American Banker

MAY 24, 2016

During the ascension of marketplace lending, banks responded to the competitive threat in several different ways. Now some banks are better positioned than others to take advantage of the online sector's recent woes.

Lending 37

Lending Online Regional National 37

American Banker

MAY 24, 2016

During the ascension of marketplace lending, banks responded to the competitive threat in several different ways. Now some banks are better positioned than others to take advantage of the online sector's recent woes.

Lending 31

Lending Online Regional National 31

American Banker

DECEMBER 30, 2020

Several consumer advocacy organizations have urged the Office of the Comptroller of the Currency to deny the online lender's application for a national bank charter, citing concerns about its lending and debt-collection practices.

Meeting 39

Meeting National Lending Online 39

Gonzobanker

JULY 9, 2021

As fintech startups, challengers, and even mature fintech providers laser in on evermore specific pain points, investors pour funds into the payments, lending, data, and other approaches to pain relief. Banks and fintechs are in a heated mashup and seeking niches. Lending: Where there is smoke, there’s a growing fire.

Fintech 197

Fintech Lending Community Payments 197

American Banker

JUNE 22, 2016

Kabbage is licensing its digital lending technology to one of Canada's largest banks, which plans to offer an online application process to small businesses.

Lending 51

Lending Technology Online Regional 51

PYMNTS

AUGUST 12, 2020

. “In this day and age, it is very important for community financial institutions to be able to compete with their main new competitors — challenger banks and national banks — and have access to the same technology that can be deployed in weeks, not years,” said Agora Services Founder and CEO Arcady Lapiro in a statement.

North Carolina 193

North Carolina Fintech Technology Community 193

Gonzobanker

MAY 4, 2020

Here are a few of the recent deals (in no order) that caught my attention: MVB Financial/Paladin: MVB, a mid-size bank with a stated focus on serving fintechs, acquired Paladin, a specialty fraud prevention company with a suite for merchants, credit agencies, fintechs and vendors. SoFi/Galileo: This $1.2

Fintech 109

Fintech FDIC Capital Community Bank 109

PYMNTS

JULY 2, 2019

Financial applications have been making inroads in banking services — as far-flung as Asia and the U.S., in uses that embrace corporate activities and consumer lending. The bank said its application programming interface (API) can help engineers integrate the bank’s programs into their own offerings.

Fintech 134

Fintech Innovation Resources Cards 134

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and finance experts are celebrating with new data on the state of the entrepreneurial community.

Taxes 144

Taxes America National Community 144

PYMNTS

DECEMBER 11, 2020

These interactions must give consumers the impression that they are still transacting with the same bank regardless of which channel they have chosen to use, said Eric Schuppenhauer , president of consumer lending and national banking at Citizens Financial Group.

Groups 169

Groups Mobile Tools Branding 169

American Banker

OCTOBER 11, 2016

has introduced an online consumer lending product that it uses technology developed by Avant. Regions Financial in Birmingham, Ala.,

Regional 28

Regional Online Lending Technology 28

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. John Beale , longtime CIO of City National Bank.

Idaho 170

Idaho Community Industry Strategy 170

American Banker

JUNE 3, 2016

The regional bank has extensively studied the viability of such platforms, but has been unable to develop a plan to fits its risk appetite.

Lending 28

Lending Online Regional Study 28

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

FEBRUARY 21, 2019

. “It’s not for banks to advise their customers on their business strategy,” he said, adding that he has not seen evidence of the trend of small businesses expecting more advisory services from their banks. ’s small business banking sector may look different from that of the U.S., Last year, the U.K.’s

Operations 135

Operations Strategy Industry Lending 135

CB Insights

JUNE 3, 2020

Banking & Lending. This shift is driving transaction volume to the payments companies behind online retailers and taking market share away from those serving physical retailers. This displacement is happening for both consumers and merchants, as merchants begin to turn to online B2B marketplaces for procurement and supplies.

Lending 75

Lending Capital Online Marketing 75

Abrigo

JUNE 30, 2020

The coronavirus and work-from-home mandates have brought new challenges to an already stressful job held by banking professionals – whether they are BSA/AML professionals, lenders handling Paycheck Protection Program loans, or asset/liability managers.

Meeting 195

Meeting Training Conference Software 195

PYMNTS

APRIL 28, 2017

the nation most targeted for ransomware attacks — tend to respond to this form of cyberattacks. Symantec saw new levels of cybercriminal ambition in 2016 — record identities exposed in data breaches, digital bank heists, DDoS attacks powered by IoT devices and, perhaps most notably, a rise in attacks on government entities and nation-states.

Security 157

Security Software National Report 157

PYMNTS

FEBRUARY 14, 2020

China’s central bank gave Mastercard the green light on Feb. 11 to set up a bank card clearing business, providing it with access to a $27 trillion payments market. The People’s Bank of China said it has approved an application by Mastercard’s Chinese joint venture to run a bank card clearing business in the nation.

Retail 141

Retail Cards Millennials Fraud 141

American Banker

MARCH 3, 2016

A new survey from seven regional Federal Reserve banks found that many small businesses are going online to access credit. But even when they are approved, applicants often end up dissatisfied because the loans carry high interest rates or have unfavorable repayment terms.

Online 28

Online Regional Survey Community Bank 28

American Banker

APRIL 12, 2016

Following months of behind-the-scenes work with OnDeck Capital, JPMorgan Chase has quietly started offering online loans to its existing small-business customers.

Online 28

Online Capital Regional National 28

American Banker

APRIL 7, 2016

The bank says the partnership will improve the online experience for borrowers. It is just the latest example of banks and online lenders teaming up to speed up decision-making and win over new customers.

Regional 28

Regional Lending Examples Online 28

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., OnDeck Defends Strategy After $17.9

Trends 12

Trends Lending Fintech blockchain 12

PYMNTS

AUGUST 27, 2019

A new survey of 34 banks in Switzerland showed that only about 50 percent of the population bank online, according to a report by Reuters. . The survey was conducted by the Swiss National Bank (SNB) and released on Tuesday (Aug. Overall, the banks have not yet reached their digitalization targets,” the SNB said.

Survey 129

Survey Online National Lending 129

CB Insights

NOVEMBER 5, 2019

In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19. One area where Ant has ingrained itself into the daily lives of its younger users is in short-term installment lending. Making virtual credit a part of everyday life.

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

MARCH 9, 2020

But given the rise of neobanks — FinTechs that are using banking services as the foundation for new ecosystems and Big Tech, which is exploring ways to extend their reach into banking and financial services — we thought we’d go back to first principles and ask consumers that simple question in relation to their primary banking relationship.

How To 232

How To Millennials ATM Fintech 232

American Banker

DECEMBER 20, 2016

said Tuesday that it expects to start offering digital small-business loans in mid-2017. Citizens Financial Group in Providence, R.I.,

Online 28

Online Groups Regional National 28

PYMNTS

FEBRUARY 18, 2020

18) posted results that showed continued growth in loan originations, up mid-single-digit percentages year over year – results that were possibly overshadowed by a deal the online lender struck to buy US bank Radius Bancorp for $185 million. In return, Lending Club gets a bank with $1.4 LendingClub on Tuesday (Feb.

Conference 132

Conference Lending United States Digital Banking 132

South State Correspondent

OCTOBER 28, 2022

Banks are just starting to realize this. Instead of shopping online and scrolling through a catalog of products, consumers would like to see something on Reels or Tik Tok and buy there. For banks, this means creating products that accomplish a task and then integrating banking in the background.

Conference 195

Conference Technology Las Vegas Trends 195

NCR

DECEMBER 1, 2016

For the typical American, they walk into their local bank branch, open an account and, then each month deposit $1,000 into their account. For a basic checking account provided by large national banks, if you are not meeting their minimum requirements you’ll get stung with a $10 – $25 monthly ‘account keeping’ fee.

Digital Banking 40

Digital Banking New York Tools Lending 40

American Banker

MARCH 23, 2016

Online lender StreetShares' strategy is based on the premise that borrowers are more likely to repay when they have a genuine personal connection to the lender.

Strategy 28

Strategy Online Regional National 28

American Banker

FEBRUARY 22, 2016

The online small-business lender recorded operating expenses of $47.4 million, up 73% from the same period a year earlier.

Report 28

Report Operations Online Regional 28

Gonzobanker

OCTOBER 12, 2022

Less than 10 years old, the Brazil-based digital bank counts 70 million clients across its three operating countries ( source ). Much as Ally does with its car lending, Nubank optimizes a single use case to acquire customers – and then cross sells. Don’t Look Back in Anger. Slip inside the eye of your mind.

Fintech 97

Fintech United States Chicago Mobile 97

Gonzobanker

DECEMBER 20, 2019

The Ecosystem Award – Goes to Partners Credit Union for its collaborative member experience work with digital banking vendor Kony (now part of Temenos). The digital banking provider helped implement digital competitiveness against big banks that Partners sought. It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

William Mills

SEPTEMBER 9, 2016

International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. Working for the past 6 years with many banks to design their online experience. Showing a virtual bank demo via Chrome browser on a Mac. Average return of 13% per year.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 14, 2023

Through a unique reverse merger structure and $400 million P/E injection, PacWest made it through a ring of fire and the two have created a $36 California business banking franchise while helping to calm a bank panic in the spring of this year. Merger of Equals Deal of the Year (Bank) – Burke & Herbert Financial Services Corp.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. This is the FIDO Alliance’s objective as it strives to change the nature of online/mobile authentication. Digital Big Mo Award. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60