Insights on Business

JULY 30, 2019

Today we discuss how advanced analytics and aggregation software can address limitations in computational power and granularity required to meet evolving regulatory demands.The other three emerging technologies are cloud, big data and of course, AI. Also see our related blog post, A new era of technology enabled financial risk management.

Risk Management 70

Risk Management Analytics Technology Management 70

Abrigo

JUNE 4, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance." The ThinkBIG panel gave several perspectives on how to approach credit quality and deposit stability. watch now Takeaway 1 Banking professionals face challenges posed by interest rate changes.

Compliance 222

Compliance Community Bank Community Conference 222

PYMNTS

FEBRUARY 13, 2020

The funds are also being used to accelerate the launch of its new risk management solution, Elliptic Discovery. . The Elliptic Discovery platform offers insights to compliance teams to identify the flow of funds into and out of crypto assets and understand any risks.

Analysis 250

Analysis blockchain Risk Management cryptocurrency 250

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. Our approach to technology innovation is to keep the consumer at the center of everything we do, and taking a view from the customer’s standpoint makes it easier for us.

How To 136

How To Risk Management Technology US 136

PYMNTS

JANUARY 22, 2020

The company wants to take a two-pronged approach: harnessing innovation while ensuring that people can trust what is going on. IBM said risk assessments should be conducted, and kept on file for certain periods of time. IBM isn’t alone in considering how to regulate AI. The Policy Lab will be busy.

Policies 131

Policies Risk Management Regulation Innovation 131

South State Correspondent

JUNE 8, 2022

National Bank Strategies For Interest Rate Risk Management. How to Apply to Your Bank. With interest rates at an inflection point, community banks need to consider innovating their lending programs to manage risks and effectively compete against the national banks.

Community Bank 195

Community Bank Community National Strategy 195

Gonzobanker

NOVEMBER 2, 2023

Trying to manage this fast-paced environment with annual plans, static operating budgets and gatekeeping project management offices is proving too slow and clunky for an industry that has innovators delivering new apps at 10x the pace of traditional banks. Once they run buzzwords and innovations through management’s “B.S.

Leadership 154

Leadership Industry Management Resources 154

PYMNTS

JULY 23, 2019

. “As part of our operating set-up in India, we work with a lot of partners and we are working with them with the proposal right now on how to enable this for the country,” Guru Bhat, vice president and head of engineering of PayPal India, said in the report. .

Data 134

Data Fraud Risk Management Google 134

CFPB Monitor

AUGUST 1, 2022

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space. It also solicits feedback on how to maximize stakeholder engagement.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Learn More.

Community 195

Community Lending Maine Resources 195

Gonzobanker

FEBRUARY 23, 2022

As the collision of traditional banking and fintech continues, there will be more competition and more innovative banking solutions due to the increasing number of actors seeking defensible niches and operational scale. infrastructure and the capacity to manage a BaaS strategy to significantly complement the core business.

Community Bank 117

Community Bank Strategy Risk Management Fintech 117

FICO

DECEMBER 8, 2022

Credit risk management veterans who responsible for consumer loan portfolio risk management through the Great Recession can recall managing the challenge of responding to swiftly changing borrower payment behavior and the resulting portfolio delinquency and default rate volatility during that time. FICO Admin.

Risk Management 52

Risk Management Strategy Management Analytics 52

Abrigo

SEPTEMBER 2, 2020

Key Takeaways With more customers leveraging channels like online and mobile banking, community financial institutions are trying to solve how to maintain their hallmark community focus in an increasingly digital world. Capitalizing on PPP innovations for a better experience. Lending & Credit Risk. Credit Risk Management.

Lending 259

Lending Community San Antonio Survey 259

PYMNTS

JULY 19, 2018

The need is there for a comprehensive approach for risk management, which in turn means that both FinTechs and FIs need a strong, consistent strategy and roadmap from the very start of collaborations. Thus, risk management must evaluate compatibility not just of tech platforms in place, but must also take a cue from strategic goals.

Fintech 107

Fintech Risk Management Big Data Management 107

PYMNTS

NOVEMBER 20, 2019

PSCU aims to stay ahead of payment innovations to help ensure that its owner credit unions members’ accounts are used most frequently. billion transactions annually offering payment processing, risk management, digital banking and more. PSCU supports 1,500 credit unions with 900 owners representing more than 3.8

Cards 117

Cards Risk Management Study Payments 117

FICO

APRIL 6, 2017

While some new market entrants may have a vested interest in pushing AI solutions, the fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business.

How To 96

How To social media Analytics Examples 96

Abrigo

OCTOBER 20, 2020

Learn how to support company culture and hiring long-term talent. Plan for new technology and innovations. The banking industry has faced many challenges in 2020, from transitioning to CECL, managing Paycheck Protection Program loans, and navigating an unprecedented economic recession.

Management 195

Management Lending Community Strategy 195

PYMNTS

MARCH 16, 2018

Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I There is a culture of banking innovation; they understand what their core competencies are,and where to allocate resources most effectively.”.

Risk Management 134

Risk Management Survey Management Fintech 134

Abrigo

SEPTEMBER 2, 2020

Key Takeaways With more customers leveraging channels like online and mobile banking, community financial institutions are trying to solve how to maintain their hallmark community focus in an increasingly digital world. Capitalizing on PPP innovations for a better experience. Lending & Credit Risk. Credit Risk Management.

Lending 195

Lending Community San Antonio Survey 195

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. Do FIs want to navigate card programs through that?”.

Cards 140

Cards Apple Data Innovation 140

South State Correspondent

JANUARY 4, 2023

While we will discuss how to raise deposit rates in the future, the New Year’s resolution should be to find other ways to raise deposits without resorting to rate increases. Mostly, this means getting innovative with deposit and payment products. Develop a more innovative process. Why is this so important?

Community Bank 195

Community Bank Capital Lending Training 195

Abrigo

NOVEMBER 17, 2023

This , of course , doesn’t include fraud losses that were not filed due to the victim's embarrassment or lack of knowledge on how to report. It is a continual battle requiring vigilance, innovation, and a commitment to safeguarding all stakeholders. Find out how BAM+ stops fraud scams. That equates to $35 billion annually.

Fraud 195

Fraud Training Trends Compliance 195

Cisco

AUGUST 9, 2022

It is part of a multipart blog series on financial regulations and how to manage them architecturally, geared towards IT leadership. The tool itself provides guidance on criteria to sell assess risk based on the different characteristics of an organization, which simplifies completion as well as consistency.

Tools 114

Tools Leadership Handbook Security 114

Gonzobanker

JULY 8, 2022

Today, banks have no choice but to look more like tech companies: tech companies are offering banking services, innovative financial institutions are deploying banking as a service (BaaS) offerings, and digital transformation is dominating the strategic priorities of most financial institutions. Innovation Leader.

Resources 138

Resources Leadership Technology Management 138

Abrigo

AUGUST 12, 2019

Abrigo is bringing together the nation’s leading conferences on the new current expected credit loss (CECL) standard, MainStreet Technologies’ National CECL Conference, and the leading conference on lending, credit and portfolio risk best practices, Sageworks’ Lending & Risk Summit. For the full ThinkBIG agenda, click here.

Conference 150

Conference Lending National Risk Management 150

PYMNTS

MARCH 22, 2018

That’s where there’s a ton of innovation being applied in machine learning and artificial intelligence to essentially make … more personalized and data-driven recommendations and experiences to consumers. What we’re seeing with all of our customers for fraud prevention or risk management is that it is a big challenge.

Retail 100

Retail Data Fraud Risk Management 100

FICO

JULY 23, 2020

The explosive supply chain disruption that wreaked havoc in the early weeks of the pandemic has settled down to a gentle roar: companies now are looking at how to turn their short-term coping strategies into long-term, proactive resilience. Fortunately, there are innovative approaches and tools to address the challenge.

Mobile 52

Mobile Management Risk Management Tools 52

PYMNTS

SEPTEMBER 20, 2018

While regulatory requirements have emerged as a top “driver” of trucking innovation and technological disruption, the complexities of the industry’s supply chain mean that dealing with paper not only adds cumbersome processes to the fold, but slows down payments for trucking firms. “That’s a huge trend.”

Industry 158

Industry Tools Regulation Management 158

Insights on Business

MAY 30, 2018

Innovating AI in user experience (UXD) to empower the first line of defense. Laura Polak is Head, GRC Offering Management, and Christophe Delaure is Senior Product Manager for OpenPages at IBM. Over the past decade, things started to change as the responsibility of the risk team grew. So we innovated the UI with Watson.

Compliance 87

Compliance User Experience Innovation Risk Management 87

Insights on Business

DECEMBER 19, 2018

In addition, the Federal Reserve and a host of other regulators have released guidance on not only how to address the opportunities of artificial intelligence in financial crime as well as risk management, but what is expected once they look to apply innovative technologies. Heightened supervision expands the aperture.

Regulation 111

Regulation Innovation Compliance Risk Management 111

PYMNTS

MARCH 3, 2017

Rather, it is a question that takes shape as innovation comes, as it always does, consistently and constantly, to the payments world. Those firms, she said, have worked to develop innovative user interfaces or channels, with attendant focus on features or functionality and an eye on “taking away pain points” of traditional payments systems.

Payments 100

Payments Innovation System Risk Management 100

FICO

APRIL 5, 2017

While some new market entrants may have a vested interest in pushing AI solutions, the fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. It’s designed to help lenders make faster origination decisions without increasing risk.

How To 52

How To Analytics social media Data 52

PYMNTS

DECEMBER 3, 2019

Lots of innovators come to market claiming they’re ready to explosively disrupt the status quo, but the number of products that actually do manage that kind of up-and-to-the-right adoption pattern are far fewer in number. Those in the insurance realm know what has to be done — and now the questions are about how to execute.

Payments 141

Payments Risk Management Industry Regulation 141

Celent Banking

SEPTEMBER 3, 2015

We celebrate the winners and their initiatives at Insight and Innovation Day (I&I), our flagship event. We want to offer tips on how to win a Model Bank award. Cash Management and Trade Finance. Security, Fraud and Risk Management. We also look back and consider lessons from the past. Legacy Transformation.

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New York Risk Management Maine Fraud 100

PYMNTS

JUNE 4, 2018

For companies looking to take advantage of the technology today, AI Express offers quick results along with the know-how to move forward with a full-fledged artificial intelligence deployment.”. AI Express’ capability is built directly into the multi-layered security strategy of the Mastercard network.

Fraud 121

Fraud Risk Management Security Resources 121

FICO

OCTOBER 24, 2017

Are you a business leader with a strong viewpoint on how to use analytics to improve business results? FICO World is recognized as the foremost international conference on applications of predictive analytics and decision management technology. Are you a FICO customer with an amazing success story to tell?

US 66

US Conference Analytics Miami 66

Abrigo

FEBRUARY 25, 2022

Be prepared to show your risk protocols to an examiner who has concerns about accounts with potential for higher risk to make a case for your institution’s decision. You may find that your institution needs help from risk-management software to devote more s taff hours to creating a culture of compliance. Thinking Ahead.

Regulation 195

Regulation Policies Compliance Washington 195