Bussman Advisory

FEBRUARY 24, 2024

This week’s must-know stories in the FinTech, AI and Digital Asset space: Nvidia surpasses $2 trillion in market cap with revenue up 265% on booming AI business Capital One to acquire Discover for $35bn FinTech Nubank posts $1bn full year net profit Plus, 12 more exclusive stories to help you stay ahead of the curve!

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CFPB Monitor

AUGUST 31, 2021

The OCC, FDIC, and Federal Reserve Board have issued a guide that is intended to assist community banks in conducting due diligence when considering relationships with financial technology (fintech) companies (Guide). Financial condition and competitive market environment and client base. Legal and regulatory compliance.

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Community Bank Community Fintech Company 78

Perficient

MAY 21, 2021

Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. Technology Stack: Python, Flask, HTML, CSS, SQLAlchemy, Jinja2, PostgreSQL | APIs Used: Cloudinary Media Optimizer. Deepti Dhar’s Bright Paths Project: Welcome to Stock Market.

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Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. I’m the Principal for the Digital Marketing Solutions Business Unit here at Perficient. What will be different this holiday season and how to adjust your strategy accordingly.

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Jeff For Banks

APRIL 4, 2024

The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. But not until $1 trillion went from banking to money markets.

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South State Correspondent

DECEMBER 8, 2023

The real reason that this conference makes our favorites list is that this is one of the few conferences where we can learn what the largest and most progressive banks are doing in the market. In recent years, product selection, advisory, technology, and a commitment to help support growth have jumped up in importance.

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South State Correspondent

NOVEMBER 15, 2022

Produce under, and, well, you are going to have to do some good marketing to talk investors into believing you are better than the next similar investment alternative. We then utilize a bank’s “beta” or volatility to the relative market to adjust further for specific bank risks. Why Calculate Your Cost of Capital?

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Gonzobanker

OCTOBER 12, 2018

The vendor market for digital account opening has seen a number of new providers enter the market to challenge the legacy account opening solutions, both core provided and independent third-party providers. Mantl has seen success in the community banking space this year. appeared first on Gonzobanker.

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Bussman Advisory

SEPTEMBER 21, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Gain insights into disruptive technologies, industry updates, and success stories from our portfolio companies. More information on www.bussmannadvisory.com.

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Perficient

NOVEMBER 21, 2023

I often engage with account developers and clients to address their requirements in transitioning legacy processes and technology to meet the expectations of a digital operating environment. Beyond this, my days typically revolve around three major aspects: Strategy.

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PYMNTS

DECEMBER 29, 2019

Guterres said blockchain technology will be a critical part of the U.N., For the United Nations to deliver better on our mandate in the digital age, we need to embrace technologies like blockchain that can help accelerate the achievement of Sustainable Development Goals,” said Guterres in the statement provided exclusively to Forbes.

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Bussman Advisory

JULY 1, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Gain insights into disruptive technologies, industry updates, and success stories from our portfolio companies.

Marketing 52

Marketing Fintech Leadership Community 52

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. The technology has moved with the times,” Davis told PYMNTS.

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Independent Banker

JUNE 30, 2022

A new approach to loan protocols is just one way for community banks to grow in new and different directions. Assessing best practices, rates, marketing efforts and more can position loan producers for future success in unpredictable market conditions. David, Community Bank Consulting Services, Inc.

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Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. Main Street Banking: A Podcast for Community Bankers 8. So here’s your head start on finding some banking podcasts that might work for you.

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South State Correspondent

SEPTEMBER 20, 2023

For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. Of course, all things are rarely equal. Finding this intersection is the key to the efficient use of sales and marketing resources.

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Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. What are they, and how can community banks stay on top of this trend? Community bank considerations. So, what does this intersection of regulation and technology competition mean for community banks?

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PYMNTS

JUNE 24, 2020

. “We want our partners to remain focused on their customers’ payment needs, and we assist them technologically to deliver payment solutions in an agile, reliable and secure method,” added Sur. Global m/eCommerce continues to evolve and is expected to reach $4,574 billion by 2023,” according to Allied Market Research.

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Independent Banker

FEBRUARY 28, 2022

The question is whether financial institutions will feel the positive impact of the current indicators or if uncertainty and volatility in the mortgage market will prevail. What it means for community banks is clear. You’ll learn about: The 2022 mortgage market outlook. When to focus on technology adoption. While the U.S.

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Abrigo

MARCH 24, 2021

Takeaway 1 Financial institutions that invested in technology in 2020 are using it to increase the loan portfolio in 2021. Takeaway 2 Use this time to optimize technology investments to increase profitability and improve customer experiences. Technology sets up future lending success. Here's what they're doing.

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Lending Technology Survey Examples 221

South State Correspondent

FEBRUARY 22, 2024

For example, at present, return on equity performance is about 12% for the average community bank. Of course, the situation gets worse as most banks, other than real estate, don’t invest with a ten-year or longer horizon. Deposits generate the bulk of a bank’s value yet most banks spend little on deposit marketing and product design.

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PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Deposit Trends. That brings [smaller] banks an immediate string of deposits,” Good said.

Community Bank 116

Community Bank Community Operations Leadership 116

Gonzobanker

SEPTEMBER 14, 2023

With the influx of new technologies, the challenge isn’t ‘innovation’ but ‘creativity’—how can banks, at an organizational level, make more creative use of data and technology than their competitors, and how can they help their people become more creative in getting their jobs done.” The how, of course, is tricky.

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South State Correspondent

MARCH 7, 2024

Microsoft’s Office 365 CoPilot, the integration of the Microsoft version of OpenAI’s Chat GPT into the Office suite, represents the fastest, and likely safest way, to integrate the latest technology within your bank. However, the technology is not without its risks. While some will fear it, many will crave it.

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South State Correspondent

JUNE 8, 2022

While getting a good data set is different for different industries, for banking, the minimum requirement is to pull transaction data for about 5,000 customers over the course of at least two years. Of course, bankers can pay one of the many consultants running around that can assist with deriving a profitability breakdown.

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Data Marketing Strategy Examples 195

FICO

JUNE 15, 2020

It’s difficult to argue for a counterfactual, especially when the factual (a highly consolidated banking market) is one that consumers are generally satisfied with. The COVID-19 pandemic and associated economic downturn have reinforced the following belief – having fewer community banks during a crisis hurts consumers and small businesses.

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PYMNTS

APRIL 23, 2019

In technology, especially when it comes to consumer-focused technology, Apple is viewed as a disruptive force. They do not necessarily dominate every market they enter, but they are a catalyst for transformation … maybe whether Apple Card takes off like they say is, actually, irrelevant to the industry.”

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Perficient

JUNE 26, 2020

I recently got to virtually meet with associate technical consultant, Tom Phillips , to hear about his journey into the technology field. Tom then took some online courses in topics that piqued his interest — including computer science. READ MORE: 3 Tips for Effective Communication & Project Success.

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FICO

JUNE 15, 2020

It’s difficult to argue for a counterfactual, especially when the factual (a highly consolidated banking market) is one that consumers are generally satisfied with. The COVID-19 pandemic and associated economic downturn have reinforced the following belief – having fewer community banks during a crisis hurts consumers and small businesses.

Marketing 52

Marketing Community Bank Community Policies 52

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

Bussman Advisory

OCTOBER 14, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Gain insights into disruptive technologies, industry updates, and success stories from our portfolio companies.

Fintech 52

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PYMNTS

MAY 7, 2020

back to some semblance of “normal” has challenges — and opportunities for banks, especially community banks and credit unions. The ability to bring new services to market, to pivot quickly, will be critical as states begin to reopen across the next few months. Safely and hygienically, of course. Reinventing The ATM.

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PYMNTS

JUNE 18, 2019

Lloyd’s of London is looking into its auto coverage options to prepare for the impending rise in driverless technology. Chief Executive Officer John Neal said that the 330-year-old insurance market is in discussions with automakers about different policies as car ownership changes.

Policies 102

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Independent Banker

DECEMBER 31, 2022

The skills needed to succeed in the workplace are changing, with companies placing greater value on soft skills like communication and leadership. In response, community banks have an opportunity to revisit hiring policies and training programs. As a result, the skills needed in all businesses, community banks included, are changing.

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PYMNTS

SEPTEMBER 24, 2020

And if you talk to our product and technology people, they will tell you that under ‘normal circumstances’ that would have taken months.”. Of course, the initial triaging of work-from-home and other digital efforts now feel like ancient history. They also need to continuously monitor the ways technology is impacting various verticals.

Analytics 293

Analytics Examples Trends Operations 293

Bussman Advisory

OCTOBER 7, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Gain insights into disruptive technologies, industry updates, and success stories from our portfolio companies. More information on www.bussmannadvisory.com.

Metro 52

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Independent Banker

DECEMBER 31, 2021

To satisfy the banking needs of some commercial and high-net-worth clients, some community banks provide trust and tax strategy services. Launching new services to cross-sell to existing customers is one path to organic growth for a community bank. United Community Bank in Mount Sterling, Ill., Comprehensive community banking.

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