CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

DECEMBER 11, 2020

to advance secure, contactless transactions as stores reopen amid COVID-19 restrictions. Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. The FinTech as a Service launched Tuesday (Dec.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

MARCH 9, 2020

It’s a fair question today, particularly as we observe the blurring of the lines between traditional banks, Big Tech and FinTechs — and as we contemplate the impact that the blurring of the digital and physical worlds has on consumers’ expectations and customer service paradigms. Ask the Simple Question, Get the Right Insight.

How To 232

How To Millennials ATM Fintech 232

Abrigo

MAY 5, 2022

Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.” Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm.

Community 195

Community Lending Maine Resources 195

FICO

AUGUST 19, 2022

Tackling the Fintech Threat: A Guide for Banks and Credit Unions. What financial institutions need to compete with fintech threat disrupters. As FinTech funding rises to new record levels – $131.5 According to a 2022 report by Cornerstone Advisors , the percentage of Gen Z, Millennial, and Gen X consumers in the U.S.

Fintech 52

Fintech Millennials Lending Tools 52

PYMNTS

FEBRUARY 4, 2020

It’s an opportunity for FinTechs, too, to develop new platforms through which SMBs can access a new form of capital without facing some of the drawbacks of other financing processes. Indeed, experts agree that the JOBS Act will gradually forge new paths as FinTechs explore how to wield the legislation and promote SMBs’ access to capital.

Lending 131

Lending Capital Strategy Millennials 131

PYMNTS

FEBRUARY 14, 2020

The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses. Is No-Factor Authentication Digital Security’s Future? Speed matters for FinTechs aiming to bring new products to market digitally and to target consumers not well served by traditional banking models.

Retail 141

Retail Cards Millennials Fraud 141

FICO

MAY 23, 2017

Millennials hate banks, so much so that a majority would rather visit the dentist than listen to what banks are saying. New fintech products—across a wide range of areas including lending, wealth management, and payments—are going to lead to the unbundling of the financial services industry. Silicon Valley is coming.

Fintech 40

Fintech Millennials Survey Lending 40

PYMNTS

JANUARY 25, 2021

A United Arab Emirates-based FinTech recently took in $23 million in Series A funding to power its delivery of such services. Eighty percent of Ant Financial’s Huabei credit offering users are from the Generation Z or millennial demographics, for example, according to recent reports. Interest in BNPL is not limited to the U.S.

Payments 185

Payments Tools Retail Cards 185

PYMNTS

MAY 23, 2019

Millennials, Bridge Millennials and the rapidly up-and-coming Gen Z consumers mostly prefer digital banking as their go-to when they interact. Yet, if one looks at FinTech innovators in the field, there are ways to work through that, and break up the process of onboarding to smooth the flow dramatically.

Online 123

Online Millennials Digital Banking Maine 123

PYMNTS

DECEMBER 27, 2019

With the possible exception of FinTechs that stand to gain from customer defections and perhaps some legacy banking competitors, no one is rooting against the CUs. That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. Digital Unison.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

JUNE 27, 2019

The installment lending playing field just got more interesting — and global — today (June 27). This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. Installment lending at the POS just isn’t available. However, in the U.S.,

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

FEBRUARY 20, 2019

While they were once seen as novelties, challenger banking institutions are further encroaching into traditional banks’ territory, adding new responsibilities and products to their portfolios, such as lending. An Australian challenger bank recently secured a significant achievement that could help it to compete more aggressively with banks.

Digital Banking 155

Digital Banking Millennials America Lending 155

Independent Banker

NOVEMBER 25, 2015

A mix of players, FinTech firms pose threats and opportunities. Call them disruptors, upstarts or the voguish FinTech companies. FinTech customers have no idea they are exposing themselves to identity and financial risk. FinTech customers have no idea they are exposing themselves to identity and financial risk.

Community Bank 70

Community Bank Community Analytics Lending 70

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

Survey 112

Survey Community Bank Community Regional 112

CB Insights

AUGUST 6, 2017

Fintech 250: The Tech Startups Redefining The Financial Services Industry. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. FINANCIAL TECHNOLOGY. CONSTRUCTION TECH. INDIA TECH.

Industry 78

Industry Marketing Fintech Software 78

Insights on Business

JANUARY 31, 2019

On a recent visit to my local coffee shop, I realized how uphill a task this can be with millennials and Generation Z patrons who are joining the ranks of coffee aficionados. Can long-established banks fend off competition from fintech startups in their conquest capturing this mindset? That answer is yes.

Payments 107

Payments Fraud San Francisco social media 107

Independent Banker

FEBRUARY 24, 2016

Community banks cannot afford to ignore the staggering pace of lending adoption by both individuals and businesses using digital-only platforms from various nonbank technology-based specialty lending firms. But community banks should not be without hope, nor should they underestimate the significance of customer relationships.

Community Bank 70

Community Bank Community Lending FDIC 70

PYMNTS

OCTOBER 30, 2019

Not only is that payments deal being extended — a sign of how FinTech is starting to play ever more closely with retail — but the two businesses will create and launch a FinTech accelerator. The next big thing in retail is the integration of FinTech and retail tech,” he said. “In Retail FinTech Trends. Omnichannel Power.

Retail 110

Retail social media Fintech Study 110

CB Insights

DECEMBER 7, 2017

FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Fintech deals and funding are on track to reach record highs in 2017. In this analysis, we examine what mortgage tech is, what its impact will be on incumbent players and fintechs, and the key drivers creating a big opportunity in mortgages now. What is mortgage tech?

Millennials 69

Millennials Lending United States Technology 69

Insights on Business

OCTOBER 10, 2017

Here is a preview of our focus at this year’s Sibos: Enterprise blockchain – IBM is leading the advancement of blockchain with many projects under way in financial services including foreign exchange payments netting , private equity administration , securities lending and trade finance.

blockchain 87

blockchain Customer Experience Compliance Fraud 87

CB Insights

JUNE 3, 2020

Mirroring other sectors, fintech activity and investment has been muted through the first five months of 2020. At the same time, the story for fintech is more nuanced. In this brief, we look at the short-term and long-term effects of Covid-19 on five parts of the fintech ecosystem: Payments. Banking & Lending.

Lending 75

Lending Capital Online Marketing 75

PYMNTS

MAY 31, 2017

Bank, said that cash remains the most common method of transactions and “what’s amazing about that is that millennials are the most likely users of cash. In the competition between large banks and smaller ones, technology lends an edge, said Cullen.

ATM 100

ATM Millennials Cards Management 100

Jessica Ellerm

MAY 5, 2016

Yet more often than not, getting a loan requires some form of collateral as security. As traditional types of security like the family home become further out of reach for the incoming generation of entrepreneurs, how will our traditional approach to lending need to change? Lending needs to adapt to a changing world.

Lending 40

Lending Security Course Millennials 40

Jeff For Banks

MARCH 20, 2016

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? Similarly, SBA guarantees reduce risk for small business lending. We don't know.

Virginia 60

Virginia Risk Management Capital Comparison 60

CB Insights

OCTOBER 10, 2018

We define startups disrupting banking broadly to include mobile-first fintech companies that primarily focus on leveraging technology and software to digitize and streamline retail and business credit, checking, and savings accounts. Revolut has been aggressively iterating on its products and blurring fintech business lines.

Retail 78

Retail Cards Millennials Mobile 78

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Here are the fintech deals by size from 12 March to 18 March 2016: Future Finance. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. SmartAsset raised $3.8 Connecture.

Company 12

Company New York City Fintech Colorado 12

William Mills

MAY 11, 2016

Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. 01:15 pm 10 Reasons Why Fintech Startups Fail. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup. Man, that’s true.

Video 40

Video Lending social media Analytics 40

Banking 2020

DECEMBER 3, 2015

In 2014, it launched the Baidu Baifa 100 Index fund with the China Securities Index Company. For instance, its WeChat messaging app has over 549 million users – including almost 100 per cent of the country’s Millennials – and has leveraged this to offer them payment services. ”

Innovation 40

Innovation Payments Lending Financial Technology 40

Fintech Labs Insights

JANUARY 18, 2016

Year-to-date fintech companies have raised $450 million in new equity, 67% more than the $270 million raised in the first half of January 2015. Blockchain technology for securities. Millennial saving & investing app. Online consumer lending. Tags: Consumer, credit, lending, loans, underwriting. million ($1.5

Company 12

Company New York City Fintech San Francisco 12

William Mills

MAY 11, 2016

It’s all done through the smartphone, with bank-level security. Presenting a programmable cloud – a fintech platform. ^KT. This is a leading bank in Russia, with a track record of fintech innovation. Chip card reader for when customers are shopping online to improve security. Adds in Social security.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

SEPTEMBER 25, 2016

Is it fair to judge a fintech conference based on the way it reflects, anticipates, and even uncovers what’s most important in the field? We think so – and we were once again impressed by the way FinovateFall this month helped spread the story of fintech in the second half of 2016. Security: Short and Sweet.

blockchain 12

blockchain Trends Fintech Cards 12

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). social security number (for tools like Robinhood and Credit Karma).

Tools 78

Tools Millennials US Maine 78

Fintech Labs Insights

AUGUST 1, 2016

Avoka’s customer acquisition platform integrates multiple fintech services to help banks, wealth managers and insurers use mobile and digital channels to onboard customers. Envestnet | Yodlee offers millennials a solution for measuring financial health and promoting a healthy financial lifestyle.

How To 12

How To Analytics Millennials Data 12

Fintech Labs Insights

AUGUST 16, 2016

Early this summer, we started reviewing applications from companies excited to present their latest fintech tools, technologies, APIs, platforms, case studies, and tutorials at FinDEVr Silicon Valley 2016. Castle uses behavioral analysis in its security API to help online businesses avoid account takeover.

Analytics 12

Analytics Data Fintech Case Study 12

Fintech Labs Insights

SEPTEMBER 1, 2015

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending.

Company 12

Company Software Analytics Mobile 12

William Mills

SEPTEMBER 7, 2016

Their API is already integrated in a few core systems and other fintech necessitates. I’ve heard that financial planners are having a hard time getting Millennials thinking about retirement but instead focus on short-term financial goals – homes, vacations, etc. Besides Georgia, Texas seems to be a hot area for FinTech companies.

Mobile 40

Mobile Cards Fraud Data 40