Abrigo

JANUARY 11, 2022

Financial institution leaders and decision-makers constantly face choices for how to effectively manage their institutions in the wake of changing economic landscapes, investment markets, interest rates, customer demand, mergers, acquisitions, and more recently, pandemics. Will ALM help financial institutions avoid risk?

Management 195

Management Meeting Capital Strategy 195

PYMNTS

APRIL 23, 2018

To bring on such a robust fine, Wells was found guilty of violating the Consumer Financial Protection Act (CFPA) through the operation of an insurance program tied to its auto lending business. Those customers did not ask for it, and in many cases did not want it. That is what we did here.”. Google Pay’s 100 Million Downloads.

Data 100

Data Google Cards Lending 100

Gonzobanker

DECEMBER 22, 2014

EVP: I definitely think we should build here as long as we can be assured that we can get the talent that we need long term. The Third Annual Matt Taibbi Too Big to Jail Award – While the Wall Street megabanks again had a banner year of screwing their customers and the markets, the six banks that were fined $4.3

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

FEBRUARY 11, 2015

Here’s today’s question: Which of the following is the correct definition of a profitability system at a bank? No amount of omnichannel deployment, improved sales capabilities or marketing campaigns is going to change this fact. Important technology and marketing dollars will be invested based on these answers. We all know it.

System 60

System Risk Management Management Lending 60

Gonzobanker

AUGUST 17, 2016

Since BI initiatives are among the worst at scope creep and, well, going off a cliff, let’s start with a definition we can (hopefully) all agree on: Business intelligence helps turn internal transaction and external market data into an asset. This gets Lending, Retail, HR, Marketing, Finance and Risk Management all involved.

Leadership 60

Leadership Tools Big Data Risk Management 60

Gonzobanker

MARCH 24, 2020

small business market. Whether or not an institution has a formal small business credit portfolio, it likely has exposure to the small businesses in its market area. It is the response of these financial institutions that will be the most difficult and beneficial to the FIs and obviously to the small businesses in their markets.

Groups 68

Groups Strategy Guidelines Marketing 68

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you Nothing like some good old financial engineering to lever up a small market!

blockchain 52

blockchain Bitcoin Software Lending 52

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Community bank marketing resources. Meanwhile, Intuvo gained ground in credit unions with loan marketing engineering. Bravo OZRK! C’mon Man!’

Community Bank 60

Community Bank Apple Community Technology 60

Tefkin

MAY 6, 2015

In markets such as the UK, 56% of consumers declared having used a price comparison website in the last 2 years. But that transparency is starting to expand beyond just pricing but how an insurance policy covers an individual’s risk at granular level. Online comparators have brought unheard of transparency in pricing.

Industry 50

Industry Examples Google Big Data 50

Fintech Labs Insights

APRIL 13, 2016

P2P lending platform. Data for B2B analytics & risk management. Global tournement to predict the stock market. Tags: SMB, lending, trade finance, loan, underwriting. Total raised: $80 million. HQ: Minnesota City, Minnesota. Source: Crunchbase. Meili Jinrong. Latest round: Undisclosed. HQ: Kagoshima, China.

New York City 12

New York City Company Fintech Minnesota 12

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. The business model here needs to focus on a strategy that balances lending growth while keeping risk in check.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52