CFPB Monitor

MAY 18, 2016

In his April 2016 appearance before the Senate Banking Committee, Director Cordray made clear that FinTech companies are on the CFPB’s radar screen. In March 2016, the OCC released a white paper: “Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective.” Registration is free.

Innovation 68

Innovation Washington Risk Management Fintech 68

Insights on Business

JULY 30, 2019

In this series of blogs , we focus on four high-growth transformative technologies with emerging risk applications which can help banks and financial institutions complete and protect the enterprise. Advanced analytics and aggregation technology can be applied to dynamically aggregate data and conduct large scale, real time analysis.

Risk Management 70

Risk Management Analytics Technology Management 70

Chris Skinner

FEBRUARY 28, 2017

I mentioned in my FinTech Wave that blockchain has entered the trough of disillusionment. A lot of it is to do with the hype cycle, and the fact that too many players were making too much noise about the promise of this technology and none of it has been delivered. It’s certainly a lot quieter space this year than last.

blockchain 150

blockchain Bitcoin Technology Fintech 150

CFPB Monitor

JUNE 8, 2016

On June 9, 2016, the FTC will host a “ FinTech forum on marketplace lending ,” the first in a forum series described by the FTC as “exploring emerging financial technology and its implications for consumers.”

Lending 60

Lending Fintech California Survey 60

Chris Skinner

MARCH 11, 2017

There are … BIS endorse Distributed Ledger Technology (DLT) for payments clearing and settlement I’ve just been alerted by friend Gijs Boudewijn to the release of a fascinating white paper by BIS, the Bank for International Settlements (the guys who do Basel stuff and are big cohonez in banking circles).

Metro 186

Metro Bitcoin New York cryptocurrency 186

PYMNTS

APRIL 30, 2018

Now, it’s true that some companies — including some very big names across many important sectors of the economy — are taking measured steps and experimenting with blockchain tech — aka distributed ledger technology (DLT) — in the support of use cases that address tough problems. All you need for proof is to just follow the smart money.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

SEPTEMBER 19, 2017

While non-bank financial institutions (FIs) and FinTechs may be keeping traditional banks on their toes, banks still have the largest piece of the corporate banking pie. Regardless of FinTechs and the solutions banks choose to deploy, Finastra and Celent emphasized the importance of integration.

Innovation 108

Innovation Survey blockchain Lending 108

American Banker

MARCH 31, 2016

A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."

Innovation 28

Innovation Management Fintech Risk Management 28

William Mills

JUNE 23, 2016

PR and content marketing are the answer to your fintech brand awareness and lead generation woes. Recent studies by Goo Technologies suggest that 82% of Americans ignore online ads. PR then expands the awareness of your white papers and downloadable content to drive sales. White papers are your most valuable asset.

Marketing 40

Marketing social media Study Marketing Automation 40

William Mills

JUNE 23, 2016

PR and content marketing are the answer to your fintech brand awareness and lead generation woes. Recent studies by Goo Technologies suggest that 82% of Americans ignore online ads. PR then expands the awareness of your white papers and downloadable content to drive sales. White papers are your most valuable asset.

Marketing 40

Marketing social media Study Marketing Automation 40

American Banker

MAY 13, 2016

The Office of the Comptroller of the Currency's recent white paper is a great first step in promoting innovative collaboration between banks and fintech, but companies need clearer guidelines on what regulators expect of them.

Fintech 28

Fintech Guidelines Regulation Innovation 28

Insights on Business

AUGUST 6, 2019

Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities. Change in technology and organization required. Payments modernization has arrived.

Payments 96

Payments Risk Management Innovation Analytics 96

Independent Banker

NOVEMBER 1, 2021

New competition from emerging categories (Fintechs, Challenger Banks, Neobanks). Download the entire white paper on Velocity Solutions’ website. Changing regulatory guidance. Belief that small business loans are not profitable. Lack of quality lending opportunities to put their deposits to work.

Lending 91

Lending Community Community Bank Analytics 91

PYMNTS

DECEMBER 18, 2018

As retailers, payments providers and consumers prepare for the coming 5G world, there remain concerns about how well that mobile network technology will protect consumer privacy and security. And that’s why some researchers and mobile technology observers are sounding what amounts to preemptive alarm about 5G. 5G Security Holes?

Security 143

Security Mobile Technology Cyber Security 143

William Mills

AUGUST 16, 2018

For FinTechs, this could be regulatory changes, new technology, or news about other companies. The outline for your podcast episode can easily be repurposed into the beginnings of a great media pitch, blog post, white paper or webinar. Promote Your Products/Services. Content Can Be Repurposed for PR and Marketing.

Fintech 41

Fintech Industry Marketing Strategy 41

Insights on Business

AUGUST 6, 2019

Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities. Change in technology and organization required. Payments modernization has arrived.

Payments 70

Payments Risk Management Innovation Analytics 70

William Mills

NOVEMBER 1, 2016

Our agency is no stranger to technology, its evolution and its expanding impact on all of our lives. We live and breathe it each day through our clients, who have partnered with us (in most cases) for one reason: to help tell their technology story to the right people. But what about technology spending for your CMO?

Technology 40

Technology US Customer Experience Marketing 40

CFPB Monitor

JULY 13, 2016

While the CFPB has not yet held a public event devoted to FinTech or financial innovation, the Office of the Comptroller of the Currency (OCC) recently held a Forum On Supporting Financial Innovation in the Federal Banking System to discuss the agency’s approach to FinTech and other innovative products.

Innovation 60

Innovation Fintech Customer Experience Policies 60

William Mills

JANUARY 14, 2016

Content marketing has rapidly emerged as a key marketing strategy within the fintech industry in a relatively short time. We would like to share some of the latest content marketing trends and our fintech- related experience over the past year. And HubSpot was recognized as the preferred brand within the fintech industry.

Marketing 41

Marketing Fintech Marketing Automation Marketing Strategies 41

William Mills

JUNE 14, 2018

After almost 35 years’ experience working in financial technology, I’ve been blesse d to be part of radical transformations in our industry. Our clients developed applications and technology for mainframe computers, then minicomputers, later personal computers and now smartphones and tablets which are now connected 24/7 around the world.

Industry 41

Industry Marketing Mobile Financial Technology 41

Insights on Business

FEBRUARY 11, 2019

Launched in November 2017 , IBM Cloud Private (ICP) aims to provide users with the right mix of private and public cloud technologies. It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private.

Compliance 87

Compliance Security Big Data Analytics 87

South State Correspondent

JUNE 8, 2022

As a result, they don’t have enough profit to reinvest in technology to cut costs, and their efficiency ratio is greater than 80%. The outcome is that those potentially profitable customers will likely migrate to another bank’s (or fintech’s) website for their research.

Data 195

Data Marketing Strategy Examples 195

NCR

JUNE 29, 2016

Wharton FinTech , the first student led FinTech initiative, has published two white papers on Millennials’ relationship with banks ( June 2015 and May 2016 ). Technology, with an emphasis on Mobile. Millennials trust technology for their financial transactions more than any previous generation. 75% of U.S.

Millennials 45

Millennials social media User Experience Branding 45

ForwardBanker

JUNE 7, 2016

The Office of Comptroller of the Currency (OCC) initiated a working group in 2015 to begin to assess the evolution of technology and innovation in financial services, resulting in publication of a white paper at end of Q1, and requested industry comments on strategic questions.

Innovation 28

Innovation Groups Industry Technology 28

PYMNTS

MARCH 1, 2017

Currencycloud’s latest white paper, Global Payments: How FinTech Partners Are Helping Banks Transform, lays out the complexities that banks face in trying to keep up with the rapid pace of globalization and how partnerships with FinTechs may be an alternative path to success. What’s A Bank To Do?

Payments 100

Payments System Fintech Regulation 100

Insights on Business

SEPTEMBER 13, 2018

Banks are achieving this operational efficiency through shared services, and operations and technology centralization. Learn more about radical transformation in financial services by reading the white paper. End-to-end enterprise digitization.

Operations 184

Operations Case Study Customer Experience Analytics 184

FICO

AUGUST 1, 2018

Luckily, Decision Management (DM) technology has been invented and has come a long way since AC/DC released this epic anthem in 1975. With new software and fintech disruptors setting new expectations around the pace of onboarding in the acquirer space, merchant onboarding timelines had been drastically reduced.

Management 58

Management DC Examples Customer Experience 58

FICO

AUGUST 18, 2022

A UNCDF financial health white paper defines a financially healthy person as someone who “can meet current needs, absorb financial shocks, and pursue financial goals.” FinTechs are taking a stab at this strategy by designing their solutions to address needs such as saving or building credit. In Pursuit of Financial Health.

Analytics 52

Analytics Data US Management 52

William Mills

MAY 11, 2016

Banks are not experts in IT, so now they can leverage plug-and-play technology functionality. Corezoid is advocating for a “process focused” view of bank technology, by use of APIs. 01:15 pm 10 Reasons Why Fintech Startups Fail. Going to speak about technology can be better used in the card world. Maria Gurina (Bus.

Video 40

Video Lending social media Analytics 40

Fintech Labs Insights

JUNE 29, 2016

This challenge has guided the improvements made to Fenergo’s technology, providing a rules-based process to identify and conduct due diligence on reportable clients and accounts. Read more about Fenergo’s work on remediation and reporting in the company’s white paper.

Compliance 15

Compliance Taxes Management Regulation 15

NCR

MARCH 16, 2016

“Financial institutions are faced with two choices: Bury their heads in the sand and lose business to mobile-first entrants or embrace the opportunity… and proactively build top quality apps,” states a recent white paper by Apteligent, a San Francisco-based mobile app performance-monitoring firm. In fact, venture capitalists gave $13.8

Mobile 40

Mobile San Francisco ATM Millennials 40

William Mills

MAY 10, 2016

OurCrowd is bringing a fintech solution to the process of sourcing and managing deals. This is car-title lending updated by fintech. ^SR Like a HELOC on your car but using a technology platform. Matt Decker (VP, Technology). Some of the top companies in fintech are gathered for the Spring Finovate conference in San Jose.

San Jose 40

San Jose Customer Experience Mobile social media 40

William Mills

MAY 11, 2016

Race Data brought bank client on stage who is thrilled with the product, he also states that the technology gives context to bank call center employees as well. ^KT. Presenting a programmable cloud – a fintech platform. ^KT. Katerina Frolovicheva (MD, Technologies Innovations). Ijeoma (EJ) Onuosa (Founder).

Video 40

Video Mobile social media Analytics 40

CFPB Monitor

APRIL 19, 2022

OppFi’s complaint recites that prior to 2019, the Bank entered into a contractual arrangement with OppFi (Program) pursuant to which the Bank uses OppFi’s technology platform to make small-dollar loans to consumers throughout the United States (Program Loans).

California 78

California Innovation Utah United States 78

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. We believe the full potential of FinTech can only be realized through partnerships that leverage the best of our collective assets. I think the point is, what do we know for sure?

Payments 205

Payments Apple New York City Regulation 205

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. From their web site: Based in San Francisco, MarketX was founded by a group of experienced professionals from finance, legal, and technology backgrounds. We try to leave a positive mark on the world through business and technology. It looks like a pretty cool technology.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

Fintech 195

Fintech Community Regional Technology 195