BankUnderground

MAY 16, 2024

We both have asset managers, who want to take leveraged positions in interest rates. US asset managers had around US$650 billion of long treasury futures in June 2023. UK asset managers, in Autumn 2022, held around £200 billion in leveraged repo. Why and how do asset managers use leverage?

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Comparison US Strategy Marketing 88

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

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Abrigo

MARCH 22, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. The Summit is the industry’s leading life-of-loan conference, spanning business development through portfolio risk management in a CECL - current expected credit loss - world.

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Risk Management Management Denver Conference 186

Abrigo

JANUARY 30, 2024

Get your ticket now for ThinkBIG, an industry-leading learning and networking event. Consistently rated a top industry event by attendees, ThinkBIG brought together 650 people from banks, credit unions, and partners in 2023. Still on the fence about attending the ThinkBIG 2024 conference? Don’t take our word for it, though.

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Cisco

JUNE 7, 2022

The past 20 years have visibly demonstrated the impact large scale events have on market, credit, and operational risks in financial services. Beginning with the bursting of the dot-com bubble, and more recently, the global COVID-19 pandemic, these events created significant volatility in stock prices resulting in increased market risk.

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Risk Management Management Cyber Security Handbook 118

Abrigo

JULY 13, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. The Summit is the industry’s leading life-of-loan conference, spanning loan origination through portfolio risk management in a CECL - current expected credit loss - world. One month before the primary registration period ends.

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Abrigo

OCTOBER 20, 2020

The banking industry has faced many challenges in 2020, from transitioning to CECL, managing Paycheck Protection Program loans, and navigating an unprecedented economic recession. More than 500 banking professionals across the country gathered for a two-day 2020 ThinkBIG: Manage Risk. CRE Lending. Lending & Credit Risk.

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Abrigo

OCTOBER 21, 2019

Cybersecurity | 4 minute read Key Takeaways Third-party/vendor risk management is becoming increasingly challenging with more cloud-based providers. On top of initial vendor due diligence, there are ongoing, systematic approaches to managing third-party relationships. . Cyber Due Diligence. The banking industry is no stranger to this.

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PYMNTS

JUNE 19, 2020

In today’s top news, Congress is considering passing another round of PPP loans for certain small and medium-sized businesses (SMBs), and Alibaba and JD.com recorded record sales figures in their annual 618 shopping event. Alibaba, JD.com Net $136B In China’s Biggest Annual Shopping Event. The 18-day event delivered $136.5

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Payments social media Tools Resources 141

Abrigo

AUGUST 9, 2019

“Dealing with change is difficult, but dealing with change when you don’t feel like you have enough time feels impossible,” says Dave Crenshaw, author of a best-selling time management book and the keynote speaker of the 2019 ThinkBIG Conference in Orlando, Fla., See the entire agenda here. He is the founder and CEO of Invaluable Inc.,

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South State Correspondent

MAY 15, 2024

The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.

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South State Correspondent

MAY 15, 2024

The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.

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Community Bank Community Lending Study 195

Abrigo

APRIL 8, 2020

Many hopeful participants took to Twitter to express frustrations with their primary lenders not lending or including caveats to borrower eligibility. To meet the volume of needs, automating the lending process is important to get capital into the hands of small business owners quickly. Some have even filed lawsuits. Get Started.

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Abrigo

OCTOBER 23, 2019

In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. We are seeing banks moving to the cloud for a number of services ranging from core processing to lending. The following article was first published in ABA Banking Journal on October 17, 2019.

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Abrigo

JUNE 13, 2019

And few credit unions are involved in lending programs backed by the U.S. This is the case, despite the fact that SBA lending has gained momentum among small businesses in the past five years. “Why They just don’t,” says Rob Ashbaugh, Abrigo Executive Risk Management Consultant. More room for business lending.

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Lending Resources Survey Risk Management 150

Abrigo

MARCH 13, 2024

A wave of pending maturity events ($2 trillion of CRE loans are reported to mature in the next years). Here’s how banks and credit unions with strong CRE risk management can identify weakening property loans, assess them, triage them, and assist with their prognosis and treatment. Learn more about managing CRE loan distress.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

JULY 6, 2017

The 2017 Risk Management Summit presented by Sageworks is heading to the "Mile High City". Why You Should Join Us The Summit offers actionable insights that apply across the whole institution, spanning business development through portfolio risk management in a CECL world.

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Risk Management Denver Management Colorado 150

CFPB Monitor

FEBRUARY 8, 2024

Harper spoke at a Brookings Institution event to outline his regulatory agenda and supervisory priorities for 2024. Continue Reading

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South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices.

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Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

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Risk Management Management Denver Chicago 150

Abrigo

NOVEMBER 8, 2019

Stress Testing | 7 minute read Key Takeaways Stress testing is an important component of sound risk management. Effective stress testing can benefit many different facets of lending, from risk management and strategic decision-making to capital adequacy and liquidity management. Stress testing and risk management.

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Lending Risk Management Analysis Capital 150

Abrigo

JANUARY 25, 2021

Of course, conferences have looked a little different over the past year due to the coronavirus pandemic, including Abrigo’s ThinkBIG events, which went virtual in 2020. The 2021 ThinkBIG conference will bring together the “Fighting Financial Crime” and “Manage Risk. Drive Growth.”

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Abrigo

MAY 10, 2022

Takeaway 3 Information from core deposit studies allows management to fund assets appropriately with non-maturity deposits. As noted throughout this “ Introduction to ALM ” blog series, a key aspect of asset/liability management (ALM) is managing assets and liabilities appropriately to generate and sustain margin.

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Management Study Analysis Groups 195

Bobsguide

JULY 7, 2022

Lake Mary, FL, US – June 30, 2022 – Finastra today unveiled its embedded consumer lending solution, enabling access to traditional regulated lending options for consumers at point-of-sale (POS). Using APIs and event notification systems, third-party distributors can provide real-time feedback to merchants and consumers on loan status.

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Lending Seattle Regulation US 68

PYMNTS

DECEMBER 17, 2019

But even more notably, 84 percent fail due to poor cash flow management that kicks off the series of events leading to their doors closing. Managing cash flow can be tricky work when one is new to the market or looking to expand because cash is in short supply. they run out of money). The first is focus.

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Lending Data Retail Capital 132

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions.

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Report Risk Management Capital Data 195

Independent Banker

JUNE 30, 2022

Particularly for small businesses, community banks should make sure they use up-to-date tools to assess risk, such as relying more heavily on the owner’s personal credit, says Joel Pruis, who leads the commercial and small business lending practice at Cornerstone Advisors in Scottsdale, Ariz. Learning about lending.

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Lending Strategy Community Bank Community 103

BankInovation

JULY 8, 2020

9-10, an event designed to provide industry professionals the insights, strategies and best practices to automate bank functions. Produced by Bank Innovation and Royal Media, this premier industry event will take place online and feature virtual booths, breakout areas, startup […].

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Innovation Strategy Industry Online 78

Abrigo

SEPTEMBER 29, 2016

Sageworks hosted the 5th Annual Risk Management Summit September 14-16 at the AT&T Executive Education and Conference Center in Austin, Texas. The Summit was the largest Sageworks event to date and featured presentations from industry leaders, interactive roundtable discussions, panels and networking opportunities.

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Risk Management Management Taxes Austin 150

Abrigo

OCTOBER 21, 2020

Trepp’s Head of Commercial Real Estate Finance, Joe McBride, whom readers and listeners may know from The TreppWire Podcast , spoke at Abrigo’s ThinkBIG Event recently. CRE Lending. Credit Risk Management. Lending & Credit Risk. CRE Lending. Lending & Credit Risk. CRE Lending. Learn More.

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Marketing Lending Risk Management Retail 312

Abrigo

SEPTEMBER 5, 2023

Portfolio segments should be monitored and managed, not get buried in exception counts. unsecured lending is bad rather than unsecured lending should only be extended to high pass risk rated credit). For example, the lack of guarantee may not cause a charge-off, but it limits options in the event of a workout.

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Policies Lending Risk Management Examples 195

Abrigo

AUGUST 30, 2022

You might also like this webinar on commercial lending strategy. The lack of alternative options in a rising-rate environment may be a factor when deciding to expand into commercial lending. Risk management. The institution then deduces the types of events that could lead to such an outcome. CRE Lending.

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Strategy Lending Risk Management Analysis 195

PYMNTS

MAY 10, 2016

Renaud Laplanche , Former CEO of Lending Club, in a 2013 interview. Those were the good old days of Lending Club, a Silicon Valley darling that was the next big thing in lending. Lending Club was the poster child of that alt lending movement. I want to create something new and innovative.” He was far from alone.

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Lending Capital Compliance Operations 100

Jack Henry

OCTOBER 7, 2021

The events of the past year have reinforced the notion that healthy loan portfolios feed much more than the financial institution and its shareholders. They feed the communities served by those institutions. They nurture the nationwide economy. Most importantly, they help form the conditions that ensure future economic growth.

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Management Community Lending 158

PYMNTS

DECEMBER 30, 2019

In an interview with Karen Webster, Farhan Ahmad, founder and CEO at B2B payments solution provider Bento for Business , took note of the fact that half of all small to medium-sized businesses (SMBs) cite cash flow management as their biggest challenge. The firm has launched a lending product, too. This is no isolated case.

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Management Cards Examples ATM 132

BankInovation

JUNE 3, 2020

This premier industry event will feature virtual booths, […]. Bank Innovation is proud to announce the Bank Innovation Build 2020 Virtual Experience, designed to provide industry professionals the insights, strategies and best practices to propel their innovation teams to success. 9 and 10 online.

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Innovation Strategy Industry Online 64

Abrigo

DECEMBER 2, 2021

Takeaway 3 Signing up for 2022 conferences is another smart use of surplus budget funds, because some events are offering early-bird discounts. You can also incorporate the results into the asset/liability management model and develop stress testing scenarios down the road. Lending & Credit Risk. Consumer Lending.

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