Independent Banker

DECEMBER 31, 2022

“We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations. Top trends in payments. As 2023 kicks off, community banks can respond to today’s payments landscape by addressing five key trends. If I have a credit card, I make a payment every month.

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PYMNTS

DECEMBER 24, 2020

At the dawn of 2020, commercial cards made up only a fraction of overall B2B payments volume, even as corporates continued their slow-but-sure payments digitization efforts away from the paper check. But in the midst of the coronavirus crisis, the corporate card seemed to unlock more value for businesses large and small.

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PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables.

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Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. And, I didn’t have to pay interest, so I’d say Afterpay worked out for me well in this instance.

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Jeff For Banks

APRIL 4, 2024

These were up-and-coming bankers, the future leaders of our industry, identifying industry trends that will have the greatest impact on their bank, in no particular order. Shadow Banking This trend seemed very specific to current commercial lender anxiety today. Technology offers opportunities to do just that.

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Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

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PYMNTS

OCTOBER 14, 2020

The approach bucks a recent technology industry trend to move away from offering free subscriptions. Apple TV+ and Apple Card also are sold as part of the Apple One bundled subscription offering, which the company in its marketing materials calls “the ultimate collection of Apple services for one low monthly price.”.

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FICO

JANUARY 12, 2022

I recently sat down with Sidhartha Dash, Research Director at Chartis Research, for a conversation about the technology and trends in enterprise fraud management. Fraud and Financial Crime Technology Convergence. Should you centralize or converge fraud and financial crimes operations and technology?

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PYMNTS

DECEMBER 2, 2019

Japanese multinational conglomerate SoftBank has announced the launch of SBC Wallet Cards, which utilize its own encryption system, and boast multiple encryption mechanisms, as well as hot and cold wallet functions. If a card is lost or stolen, it can be quickly replaced through electronic black technology. Released on Nov.

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PYMNTS

SEPTEMBER 23, 2020

There were 223,163 cases of identity theft that year across all generations, with 42 percent of them consisting of bank and credit card fraud. Technologies like video onboarding and AI have shown promise in facing this threat, but each is vulnerable when deployed alone. billion in 2019. About The Playbook.

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PYMNTS

NOVEMBER 4, 2020

Corporate travel may still be at record lows, but that doesn't mean corporates aren't making good use of their commercial card products. In this week's Commercial Card Tracker, PYMNTS looks at the latest corporate card solutions that reveal the opportunity of rapidly digitizing commercial payments. Emburse Debuts T&E Cards.

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PYMNTS

MARCH 27, 2020

.” As investors and startups remain on-edge about exactly how this will play out, only a few B2B technology startups announced their own investments this week. companies, including $75 million landing at one FinTech looking to bolster small business credit card payment adoption. Arkose Labs.

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PYMNTS

NOVEMBER 9, 2018

Fraudsters are using this data to pull off card-not-present (CNP) fraud schemes, such as account takeovers. For more on these stories and other news around the space, check out the report’s News and Trends section. How Neiman Marcus Safeguards Purchases When Sales Surge . About The Report.

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CB Insights

MARCH 3, 2023

Payment application programming interface (API) and infrastructure companies enable small and medium-sized businesses (SMBs) to manage payments by providing APIs and infrastructure tech that act like credit card processors. Want the full expert post? Become a CB Insights customer. If you’re already a customer, log in here.

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CB Insights

MARCH 9, 2023

Many of these companies also offer corporate debit and credit cards. Spend management technology offers a variety of benefits for SMBs, such as operational efficiency, more accurate financial data, and real-time visibility into company spending. Want the full expert post? Become a CB Insights customer.

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Independent Banker

OCTOBER 31, 2022

“A few years ago, it was a fairly straightforward business, but today, technology and innovation, increasing competition, regulatory complexity, embedded finance, consolidation and evolving customer expectations are placing immense pressure on traditional business models,” the report said. Reaching customers. Versluys says. “We

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PYMNTS

SEPTEMBER 20, 2019

Spend management firm Oversight Systems is rolling out a new module designed to analyze spend on fleet cards. 19) that its Fleet module is now available to users of its artificial intelligence (AI) analytics platform that automates fleet card transaction analysis. The company said in an announcement on Thursday (Sept.

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PYMNTS

DECEMBER 21, 2020

Kroger customers can now expediently and simply order gift cards for curbside pickup in addition to their supermarket items at 1,900 of the chain’s locations throughout the nation, according to a Monday (Dec. 21) announcement from Blackhawk Network.

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PYMNTS

NOVEMBER 15, 2019

Though credit cards were not originally designed to address the needs of corporate payers, advances in commercial card technology have positioned the payment tool as one that’s gaining traction in the accounts payable department. “But in the cross-border space, it’s a different ball game.”

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PYMNTS

MARCH 11, 2019

But interest in this technology is not limited to the food and beverage space, and is gaining traction in many different verticals. At the same time, new technologies are coming on the market to serve these merchants. And technology and payments firms are collaborating to bring offerings to market.

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Abrigo

SEPTEMBER 20, 2023

How financial institutions can prevent losses from 1st-party fraud Learn strong approaches to identifying, preventing, and detecting 1st-party fraud that will keep your AML program on top of fraud trends. 1st-party debit or credit card fraud : Card fraud causes financial institutions significant monetary losses.

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Banking Exchange

DECEMBER 4, 2020

OneSpan, one of the leaders in Financial Technology, released its 2021 Security and Fintech Predictions The Economy Technology Tech Management Outsourcing/Cloud Mobile Online Cards Branch Technology/ATMs Security Feature3 Fintech Financial Research Feature Financial Trends.

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Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. The industry lacks an efficient tech ecosystem.

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PYMNTS

MAY 23, 2018

The company recently debuted a new biometric payment card designed to enable customers to register their fingerprints without visiting a bank branch. The company recently released its online and physical dynamic probability scoring technology, which claims 99.99 Mastercard, for one, is putting its faith in biometric authentication.

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The Financial Brand

AUGUST 26, 2021

A more dynamic era driven by customer preferences and technology is bringing the card business up to speed. The post 5 Credit Card Trends Signaling a Major Upheaval in Consumer Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

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PYMNTS

NOVEMBER 1, 2018

Companies like Worldpay are riding that development, debuting an instant payout feature that it claims will be available in 50 new countries later this year, allowing businesses to make real-time card-based payments that clear in a maximum of 30 minutes. To read more on these and other stories, check out the Tracker’s News and Trends section.

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PYMNTS

OCTOBER 23, 2018

Scotland, meanwhile, is looking to distributed ledger technologies (DLTs) to develop secure digital identity credentials. The country’s government recently announced a partnership with California-based firm Everest Technologies. Europe isn’t alone in its pursuit of digitizing identification, though — just ask Indonesia.

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Independent Banker

JANUARY 31, 2023

Photo by Zutik by Andoni/Stocksy Data analysis can illuminate patterns and trends in your customers’ transactions. While it provides line of sight into customer actions and behaviors, how it’s interpreted and applied matters, and there are ways to approach its review to inform payments strategies and ensure an accurate picture of trends.

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FICO

AUGUST 18, 2021

This post explores the credit card trends in the US, UK and Canada, reviewing regional differences and focussing on the impact of the pandemic. The data shows that whilst there were some common trends, there were differences in when they first emerged, with the UK seeing the greatest lag. times higher in the UK than the US.

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PYMNTS

OCTOBER 29, 2020

According to FIS, the minimal increase was due to consumer spending trends associated with the pandemic. Norcross told the earnings call that technology and digital-first solutions were a key to Q3 and will be important in Q4. “We Net earnings were $20 million. billion, primarily due to the Worldpay acquisition.

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FICO

FEBRUARY 21, 2023

Inflation is easing as funding rates have risen to 15-year highs, but the technology sector is beginning to lay off employees in masses – through 2022 low levels of unemployment kept the U.S. Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards.

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BankInovation

MAY 13, 2021

Fintech Rho Technologies today announced the roll out of its bank-issued corporate card coupled with its banking-as-a-service offering, which operates as a financial management platform on top of banking services provided by $691 million Evolve Bank and Trust.

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PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”. Near-Term Challenges.

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BankInovation

JULY 17, 2023

FV Bank focuses on emerging trends and nimble technology as it invests in digital. Head of Core Banking and Cards Madhu Balasubramanian told Bank Automation News that the San Juan, Puerto Rico-based bank considers customer needs first and technology needs second, with regard to product and service implementation.

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FICO

FEBRUARY 16, 2023

Now that we have data from the entire year to review, we are seeing the alarming trend continue. For 2022, we saw a significant increase in compromised cards resulting from skimming activity. Total compromise cards were up 368% from 2021, with more than 161,000 impacted cards identified — nearly a 5x increase over 2021.

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PYMNTS

MAY 25, 2018

Touted by observers and industry players as one of the top trends that could impact medical billing and data management for 2018, the technology is increasingly being viewed as part of the path to better efficiency in payments. No matter the technology, companies hoping to make profits in healthcare payments have a tough road.

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