The resurgence of QR codes
Payments Dive
OCTOBER 13, 2020
Jennifer Sherman, SVP of product at NMI, a payments enablement technology company, gives her insight on the importance of QR codes for both customers and merchants.
Payments Dive
OCTOBER 13, 2020
Jennifer Sherman, SVP of product at NMI, a payments enablement technology company, gives her insight on the importance of QR codes for both customers and merchants.
Perficient
OCTOBER 13, 2020
Contact Centers are, of course, a traditional aspect of companies and historically where and how those companies seek to interact with their customers. For years the chief expectation for these interactions was primarily via the phone or voice channel. Though as consumers embraced the internet and mobility newer channels emerged. As this continued, along with businesses’ desires to prioritize customer relationships over their lifetimes, the value of overall customer experience (CX) has become pa
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PYMNTS
OCTOBER 13, 2020
Dropbox is the latest company to allow employees to work permanently from home, CNBC reported. The San Francisco-based company said Tuesday (Oct. 13) that it wouldn't require employees to come into the office even after the pandemic ends. In a blog post , the company said the shift to digital work, while jarring early in the year, has proven effective for many companies since.
Payments Source
OCTOBER 13, 2020
Michael Moeser, senior analyst at PaymentsSource, talks to Christian Fredrikson, CEO of Fingerprint Cards, about the ways biometric authentication has been adopted during the coronavirus pandemic.
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
PYMNTS
OCTOBER 13, 2020
The world has changed a great deal since 2020 began. Thirty-seven percent more consumers in the United States are working their full-time jobs from home than in 2019, whereas 27 percent more are performing gig jobs remotely. These newly housebound consumers are turning to a host of connected devices to perform their day-to-day activities, ranging from smartphones and laptops to voice assistants and everything in between.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
PYMNTS
OCTOBER 13, 2020
Indian Prime Minister Narendra Modi is looking to governmental overhaul and deregulation as the solutions for the country's coronavirus-ensued economic crisis, The Wall Street Journal (WSJ) reported. The plans supported by Modi and his Bharatiya Janata Party, voted on last month, included broad, sweeping changes that dismantled a long-standing regulatory system making farmers sell most of their crops via government-sanctioned wholesale markets which are dominated by traders and middlemen, rather
Gonzobanker
OCTOBER 13, 2020
Smaller banks and credit unions can bring unique value to the mobile ‘arms race.’ Over the last two years, the largest financial institutions in the U.S. marketplace have made significant investments in their mobile applications centered around improving the client experience. Mobile app store ratings have gone from an average of 4.2 to 4.8, with increased functionality, improved experience and ease of use.
PYMNTS
OCTOBER 13, 2020
The parent of AMC Theatres says it's on track to run out of cash by early 2021 at the latest. AMC Entertainment Holdings Inc. wrote in a "current report" filed on Tuesday (Oct. 13) with the federal Securities and Exchange Commission (SEC): ".given the reduced movie slate for the fourth quarter, in the absence of significant increases in attendance from current levels or incremental sources of liquidity, at the existing cash burn rate, the company anticipates that existing cash resources would be
Payments Source
OCTOBER 13, 2020
Swedish point of sale credit company Klarna put itself in the awkward position of apologizing and trying to explain marketing emails to surprised and angry consumers, a misstep for a firm whose credit card alternative has found major traction during 2020’s crises.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
PYMNTS
OCTOBER 13, 2020
Lawyers for Uber , Lyft and the state of California laid out arguments on Tuesday (Oct. 13) for whether or not the state can force the gig economy companies to treat workers as employees and give benefits, Reuters reports. In January, California implemented its AB 5 law, which required that ride-hailing, food delivery and other such companies treat their workers as employees rather than independent contractors.
TheGuardian
OCTOBER 13, 2020
Ex-Bank of England boss tells UN summit that boardroom pay link can help meet climate targets faster Former Bank of England governor Mark Carney has said banks should link executive pay to climate risk management, as part of efforts to align the finance industry with Paris climate goals. Speaking at the UN Environment Programme Finance Initiative roundtable on Tuesday, the former central bank boss said lenders should – at the very least – be transparent over whether or not pay is being tied to c
PYMNTS
OCTOBER 13, 2020
PayPal is rolling out a new buy now, pay later (BNPL) solution called PayPal Pay in 3 in the U.K., according to a press release. The solution, similar to the company’s Pay in 4 program in the U.S. and the Paiement in 4x in France, introduced earlier this year, will let customers pay for items in three monthly installments. The release says Pay in 3 will help businesses boost checkout conversion, revenue and customer loyalty.
ABA Community Banking
OCTOBER 13, 2020
Banks contribute to their communities and local organizations in ways that matter a lot during the pandemic. The post Putting the ‘Community’ into Community Banking appeared first on ABA Banking Journal.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
PYMNTS
OCTOBER 13, 2020
California startup LevaData just got a big boost. Bain & Co. on Tuesday (Oct. 13) announced it has begun using San Jose-based firm’s supply chain management platform in its work with consulting clients. The coronavirus pandemic, which has led to a surge in demand for a range of products and services, has also put unprecedented strains as well on the supply chains of companies, especially those will tracking inventory with the equivalent of pen and paper, analysts say.
Payments Source
OCTOBER 13, 2020
Payments provider B4B Payments has been authorized to become an e-money institution in the U.K., and is seeking a license in Lithuania so the company can advance its prepaid card business throughout Europe.
PYMNTS
OCTOBER 13, 2020
Across the globe, terrorists and criminals are leveraging cryptos in what is gearing up to be a significant national security threat to the United States. That’s according to the U.S. Department of Justice, which said in a report that rogue nations and other risks loom as exchanges are lightly (or not at all) regulated – making it difficult to, as the maxim goes, follow the money.
Payments Source
OCTOBER 13, 2020
The control of crypto exchanges will resemble that of regular financial companies in Europe and the U.S., says Extante's Anatoliy Knyazev.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
PYMNTS
OCTOBER 13, 2020
While Amazon 's sales have been going well during the pandemic, it has found rivalry in Latin America from local competitors, Reuters reports. Prime Day was rolled out for the first time in Brazil this year, and in that country as well as in Mexico, Amazon isn’t the powerhouse it is in other countries. In Mexico, Amazon was second place in rankings behind Argentina-based MercadoLibre for eCommerce.
Payments Source
OCTOBER 13, 2020
The findings of a recent TD Bank survey suggest that targeting millennials for new credit cards will require surgical risk-management as the economy lurches toward an uneven recovery.
PYMNTS
OCTOBER 13, 2020
DeFi, which is also known as “decentralized finance,” has been included in an increasing wave of business promotions in 2020, Bloomberg reported. An operating system that has been active for a minimum of three years, Tron , recently issued a DeFi token. Tao Network has been in existence since the middle of the 2010’s and now indicates that it is “building DeFi of entertainment.”.
Payments Source
OCTOBER 13, 2020
With accelerated demand for digital payments since the outbreak of COVID-19, merchants must adapt fast, says Stone's Agusto Lins.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
PYMNTS
OCTOBER 13, 2020
Oracle is offering a new supply chain finance feature to help banks access more flexible financing options and working capital, a press release says. The feature will digitize the supply chain finance process and allow banks the ability to deliver quick alternative financing options and provide fast approvals, with multi-channel port access giving more visibility into transactions.
BankInovation
OCTOBER 13, 2020
JPMorgan Chase reported growth across mobile and digital channels last quarter, according to the bank's earnings call Tuesday. The number of JPMorgan’s digitally active customers climbed 3% year over year to 69% of total retail customers, or 54.7 million customers. Active mobile customers also increased 9% year over year to 40,143 total users, and QuickDeposit […].
PYMNTS
OCTOBER 13, 2020
Apple Inc. on Tuesday (Oct. 13) unveiled its iPhone 12 , which as was widely expected, operates on high-speed 5G networks. On the cosmetic front, the new phone comes in blue and has sharper edges reminiscent of earlier models. On the safety front, the phone comes with a Magsafe connector that allows charging without an attached cord. CNBC reports that the phone will not come with a charging cord or earphones.
BankBazaar
OCTOBER 13, 2020
Apple finally announced its 2020 product line-up, revealing the much-anticipated iPhone 12 series, in a virtual event yesterday. Read on to get to know the iPhone 12 more. Even though there’s this menace of a pandemic with no end in sight crippling our day-to-day lives, businesses are slowly-but-steadily returning to normalcy. And, in their stride to normalcy, Apple finally announced, although a month late than usual, its 2020 product line-up – finally revealing the much-anticipated iPhone
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
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