics 52

Analytics Management Regional Policies 52

FICO

JULY 23, 2020

Europe and the USA are the two regions of the world hardest hit by financial crime compliance costs. The International Bank of Azerbaijan is the largest financial institution both in the Republic of Azerbaijan and the Caucasus region.

Compliance 52

Compliance Regional Analytics Software 52

Celent Banking

MARCH 16, 2015

With interest rates low and new regulations following the financial crisis, banks are running incredibly thin margins, and traditional revenue sources are no longer viable. Home Depot was an interesting case study. A regional bank poll of millennials found that not one could name a community institution in their area.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

JULY 3, 2017

The CHOICE Act rolls back regulations that Sullivan said can pin down a community bank and prevent it from serving its function. That conclusion was supported by the recent VISA study about paying through connected devices. Some regional banks are very concerned about this issue, said Sullivan.

Payments 113

Payments Bitcoin Compliance Community Bank 113

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Autonomous innovation in the deep seas. link] [link].

Study 45

Study Operations Regulation Regional 45

CB Insights

FEBRUARY 1, 2019

Among major Asian economies, people in Indonesia feel the most optimistic about their opportunity to advance in their careers, develop new skills, and build their finances, according to a LinkedIn study. This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

Banking 2020

JANUARY 27, 2016

According to a major new study, the non-cash baton has been passed to consumers in China and India, who are now taking the lead as cash is being displaced in favour of alternate forms of payment. The ‘Emerging Asia’ region as a whole saw growth of 21.6 percent for Europe for 2012-13 – up from 3.6 per cent in 2013.

National 40

National Mobile Technology Payments 40

CB Insights

SEPTEMBER 5, 2018

As a result, a number of mobility startups have emerged, deploying new transportation models that stand to disrupt personal car ownership in dense urban regions, and potentially in more suburban regions moving forward. San Francisco was one of the first cities to tackle scooter regulation. in Series A funding in August.

San Francisco 78

San Francisco New York City US Mobile 78

FICO

MARCH 6, 2020

Financial crimes compliance has often been seen as a mere cost-center activity, and a “check-the-box” exercise to keep auditors and regulators satisfied. Just a few weeks ago, a market study estimated the cost of compliance for U.S. However, this has changed over time. In the U.S. and Canadian financial services firms to total $31.5

Compliance 81

Compliance Technology Fraud Analytics 81

FICO

MARCH 18, 2020

This requires the use of two or more factors, each from a different category: While this is best practice in many regions, in the European Union it is a regulatory requirement for many banking activities, mandated through the second Payment Services Directive (PSD2), where it is referred to as strong customer authentication.

Fraud 52

Fraud Analytics Samsung Comparison 52

CB Insights

MAY 8, 2018

Innovations in camera technology have had significant impacts on the growing use of drones. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. However, access to modern medicine has been rather difficult in many rural regions around the world.

Exercises 78

Exercises Data Technology Industry 78

CB Insights

SEPTEMBER 28, 2017

Innovations in camera technology have had significant impacts on the growing use of drones. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. However, access to modern medicine has been rather difficult in many rural regions around the world.

Industry 60

Industry Technology Data Software 60

CB Insights

SEPTEMBER 10, 2018

Generating new sources of data and putting EHR data in the hands of patients — as Apple is doing with ResearchKit and CareKit — promises to be revolutionary for clinical studies. The FDA is focused on clearly defining and regulating “software-as-a-medical-device,” especially in the light of recent rapid advances in AI.

Industry 28

Industry Trends Apple Study 28

CB Insights

FEBRUARY 16, 2018

Currently (as of 2/13/18), the University of Pennsylvania is awaiting the FDA’s final approval to start a study that would evaluate the safety of using CRISPR for patients with multiple myeloma, melanoma, and sarcoma. For example, cacao is becoming difficult to farm as growing regions get hotter and drier. Credit: Zheng et al./PNAS.

System 78

System Study Industry Tools 78