PYMNTS

NOVEMBER 8, 2017

Faster payments schemes across the globe are placing new definitions on what it means to be fast, especially as more initiatives heard towards real-time transacting. FIS surveyed 25 markets in which real-time payments programs are operational, rating their innovative qualities on a scale from 1 to 5.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

AUGUST 15, 2020

We’ve witnessed a truly breathtaking amount of innovation amid the pandemic, as firms of all descriptions found themselves diving toward digital commerce in an attempt to keep at least some of the economy’s lights on. Adobe Analytics, which tracks transactions from 80 of the top 100 U.S. Bra sales declined 12 percent, too.). Rural Chic .

New York City 233

New York City New York Trends Pennsylvania 233

PYMNTS

DECEMBER 9, 2019

Instant” is becoming the posted speed limit nationally and globally for transactions. It got so bad that New York City became the first municipality in the nation to pass a law making it easier for freelancers to sue for payment. No unified definition of “gig economy worker” has emerged from the government. workforce in 2020.

Millennials 130

Millennials New York City National New York 130

PYMNTS

AUGUST 5, 2019

Thailand is a member nation of the Financial Action Task Force (FATF) — an international money-laundering regulator — and Charoensahayanon added that the changes would be in line with international standards on crypto exchange service providers.

cryptocurrency 108

cryptocurrency Bitcoin blockchain Regulation 108

Perficient

FEBRUARY 13, 2021

Leaders from both the core virtual consult world like Teladoc and Amwell as well as RPM leaders like Vivify and cross-platform digital enablers like Microsoft, Amazon and Google will be looking to re-state and broaden the industry definition and understanding for a newly engaged audience. Consistent Experiences Matter in Virtual Health, Too.

Tools 520

Tools Marketing System Strategy 520

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization.

Community 269

Community Retail Strategy National 269

PYMNTS

SEPTEMBER 20, 2018

The financial services (FinServ) market is, by far, ahead of other industries when it comes to blockchain innovation and adoption, according to data released this year by PricewaterhouseCoopers (PwC). Asia is a particularly strong area of blockchain innovation, according to PwC, which predicted in its report that China will outpace the U.S.

blockchain 188

blockchain Innovation Tools Survey 188

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. We had some robust discussions with them about community banking and innovation.

Regulation 147

Regulation Fintech Community Bank Community 147

SWBC's LenderHub

SEPTEMBER 10, 2015

It’s not often that you hear about a credit union doing something technologically innovative on the national news—if ever. But, how often do you hear about a technology firm offering innovative financial services? If you answered, “about five minutes ago,” you’ve definitely been paying attention.

Fintech 60

Fintech National Innovation Technology 60

CFPB Monitor

FEBRUARY 20, 2019

The Advisory Panel was formed in 2017 to identify actionable steps for improving state licensing, regulation, and non-depository supervision and for supporting innovation in financial services. It has 33 fintech company members that engage with the CSBS Emerging Payments and Innovation Task Force and other state regulators.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JULY 13, 2020

In 1946, the then-61 members of the World Health Organization (WHO) saw the need for a consistent yet comprehensive definition of “health.” Two years later, that definition of health became the cornerstone of WHO’s mission, and it remains so now, more than 72 years later.

How To 265

How To Online Innovation Management 265

PYMNTS

AUGUST 24, 2019

As new PYMNTS research documents, over the past year, 18 Major League Baseball (MLB), National Basketball Association (NBA), National Football League (NFL) and Major League Soccer (MLS) arenas have deployed biometric solutions by CLEAR. Attendance at NFL games declined from approximately 17.8 million people in 2016 to 17.2

Payments 161

Payments social media Mobile Seattle 161

PYMNTS

SEPTEMBER 11, 2018

The Dubai Financial Services Authority (DFSA) and the Monetary Authority of Singapore (MAS) have signed onto efforts “that provide a framework for cooperation and referrals between the innovation teams of each authority.” There are 180 partnerships in place already, said Xero, with a roster that includes Barclays and National Australia Bank.

Fintech 161

Fintech Big Data Tools Management 161

PYMNTS

DECEMBER 6, 2017

And, much to the relief of corporates, the continuing focus on B2B payments innovation. We are definitely seeing more innovation in the cross-border B2B space in the last two years than we have ever before,” he recently told PYMNTS. “We The evolution of blockchain-based services. Collaboration between FinTechs and banks.

Payments 183

Payments blockchain Innovation Fintech 183

PYMNTS

NOVEMBER 16, 2020

PYMNTS fielded a national consumer study of 2,806 U.S. In this, PYMNTS’ 14 th study of a national sample of now roughly 40,000 consumers since March on their sentiment about COVID and the digital behavioral shifts it has caused, we learned a lot. percent) as those who say they definitely or very likely will (37.9 And only 37.9

Study 270

Study Retail Millennials Conference 270

PYMNTS

SEPTEMBER 1, 2017

The cybersecurity industry has some of the brightest minds in technological innovation focused on safeguarding the enterprise. Having said that, there is definitely a need to take a more holistic approach to security, both in terms of being able to block these attacks and in detection and response.”. The problem?

Software 130

Software Strategy Tools Security 130

PYMNTS

DECEMBER 19, 2019

By way of example, at the National Retail Federation trade show in New York earlier this year, Mood Media showed off its smart shelves that aim to detect the moods of passersby. But recent changes have sparked even more interest and innovation from commerce operators. Security cameras are another area of innovation. “We

Retail 131

Retail Software Video Course 131

Filene

SEPTEMBER 8, 2017

But I like my current role as Managing Director of Innovation for Filene where we DO do research and development for credit unions. ” Or the “Oh everyone is doing innovation now,” response. So, what is innovation really? So, what is innovation really? It's so common that it is its own definition!

Innovation 28

Innovation Minnesota Conference US 28

PYMNTS

FEBRUARY 21, 2018

Singapore stepped onto the global stage as a world leader in blockchain innovation in recent months. Perhaps it isn’t surprising that analysts are now musing about how to avoid a repeat of the Punjab National Bank fraud scandal, and some are looking towards blockchain to do so. United States.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

Abrigo

FEBRUARY 8, 2022

Takeaway 1 NBFIs are agile and innovative and are competing head-to-head with traditional financial institutions. NBFIs are agile and innovative and are competing head-to-head with traditional financial institutions. Here are 10 basics to ensure a sound program. You might also like this downloadable Customer Due Diligence Checklist.

Compliance 195

Compliance Training Regulation Fraud 195

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. If your definition of a top performer is based on ROA, then the two primary reasons for our level of performance is our leverage and LTD (loan to deposit) ratios. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

SEPTEMBER 4, 2020

Quick-service restaurants (QSRs), fast casual eateries and fast-food drive-thrus keep dominating headlines throughout the pandemic as a nation is understandably obsessed with staying fed on lockdown and after, when breathing the open air still feels oddly risky. There’s no way to translate that feeling to an open-air parking lot.

Boston 205

Boston San Francisco New York City Portland 205

PYMNTS

APRIL 25, 2019

By way of example, at the National Retail Federation trade show in New York, Mood Media showed off its smart shelves that aim to detect the moods of passersby. The cameras themselves, said the newswire, are penny-sized, and the concept of the smart shelves raises the specter of just what is private – and what is not.

Video 126

Video New York Retail National 126

BankBazaar

JANUARY 31, 2021

The National Sample Survey Office conducted a survey between 2017 and 2018, sampling 113,823 urban and rural households. National Asset Monetising Pipeline launched to monitor asset monetisation process. National Rail Plan created to bring a future-ready Railway system by 2030. Strengthening of Urban Swachh Bharat Mission.

Metro 122

Metro Taxes National Survey 122

PYMNTS

OCTOBER 24, 2018

The aim may be to foster data privacy and protection while making sure that innovation can take place — but how to get there is open for debate, and some stakeholders want a national data-privacy law in place.

Data 122

Data US California Guidelines 122

CFPB Monitor

SEPTEMBER 24, 2019

In Madden , the Second Circuit ruled that a purchaser of charged-off debts from a national bank was not entitled to the benefits of the preemption of state usury laws under Section 85 of the National Bank Act (NBA).

Colorado 60

Colorado National Policies Lending 60

PYMNTS

MARCH 26, 2018

According to CNBC , that amount is beyond the $13 billion it spent last year on the national supermarket chain. It is definitely a clear signal of Amazon’s commitment and confidence to make the Whole Foods deal work,” said Patrick Badolato, an accounting professor at the University of Texas. billion last year.

Fort Worth 109

Fort Worth Los Angeles San Francisco Dallas 109

Gonzobanker

MARCH 21, 2024

According to Patrick Reily, co-founder of Uplinq , a technology firm that helps small business owners gain access to fair and ethical credit, “Using the FDIC’s definition, 80% of the small businesses in the U.S. The problem is even worse in 2024. are ‘underserved.’” To the U.S. Accessibility, however, is a harder term to define and measure.

Lending 78

Lending How To Capital Data 78

PYMNTS

FEBRUARY 28, 2020

PYMNTS’ Credit Union Innovation Index found 65 percent of CU members chose credit unions as their primary financial institutions (FIs) because they trusted them, compared to 45 percent of non-CU members who said the same. Problems outside CUs’ control can affect members’ faith in their FIs, too.

Data 131

Data California Security Pennsylvania 131

PYMNTS

MARCH 16, 2017

These five pain points Althaus identified are not new revelations: The B2B payments space is notorious for being slow, expensive and seemingly allergic to innovation. A lot of innovation has happened in the lower end of the transaction side.”. It’s true,” Moen said of B2B payments’ reputation. “A

Marketing 109

Marketing Payments Compliance Innovation 109

PYMNTS

OCTOBER 19, 2016

Here’s a preview: One of the biggest problems with the new rule is the broad definition of a prepaid account, Fauss said. We thought the definition of prepaid account was too broad in the proposed rule, and we were disappointed that it was not scaled back,” Fauss said.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

Compliance 100

Compliance Leadership Training Innovation 100

PYMNTS

FEBRUARY 19, 2020

is largely credited for the global epidemic – even if we are no longer technically the “fattest” country on Earth (congratulations, Nauru ) – the problem has definitively spread inside our national borders. Plus, while the U.S. percent of global GDP.

Marketing 131

Marketing Exercises Course Big Data 131

PYMNTS

MAY 30, 2016

“Our ongoing affordability initiative is front and center, with an expanded $1 offering, including a greater selection of national brands,” Vasos said. “Increased penetration of national brands at the $1 price point gives us the opportunity to increase trial with our consumers, which leads to brand acceptance.

Online 100

Online Retail Branding National 100

PYMNTS

FEBRUARY 13, 2020

With the National Automobile Dealers Association show coming up this weekend, companies are working on some of the nuances involved in driving and servicing autonomous or manually driven vehicles as they integrate more digital technology. First up is AutoNation , the nation’s largest retailer with 325 locations.

Georgia 141

Georgia Technology Conference Data 141

PYMNTS

MARCH 26, 2018

Food is a big category, McDevitt said — too big for most meal kit companies to do it all, though brands certainly have emerged that are able to do this; consider Blue Apron and HelloFresh , national brands reaching a very wide and diverse user base. So, no, it’s not too late to get in on the meal kit game.

Branding 121

Branding User Experience Trends National 121