Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115

Resources Community Bank Community Texas 115

PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. ICBA Bancard’s 1,600 community bank customers have issued more than 7.3 ICBA Bancard’s 1,600 community bank customers have issued more than 7.3

Community Bank 156

Community Bank Community Cards United States 156

William Mills

MARCH 29, 2023

Thousands of community bankers and fintechs converged in Honolulu over the weekend of March 12, when the stability of our nation’s financial markets was being challenged (yet again).

Community Bank 80

Community Bank Community Honolulu Fintech 80

South State Correspondent

SEPTEMBER 4, 2023

We analyzed the loan performance (return on equity, loan yield, fee income, and loan size) of hedged borrowings in a large group of community banks and compared this to the community bank industry averages. The table below shows a summary of our analysis (community banks are defined as banks under $10B in assets).

Analysis 195

Analysis Community Bank Community Training 195

ABA Community Banking

JANUARY 16, 2020

Speaking to attendees at a mortgage industry event in Kansas City, Missouri, today, Federal Reserve Governor Michelle Bowman expressed optimism about the trajectory of the housing market but raised concerns about the declining number of community banks remaining in the consumer real estate mortgage market.

Community Bank 80

Community Bank Kansas City Community Missouri 80

Independent Banker

JANUARY 31, 2023

Photo by Chris Williams [ICBA LIVE is] an opportunity to continue training up the next generation, so I would encourage community bank leaders to join us and bring your rising community continuators with you. The passion I have for community banking was born at ICBA LIVE 2011, which was my first ICBA convention as an adult.

Community Bank 182

Community Bank Community Hawaii social media 182

Independent Banker

DECEMBER 31, 2018

. “We look forward to serving you and your community bank in the year ahead.”. Happy New Year, community bankers! And if you haven’t done so already, I encourage you to also come up with a community banking resolution—one that helps you flourish as a professional. I wish I had this when I was running my bank!

Community Bank 70

Community Bank Community Nashville Fintech 70

South State Correspondent

OCTOBER 17, 2022

In a previous article ( HERE ), we discussed the concept of Funds Transfer Pricing (FTP), why systemically important banks and large regional banks incorporate FTP, and why community banks should also consider implementing FTP. bank about loan pricing. FTP Attribution – A Specific Loan Example.

How To 195

How To Community Bank Community Capital 195

Jack Henry

DECEMBER 9, 2021

Investments in financial technology have been increasing for years, but the events of the last 18 months have created a new sense of urgency for community banks and credit unions to fine-tune their digital strategies across the spectrum of various fintech investments.

Strategy 148

Strategy Digital Strategies FDIC Community Bank 148

Independent Banker

FEBRUARY 28, 2023

Photo by Chris Williams For community banks, marketing often points to finding ways to educate, support and grow community, as well as customer knowledge and awareness. True relationships withstand the test of time, and such is the case with the community bank/customer connection. And our work won’t stop there.

Community Bank 153

Community Bank Honolulu Community Hawaii 153

Independent Banker

APRIL 30, 2021

Thankfully, community banks have been way ahead of this trend, having clarity of purpose from the moment we came into existence. We are here to serve our communities. The ICBA Connect TRENDS event on May 12–13 will help you distinguish evolving industry developments from temporary shifts. What you need to know.

Community Bank 170

Community Bank Community Trends Industry 170

South State Correspondent

APRIL 9, 2024

We estimate that the average contractual loan commitment for term credit at community banks has decreased from just under five years in 2022 to just under three years currently. Community banks should carefully consider the prudence of such a strategy from both a risk and revenue perspective.

How To 195

How To Community Community Bank Marketing 195

South State Correspondent

DECEMBER 5, 2023

While individual commercial loans are priced non-uniformly depending on credit quality, loan size, cross-sell opportunity and overall relationship, the curve below assumes a $1mm, bankable credit, with the current average community bank credit spread of 2.41%.

Lending 195

Lending Marketing Capital Community Bank 195

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

MARCH 31, 2022

Fortunately, community banks have greater access than ever before to advanced solutions and technologies to meet those needs. As small business operators and innovators themselves, community bankers have the gumption and vision to deliver the high-tech, high-touch services their customers want, and need, to succeed.

Community Bank 141

Community Bank Community Meeting Resources 141

Independent Banker

OCTOBER 31, 2022

Community bankers had the chance to reconvene at a cocktail reception and evening networking event. ICBA’s Lindsay LaNore moderated a panel where Emily Mays, Damon Moorer, Kathy Underwood and Aaron Panton discussed their career journeys in community banking.

Fort Worth 91

Fort Worth social media Leadership Conference 91

South State Correspondent

OCTOBER 23, 2022

Application to Community Banks. While we broke down the seven waves of impact that banks need to be concerned about across the enterprise ( HERE ), there are several immediate risks from inflation and persistently rising interest rates for community banks. with only a 1.50% increase in interest rates.

Community Bank 221

Community Bank Community Meeting Lending 221

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Here’s a sneak peek of what to expect from the event, held this year from March 12–16 in Honolulu. New connections.

Honolulu 91

Honolulu Community Community Bank Leadership 91

South State Correspondent

OCTOBER 26, 2023

Money 20/20 cocktail parties started at noon, and events from sponsored race car driving to helicopter tours were common. JP Morgan took over the centrally located Delmonico’s steakhouse for the entire event, which must have been a seven-figure investment.

Conference 221

Conference Las Vegas Fraud Case Study 221

Independent Banker

AUGUST 31, 2022

ICBA’s Bank Security Institute offers critical incident response strategies to keep your physical branch location safe. The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception. Look out for the next Bank Security Institute, coming soon. Tiffany Lukk.

Community 91

Community Security Community Bank Fraud 91

Independent Banker

JUNE 30, 2020

A crescendo of events drove actions that ultimately led to the birth of a new nation. Today, as our country continues to grapple with the COVID-19 pandemic and the heavy hearted weight of racial tensions, we must remember that as Americans, and as community bankers, we have an opportunity to make decisions that will shape our future.

Community Bank 184

Community Bank Community social media National 184

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

Community 247

Community Community Bank Mobile Cards 247

Independent Banker

MAY 31, 2020

They are strengthening the nature of community banking by bettering themselves, their teams and their organizations. And, they are doing it with gusto—by focusing on coming together for a greater good, for the strength of their communities.

Leadership 174

Leadership Community Community Bank US 174

Independent Banker

JUNE 30, 2022

A new approach to loan protocols is just one way for community banks to grow in new and different directions. Amid changing economic conditions and rising rates, it’s a good time for community banks to re-evaluate their loan strategy with an eye on adaptability. David, Community Bank Consulting Services, Inc.

Lending 103

Lending Strategy Community Bank Community 103

Independent Banker

APRIL 30, 2022

In community banking, we’re not ones to rest on our laurels. We’re always raising the bar for ourselves, our teams and our communities to ensure we provide the best possible services to our customers. Sending your teams to these events makes them better educated and engaged employees. Brad Bolton, Chairman, ICBA.

Community Bank 171

Community Bank Community Knowledge Base Leadership 171

Independent Banker

OCTOBER 1, 2022

We explore how it can protect banks against financial losses and provide resources in the event of a cyber attack. AmTrust recently worked with one community bank client that was the target of a ransomware attack that shut down its branches for two weeks. By Beth Mattson-Teig.

Montana 152

Montana Policies Resources FDIC 152

Independent Banker

MARCH 31, 2022

This Community Banking Month, I invite you to try something new to spread your story. Share a new development, community project or initiative. As community bankers, we know relationships matter. We can also use employee surveys to learn how they support the community and empower them to recount those experiences.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

Independent Banker

JULY 31, 2022

Rather than send them to the landfill, it donated them to a community textile arts project that continues to inspire others. SouthState Bank had a swag problem on its hands. In 2020, the $46 billion-asset community bank in Winter Haven, Fla., By Paul Sisolak. It was sort of the perfect opportunity.

Community 156

Community Community Bank Resources Course 156

Independent Banker

DECEMBER 31, 2021

They share tips for how community banks can get started. Social media has made it easier for community banks to nurture connections with prospects, customers and the community. Depending on a community bank’s in-house resources, however, creating a paid social campaign might feel daunting. “A

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

Social Assurance

SEPTEMBER 10, 2020

Much like the rest of the country, COVID-19 forced FNB Community Bank to realign its strategy to reflect the message that it is here to help the community get through this. Overall, the campaign received over 400 votes and 10,000 impressions, which added up to $2,100 in donations from FNB Community Bank.

Community Bank 24

Community Bank Community social media Resources 24

PYMNTS

JUNE 4, 2019

China’s community banks are raising new fears over the health of the industry after auditor Ernst & Young resigned from its work with regional bank Bank of Jinzhou. Reports said the decision for EY to quit is the latest event to raise concerns over China’s community banking sector.

Regional 100

Regional Community Bank Community Policies 100

Jack Henry

MAY 18, 2021

Through it all, community banks and credit unions proved that they were up to the task. Having entered the event on much stronger financial footing than the great recession, these institutions met the challenge to respond by helping deliver key aid through the Paycheck Protection Program (PPP) and loan forbearance measures.

Risk Management 78

Risk Management Strategy Management Community Bank 78

Social Assurance

OCTOBER 10, 2017

Establishing yourself as the community bank is a process. Other insights are available covering topics such as donations, community drives, marketing and more. Step two, however, centers on creating the best event possible to entertain and attract your customers. Are you holding an event to benefit a local project?

Community Bank 12

Community Bank Community social media Study 12

Social Assurance

OCTOBER 10, 2017

Establishing yourself as the community bank is a process. Other insights are available covering topics such as donations, community drives, marketing and more. Step two, however, centers on creating the best event possible to entertain and attract your customers. Are you holding an event to benefit a local project?

Community Bank 12

Community Bank Community social media Study 12

Abrigo

MARCH 22, 2017

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. For more information on the 2017 Risk Management Summit, or to register, visit Sageworks.com/Summit or email events@sageworks.com.

Risk Management 186

Risk Management Management Denver Conference 186

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Independent Banker

AUGUST 31, 2021

Government Accountability Office report concluded that a “very small” community bank could spend up to 2.4% of operating expenses on Bank Secrecy Act (BSA) work alone. This doesn’t seem to match up with what makes community banking different. icba.org/events. We encourage you to join ICBA in this fight.

Community 145

Community Community Bank Compliance Regulation 145