PYMNTS

NOVEMBER 8, 2018

The company announced this week the rollout of QR Pay, allowing small businesses to make a mobile payment via their mobile wallet or credit cards when doing business with FedEx. Small businesses can scan the FedEx-provided QR code presented by couriers or on invoices. Reports in Enterprise Innovation on Wednesday (Nov.

Regional 151

Regional Mobile Innovation Survey 151

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

Accenture

APRIL 21, 2017

A recent Accenture roundtable discussion concluded that European banks have the opportunity to develop innovative transaction banking offerings using virtual accounts, such as virtual cash management, to address changing market needs and create new business models.

Management 200

Management Innovation Taxes Marketing 200

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

Fintech Innovation Lending Regional 46

PYMNTS

SEPTEMBER 30, 2019

We imagine if presented with an iPhone, penicillin, an automobile or just a ballpoint pen, even the original scribe would have been forced to concede that exciting innovations might be coming up on humanity’s horizon in the intervening 30 centuries. 30), the card network announced just such a FinTech partnership. So today (Sept.

Marketing 211

Marketing Fintech Cards Branding 211

PYMNTS

MARCH 8, 2017

These companies will also have access to Bluefin’s Decryptx PCI-validated P2PE solution, enabling merchants and acquiring banks in multiple jurisdictions across Europe, Mauritius and the Latin American Caribbean (LAC) region to get the security and scope reduction of PCI-validated P2PE. What will it mean for the payments industry as a whole?

Marketing 101

Marketing Payments Regional Security 101

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. Many are still taking innovative approaches to rolling out new high-tech solutions by turning to third-party providers, however.

Alabama 228

Alabama Meeting Fraud Trends 228

PYMNTS

AUGUST 7, 2019

For Mastercard, the acquisition furthers the continued strategy to move well beyond cards and deepen its presence in account-to-account activity and extend its position beyond credit and debit cards. The second use case on offer revolves around bill presentment and payment.

Payments 192

Payments Examples System Marketing 192

PYMNTS

SEPTEMBER 18, 2019

As Ufford told Webster, past may be prologue, and the future journey toward proving identities may take a hint from the card networks. “ The card networks have essentially given us the roadmap on how to solve identity when they solved card payments.”. The writing’s on the wall from the payments space,” he told Webster.

How To 158

How To Regional Data Cards 158

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 165

Fintech Customer Experience Conference Technology 165

FICO

FEBRUARY 9, 2022

This shift has created significant opportunities for local banks, however with this growth comes the inevitable threat of increased fraud, exacerbated by the Covid pandemic and the explosion in ecommerce and card-not-present fraud. Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

PYMNTS

JUNE 28, 2019

BofA Debuts Digital Debit Card. Bank of America is launching a digital debit card. Payments Execs Weigh In On Innovation For the Roaring 2020s. But amid that growth is a fresh trend that could present challenges for law enforcement — the use of such payment methods for illicit transactions, including drug deals.

America 100

America Fintech Innovation cryptocurrency 100

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. Mostly, this means getting innovative with deposit and payment products. Develop a more innovative process. Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

Celent Banking

NOVEMBER 2, 2015

The press release is here ; the executive team also held an investor call earlier today – the recording and the presentation are here. It’s true the European payments market has unique dynamics in terms of regulation and competition, both in cards and in payments more broadly. Today Visa Inc. and Visa Europe systems.

Cards 100

Cards Regional Leadership Maine 100

PYMNTS

MARCH 26, 2019

Innovators are seeing the potential to shape the way consumers place their orders at quick-service restaurants (QSRs) through digital technology. The company is targeting both regional and national businesses with a minimum of 10 locations.

Technology 121

Technology Maine Study Google 121

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). Let’s see how this new scale allows for big investments in future innovation.

Community 216

Community Fintech Industry Innovation 216

FICO

FEBRUARY 18, 2020

TNCs have gradually changed transportation preferences within the card-not-present (CNP) Taxicab and Limo service category. By 2018, we have seen players such as Uber and Lyft, which dominate the rideshare industry, reach 90% of card-not-present payments in the Taxicab/Limo service category in the US.

Fraud 52

Fraud Cards US Regional 52

PYMNTS

APRIL 30, 2019

Writ large, said Eleveld, the payments industry will likely see card-not-present fraud shift from Europe to more distant shores, where less strict authentication processes are in order. Geographically speaking, in a post-PSD2/SCA world, eCommerce fraud may shift, he said, to places like Latin America and the Asia Pacific region.

Fraud 171

Fraud Online Cards Payments 171

PYMNTS

NOVEMBER 18, 2020

The conversation came across a backdrop of more than 50 real-time payment systems currently live around the world, although largely domestic and regional in nature. In B2B, faster and more agile infrastructure also enables senders and receivers to negotiate payment terms when invoices are presented and paid.

Payments 245

Payments System Innovation Management 245

FICO

OCTOBER 17, 2018

Awards will be presented in seven categories: AI and Machine Learning, Customer Onboarding and Management, Debt Management, Decision Management Innovation, Fraud Control, Financial Inclusion and Regulatory Compliance. Winners can come from any region or industry. Decision Management Innovation - Credit Guarantee Corporation.

Analytics 40

Analytics Fraud Compliance Regional 40

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. In short, the goal is to provide a full-range business suite. “At

Community Bank 116

Community Bank Community Operations Leadership 116

FICO

OCTOBER 30, 2017

Depending on factors including region, a bank’s risk appetite, product, channels, target market, maturity of fraud control measures, and portfolio size, first-party fraud comprises between 10-35% of bad debt. As a result, we are seeing fraud migrate from card fraud to paths of least resistance.

Fraud 72

Fraud Regional US Cards 72

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. What’s the difference between a revolving balance and a credit card? In Brazil, 80 percent of all transactions involve installments.

America 100

America Payments Fraud Case Study 100

FICO

AUGUST 3, 2022

FICO colleagues Andy Procter and Supriti Singh were on hand with their presentation Application Fraud – Rules, Models and Humans. Criminals are making use of automation to industrialize their fraudulent attacks, including card fraud. Innovative Customer Communications for Fraud. Here’s an excerpt of what Adam reported: 1.

Fraud 52

Fraud Analytics Trends Innovation 52

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1.

Strategy 155

Strategy System Risk Management Technology 155

PYMNTS

JULY 27, 2020

It’s development that Movile has a front row seat for as a Brazil-based holding company that’s developed, as well as invested in, a host of Latin America tech-based startups in an attempt to build a regional digital ecosystem and a mobile commerce platform. Leveraging an Ecosystem to Ride Out Uncertainty. We’re still building that up.

Mobile 153

Mobile America Regulation Regional 153

Celent Banking

MARCH 16, 2015

Many presenters discussed developing non-traditional revenue streams. Presentations focused on targeted marketing for “moneyhawks” , new P2P models (e.g. One of the presentations used non-FI examples to look at how banks can approach integrating omnichannel into customer interactions. Presenters proposed some solutions.

Conference 100

Conference Retail Community Community Bank 100

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Performance and multiples continue to be solid, outperforming most regional banks. Has to be M-O-E. Bank Merger of the Year. That’s almost impossible to select.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

MAY 24, 2016

and known for its ability to read and express human emotions, is looking to innovate order taking and payment acceptance in Pizza Hut restaurants across the Asia-Pacific region. You don’t need a person to swipe a card,” Sheldon said. One robot in particular named Pepper , created by SoftBank Robotics Holdings Corp.

Regional 114

Regional Innovation Retail Payments 114

PYMNTS

MARCH 7, 2019

For payments, the company accepts credit and debit cards through Stripe and plans to start taking PayPal and Amazon Pay soon. The company also offers gift cards, a feature based on a customer request that came in the week before Christmas. Since Lim said the company is customer-oriented, it built out the feature.

New York City 156

New York City New York Pennsylvania Cards 156

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 19, 2018

So what can merchants do in trying to navigate a landscape that, at least in near-term, promises even more payment innovation and fragmentation, according to observers? Merchant Moves. And what might be the future of all that fragmentation? ” Payment Platforms. Flutterwave provides an example of how that could play out.

Payments 103

Payments San Francisco Analysis Innovation 103

PYMNTS

FEBRUARY 28, 2018

Being a program manager means handling everything other than card issuing, authorization and transaction processing. While other merchants may need to change workflows to meet new evidence requirements, its customers can simply modify their response templates to present the right evidence. Modo Payments.

blockchain 100

blockchain System cryptocurrency Regional 100

PYMNTS

DECEMBER 3, 2018

Javier Santamaria, chair of the EPC , provided an update to PYMNTS on the challenges both faced and still present — and what lies ahead. He did note, however, that the goal of SEPA is not to replace existing card rails or ACH transactions.). 21 of 2017.

Payments 155

Payments National System Regional 155

PYMNTS

JUNE 9, 2017

Sure, there’s the occasional rent check or the $100 birthday check from Great Aunt Sue, but for the most part, the debit card put a fork through the heart of the consumer’s appetite for writing paper checks. There is no invoice sitting in a regional back office on a desk threatening to bring down the entire spreadsheet,” Praeger noted.

Payments 122

Payments Cards Tools Management 122

PYMNTS

OCTOBER 31, 2016

billion by 2020, companies — particularly eCommerce retailers — are considering mobile and online innovations in payments and IoT security technology to help thwart cyberattacks. According to LexisNexis research, card-not-present fraud losses alone are forecasted to increase by $3.2 With fraud expected to hit $7.2

Fraud 100

Fraud Security Retail Mobile 100

PYMNTS

MARCH 5, 2018

On the upside, this year’s Best Picture presenters, Warren Beatty and Faye Dunaway, managed to make the most of their second chance and got the winner’s name right the first time around. Best Picture — Payments Innovation. And the winners are…. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108