South State Correspondent

APRIL 4, 2024

We believe that one of the most significant and disruptive secular changes in the banking industry in the next ten to 20 years will be the growing size of federal debt as a percentage of GDP. These changes associated with higher government budgetary spending will have direct and consequential effects on the banking industry.

Risk Management 195

Risk Management Community Bank Policies Community 195

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Perficient

DECEMBER 1, 2022

Across industries, so much of marketing effectively comes down to timing — appealing to the right person, at the right place, at the right time. She had a list of eligible prospects from community events she had recently attended, as well as current clients in mind that would benefit from tax-aware asset location.

Taxes 294

Taxes Customer Experience Marketing Compliance 294

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. ERC gave eligible businesses a refundable tax credit of up to 50% of $10,000 for qualified wages paid per employee. In 2020, the U.S.

Taxes 195

Taxes Community Bank Community Operations 195

Finer Points

DECEMBER 7, 2015

It wasn’t exactly what ICBA was advocating; nevertheless, nearly all community banks scored a major victory with the industry’s hard-fought exemption from a backdoor tax hike on most members of the Federal Reserve System.

Community Bank 100

Community Bank Community Taxes System 100

South State Correspondent

APRIL 18, 2023

Top-performing community banks deploy relationship banking. Many community banks state that they embrace and promote relationship banking, but the model is not easy to deliver effectively, and its implementation is not as intuitive as some bankers may believe. Today, we look at the value of concentric relationship building.

Strategy 195

Strategy Regional Industry Community Bank 195

South State Correspondent

JUNE 30, 2023

Many banks pride themselves on superior customer service, and approximately 90% of all community banks believe that they provide an above-average level of customer service (the math cannot work that way). The graph below shows the industry ROE and ROA from 1984 to 2021. In most industries, 20% of customers account for 80% of profits.

Resources 195

Resources Community Bank Capital Community 195

SWBC's LenderHub

OCTOBER 20, 2022

In case you missed the first one, A Discussion About Equity and Inclusion in Lending , we are engaging in various conversations with real estate and real estate lending professionals regarding diversity, equity, and inclusion within our industries.

Texas 78

Texas Taxes Lending Community 78

PYMNTS

APRIL 6, 2020

For the fitness industry, ClassPass CEO Fritz Lanman told Karen Webster, the last several weeks have been nothing short of “catastrophic” for the industry as a whole. There is something ephemeral about being in the room where it happens with one’s workout community that can’t quite be recreated via video chat from one’s living room.

Industry 176

Industry Video Community How To 176

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

OCTOBER 9, 2014

This article is the second in a two-part series on top concerns and growth strategies of community banks. Everyone in the banking industry seems to be asking the same question these days: How can we facilitate growth? Additionally, 57 percent indicated commercial and industrial (C&I) lending as an area of opportunity for growth.

Community Bank 236

Community Bank Strategy Community Survey 236

Independent Banker

NOVEMBER 30, 2021

Here’s another conversation with our consummate community banker. Hi Jim, this is Charlie Brown with Community Trust Bank. How are things at the community bank?”. “I I know most tax accountants preach that we should sell bonds at a loss instead of gains, because that speeds up the income tax liability.

Community 126

Community Community Bank Taxes Security 126

South State Correspondent

MARCH 30, 2022

Community banks pride themselves on superior customer service. Approximately 90% of all community banks believe that they provide an above-average level of customer service (of course, the math cannot work that way, as half of all banks should be providing a below-average level of customer service).

Community Bank 195

Community Bank Resources Community Regional 195

CFPB Monitor

MARCH 17, 2020

FHFA describes PACE transactions as being part of residential energy retrofitting programs that are created through special state legislation and result in the financed part of the transaction resulting in a tax assessment on the home, which is a ‘‘super-priority lien’’ over existing and subsequent first mortgages. (As

Industry 78

Industry Missouri Groups Florida 78

PYMNTS

NOVEMBER 29, 2017

The cannabis industry brought in a little over $6 billion in revenue in 2016 — a figure that some estimate will grow to as much $50 billion by the year 2026. The problem crops up with the “legal-ish” description of the weed industry. Where we come at it from, is there are not a whole lot of solutions available to the cannabis industry.

blockchain 102

blockchain Industry District of Columbia Florida 102

Perficient

JULY 22, 2020

The first day of Microsoft Inspire largely focused on how the Microsoft community had come together to help provide solutions for the current COVID-19 affected world. There is the potential for other industries to do the same, but, Nadella said, the technology soluions need to be provided to make that possible.

Innovation 309

Innovation Taxes Technology Community 309

PYMNTS

DECEMBER 19, 2019

Cryptocurrency accounting firm Lukka has released a new service that will figure out the taxes on crypto assets, according to a report by CoinDesk. The new service comes on the heels of an announcement by the Internal Revenue Service (IRS) that it was changing the guidelines for how taxes were calculated.

Bitcoin 130

Bitcoin Taxes Guidelines cryptocurrency 130

PYMNTS

SEPTEMBER 3, 2020

The app was crafted to support the hospitality industry including restaurants, cafes and pubs for a fast and easy way to pay the check. It is estimated the industry lost nearly 30 billion pounds ($39.3 The feature can be used to adjust any change in the tax rate charged on food and non-alcoholic beverages.

social media 298

social media Taxes Online Payments 298

Abrigo

MAY 22, 2020

One industry that has been relatively untouched, both from an economic standpoint and from a federal relief standpoint, is cannabis-related businesses (CRBs). The pandemic has highlighted the importance of the industry, while also resurfacing the challenges associated with banking CRBs. Know who you're banking with CRB monitoring.

Lending 195

Lending Industry Taxes Community 195

South State Correspondent

APRIL 3, 2023

The second article compared and contrasted community banks’ pay-for-risk and relationship business models. Top-performing community banks deploy relationship banking. Many community banks state that they embrace and promote relationship banking.

Community Bank 195

Community Bank Community Lending Marketing 195

PYMNTS

MARCH 17, 2020

In addition, dynamic pop-up, cultural, artistic or community-oriented programming aligned with these goals will be encouraged to ensure that the space functions as a vibrant asset and experience for residents and visitors,” according to the statement. has hiked the normal commercial property tax rate on vacant property from between $1.65

Retail 135

Retail Arlington San Francisco Milwaukee 135

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. You might also like this webinar on credit department housekeeping.

Risk Management 221

Risk Management Management Lending Capital 221

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

AUGUST 6, 2019

As a result, the state has also entered the troubled waters of cannabis banking, with legal players in the state’s marijuana industry struggling to access banking and financial services. The state of Louisiana has entered legal marijuana territory with medical cannabis access beginning this week. Global Payout Inc. subsidiary MTrac Tech Corp.

Louisiana 135

Louisiana Payments Taxes Maine 135

Finer Points

NOVEMBER 23, 2015

While many Americans are gearing up for the holiday season, ICBA and community bankers are gearing up for a bustling couple of weeks in Washington.

Washington 100

Washington Taxes Community Industry 100

Independent Banker

AUGUST 31, 2019

“While community banks could certainly benefit from the tax advantages credit unions have, we flourish despite them.”. From Florida to Arizona, credit unions are acquiring community banks at an alarming rate. I will be attending the Community Bankers Association of Illinois and Independent Bankers of Colorado annual conventions.

Community Bank 70

Community Bank Community Taxes Arizona 70

PYMNTS

JANUARY 24, 2020

The Global Consortium for Digital Currency Governance will be geared toward the development of transparent, interoperable and inclusive approaches to policy to regulate the crypto industry and facilitate work between the public and private worlds in emerging and developed economies, Cointelegaph reported.

cryptocurrency 130

cryptocurrency Massachusetts Policies Taxes 130

PYMNTS

APRIL 22, 2020

Last month, Expedia withdrew its 2020 adjusted EBITDA, or earnings before interest, taxes, depreciation, and amortization, in the wake of the growing impact from the COVID-19 outbreak, which has brought the travel industry to a near halt. “As

Report 150

Report Seattle Leadership Trends 150

Independent Banker

OCTOBER 31, 2022

This isn’t any idle talk among Fed watchers and other pundits this time around, nor is it peripheral to the management of financial institutions, including community banks. So we will devote the rest of this column to discussing why curves invert and where value may appear in the various investment sectors that matter to community banks.

Community Bank 113

Community Bank Community Taxes Management 113

Abrigo

DECEMBER 9, 2014

Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. Loans across categories increased, with commercial and industrial loans growing at the fastest rate, roughly 5.3 percent over the 3rd quarter of 2013.

Training 170

Training Policies Analysis Community Bank 170

PYMNTS

AUGUST 9, 2019

The company recently announced the acquisition of New Guards , which Neves said “brings a creative and industrial dimension to our suite of capabilities which, combined with our community of more than 650 boutiques, enables us to power and promote both new and existing creative names in the luxury industry to build the brands of the future.”.

New York 125

New York Taxes Industry Community 125

Abrigo

MAY 30, 2017

One of the biggest obstacles for many community banks and credit unions with aggressive growth goals is staffing. Moreover, many community banks and credit unions are located in more rural areas. While these are wonderful communities to call home, it can be difficult to convince prospects to relocate to less central locations.

Technology 150

Technology Community Bank Lending Community 150

CB Insights

MARCH 21, 2018

In the energy industry, blockchain applications are growing increasingly common. We used CB Insights data to identify the small – but growing – cohort of startups applying blockchain to the energy industry. Instead, those with energy-producing sources, like solar panels, can sell their unused energy to their community.

blockchain 63

blockchain Industry cryptocurrency Examples 63

PYMNTS

MARCH 18, 2020

The shopping center industry in the U.S. generates nearly $400 billion of state and local taxes, McGee said. Also at stake: “the repayment of up to $1 trillion of secured and unsecured debt underlying the shopping center industry.”. This is our time to focus on our community and do our part to stop COVID-19 from spreading.”.

Retail 161

Retail Groups New York City New Jersey 161

Jeff For Banks

FEBRUARY 4, 2023

At Bank Director's Acquire or Be Acquired conference , I had a sidebar conversation with a longtime friend and banking industry investment banker about ChatGPT, which stands for Chat Generative Pre-Trained Transformer. The labor market has also improved, with unemployment declining and job growth picking up.

United States 78

United States US Cyber Security Taxes 78

PYMNTS

DECEMBER 8, 2019

Amazon said it is taking the space in the property, which is being redeveloped, without any of the special tax credits it had been offered previously. Google is forming its own community and campus,” said Victor Rodriguez, associate director of analytics at CoStar Group Inc., Facebook signed a lease for a 1.5 a real-estate data firm.

New York City 131

New York City New York Google social media 131