PYMNTS

OCTOBER 14, 2019

If so, you’ve been at the site of one of the hottest areas of retail innovation. The general idea, of course, it to further personalize the consumer experience and also save customers the trouble of pulling out credit cards or phones to make purchases. Been on a fast food drive-thru lately? are now looking to follow suit.”.

Innovation 125

Innovation Retail Google Course 125

PYMNTS

JULY 9, 2020

With commercial credit cards historically viewed as a payment vehicle for businesses to make one-off purchases for the office or while on a business trip, the small business credit card has yet to catch up to adoption volumes seen by other payment methods like direct bank transfers in the B2B payments space. Opening Access To Capital.

Cards 142

Cards Capital Tools Course 142

PYMNTS

NOVEMBER 6, 2018

There is also the chance (please no, not this time) of some hassle with payments, such as the corporate account or card not going through, or maybe, on the travel agency side, a software glitch or another problem that adds friction and frustration to an already long travel day. Innovation Challenges. Innovation Willingness.

Innovation 177

Innovation Payments Industry Study 177

PYMNTS

MARCH 2, 2020

Two years of tracking by the Innovation Readiness Playbooks has clearly demonstrated that financial institutions (FIs) of all sizes are interested in innovating – and avidly looking to invest in the initiatives that delight their customers. Some players are innovating, but most seem unable to bridge the gap.

Innovation 165

Innovation Customer Experience Fintech Payments 165

PYMNTS

APRIL 23, 2019

Tick down the list of offerings spanning decades (the Mac, the iPhone, the iPod, iTunes, the iOS operating system/ecosystem), and one can find that the ways we communicate, listen, stream and, indeed, interact with technology have all shifted. The digital card will be linked to Apple Pay. The digital card will be linked to Apple Pay.

Apple 200

Apple Cards Payments Course 200

PYMNTS

JUNE 20, 2019

Commercial cards account for only a portion of corporates’ overall spend, as checks stick around and ACH gains ground. However, their market share is on the rise as card issuers develop more robust rewards programs, and the ability to integrate card spend into back-office spend management and analytics platforms.

Cards 133

Cards Innovation Data Payments 133

PYMNTS

JUNE 12, 2019

The myth of the lone (and possibly mad) scientist died out a long time ago, as the industrial age led to teams of researchers working together (or at healthy cross purposes) to enable innovation. Science and invention are collective pursuits. The basic idea behind LISNR is to send data securely via audio. That’s the tech part.

Innovation 192

Innovation Retail Metro Case Study 192

PYMNTS

NOVEMBER 12, 2018

Find out how retailers are enabling purchases in stores as well as through apps, smart speakers and smart watches with new and innovative payment methods: A little more than eight in 10 — or 81 percent — of consumers travel to a store to make a purchase. The service also works with the Galaxy S9 and S9+ smartphone models.)

Innovation 186

Innovation Samsung Apple Mobile 186

PYMNTS

JUNE 21, 2019

After all, college is not only a place where many young men and women learn who they really are, but where operators of commerce, big and small, often find their next lucrative ideas. Mobile Innovation. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services.

Retail 100

Retail Innovation Mobile Course 100

PYMNTS

AUGUST 13, 2019

The eCommerce operator recently announced that it is launching its Off-to-College store, geared toward college students and all of their shopping needs — be it furnishing a dorm room or purchasing class supplies. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services.

Retail 127

Retail Innovation Course Trends 127

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposers are the ecosystem wild card. Decomposer for innovator large or small, established or emerging. An Ecosystem By Any Other Name. Consumer for the end user.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

NOVEMBER 7, 2019

The acquisition aims to help McDonald’s improve order-taking operations in its drive-thru facilities by implementing voice-recognition technology to help customers navigate increasingly complex quick-service restaurant (QSR) menus. Using cameras and software to recognize license plates is nothing new, of course. Role of Cameras.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

MARCH 24, 2020

To integrate payments in the most efficient way, it, of course, helps to define what integrated payments actually mean, across a constantly shifting payments ecosystem. Uber, after all, may have dozens of people staffing the payments side of the operations, but smaller firms simply do not have comparable resources.

Innovation 141

Innovation Payments Software Customer Experience 141

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Payments 147

PYMNTS

JANUARY 24, 2018

Vocalink, of course, provides and operates the central payments processing infrastructures that power the U.K. Now as a part of Mastercard, the combined business is the first global network to be able to support both bank account and card-based payments, offering more choice to its customers.

Innovation 139

Innovation Payments Operations Marketing 139

PYMNTS

AUGUST 3, 2017

There was variety of course- but within limits. Consumers can still find the standard line-up, of course, but these days it’s also possible to get a maple bacon donut, a jalepeno cheese donut, an Apple Jax and Fruit Loops donut to name a quick few of the near infinitude of ridiculously fancy donuts the marketplace has on offer.

Innovation 101

Innovation Mobile Michigan Ohio 101

PYMNTS

MARCH 1, 2017

Creating innovation that’s both meaningful and lasting requires more than just coming up with a great idea. PYMNTS: How would you define your company’s approach to innovation? TC: Traditionally, we’ve relied on our partners and client advisory committees to help direct our innovation, which in a way made us a fast follower.

Innovation 100

Innovation Payments Fraud Trends 100

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. The network would run on a card issued by Barclays U.S.,

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JANUARY 15, 2018

It was only (relatively) recently that B2B payments finally secured significant attention and investment from innovators. It exemplifies the newly innovative nature of the B2B payments market, but Ernest Rolfson, Finexio CEO, says that doesn’t necessarily mean progress is guaranteed.

Innovation 139

Innovation Payments blockchain Florida 139

PYMNTS

JUNE 19, 2020

You may have experienced that fragmentation a bit yourself — using Zelle, of course, means that you are not going to be able to send funds to your pal who’s got Venmo on their phone. The operative model here is the platform, where a universal payment ID would ostensibly make sending money as easy as sending emails.

Payments 265

Payments ATM Course cryptocurrency 265

PYMNTS

MAY 3, 2019

Payments don’t always have to be just about the cards. The two of them operate a program that enables airlines to accept instant online bank payments for consumers’ ticket purchases. Combine such trends with the emergence of PSD2 and open banking, and it’s not hard to imagine even more innovation to come for airline payments.

Payments 209

Payments Innovation Fintech Cards 209

PYMNTS

FEBRUARY 28, 2020

There also tend to be many different card processors and different kinds of payment methods. Companies then, of course, have the operational side of the costs and the associated headcount. And they would rather not have to deal with the operational complexity that pops up, such as what happens when merchants need to do a refund.

Company 209

Company Fintech Payments Software 209

PYMNTS

OCTOBER 6, 2020

At a time of increased consumer use and acceptance of the new COVID-era digital lifestyle, the pressure is mounting on large, legacy lenders to accelerate their innovations – or become obsolete. unveiled its next generation of operating software for ATMs, designed to integrate the now decades-old cash-dispensing machines into the digital age.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

Bank Innovation

FEBRUARY 18, 2019

Unless of course, you attended Finovate Europe. The conference, which took place here on February 11 to 14, saw barely a mention of Brexit amid the discussions on global and European fintech innovation. LONDON -- Brexit is an unavoidable topic in the United Kingdom these days.

Fintech 186

Fintech Conference Course Innovation 186

PYMNTS

OCTOBER 2, 2020

The underlying theme, of course, is the realization that consumers increasingly want more control over (digital) payments (today, done in a more touchless manner) and have ever-higher and rising expectations, according to McCarthy. Against such resistance, good, innovative ideas died and continue to die quickly, he said. to go public.

Payments 277

Payments Innovation Capital Fintech 277

PYMNTS

DECEMBER 4, 2020

But for payments, the new year will dawn with a combination of disruption and innovation. Embracing innovation can be a boon for industries that were seeing growth even before the pandemic. Easier said than done, of course. As is same-day funding, which has been pushed to cards.

Payments 185

Payments Innovation Online Cards 185

PYMNTS

APRIL 24, 2020

Plus, credit card companies are cutting customer spending limits in response to the COVID-19 pandemic’s effect on the economy. Card Companies Cut Credit Lines As Customers Skip Payments. As the COVID-19 pandemic impacts banking operations across the U.S., As the COVID-19 pandemic impacts banking operations across the U.S.,

Payments 146

Payments Guidelines Innovation Cards 146

PYMNTS

JANUARY 4, 2019

The workers responsible for the day-to-day operations have a more favorable view of debit cards than customers (93 percent compared with 82 percent), as well as good old-fashioned cash (93 percent to 80 percent) and gift cards (85 percent to 72 percent). Retail Bridges.

Apple 177

Apple Cards Retail Management 177

PYMNTS

SEPTEMBER 2, 2019

percent) express satisfaction with using virtual cards to settle invoices. In another collaboration with Mastercard this summer, the PYMNTS B2B Payments Automation Innovation Playbook similarly revealed that the demand for AP automation is on the rise. Elevating the Commercial Card.

Payments 186

Payments Cards Tools Technology 186

PYMNTS

JULY 11, 2017

The basis of innovation is not the desire to create something new or even the inspiration to do so. Innovation occurs where there is a problem and a person with the tools to solve it. Anyone can have a good idea,” Lowthers said; innovation is about what you do with it. PYMNTS: Where do you look for innovative ideas, and why?

Innovation 101

Innovation social media Security Leadership 101

PYMNTS

DECEMBER 4, 2020

In just one of the most recent announcements , Stripe said it is partnering with several large banks to offer financial services via Stripe Treasury to offer debit cards and bank accounts to online merchants and other enterprises. The banks signing on to the new offering include marquee names such as Goldman Sachs, Barclays and Citigroup.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

NOVEMBER 27, 2020

Generally considered more nimble and digital-friendly than legacy banks, challengers have injected a much-needed dose of technological innovation into the sector, with business banking an increasingly popular focus for new players. There is so much to do," he said of eCommerce business owners' struggle to manage operations.

Strategy 295

Strategy Industry Marketing Data 295

PYMNTS

JULY 7, 2020

While banks may be big, slow, lumbering elephants, when they operate as a herd, they can mow down a horse,” said Linville, a former CEO of global cards and consumer services at Citigroup. “I’m For alt lenders, that might mean launching a credit card. I’m very bullish on big banks’ ability to pivot.”.

Fintech 223

Fintech Innovation Software Technology 223

PYMNTS

NOVEMBER 26, 2019

In recent years, the market has gone from one struggling with high financial illiteracy and limited card acceptance, to a bright spot in Europe for FinTech innovation. Barybin recently took up the position to head the cross-border payments technology company after the Bank of Lithuania halted SatchelPay operations earlier this year.

Compliance 182

Compliance Regulation Fintech Resources 182

PYMNTS

JULY 19, 2019

He was also instrumental in introducing the company’s “global family of products,” which included the Travel Check, Smart Card, Gold Card and the Debit Card. The Gold Card was named the world’s best in 1987. A true icon in American business, Russ changed the course of the credit card industry forever.

Rhode Island 126

Rhode Island Cards Leadership Innovation 126

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. Innovation by Any Other Name. is nothing new.

Regulation 181

Regulation Boston Cards Innovation 181

Gonzobanker

MAY 3, 2019

Recent activity in the payments space may push financial institutions to switch card processing providers. Over the past few years we’ve seen rampant innovation in EMV, card controls, contactless and mobile pay apps. Which all happened right on the heels of Jack Henry launching a new card offering.

Cards 79

Cards Training Software Management 79