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These resources on interest rate risk, liquidity, and CECL got the most downloads in 2023

Abrigo

Pieces on deposit pricing, stress testing, and loan review were among the most downloaded papers, infographics, and other educational resources. Stress testing: Managing capital levels and credit risk This year has had its share of rapidly changing market conditions that risked leaving some institutions susceptible to strains on capital.

Resources 221
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How Community Financial Institutions Can Regain the Small Business Lending Market

Abrigo

In today’s banking world, community banks are focused sharply on shareholders’ expectations for growth in earnings and return on equity. So, how can community banks support earnings and ROE growth in the face of intense regulatory scrutiny and competitive pressures on profitability? Changing Lending Environment. What's Next.

Lending 195
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New Trends Redefining the Role of Community Banks

Independent Banker

This year, an overwhelming amount of industry and media attention has been focused on sky-high neobank valuations, big tech’s continued foray into banking, and emerging finance trends, like buy-now-pay-later and the growing cryptocurrency market. Community FIs are critical to maintaining competition and equity in the U.S.

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5 Inefficiencies Community FIs Must Resolve to Prepare for Economic Uncertainty

Abrigo

Key Takeaways In today's uncertain economic climate, community financial institutions must resolve to manage risk and drive growth. The coronavirus has sent shockwaves through the markets around the globe. The coronavirus has sent shockwaves through the markets around the globe. Download Whitepaper. Wrangling documents.

Community 195
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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. Download and start exploring more about how to attract multiple generations today! How are Gen X, Millennials, and Gen Z defined?

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Get This Fixed vs. Floating Loan Calculator to Help Borrowers

South State Correspondent

Most borrowers are implicitly expressing a view that interest rates will be lower in the future than the current market expectation. This view is reflected by a sharp decrease in the average contractual loan commitment term at community banks and an increase in floating vs. fixed rate structures.

Analysis 195
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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success. The market surged to as high as $2.4

Lending 195
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Personalized Digital Engagement Is Essential Yet Undervalued in Financial Services

Download this perspective to learn about the: - Necessity of marketing automation - Importance of reviewing and utilizing customer data - Benefits of optimizing collected analytics - Growing need for digital engagement