Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

JULY 24, 2018

Synovus Financial announced on Tuesday (July 24) that it is acquiring FCB Financial Holdings, owner of Florida Community Bank (FCB), Florida’s largest community bank, in a deal valued at $2.9 Following the closing, FCB will merge with Synovus Bank and operate under the Synovus brands.

Florida 100

Florida Community Bank Regional Community 100

South State Correspondent

MARCH 16, 2022

Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates. We want to share his strategy so that community banks can manage their marketing more effectively. Step 1: There is No Prepayment Penalty on the Loan.

How To 195

How To Community Bank Community National 195

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. Why “Growth” is Not on The List.

Community Bank 195

Community Bank Capital Lending Training 195

Cisco

MAY 10, 2022

It is the premier destination for Cisco customers and partners to gain knowledge and to build a community. Al Slamecka presenting at Cisco Live 2019. Few would have predicted existing digital capabilities would scale as efficiently and effectively as they did from 2020 to the present. Stayed Connected.

Las Vegas 127

Las Vegas Industry Leadership Technology 127

PYMNTS

JANUARY 16, 2018

The company initially focused on merchant cash advances, but, according to the firm, awareness of the tool — and other types of alternative loan formats — remains low in the SMB community. “We The results are presented directly to the applicant.”. The platform includes local and regional funders, the company noted.

Lending 100

Lending Community Regional National 100

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., The grassroots of community and regional banking will no longer be vanilla operations geographically focused. price/book multiple.

Fintech 165

Fintech Customer Experience Conference Technology 165

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Durbin pushed to add card-not-present transactions to his amendment, then proposed the same for credit. 2008 called and wants its headlines back. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space. At present, the report found, it takes an average of 15 days for a small business in the region to be approved for a loan.

Fintech 104

Fintech Regional Resources blockchain 104

PYMNTS

AUGUST 12, 2019

“Small business lending remains strong and is growing at big banks and at regional and community banks,” said Biz2Credit CEO Rohit Arora in a statement. operations have seen challenges — and the company has decided to delay a launch in Canada. .” Meanwhile, in the U.S., and the U.K. 34 percent of U.S.

Lending 144

Lending US Capital Data 144

PYMNTS

DECEMBER 11, 2020

According to Puskar, the current climate has forced lenders like Eastern Bank to shift their mindsets toward the present and future, rather than solely the past. The chaos of the PPP effort may have subsided for now, but small businesses continue to face uncertainty. Right now, we've been taking a look at 2018 and 2019 tax returns.

Lending 233

Lending Capital Resources Taxes 233

PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. We take great care in trying to understand what our users’ needs are by getting deep into the community where the pain points are.”.

Marketing 100

Marketing Community United States Payments 100

Abrigo

OCTOBER 21, 2019

It sounds like the beginning of a joke, but for many community financial institutions, a spectrum of different customers and banking needs is something that they see every day. You can’t ignore an entire group, said Jill Hudson, Vice President of Loan Operations at Vision Bank, another panelist at the ThinkBIG conference.

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

FEBRUARY 7, 2018

H-E-B is not only the neighborhood grocery store for many communities in Texas: It’s also an eCommerce retailer with digital features to better reach its customers. When a customer reaches the checkout counter, he or she presents their phone and the coupons are automatically added to the order.

Texas 116

Texas San Antonio Oklahoma City Oklahoma 116

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. Banks often ignore this risk, particularly those with limited geographical footprints where community members talk. This should be a standard operating procedure at every bank.

social media 195

social media FDIC Branding Management 195

PYMNTS

FEBRUARY 14, 2018

This is just more of that, in a different region, with a great partner in Mastercard.”. Regardless of the industry, you have corporates either directly purchasing goods and services from suppliers or buying them through wholesalers that, in turn, import them into the region from abroad.

Marketing 100

Marketing Cards Regional Payments 100

PYMNTS

DECEMBER 11, 2019

In Norway, banking group Eika Group announced an investment in and collaboration with EedenBull in an effort to help traditional financial institutions in the region strengthen financial services to business clients. The company emphasized the opportunity open banking presents to promote automation for the SMB community.

Fintech 132

Fintech Groups Data Strategy 132

Independent Banker

JANUARY 26, 2016

ICBA has planned an educational lineup of more than 60 workshops and networking sessions for next month’s Community Banking LIVE conference in New Orleans. Community banks can beat tech-based, nontraditional competitors at their own game. billion-asset community bank in Winter Haven, Fla., On New Competitors. Digital Jujitsu.

Community Bank 70

Community Bank Community San Diego Strategy 70

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash.

Fintech 142

Fintech Strategy Leadership Lending 142

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. It was always clear how much Jones loves his credit union, his team and his community. Credit Union Lifetime Achievement Awards.

Idaho 148

Idaho Conference Data Marketing 148

Lars Markull

JULY 19, 2022

I will continue to refer to them as Vertical Banking solutions (instead of Vertical Banks) because almost all of them are not banks but rather operate without a licence and collaborate with a banking-as-a-service provider. Concentrating on a specific community Finally, a banking solution could target a specific community.

Examples 92

Examples Groups Community Branding 92

PYMNTS

MAY 29, 2020

How are CUs utilizing videoconferencing capabilities on interactive teller machines (ITMs) to maintain their branch operations during the pandemic, and how is biometric technology helping them offer more secure, quicker and touchless ATM services? How To Keep Fraudsters From Scamming Banks Across Every Nook And Channel .

Maine 130

Maine ATM Innovation Millennials 130

FICO

AUGUST 3, 2022

FICO colleagues Andy Procter and Supriti Singh were on hand with their presentation Application Fraud – Rules, Models and Humans. Julie and I covered a range of topics, kicking off our discussion with two essential questions: “How does the pandemic change the way banks operate, from a fraud perspective?”

Fraud 52

Fraud Analytics Trends Innovation 52

Jeff For Banks

SEPTEMBER 4, 2011

Neither supported this regional president''s opinion. billion in assets bank servicing the businesses, citizens, and communities of Southern Indiana. Upon reviewing their investor presentations, annual reports, and financials, it is clear they are a conservatively managed, geographically focused financial institution.

Indiana 70

Indiana Strategy Exercises Marketing 70

Fintech Labs Insights

APRIL 19, 2017

We saw some great stuff at FinDEVr New York last month; stay tuned for videos of the live presentations! Former Kabbage CTO Amala Duggirala joins Regions Bank as its new CIO. FICO announces partnership with economic empowerment non-profit, Operation HOPE. Stay current on daily news from the fintech developer community!

New York 15

New York Video Regional Community 15

Fintech Labs Insights

OCTOBER 5, 2016

The latest from FinDEVr New York and upcoming Silicon Valley presenters. Fidor Bank teams up with Abu Dhabi Islamic Bank to launch first community based digital bank in the region. PayPal promotes Braintree’s William Ready to chief operating officer. Stay current on daily news from the fintech developer community!

New York 15

New York Community Regional Digital Banking 15

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

CB Insights

FEBRUARY 13, 2020

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Sigma aims to streamline business operations. Online merchants also face challenges around verifying the buyer’s identity with “card-not-present” transactions. Virtual card issuance. Growing the internet economy.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

MARCH 8, 2017

Check out company features and take a look at the previews from upcoming presentations. Check out these previews from upcoming FinDEVr New York presentations: ChartIQ. Mambu goes live in the Americas with new offices in Miami and new regional managing director. Stay current on daily news from the fintech developer community!

Miami 15

Miami New York Dallas blockchain 15

PYMNTS

MARCH 9, 2020

Consumers aren’t the only ones struggling to cope with the lack of a bank presence in their communities, forcing them to use expensive non-bank financial products like money transfer and check-cashing services. Regional Banks, Credit Unions Compete. This presents an opportunity for companies like Verdigris to fill the gap.

Community Bank 188

Community Bank Community Innovation Regional 188

NCR

DECEMBER 21, 2015

“Since the standard creates the potential for one payment language, it can facilitate payments innovation, more efficient cross-border payments, improved fraud detection, better service line integration for businesses, and more streamlined operations. The list of possible benefits goes on,” says the CPA. Enabler of innovation’.

CA 40

CA Innovation Payments Regional 40

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Jeff For Banks

JANUARY 16, 2016

The Fed The only Christmas present the markets received in December was a Federal Reserve rate hike of 25 basis points. In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Banking 2020

AUGUST 24, 2015

Whether consumers are searching specifically for your brand and using terms associated with your brand, or they’re searching for a product that you offer, each of these queries is a huge marketing opportunity and being present in those moments is huge. Sabrina : That makes sense. Sabrina: That’s a great statistic!

Industry 40

Industry Pennsylvania Marketing Mobile 40

Banking 2020

AUGUST 18, 2015

Whether consumers are searching specifically for your brand and using terms associated with your brand, or they’re searching for a product that you offer, each of these queries is a huge marketing opportunity and being present in those moments is huge. Sabrina: That makes sense. Sabrina: That’s a great statistic!

Industry 40

Industry Pennsylvania Marketing Mobile 40

Jeff For Banks

SEPTEMBER 10, 2011

Neither supported this regional president''s opinion. Bank of the Ozarks began in 1903 as a small community bank in Jasper, Arkansas, and by 1937, included an additional bank in Ozark, Arkansas. This blog has dug deep into the numbers to support the notion that bigger is better. billion bank with a 3.60% ROA year to date.

Arkansas 65

Arkansas South Carolina FDIC North Carolina 65