Perficient
JULY 26, 2020
Introduction: Recently I have faced an issue in my project on using the multipart and JSON simultaneously. I would like to share my knowledge on how this issue can be fixed. For this scenario, I have taken a sample Spring-Boot application that uses JSON/ POJO and Multipart. Below are the steps to achieve passing the multiple files using POJO at a same time.
PYMNTS
JULY 26, 2020
India has embraced its model for digital payments so much that it intends to take it global. Since its debut four years ago, India’s Unified Payments Interface (UPI), the instant payment system developed by the National Payments Corp. of India (NPCI) that facilitates inter-bank transactions, has propelled the growth of online payments, the Financial Times (FT) reported.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Chris Skinner
JULY 26, 2020
Things we’re reading today include … Goldman Sachs’ guide to the best and worst perfoming banks in Q2 Hong Kong launches share index of technology giants NatWest customers say accounts were closed after they applied for coronavirus loans The Guardian view on a wealth tax: necessary but not sufficient | … The post Things worth reading: 27th July 2020 appeared first on Chris Skinner's blog.
PYMNTS
JULY 26, 2020
Wells Fargo is engaging in significant cost-cutting, including layoffs, in a bid to become more lean amid the pandemic-induced financial crisis, The Wall Street Journal (WSJ) reported. The total number of layoffs hasn’t been finalized yet, according to WSJ, but they are expected to be in the tens of millions, although they won’t all happen at the same time.
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
Payments Source
JULY 26, 2020
Payments in Brazil are about to make a significant pivot, turning a country in which consumers rely heavily on cash and remain skeptical about payment cards into the next region to pioneer faster payments.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Source
JULY 26, 2020
Factoring in customer behavior as an element in the risk profile can provide FIs with better assurances in their lending practices, says consultants Maria Arminio and Bo Berg.
PYMNTS
JULY 26, 2020
Daniela Braga , founder and CEO of DefinedCrowd Corp., a data platform for artificial intelligence (AI), has a beef with Amazon Inc., The Wall Street Journal ( WSJ ) reported. Four years ago, the eCommerce giant’s venture capital fund invested in the Seattle-based company and gained access to the technology startup’s finances and other confidential information.
TheGuardian
JULY 26, 2020
Small business say funds were blocked after applying for government-backed scheme Coronavirus – latest updates See all our coronavirus coverage NatWest has shut the accounts of some small business customers who applied for government-backed loans to help them get through the pandemic, leaving them distressed and unable to access their cash. Several customers of the 62% taxpayer-owned bank have contacted the Guardian to complain that their accounts had been suspended or closed down without explan
PYMNTS
JULY 26, 2020
The nation’s consumer protection agency is seeking input on rule changes to third-party access to individual financial records. The announcement by the Consumer Financial Protection Bureau ( CFPB ) comes on the heels of a symposium it held in February which included experts from consumer groups, financial technology (FinTech) companies, trade groups, banks and data aggregators.
Advertisement
Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
BankBazaar
JULY 26, 2020
Adults & money – sort of a love-hate relationship, don’t you think? If you could, what financial tip would you give your 12-year-old self? As BankBazaar turns 12, here’s a personal insight. Hey there, little Nishant, confused and with absolutely no idea about what’s happening around you, how’s it going? I know you’ve just found this gem of an English teacher and love Dickens’ work, mainly because of him.
PYMNTS
JULY 26, 2020
There’s no question Dr. Anthony Fauci’s first pitch at the Washington Nationals’ season opener Thursday night against the New York Yankees was wild. But the nation’s leading authority on infectious diseases hit a grand slam in early March when he predicted COVID-19 was a serious enough threat for the National Basketball Association to play in empty arenas.
ABA Community Banking
JULY 26, 2020
With the COVID-19 pandemic continuing to disrupt the normal circulation of coinage in the U.S. economy, the U.S. Coin Task Force convened by the Federal Reserve issued a statement Friday describing the circulation slowdown and urging consumers to get coins back into use. The post Coin Task Force Issues Statement on Circulation Slowdown appeared first on ABA Banking Journal.
PYMNTS
JULY 26, 2020
Equifax , the Atlanta-based financial technology company, has purchased Ansonia Credit Data , a commercial credit data firm. The price was not disclosed. Under the terms of the deal , Ansonia will be integrated into PayNet, a division of Equifax that provides credit and analytics for small- and medium-sized businesses (SMBs), as part of the Equifax US Information Solutions (USIS) business unit.
Advertisement
In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
American Banker
JULY 26, 2020
BBVA and Rockland Trust have taken a highly numbers-driven approach to branch reopenings. All banks are having to rethink their branch networks during the pandemic and beyond, and analytics software is helping.
PYMNTS
JULY 26, 2020
Bitcoin surpassed $10,000 on Sunday (July 26) for the first time since June, hitting $10,200, Reuters reported. On June 2, the stock hit a high of $10,137, but quickly fell more than $800. Bitcoin has been negatively impacted by the pandemic over the past few months, halving for the third time in May and slicing the rewards bitcoin miners earn, per Reuters.
The Financial Brand
JULY 26, 2020
In some ways the U.S. has passed Europe. Here's why all banks and credit unions must have a strategy for a trend that's reshaping banking. The post Open Banking Gets a Jump Start from COVID appeared first on The Financial Brand.
PYMNTS
JULY 26, 2020
Avanti Financial Group said in a press release that it has received permission from the Wyoming Division of Banking to begin operating in the state as a bank as early as October and plans to offer a real-time settlement solution for corporate treasurers. “Our charter application incorporates truly novel ideas that have received detailed scrutiny from multiple regulators,” Caitlin Long , CEO and founder of Avanti, said in the release. “It is the culmination of an enormous effort by Av
Advertisement
Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
The Financial Brand
JULY 26, 2020
Research from the Digital Banking Report finds smaller financial institutions are unable to use data and analytics effectively for marketing. The post Most Financial Marketers Failing to Leverage Data and AI appeared first on The Financial Brand.
PYMNTS
JULY 26, 2020
European banks are preparing to take huge losses on their loans as COVID-19 keeps taking its toll on financial institutions. The Financial Times reported the European Union’s (EU) largest banks estimated there will be at least 23 billion euros ($26.8 billion) in potential losses in the second quarter (Q2), according to Citigroup. That’s in addition to 25 billion euros ($29.1 billion) in potential defaults recorded in the first quarter (Q1).
The Financial Brand
JULY 26, 2020
Mobile banking leaves much room for improvement. Consumers hoping for the 'Netflix of banking' are often disappointed. Here's how to ace it. The post How Banking Apps and Mobile CX Still Disappoint Consumers appeared first on The Financial Brand.
PYMNTS
JULY 26, 2020
Amazon CEO Jeff Bezos, Apple CEO Tim Cook, Facebook CEO Mark Zuckerberg and Google CEO Sundar Pichai are now scheduled to appear before a Congressional subcommittee exploring competitive practices among Big Tech Wednesday (July 29) instead of Monday (July 27) as originally planned. The House Judiciary Committee’s Subcommittee on Antitrust, Commercial and Administrative Law’s change is reflected in an online scheduled updated this weekend.
Advertisement
As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
PYMNTS
JULY 26, 2020
As the pandemic continues to disrupt everyday life the world over, many consumers want refunds on things they paid for but aren’t able to use. Sports teams are offering to provide season ticket holders with reimbursements or credits. The Buffalo Bills , in one case, are deferring season ticket memberships for this year, according to a statement from the team, and those who have them can have payments already made credited or reimbursed.
PYMNTS
JULY 26, 2020
A $1 trillion Republican version of a 4.0 COVID-19 stimulus bill is expected to be on Capitol Hill Monday (July 27). “This is all about kids and jobs,” U.S. Treasury Secretary Steven Mnuchin told Fox News Sunday. “This is our focus, and we want to make sure something gets passed quickly, so that we deal with the unemployment, and all the other issues like Paycheck Protection Plan, tax credits, rehire people and money for schools.”.
Expert insights. Personalized for you.
352 
Let's personalize your content