Abrigo

OCTOBER 9, 2014

This article is the second in a two-part series on top concerns and growth strategies of community banks. Everyone in the banking industry seems to be asking the same question these days: How can we facilitate growth? To properly asses the credit risk of that entity, the bank must perform a global analysis. Blog Bank'

Community Bank 236

Community Bank Strategy Community Survey 236

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. Takeaway 3 With effective technology, the bank can continue to grow its portfolio without necessarily adding staff.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

Abrigo

MARCH 2, 2023

Banking technology decisions now affect future growth With the possibility of a recession, community financial institutions may consider a delay or cut in technology spending. But a community financial institution often has different needs related to origination than those of a giant lender. Experts say that would be a mistake.

Technology 195

Technology Lending Community Software 195

Abrigo

FEBRUARY 25, 2022

Is making more business loans a top focus at your bank or credit union this year? Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. You’re in good company. PPP Proved Technology.

Lending 195

Lending St. Louis Community Survey 195

Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics. “In

Community Bank 91

Community Bank Community Resources Fraud 91

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. More often, the two operate independently. First, the average duration of a community bank bond portfolio is more than four years right now. Education on Tap.

Community Bank 91

Community Bank Community Memphis Security 91

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." Watch the on-demand webinar here. Ag Lending. Lending & Credit Risk.

Software 195

Software Lending Philadelphia Capital 195

Abrigo

DECEMBER 16, 2019

Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Ours said Summit Community ran into that issue. Get started.

West Virginia 195

West Virginia Virginia Data Community 195

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. So here’s your head start on finding some banking podcasts that might work for you. Banking Transformed 2. Banking with Interest 4.

Community 195

Community Lending Maine Resources 195

South State Correspondent

APRIL 19, 2023

This is one of the great mysteries of community banking. Almost every community bank touts its commitment to the relationship. Still, only some offer products that serve and are priced to build relationship value for the customer and the bank. Add other components, and retention shoots up even further.

How To 195

How To Examples Resources Community Bank 195

Abrigo

APRIL 12, 2016

Nevertheless, the Supervisory Insights publication “incorporates more recent guidance and technical resources, including significant bank-governance insights and experiences that have been gained since 1988.” Having a solid understanding involves more than simply reviewing the bank’s financial condition as of today.

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. CECL Accounting. Learn More.

Compliance 195

Compliance Policies Fraud Analysis 195

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. financial institutions, represents a large number of lending and credit professionals familiar with bank and credit union lending and credit processes. Lending & Credit Risk.

Lending 243

Lending Survey Data System 243

Jeff For Banks

AUGUST 3, 2020

I delivered this talk on a recent bank trade association webinar. Unlike 2008, banks were not the bane of our problems. Sure, community banks had little to do with liar loans or what was otherwise termed sub-prime. Sure, community banks had little to do with liar loans or what was otherwise termed sub-prime.

Community Bank 88

Community Bank Community Capital Analytics 88

South State Correspondent

JULY 12, 2023

While there are slight differences in operations, the only material difference is that The Clearing House supports transactions up to $1M, while FedNow currently goes to a $500k limit. The post Faster Payments – FedNow is About to Change the Game for Banks appeared first on SouthState Correspondent Division.

Payments 370

Payments Management Fraud Data 370

Independent Banker

JULY 30, 2015

An interview with Lindsay LaNore, executive vice president, Community Banker University®. Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Community Banker University.

Resources 70

Resources Tools Community Bank Conference 70

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. What events could jeopardize our operational liquidity? Defining Liquidity.

Management 195

Management Meeting Risk Management Operations 195

Abrigo

SEPTEMBER 5, 2019

When a community financial institution spends a lot of money on technology, the last thing management wants is to be disappointed. There are training videos, user groups – there’s a community out there for best practices ,” Martin said. Community banks are often resource-starved,” he said. “In Credit Risk. Credit Risk.

Software 150

Software Resources Training Community 150

Abrigo

NOVEMBER 9, 2022

With just weeks left to complete CECL implementation, how are banks and credit unions doing? How has CECL implementation impacted their operations and reserves for credit losses? CECL's impact on operations. For community banks specifically, they’re already reserving for a lifetime of credit losses,” he said.

Survey 195

Survey Software Resources Meeting 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio). They help manage and shape strategy in volatile economic and industry conditions.

Report 195

Report Risk Management Capital Data 195

South State Correspondent

OCTOBER 4, 2023

Don’t Cut Your Marketing Budget Next Year There will also be a tendency to believe that because your margins will be less next year, you need to save operating expenses, which means budget cuts across the board. Targeting customers at certain banks utilizing third-party data (either purchased or for banks using Plaid, Boss Insights , etc.),

Marketing 195

Marketing Taxes Training Management 195

South State Correspondent

MARCH 15, 2023

The ratio would provide a bank’s current core capital position to risk-adjusted assets. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. 9) Brand Matters: SVB had one of the best brands in banking.

social media 195

social media FDIC Branding Management 195

Abrigo

JANUARY 25, 2022

Drivers of digital change Whether looking to enhance customer-facing aspects of the bank or credit union, improve operations, or diversify revenue and profit streams, financial institution executives everywhere are looking to buy technology or partner with fintechs.

Management 195

Management Software Survey Fintech 195

Abrigo

OCTOBER 23, 2015

How does a negative change in capitalization rates on multi-family or non-owner occupied commercial real estate impact net operating income for our borrowers?” For additional insight on stress testing, access the complimentary whitepaper, Actionable Stress Test Results for Community Banks.

Capital 150

Capital Analysis Examples Risk Management 150

Abrigo

APRIL 22, 2024

Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. A majority of applicants sought less than $100,000.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Types of Noninterest Income. An important source of revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

Gonzobanker

SEPTEMBER 5, 2017

In addition, regulatory guidance states that banks with significant concentrations of commercial real estate, for example, should conduct portfolio stress tests of these exposures as part of their ongoing risk management activities. Thomas Milillo , Cornerstone analyst, contributed to the compilation of cited Cornerstone survey data.

Risk Management 60

Risk Management Compliance Survey Cards 60

Abrigo

MAY 8, 2024

How banks and credit unions use genAI today Short supporting copy. You might also like this webinar, "The check's in the mail: Understanding and preventing check fraud." They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 221

Examples Fraud Resources Risk Management 221

Abrigo

FEBRUARY 6, 2024

You might also like this on-demand webinar explaining how fraudsters use checks to their advantage. Yet despite warnings about the high prevalence and high costs of check fraud, many banks and credit unions operate without systematic fraud prevention programs or lack the technology to combat check fraud.

Fraud 221

Fraud Training Trends Regional 221

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Proposed Rule. Commenters have until Nov.

Lending 195

Lending Data Regulation Community 195

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Meanwhile, businesses that flourished in the pandemic may look to expand operations. Keep me informed.

Lending 221

Lending Technology Survey Examples 221

FICO

MAY 6, 2020

Because of all this, banks and financial institutions are bracing for mass delinquencies. Greg Tyre is a small business banker who underwrites loans at The Piedmont Bank in Georgia and is an SBA-preferred lender. This is obviously a bad situation for community lenders like The Piedmont Bank, knowing what’s on the horizon.

Community 52

Community Community Bank Lending System 52

PYMNTS

JULY 31, 2018

Such a system should take into account the ability of smaller financial institutions [(FIs)], such as community banks and credit unions, to access innovative technologies and payment services.”.

Fintech 194

Fintech Security US United States 194

Abrigo

APRIL 18, 2020

Legends Bank in Clarksville, Tennessee, was able to process 228 loans for about $34 million, bank President and CEO Thomas Bates said during a webinar Friday hosted by the Independent Community Bankers of America (ICBA). A lot of banks are sitting on a lot of applications right now.”

Lending 195

Lending Wyoming Maine Nebraska 195