Remove Capital Remove Definition Remove Lending Remove Risk Management
article thumbnail

Get your ducks in a row: HVCRE risk management

Abrigo

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. These caps were 100% of capital for construction loans, and 300% for all investor CRE. How did we get here? What are HVCRE loans?

article thumbnail

Regulators share proposed changes to HVCRE guidance

Abrigo

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

ALM 101: Introduction to Asset/Liability Management – Part 1: ALM Goals & Approaches

Abrigo

This article kicks off a series intended to highlight how ALM can help financial institutions get the most profitability out of their balance sheets while managing their risk profiles. Will ALM help financial institutions avoid risk? What are financial institutions trying to accomplish with ALM? Top ALM Questions. What is ALM?

article thumbnail

Community Banks, Where Moving Beyond Interest Income Is In The (Credit) Cards

PYMNTS

Think of banking and you might think of lending and deposits, where firms make money on the spread between what they pay savers and what they take in from borrowers. The community banking model is based on customer relationships and the allocation of capital and extending loans. But banks cannot live on interest alone.

article thumbnail

BlueVine CEO: The Real Value Of Invoice Factoring

PYMNTS

The landscape in SMB lending is almost totally unrecognizable from what it was even a short five years ago, BlueVine founder and CEO, Eyal Lifshitz, told Karen Webster shortly after his firm’s latest $60 million funding round was announced. And for a very good reason: SMB lending is a tough business to be in, Lifshitz told Webster.

Lending 124
article thumbnail

BlueVine CEO: The Real Value Of Invoice Factoring

PYMNTS

The landscape in SMB lending is almost totally unrecognizable from what it was even a short five years ago, Blue Vine CEO and Founder Eyal Lifshitz told Karen Webster shortly after his firm’s latest $60 million funding round was announced. And for a very good reason: SMB lending is a tough business to be in, Lifshitz told Webster.

Lending 100
article thumbnail

Canadian Fintech Market Map

CB Insights

Our definition of fintech includes (1) technology companies that provide services to the financial services industry, and/or (2) technology companies that create, distribute, and administer financial products themselves. Qualifying top five venture capital investors (e.g. Capital markets. Data is as of 10/8/2019. Real estate.

Fintech 93