PYMNTS

DECEMBER 11, 2018

Give a deep and welcoming hello to the newest form of window shopping — a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate. percent innovating to improve business analytics.

blockchain 170

blockchain Retail Trends Mobile 170

PYMNTS

OCTOBER 8, 2020

The voice commerce category continues to find ways to be innovative. The interface needs no trigger word and operates without personally identifying the user’s voice or face. The solution is adaptable to all web-based apps used at kiosks and plans in the future to accommodate iOS and Android operating systems. “We

Google 161

Google Branding Millennials Technology 161

PYMNTS

FEBRUARY 21, 2020

“Notably, medium-sized chains lead the pack in more innovative – if less common – order pickup methods, such as delivery and curbside pickup,” notes the Restaurant Readiness Index. percent of those medium-sized operators offer that option, compared to 4 percent of small operations and 3.4 percent of large operations.

Customer Experience 146

Customer Experience Operations Millennials Online 146

Abrigo

MAY 5, 2022

Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Banking artificial intelligence (AI), the customer experience, enticing millennials, and change management are among subjects tackled in recent episodes. Other podcasts of note to check out.

Community 195

Community Lending Maine Resources 195

PYMNTS

DECEMBER 20, 2019

In the 1930s, in the era of the Great Depression, when consumers had little extra cash, retailers nationwide came up with an innovation to make it easier for people to shop without having to pony up cash right away. Wanting to be able to go and buy what you want, when you want or need it, isn’t just a millennial trait,” he pointed out.

Millennials 137

Millennials Retail Tools Branding 137

PYMNTS

JUNE 26, 2020

Introducing open banking principles has not been without friction, however, with banks and consumers concerned over how this sea change will affect FIs’ daily operations. What we are seeing [is] continual innovation in terms of services and offerings for corporates and for individuals that are being built utilizing open banking rails.”.

System 198

System Data Security Examples 198

PYMNTS

APRIL 23, 2019

Tick down the list of offerings spanning decades (the Mac, the iPhone, the iPod, iTunes, the iOS operating system/ecosystem), and one can find that the ways we communicate, listen, stream and, indeed, interact with technology have all shifted. A New Normal? Wrap even modest rewards in a digital wrapper and, perhaps, demand will follow.

Apple 200

Apple Cards Payments Course 200

PYMNTS

AUGUST 1, 2019

In that sense it might be hard to pick them out as innovative as first glance. I really think the genesis of that is coming from millennials. And millennials are a very interesting group to watch. In many locations outside the U.S. Because if the term ‘less is more’ ever really made sense, it is for this generation.

Washington 109

Washington New York Millennials United States 109

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Get ready for more movement, innovation and disruption in this space.

Policies 117

Policies Millennials Industry Operations 117

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

MAY 2, 2018

Millennials love to share. They are proportionally comfortable using gig economy services that provide these things, with about a third of millennials working some sort of gig position themselves. The two-sided marketplace operates in 200 locations across the U.S. Babierge CEO Fran Maier calls it “Airbnb for baby gear.”.

Millennials 144

Millennials Training Miami Leadership 144

PYMNTS

JUNE 5, 2018

Travel agents and tour operators might seem a relic of the past — as useful, perhaps, as cassette tapes — but an estimated 45 percent of tour bookings still go through those travel professionals, according to Phocuswright , another travel research firm. That’s not to say travel agents have resisted the digital trend, of course.

Millennials 100

Millennials System Trends Marketing 100

PYMNTS

JULY 30, 2018

Blue Apron has long enjoyed the distinction of being among the early innovators in the meal kit category. With millennials working multiple gigs, very few have enough time left to make a proper meal — if they aren’t eating out at a local restaurant. Truly Innovating. Walmart Clears the Field. Casualty of Competition.

Industry 100

Industry Los Angeles Atlanta New York City 100

PYMNTS

MARCH 15, 2018

Incidentally, none of these methods are any better or worse than the others if the goal is to pick a perfect bracket that correctly predicts the course of the entire tournament. The average American is far more likely to win an Academy Award, be elected President or find several four-leaf clovers over the course of their lifetime.

Payments 108

Payments Millennials US Fraud 108

PYMNTS

FEBRUARY 11, 2019

The youngest of the bridge millennials – those 30- to 40-year-olds who today represent the first generation of connected consumers with spending power – will be having their mid-life crises at the age of 50. Amazon, of course, owns Whole Foods and operates its own branded book stores and convenience stores. The year is 2039.

Online 197

Online Retail Mobile Branding 197

PYMNTS

JUNE 5, 2018

Instead SSENSE has leaked out a name and reputation for itself by offering innovative — and often unusual — looks to its shoppers that blend high-end designer labels with what is coming in streetwear. The question, of course, is not just if other brands will do it, but if they will do it well.

Branding 116

Branding Millennials Retail Online 116

PYMNTS

MAY 25, 2017

The firm in March won gold at Innovation Project 2017 for “Best Comeback Story.”. Broadly speaking, said the CEO, “there has been a tremendous amount of technology innovation in restaurants and certainly that has been the case with things like online ordering, online reservations.”.

System 112

System Technology Innovation Tools 112

PYMNTS

OCTOBER 9, 2019

Payments and other forms of innovation and disruption are taking place as the gig lifestyle spreads across the world and seeps ever further into the daily lives of consumers while becoming more critical to business. Among the main challenges? The reliance on cash in many of the markets served by UReed, Alhassan said.

Regional 122

Regional Trends Cards Millennials 122

PYMNTS

DECEMBER 22, 2016

PYMNTS.com spoke with Britt in June about how digital banking is appealing to millennial customers. We think the current state of traditional banking creates a great opportunity for new entrants like Chime, and I think we’ve seen that over the course of 2016,” said Britt. The millennial advantage. Doing what the big banks won’t?

Millennials 100

Millennials Digital Banking Mobile Industry 100

PYMNTS

MAY 14, 2018

Consumers – particularly millennials – are driving less and buying fewer cars; the age of the internal combustion engine is coming to an end in favor of electric vehicles; and, of course, vehicles as we know them are soon to be replaced by self-driving software platforms that we will call “cars” mostly out of nostalgia.

Millennials 101

Millennials Operations Mobile Cards 101

PYMNTS

FEBRUARY 18, 2019

The most effective contrarians, of course, are those whose countervailing opinions are rooted in an intellectually honest framework or set of hypotheses that offer credible support for looking at things through a different lens. own voice-activated speakers, as do more than a third of the 30- to 40-year-old bridge millennials.

Cards 169

Cards Course Study New York 169

PYMNTS

MARCH 28, 2017

The current incarnation is the overly fussy millennial mom who has custom-color-change bath beads to test the baby’s water — or the urban lumberjack dad with smart-fabric kids’ clothes that allow him to monitor his toddler’s core temperature while they take their daily walk in the park together.

Innovation 100

Innovation Millennials Technology US 100

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. In fact, according to our recent study, they come in dead last.

Payments 196

Payments Google Apple Innovation 196

PYMNTS

OCTOBER 14, 2017

We have come to spread the goods news of the latest financial services innovation. We are, of course, talking about Wu-Tang Financial. He is very focused on what the youth and millennials are interested in. They would like to build cryptocurrency ATMs to add to the “some” that are said to be operational in North Carolina.

cryptocurrency 148

cryptocurrency North Carolina blockchain ATM 148

PYMNTS

JUNE 1, 2017

It is, of course, obvious that the internet has changed how the world gets its information and conducts its commerce, but the specters of fraud and data breaches are keeping the latter from reaching its true potential online. dollar payments via mobile phone versus, say, a cash card from Walmart or some of the other retailers.” .

Payments 110

Payments System Software Mobile 110

PYMNTS

JANUARY 14, 2019

Of course, last week was also the long-anticipated swan song for the nation’s second oldest U.S. To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go retailer, Sears, which found itself standing at Chapter 7’s front door.

Retail 198

Retail Online Mobile Data 198

PYMNTS

JANUARY 8, 2020

Sustainable commerce is having a moment — well, two or three of them given how millennials and even younger consumers champion the trend — and that applies to food waste and commerce involving meat and plants.

Trends 131

Trends Maine Technology Capital 131

NCR

AUGUST 1, 2017

The rise of the Millennials is creating a revolution in the economy. Of course, Amazon could not just watch the game. The innovation consists of replacing statistical models with cognitive, predictive models, to fight crime in the early stages or even before it happens, by tracking account activity. AI uses for banking.

Big Data 111

Big Data Data Fraud System 111

PYMNTS

JANUARY 17, 2020

And some of those areas and cities — Chattanooga, Tennessee stands as a good example — are striving to become more attractive to millennials and others, with better internet a big part of such efforts. Of course, Open Broadband is not alone in this general area. We are tech agnostic,” Winrich said. Amazon’s Role. Government Efforts.

Payments 131

Payments Los Angeles San Francisco New York City 131

PYMNTS

SEPTEMBER 25, 2017

Last week, along with its launch of the new operating system iOS 11 , Apple rolled out a whole new design for the iOS App Store. Of course, there’s also no App Store if all the customers walk away, which is a trend that’s been going on since 2014, according to comScore. All of the above are being tried…. App Store Upgrade.

Google 169

Google Apple Software blockchain 169

PYMNTS

SEPTEMBER 6, 2016

Payments had been relatively static with innovation around cash, checks and credit cards. Then, there was sudden exponential growth in innovation. It’s not exactly a newsflash, Jenkins said, that the rate of innovation in payments over the last four years has been fast-paced, transformative and disruptive.

Security 100

Security CA Payments Big Data 100

NCR

FEBRUARY 17, 2017

That includes growth areas like mobile banking, of course, but also covers traditional cornerstones of retail banking like the ATM. In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels.

ATM 85

ATM Mobile Strategy Fraud 85

PYMNTS

OCTOBER 3, 2017

And against all of this, PSD2 , of course, looms large. The directive is meant to foster innovation in the banking sector. This is the percentage of millennials who would find it easier to leverage what money they have – debatable though the amounts may be – if they could see all of it in one place.

Data 116

Data Millennials Cards Compliance 116

PYMNTS

DECEMBER 7, 2018

Student loans, then, can alter the course of a career. One, he said, is the millennial who has recently graduated and has existing debt. These men and women opted to take jobs at big companies — “and that didn’t seem like something they’d wanted to do,” he said. What’s On Offer.

Study 170

Study United States Boston Millennials 170

NCR

OCTOBER 5, 2016

“It is of course right that businesses are investing in digital technology to make their customer experience as streamlined as possible. The winning FI’s will be those that harness the most innovative technology, to deliver the most basic of services, as the customer wants it to be. ” he asked.

Customer Experience 100

Customer Experience ATM Strategy Millennials 100

PYMNTS

DECEMBER 4, 2019

Google, of course, isn’t the only game in town, but analysts point to a growing trend of more consumers turning to the search engine for their travel needs, either partially or in full. For OTAs and tour operators, taking payment up front is one thing. Not only that, but 57 percent of “U.S.

Leadership 131

Leadership Industry Google Groups 131

PYMNTS

DECEMBER 4, 2019

Google, of course, isn’t the only game in town, but analysts point to a growing trend of more consumers turning to the search engine for their travel needs, either partially or in full. For OTAs and tour operators, taking payment up front is one thing. Not only that, but 57 percent of “U.S.

Leadership 130

Leadership Industry Google Groups 130