Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

Regulation 150

Regulation Risk Management Community Bank Community 150

Abrigo

JANUARY 22, 2016

.” – Albert Einstein Banks generate most of their revenue by lending money, and lending money, by definition, involves a certain amount of risk. Safe lending starts at the origination of the loan, because the most effective way to avoid a troubled loan is to never make the loan in the first place.

Resources 150

Resources Lending Risk Management Compliance 150

PYMNTS

NOVEMBER 17, 2017

Think of banking and you might think of lending and deposits, where firms make money on the spread between what they pay savers and what they take in from borrowers. We have definitely seen instances where community banks are innovating to meet the unique needs of their customer base,” he told PYMNTS.

Community Bank 115

Community Bank Community Cards Lending 115

CFPB Monitor

AUGUST 6, 2018

It also provides guidance as to redlining risk management techniques such as (i) the regular review of assessment areas and credit market areas; (ii) evaluation of fair lending risk arising from the opening, acquiring or closing of branches and offices; (iii) evaluation through marketing and outreach programs; and (iv) complaints monitoring.

Compliance 68

Compliance Risk Management Lending Training 68

PYMNTS

MARCH 12, 2019

After all, the OCC has the ability, drawn from enforcement action taken last year, to replace the bank’s top ranks, and the unnamed source has said “it may consider using” that power (though no definitive conclusion is in the offing).

Washington 115

Washington Risk Management Lending Report 115

PYMNTS

AUGUST 3, 2017

Singapore sovereign fund GIC recently led a $220 million funding round for Chinese alternative lending platform Dianrong as the company looks to focus on research and development in China. Dianrong also saw backing from CMIG Leasing and South Korean fund manager Simone Investment Managers. .

Risk Management 101

Risk Management Lending Management blockchain 101

PYMNTS

JUNE 7, 2018

The landscape in SMB lending is almost totally unrecognizable from what it was even a short five years ago, BlueVine founder and CEO, Eyal Lifshitz, told Karen Webster shortly after his firm’s latest $60 million funding round was announced. And for a very good reason: SMB lending is a tough business to be in, Lifshitz told Webster.

Lending 124

Lending Tools Management Risk Management 124

PYMNTS

APRIL 1, 2019

Senate passed a bill broadening the SBA’s authority over its Small Business 7(a) loan program that would strengthen its credit risk management office, enhance the SBA’s oversight of lenders and enable full-risk analysis of its small business loan program. Last year, the U.S. ”

Leadership 116

Leadership Policies Risk Management Analysis 116

PYMNTS

JUNE 6, 2018

The landscape in SMB lending is almost totally unrecognizable from what it was even a short five years ago, Blue Vine CEO and Founder Eyal Lifshitz told Karen Webster shortly after his firm’s latest $60 million funding round was announced. And for a very good reason: SMB lending is a tough business to be in, Lifshitz told Webster.

Lending 100

Lending Tools Management Risk Management 100

Abrigo

JULY 30, 2019

The loan committee uses the credit memo in deciding whether to approve the loan, so the lender wants to put forth an accurate and complete picture of the borrower -- not only for the borrower’s sake, but also for the financial institution’s risk management. Book loans faster while managing risk. Credit Risk.

Analysis 150

Analysis Data Risk Management Lending 150

PYMNTS

APRIL 23, 2018

To bring on such a robust fine, Wells was found guilty of violating the Consumer Financial Protection Act (CFPA) through the operation of an insurance program tied to its auto lending business. Those customers did not ask for it, and in many cases did not want it. That is what we did here.”. Google Pay’s 100 Million Downloads.

Data 100

Data Google Cards Lending 100

Abrigo

JANUARY 11, 2022

Will ALM help financial institutions avoid risk? A textbook definition of ALM is managing the volume and timing of cash flows of assets and liabilities to increase profitability, manage risk, and maintain the safety and soundness of the financial institution. Lending & Credit Risk. What is ALM?

Management 195

Management Meeting Capital Strategy 195

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? I've been in this business over 20 years and still don't know the definition of community banking. First National divested the unit because it didn't fit their definition of "community banking".

Community Bank 60

Community Bank Community Baltimore Lending 60

CB Insights

NOVEMBER 21, 2019

Our definition of fintech includes (1) technology companies that provide services to the financial services industry, and/or (2) technology companies that create, distribute, and administer financial products themselves. or (2) leverage technology to provide lending products directly to end-users. Data is as of 10/8/2019. Real estate.

Fintech 93

Fintech Marketing US Technology 93

Gonzobanker

DECEMBER 22, 2014

EVP: I definitely think we should build here as long as we can be assured that we can get the talent that we need long term. Beyond the six-pack-a-day Excel dependency in commercial lending, don’t forget the sticky note and file folder chasers, not to mention redundant data pummeled into a bruised doc engine. Risk Management. ???

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

FEBRUARY 11, 2015

Here’s today’s question: Which of the following is the correct definition of a profitability system at a bank? Gonzo denizens, all of us like nothing better than a little test to start the day. As always, we are here to help.

System 60

System Risk Management Management Lending 60

Gonzobanker

AUGUST 17, 2016

Since BI initiatives are among the worst at scope creep and, well, going off a cliff, let’s start with a definition we can (hopefully) all agree on: Business intelligence helps turn internal transaction and external market data into an asset. This gets Lending, Retail, HR, Marketing, Finance and Risk Management all involved.

Leadership 60

Leadership Tools Big Data Risk Management 60

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you But being a leader doesn’t yet mean celebrating industry victory?—?Ethereum’s

blockchain 52

blockchain Bitcoin Software Lending 52

Gonzobanker

MARCH 24, 2020

While the events that will produce this inevitable spike in credit issues are not the same events as those that produced the credit problems in the first half of 2009, the events of today are definitely going to lead to significant credit problems for small business clients over the next several months.

Groups 68

Groups Strategy Guidelines Marketing 68

Independent Banker

JULY 28, 2016

Compliance doesn’t function effectively in a silo of solitary confinement, and the business does not produce with maximum value without the risk-management activities of compliance. Preparing for the upcoming Home Mortgage Disclosure Act or Military Lending Act (MLA) changes could be used as examples of assessing CMS performance.

Compliance 70

Compliance Training Community Bank Regulation 70

Fintech Labs Insights

APRIL 13, 2016

P2P lending platform. Data for B2B analytics & risk management. —– *We include digital consumer real estate platforms in our definition of fintech companies. Tags: Consumer, banking, lending, mobile. Total raised: $80 million. HQ: Minnesota City, Minnesota. Source: Crunchbase. Meili Jinrong.

New York City 12

New York City Company Fintech Minnesota 12

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. And definitely include a meme. Bravo OZRK! Check out Gleason’s stock performance vs. Both relative newcomers that are growing at “will the hotel be big enough” levels.

Community Bank 60

Community Bank Apple Community Technology 60

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. The business model here needs to focus on a strategy that balances lending growth while keeping risk in check.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Tefkin

MAY 6, 2015

Beyond, if you think of insurance as a class of exotic financial products, is there a possibility for larger scale disintermediation similar to banks and alternative lending possible for carriers and alternative insurance funds. One way to think about it is perhaps to start again from the definition of insurance itself. Wikipedia).

Industry 50

Industry Examples Google Big Data 50