PYMNTS

OCTOBER 8, 2019

When considering the financial services (FinServ) challenges of the legal cannabis sector, the biggest point of friction that almost always comes to mind first is the point of sale (POS): enabling marijuana businesses to accept electronic payments from their retail customers.

Compliance 114

Compliance Guidelines Industry Taxes 114

PYMNTS

OCTOBER 17, 2018

A few weeks before the CCC issued its final licenses, GFA Federal Credit Union of Gardner, Massachusetts, announced it would be willing to work with legalized marijuana businesses, extending financial services to the industry and providing marijuana retailers with the same financial benefits used by traditional businesses.

Colorado 126

Colorado Massachusetts US Industry 126

PYMNTS

JULY 23, 2020

Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year. There were 441 FinTechs operating in Mexico in 2019, a 14 percent increase from 2018.

America 165

America Regulation Regional Tools 165

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. percent), personal credit cards (49.5 Less than half (47 percent) of SMBs report having access to capital via a business credit card. In just 21 days. .

Maine 232

Maine Data Capital Study 232

PYMNTS

NOVEMBER 22, 2018

Chalk it up to “unviability of operations” in the wake of new regulatory guidelines, mandating upgrades that focus on the actual management of the physical cash at those machines. The card giants still have the lion’s share of monthly payment transactions in terms of value.

ATM 187

ATM Payments Compliance Google 187

PYMNTS

APRIL 16, 2020

Long before anyone had ever heard of the coronavirus or social distancing, eCommerce was slowly and steadily making progress and eating into the physical retail share of the shopping landscape. It takes that long to get feedback from consumers on credit card fraud. They simply don’t have enough historical patterns.

Meeting 170

Meeting Fraud Analysis Data 170

Jack Henry

JULY 23, 2014

stores to support new EMV (short for Europay, MasterCard and Visa) cards with imbedded chips designed to more effectively authenticate cardholders. While EMV is great for securing card transactions at point-of-sale terminals, it is less useful for online payments and other card-not-present transactions.”.

Security 74

Security Guidelines Fraud System 74

Celent Banking

JULY 4, 2016

Whilst there are some legal guidelines and processes, given that the European Union is an economic union governed by politicians, it’s fair to say that the process will be very political in nature. This is particularly key for card acquirers, many of whom use their UK licence to negate the need for local ones across Europe.

Regulation 124

Regulation Guidelines Examples Cards 124

PYMNTS

APRIL 11, 2016

In 2014, subscription commerce grew to be a $5 billion segment within the retail space alone and has shown no signs of slowing. That model operates at a set price for the consumer per month, and there is very little upselling or downselling. If everybody operated like [those companies],” he remarks, “[things] would be a lot easier.”.

San Francisco 100

San Francisco Software Guidelines Retail 100

Gonzobanker

JUNE 25, 2021

Today’s agents are resolving lengthier and increasingly technical issues, and turnover remains a fact of life in even the very best-run operations. For inquiries requiring escalation to a “tier two” expert, establish explicit guidelines and internal service levels. The cost, both direct and indirect, of attrition is high. Organization.

Customer Experience 94

Customer Experience Fraud Policies Training 94

PYMNTS

JULY 5, 2017

Traditional providers like credit card companies, digital-only services like PayPal and retail companies, are all investing in digital experiences in different ways, though it remains to be seen what approach customers will fully embrace. Regardless, the ecosystem for creating these solutions is incredibly intricate.

Innovation 121

Innovation Customer Experience Mobile Security 121

PYMNTS

APRIL 25, 2016

Digital goods retailers — those who sell games, songs, movies — have been hit the hardest, with a 304 percent increase in fraud attacks since the liability shift. While all the while being subjected to the neverending “PLEASE DO NOT REMOVE CARD” message on the terminal that seems to last for minutes.

Lending 100

Lending Mobile Cards Fraud 100

FICO

JANUARY 8, 2021

asked Aashish Sharma , referring to a game-changing card in poker “Is this the event that will turn the way we interact, learn, play, communicate, run our businesses, and our lives in general?”. Odds assessment of the last card to be played. Mobile Operators and Coronavirus: Ideas To Help Slow The Spread. Is COVID-19 ’the Turn’?”

Analytics 52

Analytics Analysis Lending Management 52

Independent Banker

FEBRUARY 25, 2015

billion in assets and operates 60 retail locations, is licensed to originate reverse mortgages in most of the United States. It’s not like cross-selling a credit card.” New FHA guidelines. More of the bank’s retail loan staff members also are being trained to start the reverse mortgage application process.

Trends 70

Trends Community Lending Community Bank 70

Tomorrow's Transactions

DECEMBER 5, 2016

By “European lines”, I meant that a regulatory framework which separated systemically risky operations such as lending people money from systemically unrisky operations such as low-value payments would benefit all concerned. From Why do banks run retail payment systems? It’s the right way to go. Consult Hyperion.

Fintech 30

Fintech Regulation Lending System 30

Tomorrow's Transactions

DECEMBER 19, 2016

The focus on APIs increased through the year and not only for the interfaces to 3rd parties but also as a mechanism for restructuring internal processes and operations. The NIST guideline goes on to talk about using push notifications to applications on smart phones, which is how we think it should be done. We got this one right.

Mobile 30

Mobile Retail Trends Security 30

PYMNTS

NOVEMBER 16, 2018

That means any bank that operates across state lines in the U.S. The government has provided some guidelines as to how financial service institutions can work with the legal cannabis industry in a compliant manner, in the form of 2013’s Cole memo. Amex, China Cards : Amex became the first U.S. billion seen last year.

Taxes 177

Taxes Payments District of Columbia Alabama 177

CB Insights

AUGUST 17, 2017

Many of Walmart’s patents also aim to ease shoppers’ journeys through the store, perhaps revealing the retailer’s concern that the scale of its stores may be overwhelming. New Frontiers in Retail Tech. Download this research briefing to see how corporates and startups are shaping the future of retail with tech.

System 37

System Retail social media Training 37

FICO

AUGUST 30, 2018

He speaks at many conferences worldwide and has recently addressed audiences at the EuroFinance, EBA Day, the Fraud Conference, and spoken on the security of retail payments at the Federal Reserve’s conference on payments. . These guidelines will be active from 1 January 2019 across the EU and EEA, assuming each national authority agrees.

Fraud 40

Fraud Report Guidelines Conference 40

PYMNTS

NOVEMBER 5, 2018

Apple provided a very thorough set of operating guidelines for how developers could do that, including some 200 permutations of subscription price points that were all inbounds. Apple also provided very clear instructions for how those purchases must be made — which is via Apple’s iTunes payments platform — 100 percent of the time.

Apple 174

Apple Taxes Mobile Google 174

PYMNTS

DECEMBER 24, 2019

In a podcast with Karen Webster, NMI CEO Vijay Sondhi delved into the ways that IoT is bringing everything — from kitchen appliances to voice-activated speakers to clothing and watches — into an ecosystem where payment providers (sometimes digital, sometimes rendered through cards) act as intermediaries in a process that makes the old new again.

Payments 134

Payments Illinois Guidelines Mobile 134

FICO

FEBRUARY 16, 2021

But more tellingly, the penalty related to the mistreatment of business and personal customers who fell behind on credit card and loan payments between 2014 and 2018 – well before many of us had even heard of COVID-19. Now is the time to adopt appropriate personalisation, within regulatory guidelines, at speed and scale through automation.

Guidelines 52

Guidelines Trends Strategy Online 52

PYMNTS

JUNE 27, 2016

Today, thanks to convenient technological advancements, a vast number of merchants – from mom-and-pop shops to traveling retailers – are increasingly able to accept payments via mobile solutions. Even lemonade stands can take credit cards if they’re equipped with a smartphone or tablet. The process is very, very clear.

Industry 101

Industry Guidelines Technology Regulation 101

CB Insights

JULY 23, 2020

Companies will have to look to guidelines from local and national authorities for each office location. Operating rooms in hospitals use filters that have the highest Minimum Efficiency Reporting Value (MERV) rating, a 16-point rating system for HVAC systems that accounts for the size and amount of particulates that are able to pass through.

Meeting 101

Meeting Tools Company Survey 101