PYMNTS

JUNE 18, 2019

Two lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA). The bipartisan amendment wants to defund the program unless the government vows that it won’t intentionally collect data of Americans, including emails, messages and browsing data, without a warrant.

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Guidelines Data United States CA 123

CFPB Monitor

AUGUST 9, 2019

The Bulletin rescinds and replaces an attachment to OCC Bulletin 1996-11 entitled “Community Reinvestment Act: Guidelines for Requesting Designation as a Wholesale or Limited-Purpose Institution.”

Guidelines 60

Guidelines Community National Regulation 60

Abrigo

JANUARY 3, 2024

Takeaway 2 A December 2023 final rule establishes guidelines for who may access BOI and for what purposes. Treasury’s Financial Crimes Enforcement Network (FinCEN) recently issued a new regulation on the requirements, including how AML staff will access the information through a new federal beneficial ownership information (BOI) registry.

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Fraud Regulation Report Compliance 221

PYMNTS

OCTOBER 18, 2018

In July, reports in the Financial Times said Switzerland is working to open the nation’s traditional corporate banking market to cryptocurrency companies finding it difficult to get banked, thanks to fears over anti-money laundering (AML) violations and other compliance issues. “Time is pressing,” he said.

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Guidelines cryptocurrency blockchain National 213

Bobsguide

OCTOBER 16, 2018

When the Financial Stability Board (FSB) published its guidelines to national and regional regulators to encourage greater oversight into financial markets, even they couldn’t foresee the deluge of rules and compliance requirements those regulators would begin to craft. In Europe, the most.

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Guidelines Report Data Regional 115

PYMNTS

MAY 20, 2020

TIPS is a real-time payments network that the ECB created to build a more streamlined, interoperable Pan-European instant payments rail — one that allows for funds to be transferred quickly and seamlessly among all EU nations on a 24/7 year-round basis. Official guidelines and regulations can only go so far, however.

Payments 210

Payments Guidelines Regional Strategy 210

PYMNTS

JANUARY 23, 2020

New guidelines from the European Union (EU) allow for countries to restrict or exclude “high-risk” 5G providers from important parts of their telecom networks, according to Reuters. These guidelines warn about security interference from a third country in the supply chain of 5G networks, as well as the dangers of relying on only one vendor.

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Guidelines Security Operations National 131

PYMNTS

JULY 9, 2020

A new rule from the United Nations will require connected cars sold in Japan, South Korea and the European Union, among other places, to be protected against cyberattacks, The Wall Street Journal (WSJ) reported. Japan said it would begin implementing the rules next year, and South Korea plans to introduce some regulations this year.

Security 146

Security United States Guidelines Texas 146

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. The Paycheck Protection Program (PPP) disbursement fiasco, coupled with the U.S.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

JULY 7, 2020

Now there’s the Retail Industry Leaders Association (RILA) asking for help with mandating mask guidance regulations to protect store personnel. Social media has been full of news of anti-maskers wrecking displays – and weeks ago, even attacking a store clerk because of regulations requiring them to mask up inside stores.

Retail 151

Retail Groups social media Policies 151

PYMNTS

SEPTEMBER 21, 2018

The SBA issued guidelines to Swiss banks in an effort to support those innovators’ access to bank accounts, reports said, noting that financial institutions (FIs) have been reluctant to provide banking services to these startups for fear of anti-money laundering (AML) non-compliance. Reports in Reuters on Friday (Sept.

blockchain 187

blockchain Guidelines cryptocurrency Innovation 187

PYMNTS

NOVEMBER 7, 2019

Many expanding technologies raise ethical implementation concerns, and digital ID’s extraordinary potential means coordinating clear and internationally accepted guidelines is increasingly necessary. Proposed ethical guidelines. as a guideline. Ethical problems facing digital ID. Ethical digital ID success stories.

System 131

System Guidelines National Online 131

PYMNTS

JUNE 16, 2020

They spoke before the Subcommittee on National Security, International Development, and Monetary Policy Tuesday. In addition, National Cyber Security Alliance Executive Director Kelvin Coleman said in his testimony that Congress “should consider making game-changing investments in cybersecurity awareness and education.”

US 227

US Cyber Security Security National 227

PYMNTS

OCTOBER 8, 2020

FDIC), National Credit Union Administration and Office of the Comptroller of the Currency — urged bankers to begin offering such small-dollar loans to help consumers deal with temporary cash flow problems. Federal regulators followed that up in May with an additional nudge to banks laying out detailed guidelines for such small loans.

Charlotte 131

Charlotte America FDIC Guidelines 131

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

OCTOBER 9, 2018

Reuters , citing a statement from WhatsApp, reported the company confirmed it built the system in response to India’s payment data guidelines. WhatsApp, Facebook’s messaging app that is trying to make inroads in the digital payments market in India, has created a system to store payment data locally in India.

Data 140

Data Guidelines System Google 140

PYMNTS

NOVEMBER 13, 2018

And when national supervisors do not act within deadlines, EBA could force a bank “to take all necessary action to comply with its obligations.”. The move comes after a series of money-laundering scandals in the EU that forced regulators into action.

Guidelines 128

Guidelines National Regulation Security 128

PYMNTS

SEPTEMBER 4, 2020

In addition, The Rink, the 33,000-square-foot space National Hockey League regulation-size ice skating rink, will also open. Still, the mega-mall has a list of guidelines for customers. Both amusements opened last fall but closed after six months when the mall was closed to prevent the spread of the coronavirus.

New Jersey 141

New Jersey Minnesota Guidelines Groups 141

PYMNTS

JULY 31, 2019

China’s banking regulation is in-flux. This week, JPMorgan Chase announced plans to take advantage of China’s new position on foreign competition, vowing to go “full force” in the nation. More recently, the CBIRC has expanded on those efforts to open China’s banking sector to foreign competition.

Lending 134

Lending Policies National Guidelines 134

PYMNTS

APRIL 28, 2020

The first phase of reopening will include the fulfillment of national orders via shops with store inventories, while the second phase will involve buy online pick up in store ( BOPIS ) and contactless curbside pickup. The third phase will include shop-by-appointment services for all brands.

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Guidelines Software National Tools 116

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis.

Guidelines 223

Guidelines Payments Lending Capital 223

PYMNTS

APRIL 20, 2016

As the nation waits and drama builds over expected new guidelines from the Consumer Financial Protection Bureau on short-term lending, the government watchdog has issued a new report that indicates that the high cost of payday loans is even higher than most people think.

Study 100

Study Lending Guidelines Survey 100

PYMNTS

SEPTEMBER 16, 2019

has not implemented regulations like GDPR or SCA, but there has been a groundswell of interest, at least from the private sector. to come up with a national privacy law were stymied. The “who they are” component of SCA’s identity confirmation guidelines might be the area that stands to see the most innovation. a password).

Compliance 130

Compliance Guidelines Regulation National 130

PYMNTS

MAY 8, 2020

The National Football League’s 101st season begins in prime time on Sept. The order said teams must adhere to social distancing guidelines and wear face masks while in team workplaces, the news service reported. Are you ready for some football? Or will it? “In 3, the commissioner said.

Kansas City 130

Kansas City Houston Kansas Guidelines 130

PYMNTS

OCTOBER 24, 2018

When it comes to data privacy, it’s not all about General Data Protection Regulation (GDPR), and it’s not all about Europe. The aim may be to foster data privacy and protection while making sure that innovation can take place — but how to get there is open for debate, and some stakeholders want a national data-privacy law in place.

Data 122

Data US California Guidelines 122

PYMNTS

NOVEMBER 5, 2018

According to The Verge , the company announced that with the new system, users will need to register their Chinese national IDs in order to play any of its games. This new system aims to enforce these existing guidelines. Those who are 13 to 18 can play up to two hours a day.

Video 116

Video Guidelines System Groups 116

PYMNTS

NOVEMBER 5, 2018

The latest changes proposed by the Fed come on the heels of the May 2018 passage of the Economic Growth, Regulatory Relief and Consumer Protection Act, which in turn scaled back a number of financial regulations introduced a decade ago in the aftermath of the 2008 Financial Crisis. PSD2 News, Too.

Regulation 128

Regulation Guidelines New York Groups 128

PYMNTS

MAY 2, 2016

Treasury has added five nations to its list of trading partners with foreign exchange policies that need to be monitored, according to reports on Saturday (April 30). New customs regulations mean these countries fit the criteria to be monitored over the next six months, reports added.

United States 100

United States US Policies Guidelines 100

PYMNTS

APRIL 7, 2017

A bill that would encourage SMEs to follow cybersecurity guidelines is making its way through Congress as an addition to existing legislation encouraging the same of large corporates. According to reports, the Senate Committee on Commerce, Science and Transportation discussed the legislation Wednesday (April 5).

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Guidelines Maine Software National 128

PYMNTS

NOVEMBER 29, 2018

As evidence that sandboxes are ever-increasingly a global phenomenon, Kuwait’s central bank put forth guidelines this week that are geared toward companies seeking to meld financial technology (FinTech) and financial services (FinServ). The sandbox, Reuters reported, has four phases.

Fintech 167

Fintech Guidelines Mobile Training 167

PYMNTS

AUGUST 2, 2016

The Australian Tax Office has pushed for a nationwide standard of electronic invoices after a private-public council approved of the framework for implementing the guidelines, reports said on Monday (Aug. The Australian government is likely to follow suit by adopting the guidelines that have already been adopted by the retail industry.

Guidelines 100

Guidelines Taxes National Retail 100

PYMNTS

DECEMBER 19, 2018

As has been reported, the Korean Bar Association has urged the government to put blockchain regulations in place. Coindesk reported that a doubling of blockchain pilots may be seen in the public sector through the next year, and there may be three private national blockchain projects in the offing.

blockchain 155

blockchain Guidelines Report Regulation 155

FICO

NOVEMBER 1, 2016

Look no further than the US presidential debates , where our two candidates have highlighted the need to address hackers, security breaches and even foreign nations that may be using sophisticated cyber tactics to influence the outcome of the upcoming November elections. These days, cybersecurity is a hot-button issue in policy circles.

New York 40

New York Regulation Policies National 40

PYMNTS

OCTOBER 14, 2019

Between $800 billion and $2 trillion USD is laundered each year, according to the United Nations Office on Drugs and Crime, and fraudsters undoubtedly hope to raise those amounts. financial regulations work. banks have to analyze AML regulations before even beginning to innovate, and the rules in question change often.

Strategy 109

Strategy Fraud Innovation Regulation 109

PYMNTS

AUGUST 29, 2018

When trying to understand the new eIDAS regulations set to go officially online in the EU in September, it helps, Trulioo GM Zac Cohen told Karen Webster, to take a step back and look at the general purpose of the European Union. A Changing EU (and Landscape).

Regulation 164

Regulation Guidelines Trends Online 164

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

DECEMBER 7, 2020

European Union (EU) guidelines released on Monday (Dec. These guidelines set the standard for algorithmic ranking transparency and will increase fairness in the online platform economy, which drives innovation and welfare for millions of Europeans,” Margrethe Vestager , digital chief, EU, said in a European Commission statement. .

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Guidelines Google Regulation Online 217