Independent Banker

DECEMBER 31, 2019

Lucky for us, community bankers know a thing or two about staying the course. From successes in getting the Federal Reserve involved in real-time payments to our ongoing efforts to wake up Washington to credit union injustices, we are present, committed and confirmed in our efforts to level the playing field for community bankers.

Community Bank 125

Community Bank Community Washington Tools 125

Abrigo

JUNE 11, 2021

Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). Regulators have repeatedly stressed the importance of sound risk management practices that include the ability to identify and measure interest rate risk.

How To 195

How To Risk Management Analysis Kansas City 195

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. However, of course, it was generative AI that remained at the peak of the hype cycle. Below is a breakdown of all 300 sessions, less the demos and sales pitches.

Conference 221

Conference Las Vegas Fraud Case Study 221

FICO

JUNE 15, 2020

It’s difficult to argue for a counterfactual, especially when the factual (a highly consolidated banking market) is one that consumers are generally satisfied with. The result is more agile organizations with the ability to move fast in response to rapidly changing market conditions. . Round One Knockout.

Marketing 52

Marketing Community Bank Community Policies 52

FICO

JUNE 15, 2020

It’s difficult to argue for a counterfactual, especially when the factual (a highly consolidated banking market) is one that consumers are generally satisfied with. The result is more agile organizations with the ability to move fast in response to rapidly changing market conditions. . Round One Knockout.

Marketing 52

Marketing Community Bank Community Policies 52

Jeff For Banks

APRIL 4, 2024

The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. But not until $1 trillion went from banking to money markets.

Banking Trends 113

Banking Trends Trends Millennials Oregon 113

Independent Banker

SEPTEMBER 30, 2021

In this feature, we’ll look at a number of ways you can continue to build trust—an especially crucial task as the pandemic continues, telecommuting persists and consumer banking practices evolve. But for most community banks, building a trustworthy brand isn’t a conscious effort. billion-asset community bank.

Community 139

Community Community Bank social media Security 139

Independent Banker

JULY 28, 2016

Senate Banking Committee. She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. To their credit, federal regulators have already showed they are on board with the approach laid out in FASB’s final standard.

Community Bank 70

Community Bank Community Connecticut Regulation 70

Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. FIs are not like speed boats, where the driver can change course on a dime. You can''t flip a switch on a "plain vanilla" bank model, and turn yourself into something different.

Community Bank 70

Community Bank Community Apple National 70

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Each certification course is designed to prepare bank professionals to handle essential tasks and responsibilities.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Independent Banker

JUNE 28, 2016

And community banks have long played an integral role in our country’s extraordinary leap forward in human progress. In this political environment Americans should not lose sight of how central and essential our uniquely diversified community banking system remains to our country’s historic ideals and prosperity.

Community Bank 70

Community Bank Community Maine Course 70

Independent Banker

FEBRUARY 24, 2016

Regulators warn once again about rising CRE concentrations and risks. Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Regulation 70

Abrigo

OCTOBER 20, 2016

Technological innovation has enabled FinTech start-ups to compete in a field previously dominated by banks and credit unions. At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry.

Software 150

Software Lending Community Bank Taxes 150

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. IB: What safety and soundness issues are the regulators watching out for this year?

Community Bank 70

Community Bank Community Regulation Lending 70

South State Correspondent

JULY 25, 2022

We have poured through the recent 2Q earnings releases, spoken with a rash of institutional bank investors, traded thoughts with analysts, and compiled the following list of concerns that bank stakeholders (employees, shareholders, vendors, and regulators) now have. The Single Change in Messaging To Improve Your Bank Multiple.

Trends 195

Trends Lending Marketing Capital 195

PYMNTS

JANUARY 22, 2018

The regulators have been looking at cryptocurrency operators – and in the United States, at least, are firing shots across the regulatory bow. In addition, the regulator charged, the three operators broke laws governing commodity trading. For example, South Korea and China have set sights on their respective cryptocurrency markets.

cryptocurrency 122

cryptocurrency United States Operations Regulation 122

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Everyone leaves the event with new information in hand to put into action back at their bank.” New connections.

Honolulu 91

Honolulu Community Community Bank Leadership 91

PYMNTS

SEPTEMBER 25, 2019

Innovation can be a blanket term in the banking world. Is real-time global payments expanding to new markets? Commercial banks make up the greatest share of core/IT-enabled FIs at 30.9 percent for community banks. Innovation can mean different things to different businesses, of course. percent and 32.6

Innovation 171

Innovation System Compliance Payments 171

Independent Banker

DECEMBER 29, 2015

Nearly one year after the Basel III capital rules went into effect, community bankers say that now recognize just how much more complex and how much more difficult this new set of capital rules will make life and business for them if they remain in place. ICBA supports strong minimum capital levels for all banks, including community banks.

Community Bank 70

Community Bank Community Capital Lending 70

Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. This ups the ante for banks courting certain business owners, particularly those managing startup companies.

Trends 79

Trends Community Bank Lending Community 79

Independent Banker

SEPTEMBER 21, 2015

Over the next three years, Anderson enrolled in all three of Community Banker University’s in-depth compliance certification training programs. I also benefit from the respect I get from our board and CEO, and definitely from the bank examiners. Many have been bankers themselves, and sometimes regulators or attorneys.

Compliance 70

Compliance Community Bank Community Training 70

Jeff For Banks

FEBRUARY 4, 2023

The labor market has also improved, with unemployment declining and job growth picking up. Overall, the US economy is on a path of recovery, but the pace and strength of the recovery will depend on the course of the pandemic and the success of vaccination efforts. It has the potential to streamline research that helps make decisions.

United States 78

United States US Cyber Security Taxes 78

Independent Banker

FEBRUARY 24, 2015

Carly Fiorina, former CEO and chair of Hewlett-Packard, is a keynote speaker at ICBA’s Community Banking LIVE conference in Orlando. However, Fiorina spearheaded a high-profile comeback that doubled the company’s revenues to $90 billion and more than quadrupled its market growth to 9 percent. Photo by Timothy D.

Leadership 70

Leadership Community Bank Community Industry 70

Long Lasting Ideas

JANUARY 19, 2015

Does your institution proactively provide your customers and prospective customers with an opportunity to find and read reviews and testimonials, on your web site, online and in other marketing materials? But in a highly regulated and conservative environment, it is easy to focus on the negative aspects of reviews.

Marketing 40

Marketing social media Online Marketing Strategies 40

Jeff For Banks

APRIL 26, 2013

Conventional wisdom : The onslaught of new banking laws, regulations, and regulatory activism requires scale to absorb costs. Or, the rapid pace of technological change and the sophistication of hackers requires resources not found in small community banks. And in banking, lots of exceptions. respectively.

Community Bank 98

Community Bank Community Retail Capital 98

Independent Banker

OCTOBER 14, 2014

When Community Bank of Bergen County unveiled its online mortgage hub this summer, the bank put “ease of use” at the top of its goals for the site, says President and CEO Peter Michelotti. “I Sam Vallandingham, president and CEO of The First State Bank in Barboursville, W.Va., Hubs of Opportunity. By Elizabeth Judd.

Community Bank 70

Community Bank Lending Community Oklahoma City 70

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70

Lex Sokolin

DECEMBER 23, 2020

In this light, let’s look at (1) American regulation and legislation intended to slow or hamper the adoption of digital assets and currencies, (2) the behavior of early crypto companies in establishing regulated entities, and (3) the strategies available to DeFi protocols for preserving their success. The theater of power will do.

Regulation 52

Regulation US System Operations 52

Lex Sokolin

DECEMBER 23, 2020

In this light, let’s look at (1) American regulation and legislation intended to slow or hamper the adoption of digital assets and currencies, (2) the behavior of early crypto companies in establishing regulated entities, and (3) the strategies available to DeFi protocols for preserving their success. The theater of power will do.

Regulation 52

Regulation US System Operations 52

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Hartings and The Peoples Bank Co. Jack got us through that just fine.

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

DECEMBER 20, 2019

Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. Heavy-handed regulators. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. This year brought us: Mergers out the yin-yang.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

MAY 31, 2017

Looking at the top-five banks in the country, “if you look at the percentage of new, millennial accounts being opened, and you compare that to how many branches those same have as a percentage of overall branches, these banks are three times as likely to open an account with millennials as compared to your average community bank.”

ATM 100

ATM Millennials Cards Management 100

Gonzobanker

FEBRUARY 7, 2018

At the same time, most bank executives agreed that a 20%-25% increase in earnings from the tax break is being earmarked for investments in their franchises: market expansion, raises for employees and, of course, technology investments. Prosperity is now $22 billion with an unbelievable $5 billion market cap. 2: The Bulls.

Taxes 75

Taxes Video Analytics Arkansas 75

Jeff For Banks

JULY 14, 2021

I thought it provided great insights for Jeff4Banks readers, and I've accompanied the description of the seven questions with how it pertains to banking. How does your company plan to grow: M&A, organically (that is, by driving new or existing products to new or existing markets), or both?

Capital 78

Capital Strategy Management Company 78

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water? Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water? Check it out on YouTube.

Utah 60

Utah System Community Marketing 60