PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

JANUARY 7, 2021

Creation of the new unit would be part of a much larger overhaul of the financial technology company and subject to approval by Chinese authorities, who pulled the plug on the company’s massive initial public offering late last year, according to Bloomberg. To operate beyond Chongquing, Ant would be required to apply for new licenses.

Groups 141

Groups Regulation Lending Operations 141

South State Correspondent

SEPTEMBER 20, 2023

For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity.

Management 195

Management Survey Industry Community Bank 195

PYMNTS

NOVEMBER 5, 2020

Ant Group 's initial public offering (IPO) could be delayed by six months and its valuation reduced by quite a lot after its delay this week, a report from the Financial Times says, as new regulations come into play. However, Shanghai Stock Exchange put the stop to the listing on Tuesday night (Nov.

Groups 189

Groups Regulation Lending Financial Technology 189

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Afterpay is offered at thousands of merchants – notable names include Nordstrom, Bed, Bath & Beyond, and Nike.

Fintech 474

Fintech Trends South Dakota Apple 474

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. Lending & Credit Risk. keep me informed.

Community 195

Community Lending Maine Resources 195

PYMNTS

JULY 28, 2016

The financial technology and data analytics firm has traditionally focused on the consumer finance space in its lending operations. “Furthermore, Enova knows that the small business market is a blind spot for big banks because the numbers are too small.”

Analytics 100

Analytics Lending Data Customer Experience 100

PYMNTS

JULY 29, 2019

With the transaction now complete, Fiserv is one of the world’s largest payments and financial technology providers. “As The combined company will carry the Fiserv brand and will continue to trade on the Nasdaq Global Select Market under the ticker symbol FISV.

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Data Leadership Taxes System 185

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

OCTOBER 9, 2019

Because threat actors often get recipients’ emails from password breach lists, they sometimes include passwords to lend authenticity,” Hunter Johnson, Cofense Professional Services at Cofense, wrote in a blog post. We are starting to see more demand pick up in the market,” Lim said. According to Bloomberg , bitcoin gained as much as 6.6

Bitcoin 116

Bitcoin San Francisco Taxes Compliance 116

Fintech Labs Insights

AUGUST 30, 2016

Aspire was created in 2015 with a vision of re-imagining the technology infrastructure in the alternative and asset-backed lending markets. Networking tools for better access to market participants. Lecker has over 25 years in the ABL industry in a variety of IT, finance, and operations roles. Why it’s great.

Financial Technology 16

Financial Technology Technology Analytics Leadership 16

PYMNTS

NOVEMBER 21, 2016

PYMNTS also explores the venture capital and lending spaces as professional investors make some changes and as businesses look to invest in themselves. Researchers agreed that this shows a continually high level of interest in the financial technology and innovation space among investors, despite the overall drop in VC funding.

Strategy 100

Strategy Lending Capital America 100

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

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Fintech Financial Technology Technology Operations 170

PYMNTS

APRIL 7, 2020

In a conversation with Karen Webster, Bottomline CEO Rob Eberle discussed how the company came to launch a solution designed to ease the loan application burden on both banks and borrowers and described the role of B2B FinTechs elsewhere as market disruption forces finance teams to prioritize their digitization efforts. ”

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Fintech Technology Operations Company 166

PYMNTS

FEBRUARY 15, 2019

challenger banking market saw a flurry of venture capital (VC) activity this week, as FinTech firms aim to disrupt small business (SMB) financial services (FinServ). Compliance startup Chainalysis works with law enforcement officials and financial institutions (FIs) to ensure that their cryptocurrency operations are within regulations.

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Capital cryptocurrency Operations Financial Technology 122

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. Attorney Alex Tse. “We The Response. The Rundown on the Run-up to the Decisions.

Lending 135

Lending Fraud Management San Francisco 135

Gonzobanker

FEBRUARY 23, 2022

However, if BaaS is ever going to enhance shareholder value, bankers need to ensure they have the strategic focus, operational savvy, and execution commitment to do it right. Executives should embrace technology partners as a means of growing and enhancing their customer value proposition. More importantly, BaaS banks will need an I.T.

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

PYMNTS

FEBRUARY 16, 2017

After all, if a company has worked so hard to develop some type of financial technology, why would they want to lend that technology out to just about anyone? If you’re a small business, you have to think about how to get a bank account in different markets account the world, so customers in those markets can pay.”.

Payments 189

Payments Software Tools Technology 189

Bank Innovation

FEBRUARY 6, 2017

INV Fintech, the sister accelerator to this site, is pleased to announce its inaugural episode of INV Unfiltered — a new monthly podcast series, which will cover current trends and intriguing topics in financial technology and beyond.

Fintech 150

Fintech Financial Technology Trends Technology 150

PYMNTS

MAY 28, 2019

million buyers who operate in industries such as website development, logo design and blog writing. Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

AUGUST 4, 2017

In late July, the Federal Reserve Faster Payments Task Force released its much-anticipated report on how to strengthen and operate the U.S. However, if recent developments in the financial services industry are any indication, innovation waits for no institution, company, agency or, for that matter, Fed report. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Jessica Ellerm

NOVEMBER 26, 2015

And while financial technology is still a nascent industry, no doubt this sector will be subject to a little more of our Kiwi ingenuity over the coming few years. Harmoney – peer to peer consumer lending. When it comes to p2p lending, New Zealand’s Harmoney leads the APAC region. I kid you not.

Company 45

Company Fintech Lending Bitcoin 45

Urs Bolt

OCTOBER 17, 2018

Fintech to facilitate inclusive financial system establishment in China, say experts. He said China’s traditional financial systems need further improvement in regulatory oversight for peer lending and investment product suitability as well as managing personal data with regard to KYC (know your client). Blockchain.

System 28

System Fintech blockchain Innovation 28

William Mills

MAY 11, 2016

Sergii Danilenko (Head of Marketing). Banks are not experts in IT, so now they can leverage plug-and-play technology functionality. Corezoid is advocating for a “process focused” view of bank technology, by use of APIs. Sabina Bhatia (Director, Marketing). Scale private banking model to a much broader market.

Video 40

Video Lending social media Analytics 40

PYMNTS

JANUARY 20, 2021

Corporate finance teams were not simply tasked with finding ways to continue operations in a remote work environment as a result of the coronavirus crisis. While every organization is different, many business leaders came to realize some common pitfalls in their legacy operations that came to light in the midst of the pandemic.

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Data Strategy System Operations 314

Lex Sokolin

AUGUST 25, 2020

Software companies are realizing that monetizing through financial products can double or triple their total addressable market. corporations, companies, communities) are making markets for value exchange. If we are all on our phones, then we will have banking and lending on our phones. This is happening from two sides.

Community 52

Community Fintech US cryptocurrency 52

Independent Banker

OCTOBER 29, 2014

Meanwhile, a number of other financial technology firms received major funding and rolled out new alliances and products. Reducing technology costs and local market savvy can enable community banks to become equal competitors in the mobile and digital footrace, but they’ll need to begin taking steps soon and planning strategically.

Mobile 105

Mobile Community Bank Community Technology 105

CFPB Monitor

NOVEMBER 22, 2022

The Treasury Department has released a report entitled “ Assessing the Impact of New Entrant Non-bank Firms on Competition in Consumer Finance Markets.” The report looks at the role of these new entrant non-banks, how they interact with insured depository institutions (IDIs), and their impact on these core markets.

Fintech 78

Fintech Report Data Lending 78

PYMNTS

MARCH 23, 2017

The European Commission is hoping to consult with the public concerning the growing market of financial technology as the agency looks to manage policies in the sector. Last year, the commission setup its financial technology task force in response to the effects of digital innovations changing the banking industry.

Fintech 187

Fintech Policies Innovation Financial Technology 187

William Mills

MAY 11, 2016

Diana Chin (HR & Operations). What’s the market strategy? From their web site: “Chattanooga-based TransCard strives to build and service a world-class technology platform that supports innovative payment solutions across multiple markets. BLEND stands for better lending. Sergii Danilenko (Head of Marketing).

Video 40

Video Mobile social media Analytics 40

PYMNTS

OCTOBER 18, 2019

million fundraise for Finland’s Enterpay will help the accounts payable solution provider strengthen its position in the European B2B eCommerce market. million for its technology that connects companies in the grocery, convenience, health food and artisanal market industry with a B2B eCommerce platform. Relative Insight.

Analytics 101

Analytics Capital Fintech Technology 101

Fintech Labs Insights

JULY 22, 2015

Please note: Our list includes financial technology companies (either direct services or software) founded since 2000 and valued at $900 million or more. Without those additions, there would be 35 pure-play private fintech unicorns (or 29 if you used a strict $1 billion floor). Here is the breakdown by fintech sector: Sector.

Fintech 12

Fintech Lending Bitcoin Software 12

PYMNTS

APRIL 18, 2017

Misys, a financial technology company that enables banks to integrate new tools, is guiding the State Bank of India to an upgraded trade finance service. The project took 14 months, reports said, and onboarded SBI’s trade finance operations across 25 markets into Misys’ single trade finance portal.

Lending 100

Lending Tools Financial Technology Operations 100

Fintech Labs Insights

SEPTEMBER 28, 2015

“Most lenders, including those built on modern technology, may not crack these markets for years,” Felsman said. Kreditech leverages big data to create better credit scoring technology for consumer borrowers with poor or no credit histories.

New York 12

New York social media Capital Big Data 12

PYMNTS

JANUARY 21, 2019

Alipay’s latest expansion — this time, to Luxembourg — shows not only the increasing reach of the China-based mobile payments ecosystem, but also stands as the latest example of companies in payments and FinTech gaining licenses to operate in Europe. There, PSD2 was designed to encourage FinTech and payments innovation. Monzo , a U.K.-based,

Trends 185

Trends Payments Fintech Mobile 185

PYMNTS

MARCH 22, 2018

Nucleus Software, an India-based company providing financial institutions with lending and transaction banking technologies, has integrated more features into its offering to expand its clients’ trade finance capabilities. The FinnAxia 5.0 The latest release of FinnAxia 5.0

Software 122

Software Lending Innovation blockchain 122

PYMNTS

JANUARY 17, 2019

16) that growth in Marcus continues apace, and that the online lending and savings offering had logged $35 billion in deposits last year, with growth logged dually in the U.S. Add to that the announcement that Capify, an alternative lending provider focused on small businesses in Australia and the U.K., News came Wednesday (Jan.

Strategy 185

Strategy Fintech US Management 185