Independent Banker

DECEMBER 31, 2022

Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. Post-purchase is more responsible to offer to cardholders,” says Rebecca Kruse, executive vice president and chief operating officer at ICBA Bancard. “It Address fraud and security. Fraud is running rampant.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

AUGUST 12, 2020

As part of its ongoing efforts to stop coronavirus-related fraud, the U.S. The enforcement action alleged Vietnam residents Thu Phan Dinh, Tran Khanh and Nguyen Duy Toan engaged in wire fraud to profit from the pandemic. Federal law enforcement officers alleged thousands of buyers in every U.S.

Fraud 130

Fraud Pennsylvania Florida Texas 130

PYMNTS

MARCH 23, 2020

The operators of the website were accused of “engaging in a wire fraud scheme seeking to profit from the confusion and widespread fear surrounding COVID-19.”. Bash from the Western District of Texas said they moved quickly against the site. The action was filed in Austin on Saturday (March 21). Attorney John F.

Fraud 154

Fraud Austin Texas Resources 154

Abrigo

JULY 1, 2022

As stated in the Financial Crimes Enforcement Network's (FinCEN) priorities , human trafficking networks use a variety of means to move illicit proceeds, ranging from cash smuggling by individual victims to sophisticated cash operations through professional money laundering networks and criminal organizations. Check Fraud. Learn More.

Training 195

Training Fraud National Exercises 195

PYMNTS

JANUARY 27, 2020

Below, PYMNTS explores the numbers behind the latest cases of B2B payments fraud — from attacks targeting government entities to banks’ struggle in managing the fraud threat from real-time payments. The losses for one Texas school district totaled to $2.3 million, thanks to a phishing scam.

Fraud 178

Fraud Analysis Cards Texas 178

PYMNTS

JUNE 9, 2020

A Texas operator of several payment processing centers has agreed to be permanently banned from the industry in order to settle charges by the Federal Trade Commission (FTC) and the state of Ohio that they unlawfully participated in scams, according to a press release. District Court for the Western District of Texas.

Ohio 130

Ohio Payments Texas Fraud 130

PYMNTS

OCTOBER 7, 2020

Commodity Futures Trading Commission recently filed a complaint in a Texas U.S. Attorney’s Office for the Southern District of New York charged four operators of a purported international digital-currency “Ponzi scheme” with money laundering and fraud. A month earlier, the U.S. The Pandemic Is Making Scams Worse .

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

Jeff For Banks

OCTOBER 5, 2020

The bank in reference was Enloe State Bank, a $37 million in total assets, one-branch bank based in Cooper, Texas, population 1,969. On fire were documents requested by the Texas Department of Banking (TDB). The OIG was critical of the TDB and the FDIC for how long it took them to uncover the relative level of loan fraud.

FDIC 78

FDIC Fort Worth Dallas Texas 78

Insights on Business

NOVEMBER 8, 2018

Banks are reinventing not only their infrastructure but their operating models, too, in order to win on the battleground of customer experience. Rob Palacios, EVP and Director of TCB Labs at Texas Capital Bank, sat down with Yousef Hashimi from IBM at Money2020 to discuss the banks’ work around AI and their use of the IBM Garage.

Industry 143

Industry San Francisco New York City Fraud 143

PYMNTS

JANUARY 22, 2020

It intends to use the resources squared away for Libra on its own payment service, M-Pesa, which currently operates in six African countries. consumers prefer receiving instant disbursements, digital fraud and regulatory concerns lead many government bodies to continue to rely on legacy methods like paper checks for disbursing funds.

Company 131

Company Tennessee Oregon Payments 131

PYMNTS

FEBRUARY 4, 2019

Former Israeli intelligence agents or military members have taken the knowledge they gained during their service and contributed to artificial intelligence (AI), fraud prevention and other efforts that do make — or can end up making — a difference in the daily lives of consumers. Department of Defense (DOD) or NATO , for instance.

Fraud 161

Fraud Illinois Retail Security 161

PYMNTS

JANUARY 28, 2020

Virtual cards allow AP departments better control over expenses and cash flow, improve operational efficiencies and guard against card fraud. Among other things, Northwood said BirchStreet’s new module BirchStreet Pay allows operators to pay by check, automated clearing house (ACH) and virtual card.

Cards 143

Cards New Jersey Texas System 143

PYMNTS

SEPTEMBER 13, 2017

It aims to flesh out operations in the areas where it already has a presence — that is, London; San Paolo, Brazil; Mexico City; Colombia; San Francisco and Greece. CPO Amador Testa will be sitting on a fraud and identity panel during the event. First, on Oct. 11 through Oct.

Las Vegas 118

Las Vegas Fintech San Francisco Arizona 118

PYMNTS

DECEMBER 13, 2019

13) about “suspicious activity” on the city’s networks, and then later told residents that it had “activated its Emergency Operations Center.”. Emergency resources like 911 and fire rescue were still operational, the city said. In August, 23 Texas towns were hit in a coordinated attack. The attack started at 11 a.m.,

Baltimore 130

Baltimore Louisiana Atlanta Florida 130

Independent Banker

JULY 31, 2022

As a former Texas banking commissioner, she emphasizes the importance of internal loan reviews and audits and urges bankers to train tellers with care. Banks that lack proper controls are liable, contends Ghiglieri, to internal and external fraud losses—as well as litigation expenses and regulatory penalties. Play the long game.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

NOVEMBER 20, 2018

in an effort to win contracts to engage in currency exchange operations for the government. Gorrin, who is 49, is accused of buying jets, yachts, champion horses and luxury watches in Florida and Texas with the ill-gotten gains. Reuters noted that in September Gorrin was named a fugitive.

Florida 161

Florida Texas Operations Report 161

PYMNTS

JULY 2, 2018

As noted last week, some regulators, spanning the United Kingdom, North America and Asia, are seeking those exemptions as they contend that the General Data Protection Regulation ( GDPR ) could stymie cross-border law enforcement actions that focus on fraud and manipulations of markets.

Regulation 100

Regulation North Carolina Alabama cryptocurrency 100

PYMNTS

JUNE 6, 2019

According to ValueBank Texas CEO Scott Heitkamp, the SBA’s initiative is “another attempt for credit unions to get [into] the commercial lending business,” raising concerns that credit unions could take away market share from banks. Not everyone is on board with the effort, though.

Lending 129

Lending Analytics Data Security 129

PYMNTS

NOVEMBER 22, 2017

Account takeover fraud , card-not-present (CNP) fraud, tax fraud, selling stolen financials, selling fake bank accounts, the Dark Web: If security experts are fighting it today, chances are that Brett Johnson was there when it started. The family lived in eastern Kentucky, an area Johnson describes as “fraud central.”

Fraud 120

Fraud Taxes Community Cards 120

PYMNTS

OCTOBER 28, 2019

The app was initially available at just six locations in California, Iowa and Texas, but now caters to more than 60 across the United States. The company assigns a manager to oversee operations at each site as well as food runners if the venue’s staff cannot handle delivery. How FanFood works .

Mobile 101

Mobile San Jose California Iowa 101

CFPB Monitor

JANUARY 25, 2019

Therefore, according to the Guidance, the operator of the typical virtual currency exchange platform, kiosk, ATM or vending machine does not represent a money transmitter subject to Pennsylvania licensure. Texas: The Texas Department of Banking issued in January 2019 a revised Supervisory Memorandum , which in part states as follows.

Pennsylvania 60

Pennsylvania Security New Hampshire Texas 60

PYMNTS

AUGUST 23, 2018

In a press release , the restaurant chain operator said it was notified on August 16, 2018, by federal authorities that a legacy point-of-sale system for some of its Cheddar’s Scratch Kitchen restaurants, a brand acquired by Darden last year, may have been compromised via a hack that involves restaurants in 23 states.

Cards 112

Cards South Carolina North Carolina Nebraska 112

PYMNTS

SEPTEMBER 13, 2019

As you no doubt know, 50 attorneys general this week announced an antitrust investigation into Alphabet and Google’s operations. The initial focus may be on Google and web ads, but as Texas Attorney General Ken Paxton has said, the queries will follow wherever facts lead — and that suggests an open-ended road.

Rhode Island 100

Rhode Island Google Apple Regulation 100

PYMNTS

FEBRUARY 23, 2018

Albertsons will convert its existing pharmacies to Rite Aid stores, while current Rite Aid locations will operate as standalone pharmacies. Together, the company will operate around 4,350 pharmacy counters and 320 clinics across 38 states and Washington, and will be worth around $83 billion. That comes as 16.7

Retail 116

Retail America Course United States 116

PYMNTS

APRIL 10, 2017

Wells Fargo found yet more fraud problems in its organization; Amazon announced some hi-tech staffing expansions and bitcoin finally found a government with the will to recognize it as a currency. Ready to make the leap? Japan Gives Bitcoin a Big Thumbs Up. After some setback in the U.S. A few times. It wasn’t an April Fool’s prank.

Bitcoin 108

Bitcoin Data ATM New Jersey 108

PYMNTS

JULY 30, 2019

Accents also presented a problem for the Texas-based chain, as voice recognition tools have historically had trouble interpreting certain dialects. Its AI-enabled chatbot , Dom, was combined with voice-activated technology in 2014, allowing customers to place orders the same way they would with a live operator.

Technology 119

Technology Mobile Google Software 119

FICO

JANUARY 30, 2017

I talked about using the FICO fraud data consortium to determine when data shifts can invalidate the models and, more menacing, when these shifts reveal subtle new fraud patterns that can indicate the work of fraudsters and cyber criminals, who know how to go “low and slow” to evade detection.

Analytics 40

Analytics San Francisco Cyber Security Fraud 40

PYMNTS

OCTOBER 13, 2016

Vodafone is the third-largest mobile operator in the U.K. Operator East Japan Railway Company alone served 17.4 businesses are underestimating the problem says a global survey from Plano, Texas-based NTT DATA. And The Brits Are Already Well On Their Way. The news from the U.K. is that Android mobile users in the U.K.

Mobile 100

Mobile Payments Apple Samsung 100

Gonzobanker

DECEMBER 20, 2019

Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. In a state that wears autonomy on its chest, it was a bold move for two successful players to collaborate and create a $50 billion powerhouse and the largest independent bank in the great state of Texas! Credit Union Merger of the Year.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

JANUARY 24, 2018

The passing of Virginia’s law was followed by similar legislation in Texas, clearing the way for even further adoption. In 2012, Virginia became the first state to legalize remote notarization and allow participants in different states — or even different countries — to have documents notarized electronically.

Knowledge Base 121

Knowledge Base Security Virginia Technology 121

PYMNTS

JANUARY 6, 2020

Square was a newbie, largely written off as a wrought-with-fraud business model that would never survive and scale. The book is short – 144 pages – and was adapted from a commencement speech he gave to the University of Texas graduating class in 2014 shortly after his retirement. Special Ops.

Innovation 176

Innovation Mobile Software San Francisco 176

PopularBank

FEBRUARY 25, 2020

The Popular Bank Associate Trainee Program is a select, 10-month rotational program for top-tier recent college graduates that exposes trainees to the diverse lines of the bank’s businesses, operations, policies and practices. She later earned a master’s degree in economics from the University of Texas at Austin. Meet Katia Carrady.

Puerto Rico 52

Puerto Rico Austin Study Meeting 52

William Mills

SEPTEMBER 7, 2016

03:04 pm Experian Fraud & Identity – https://www.experian.com/decision-analytics/identity-and-fraud/fraud-and-identity.html – @Experian – Adam Fingersh – GM and SVP, Fraud and Identity Solutions & John Sarreal. operation of Russian-based company. Another Texas-based payment tech company.

Mobile 40

Mobile Cards Fraud Data 40

FICO

APRIL 17, 2021

Computer systems are not yet ready for operational use (though the IBM® 7090 is the butt of multiple jabs throughout the movie). The 2020 Athletics had the best efficiency in baseball with 103 wins (tied for most in the league) at a cost of $0.388M per win; conversely, the Texas Rangers had 73 wins at a cost of $1.468M per win.

Data 139

Data Analytics Management Meeting 139

Tomorrow's Transactions

APRIL 2, 2015

This is why I was so interested to see USAA Bank (based in San Antonio, Texas), a bank that is well-known for being highly focused on customer service and innovative in the use of new technology to improve the customer experience, roll-out face-recognition for mobile phones using the technology of one of Consult Hyperion’s clients, Daon.

San Antonio 30

San Antonio Marketing Mobile Course 30

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships.

Fintech 143

Fintech Strategy Leadership Lending 143

Fintech Labs Insights

OCTOBER 16, 2016

In a $460 million deal, Texas-based ATM operator Cardtronics has acquired Canada-based DirectCash Payments. Though usage remains low, Mastercard reported this week that it has seen an overall decrease in fraud since the EMV change. Big handshakes. Cardtronics acquires DirectCash Payments. Ready, set, ACH.

Trends 12

Trends Fintech blockchain America 12