PYMNTS

JANUARY 28, 2021

They have helped smooth COVID-19 pandemic-induced economic shocks, increased the resilience of developing nations throughout 2020, and they present a potential lifeline for recovery in 2021 and beyond. It links individuals worldwide, but it also has the effect of contributing to economic, social and political interdependence between nations.

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PYMNTS

JULY 27, 2020

It’s a landscape that has created an opportune environment for technological innovation. Like incumbent banks, some of the nation’s largest and oldest insurance companies have struggled to modernize in light of outdated infrastructure and workflow patterns that often resist any effort to change. .

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Innovation User Experience Industry Fraud 247

PYMNTS

SEPTEMBER 16, 2019

These are some of the ways that innovators in the dining space are making it easier for consumers to order their favorite foods — and for restaurants to accept their orders: The projected value of online restaurant delivery sales by 2022, compared to $25 billion today, is $62 billion. The projected share of U.S.

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PYMNTS

MARCH 12, 2020

In the global world of eCommerce, said Wang, digital trends that had already started to emerge in the market – around decentralized work, remote communications and pushing global remittances, for example – are now mission-critical in the age of COVID-19. An Opportunity for Innovation . As a result, the company’s sales reached 44.73

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PYMNTS

OCTOBER 10, 2019

The Chief of Russia’s Central Bank Elvira Nabiullina said she doesn’t see any pertinent or obvious reason to create a national digital currency, according to a report by Russian News Agency TASS. The regulator made the remarks at the Finopolis forum of innovative financial technologies.

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PYMNTS

AUGUST 1, 2019

With upgrades to its mobile app and new product offerings, Dunkin’ Brands grew its digital and delivery platforms while rolling out menu innovations with broader customer appeal in the second quarter. Menu Innovation. In April, the company introduced a new type of food innovation to its menu with the rollout of Dunkin’ bowls.

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PYMNTS

SEPTEMBER 24, 2019

With a lot of technology and technical innovation,” said Cohen, “people are always looking at it from a particular point of view, and that lens and those glasses – rose-colored or otherwise – are coming from a very specific individual with priorities and use cases in mind.”. It’s difficult to guard against experts in fraud.”.

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Innovation Fraud Technology Security 182

Perficient

JUNE 25, 2024

Toll Gates Are Needed To avoid repeating such scenarios, of that rather dire history, Hsu advocated for regulators and the industry to proactively identify points where growth and development should pause to ensure responsible innovation and build trust. The evolution of electronic trading provides a valuable case study to consider.

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Case Study Risk Management Analysis Innovation 221

PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. According to a new study from the National Restaurant Association and Technomic, 22 percent of consumers used kiosk ordering last year. Loyalty, too, is a source of innovation.

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Innovation Retail New York City Minnesota 153

PYMNTS

APRIL 22, 2020

Global concern over the coronavirus spreading on contaminated surfaces in public places is unleashing rapid development of innovative biometric products that could assist a touchless society. They are also designed to kill the COVID-19 virus with ultraviolet (UV) lighting in the air ducts. The greatest concern is whether the U.S.

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PYMNTS

JULY 4, 2017

Hackers are on the lookout for new ways to attack, and now it looks like developing nations may be a favored conduit. Looking for new hotbeds of innovative malfeasance? As noted by The New York Times , some sophisticated attacks are surfacing, and they show bells and whistles such as artificial intelligence.

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PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The Fed And FinTech Firms.

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Fintech San Francisco National Innovation 211

PYMNTS

DECEMBER 18, 2020

Bitcoin is a popular example. Treasury Secretary Steven Mnuchin said in a prepared statement that the new proposed rule “addresses substantial national security concerns in the CVC market and aims to close the gaps that malign actors seek to exploit in the record-keeping and reporting regime. The comment period ends Jan.

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Bitcoin US Regulation cryptocurrency 354

PYMNTS

MAY 4, 2019

The realm of quick service restaurants (QSRs) is and actually always has been a pretty innovative space. The drive-thru window, for example, first met the market in 1947 when it was introduced to the world by Sheldon “Red” Chaney, operator of Red’s Giant Hamburg in Springfield, Missouri. Really outside the box, as it turns out.

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Innovation Los Angeles New York City Course 134

PYMNTS

MAY 15, 2018

In a landscape that’s fast evolving to match the needs of tech-savvy customers, credit unions are innovating to compete with larger commercial banks and FinTech firms to attract and retain customers. The National Council of Firefighter Credit Unions (NCOFCU) agreed to work with web design firm OMNICOMMANDER.

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Millennials Innovation Report Mobile 110

PYMNTS

OCTOBER 14, 2019

Between $800 billion and $2 trillion USD is laundered each year, according to the United Nations Office on Drugs and Crime, and fraudsters undoubtedly hope to raise those amounts. If a bank flags transactions over a certain limit, for example, a bad actor can easily avoid making transactions that surpass it. financial regulations work.

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PYMNTS

JANUARY 24, 2018

We are going through that [with] Mastercard, as we’re investing a lot in our own agility,” he said, noting that, industry-wide, “we are not just talking about product innovation; we are talking about process innovation.”. These banks serve as examples to their peers who might just now be tiptoeing toward new payments functions.

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Innovation Payments Operations Marketing 139

South State Correspondent

JUNE 8, 2022

In 2022, national banks are especially active in managing interest rate risk by booking floating rate loans and mandating that borrowers fix their rates through a loan hedging program. National Bank Strategies For Interest Rate Risk Management.

Community Bank 195

Community Bank Community National Strategy 195

PYMNTS

DECEMBER 4, 2019

And rising to meet the nation’s rising need for mead are Jeff and Jen Herbert, who 10 years ago started on the path to being one of America’s premier mead makers — a journey that as of last year saw their business, Arizona-based Superstition Meadery , bring in $2.7 million in revenue.

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PYMNTS

APRIL 23, 2019

Take Burger King as a recent example of that. QSR Innovation. On the East Coast, for example, consumers seem to be especially fond of order-ahead solutions, with New England, the Mid-Atlantic and the South each seeing growth that outpaced the national average. It added an additional sweetener to its breakfast offerings.

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Innovation Denver New York City Mobile 122

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Marketing 253

Marketing National Innovation Payments 253

PYMNTS

AUGUST 13, 2019

last year, according to the National Retail Federation , a trade group. Take one of the most recent examples, from Amazon. College is also a notable location for the rise of other retail innovation — including technology that is changing the quick-service restaurant (QSR) word, mobile order-ahead. this year, up from $684.79

Retail 127

Retail Innovation Course Trends 127

Cisco

AUGUST 11, 2020

According to a recent survey conducted by Arizent, 88% of US financial services employees were sent home to work after a national emergency was declared on March 13th, 2020. The most relevant examples are videoconferencing, cybersecurity, collaboration tools, cloud-based computing, and communications platforms.

Innovation 114

Innovation Customer Experience Survey Meeting 114

Chris Skinner

APRIL 11, 2018

Recently, I’ve visited Tunisia, Egypt, Sudan and Ethiopia for example, and am bemused how none of these countries has a strong mobile wallet operator. I am struck every day by the disparity in financial structures I see worldwide.

Mobile 284

Mobile Payments National Examples 284

PYMNTS

SEPTEMBER 11, 2020

The United States may have some of the world's best cryptographers working for the National Security Agency and other spy shops, but the Internal Revenue Service (IRS) is crowdsourcing at least part of its effort to beat the algorithms that cloak information about certain cryptocurrencies.

cryptocurrency 241

cryptocurrency United States Security Bitcoin 241

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. Tanzania, for example, has permitted this for three years. However, other nations still ban the practice.

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Innovation Regional Regulation Mobile 56

Chris Skinner

APRIL 21, 2017

I’ve blogged about how I see leadership in the developing (developed now) economies of China and India, and the new innovation models of emerging economies in Sub-Saharan Africa, but not quite in the way in which I see them now. The more I think about it, we have three major FinTech models, each with their own unique blend of thinking.

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Fintech America Leadership Innovation 268

PYMNTS

FEBRUARY 26, 2018

To keep up with the pace of innovation as competitors move toward mobile ordering, delivery and payments innovations, Restaurant Brands International (RBI), which owns Burger King and other brands, hired CFO Josh Kobza as its new czar leader in January. But not all QSR chains are so focused.

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Independent Banker

NOVEMBER 30, 2021

But I also wanted to recognize the widespread acceptance of innovation I’ve witnessed among community bankers during 2021, another challenging year. This awakening to innovation among community banks continues to spread. Aggressive, targeted action by bankers is dispelling the myth that community banks are not engaged or innovative.

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Community Bank Community Innovation Video 134

PYMNTS

NOVEMBER 14, 2019

MoneyGram is an innovative company and their omnichannel strategy helps give these customers more choice. This new service is just one more example of how we never stop working to provide the people of Cambodia with the best products and services possible.”. Cambodian migrant workers sent about $1.4

Mobile 253

Mobile National Tools Strategy 253

PYMNTS

NOVEMBER 4, 2020

Calling local pizzerias or Chinese food restaurants to place takeout orders was once seen as a revolutionary development in the space, for example, and drive-thru service followed as the next big step. . These innovations have revolutionized diners’ experiences and transformed the purchasing process. Much of the U.S.

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Meeting Payments New York City Denver 230

PYMNTS

OCTOBER 21, 2020

In an interview with Karen Webster, the European Banking Federation’s ( EBF ) Alexandra Maniati , Director of Cybersecurity & Innovation, said the European banking industry is, increasingly, embracing the cloud to pivot to new financial services and products across the Continent. Ready for Digital Currencies? .

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Data Regulation National Examples 317

PYMNTS

AUGUST 11, 2020

One of the largest national insurance companies we work with has seen a 10-times return on investment in working with Kount for fraud prevention,” said Vik Dhawan , vice president of product at Kount. A downside to this: Fraudsters see consumer-oriented innovations as fresh ways to pursue their illegitimate line of work.

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Fraud Industry Idaho Customer Experience 234

PYMNTS

OCTOBER 6, 2020

At a time of increased consumer use and acceptance of the new COVID-era digital lifestyle, the pressure is mounting on large, legacy lenders to accelerate their innovations – or become obsolete. In remarks made at the annual Sibos global financial services conference on Monday (Oct.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

DECEMBER 22, 2020

This pressure to innovate is affecting QSRs of all sizes, from independent eateries serving loyal local followings to national or even international behemoths reaching millions of customers each year. New York-based burger chain Shake Shack is no exception. I don’t see that slowing down.” . Post-Pandemic Moves.

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Customer Experience Tools New York Strategy 162

PYMNTS

MAY 12, 2020

In the Playbook, we examine how the different bank types — local and regional, national and digital — are responding to these trends, in particular the demand for highly functional mobile card apps. In contrast, national bank customers are less likely to switch FIs, with 25.9 For example, 90.3 For example, 90.3

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Regional National Cards Mobile 241

Independent Banker

FEBRUARY 28, 2023

The work you’re doing every day puts real faces and names to the communities we’re fighting for, and it has been a privilege to be your representative at the national level. Keep innovating and implementing new technologies for your customers. Keep engaging with innovative companies to grow, evolve and better serve.

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Community Bank Community Maine Industry 175