PYMNTS

SEPTEMBER 16, 2019

has not implemented regulations like GDPR or SCA, but there has been a groundswell of interest, at least from the private sector. to come up with a national privacy law were stymied. The “who they are” component of SCA’s identity confirmation guidelines might be the area that stands to see the most innovation.

Compliance 130

Compliance Guidelines Regulation National 130

PYMNTS

OCTOBER 24, 2018

When it comes to data privacy, it’s not all about General Data Protection Regulation (GDPR), and it’s not all about Europe. The aim may be to foster data privacy and protection while making sure that innovation can take place — but how to get there is open for debate, and some stakeholders want a national data-privacy law in place.

Data 122

Data US California Guidelines 122

PYMNTS

MARCH 25, 2019

DNB is responsible for approving PSD2 payment licenses in the Dutch market, so third parties will have to follow their guidelines if they want to continue operating in the region. The country was unenthused, she said, adding that the new PSD2 law is viewed as “a way of regulating activity that is in the market already.”.

Regional 108

Regional Regulation Data Payments 108

PYMNTS

SEPTEMBER 11, 2019

According to the Real-Time Payments Innovation Playbook , 26 percent of cross-border businesses rely on international wire transfers, while the next most common method is by paper check (20 percent). One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years.

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

MARCH 6, 2018

A “blueprint” that includes best practices and guidelines for setting up innovation hubs will be released by the final quarter of 2018 for regulatory “sandboxes.” Some national watchdogs offer these controlled environments (or “sandboxes”) to FinTech firms for testing new applications on real customers.

Fintech 136

Fintech blockchain Maine Guidelines 136

PYMNTS

JULY 4, 2018

A “blueprint” that includes best practices and guidelines for setting up innovation hubs will be released by the final quarter of 2018 for regulatory “sandboxes.” Some national watchdogs offer these controlled environments to FinTech firms for testing new applications on real customers.

Fintech 105

Fintech Guidelines blockchain cryptocurrency 105

PYMNTS

DECEMBER 7, 2020

European Union (EU) guidelines released on Monday (Dec. These guidelines set the standard for algorithmic ranking transparency and will increase fairness in the online platform economy, which drives innovation and welfare for millions of Europeans,” Margrethe Vestager , digital chief, EU, said in a European Commission statement. .

Guidelines 217

Guidelines Google Regulation Online 217

PYMNTS

MARCH 19, 2020

Though the first American cases began to emerge in late January, as of last week, Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, was characterizing the progress thus far as “a failing.” But, as of this week, the system seems to be looking to innovate faster to find ways to meet that need.

US 170

US United States Guidelines System 170

PYMNTS

JULY 15, 2016

Brad Fauss, CEO of the National Branded Pre-Paid Card Association and MPD CEO Karen Webster dug into the potential for these rules to create the kind of inconsistencies that could very well disadvantage the very consumers that the CFPB intended to protect. “The lines become very blurry,” Fauss told Webster.

Cards 100

Cards Millennials Regulation Cyber Security 100

Tomorrow's Transactions

DECEMBER 5, 2016

A few years ago, I wrote that when it came to the regulation of payments, America could do worse than adopt something along European lines. The OCC is currently developing guidelines for a fintech bank charter that will be based on the comments received from the proposed paper. It’s the right way to go.

Fintech 30

Fintech Regulation Lending System 30

Abrigo

JUNE 12, 2023

A regulatory baseline Benefits to adopting the model money transmitter act framework Money transmitters are regulated at the state level, and the absence of a standardized licensing and regulatory framework across states can lead to consistency and challenges for money transmitters. alone, handling $6 trillion in payments.

Compliance 195

Compliance Fraud Regulation Guidelines 195

NCR

NOVEMBER 21, 2016

In October 2015, the European Parliament passed the revised Payment Services Directive (PSD2), with EU member states given two years to make the required changes in national legislation to comply with the new rules. The legislation introduces and regulates two categories of third-party service providers. The nuts and bolts of PSD2.

Fraud 40

Fraud Compliance Payments Exercises 40

NCR

MARCH 8, 2016

This is a company that’s become synonymous with innovation, commands unprecedented customer loyalty, generates massive coverage, enjoys huge brand recognition and continues to benefit from gigantic revenue, profits and market capitalization. In a word: Everything. Reading it now, the danger signs are evident just from the wording.

Apple 40

Apple Software Guidelines Google 40

PYMNTS

DECEMBER 17, 2019

Open Banking is making its rounds across the globe as regulators embrace financial services industry competition, and as financial services players — both banks and FinTech firms — recognize their market opportunities by embracing data sharing.

Metro 136

Metro Regional Fintech National 136

CFPB Monitor

MAY 22, 2020

The guidance approves the use of “innovative technology or processes for customers who may not meet a financial institutions traditional underwriting standards” (referencing the December 2019 interagency statement that recognized the benefits of using alternative data in credit decisions). Federal law (12 U.S.C.

FDIC 78

FDIC Policies Lending Guidelines 78

CB Insights

FEBRUARY 19, 2019

Regulation will be essential. Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. We cannot regulate technology that we cannot predict. ‘AI nationalism’ could fuel political conflict.

Technology 78

Technology System National US 78

Jeff For Banks

MARCH 29, 2014

Nasdaq: TCBI) "We serve the needs of commercial businesses and successful professionals and entrepreneurs located in Texas as well as operate several lines of business serving a regional or national clientele of commercial borrowers. Texas Capital Bancshares, Inc. Prosperity Bancshares, Inc. NYSE: PB) "Prosperity Bancshares, Inc.®,

Strategy 101

Strategy Texas San Antonio Fort Worth 101

CB Insights

JULY 23, 2020

Companies will have to look to guidelines from local and national authorities for each office location. A completely remote workforce seems unlikely, given the intangible benefits of social connection, collaboration, and innovation that in-person working provides. Company name. Phone number. Source: Robin.

Meeting 101

Meeting Tools Survey Company 101

FICO

AUGUST 27, 2018

Much of the latest buzz has come from the recently released Treasury report which focuses largely on the Trump administration’s outlook for financial innovation. This document is the fourth in a series of reports in response to Executive Order 13772 that details the President’s core principles for financial regulation.

Policies 49

Policies US Fintech DC 49

PYMNTS

DECEMBER 7, 2018

Virtual Currency Market and Regulatory Competitiveness Act of 2018, seeks to have regulators research regulations for digital currencies that currently exist in other places around the world. Securities and Exchange Commission (SEC) Chairman Jay Clayton in an attempt to get more clarity on cryptocurrency regulation.

Regulation 139

Regulation US cryptocurrency blockchain 139

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. The CFPB's New Open Banking Proposal Will Accelerate Exciting Product Innovations. regulators take a major step in addressing the emerging open banking landscape. FICO Admin.

Policies 52

Policies Company Regulation Risk Management 52

CFPB Monitor

OCTOBER 13, 2020

We recently published a blog about the OCC’s proposed rule “National Banks and Federal Savings Associations as Lenders” (the “Proposed Rule”), which would clarify that a bank (or savings association) is properly regarded as the “true lender” when, as of the date of origination, it is named as the lender in a loan agreement or funds the loan.

Lending 60

Lending Colorado FDIC National 60