PYMNTS

SEPTEMBER 15, 2020

Starbucks has been forced to radically adapt its operations to remain relevant in a landscape that’s looking increasingly like it will be forever altered. Rewards members who order at company-operated stores will no longer have to pay for their purchases through the app to earn stars in the rewards program. Riding the Roller Coaster.

San Francisco 153

San Francisco New York City Mobile Seattle 153

PYMNTS

MARCH 27, 2020

Vending machines have come a long way from their origins as coin-operated appliances that dispense sodas or candy. Consumers can now purchase nearly anything from them — health and beauty products, electronics, clothing and even groceries — with their credit cards or mobile wallets. Targeting Convenience.

Milwaukee 130

Milwaukee Meeting New York City Data 130

Celent Banking

MARCH 13, 2015

Capgemini recently hosted a few dozen consultants and industry analysts to Chicago for their two-day Analyst and Advisor Day event. Unfortunately, it was typical Chicago winter weather with sub-zero windchills and snow flurries, but for those who braved the conditions it was a very interesting and informative event.

Chicago 100

Chicago Digital Banking Management America 100

PYMNTS

SEPTEMBER 24, 2018

But then there are innovators who tempt us with their new ways of doing things. And in an innovation-intense environment, more is usually more — and out of step and out of date are just as good as broken. Banking And Gift Cards And Certified Partners (Oh My). We are delighted to be offering eGift cards to our sellers in the U.K.

Data 143

Data Cards San Francisco Online 143

PYMNTS

DECEMBER 12, 2018

Since then, the eCommerce retailer has brought the store to other locations in the city and Chicago as well as one location on the way in Lower Manhattan. The larger aim, he said, is to be a piece of the infrastructure that merchants can operate in those environments. If she decides not to buy an item, she can put it back on the shelf.

Retail 116

Retail Mobile Seattle Chicago 116

PYMNTS

JANUARY 21, 2020

Chang’s To Go location in Chicago that will focus on carryout, delivery and catering, with delivery offered through third-party services as well as the restaurant’s website and app. News surfaced in March that the AI-powered personalization platform operator Dynamic Yield was being acquired by McDonald’s.

Tampa 134

Tampa Detroit Philadelphia Technology 134

PYMNTS

NOVEMBER 29, 2017

Regular folks (the ones who didn’t have housekeepers for that sort of thing) were enamored with the coin-operated machines that, for the first time, saved them the trouble of doing the wash themselves. Enter Al Capone and the Chicago Outfit, who turned the popularity and cash-based nature of the laundromat into an opportunity.

Chicago 117

Chicago Fraud Operations Marketing 117

PYMNTS

NOVEMBER 15, 2019

It has thus become imperative for banks to have the most recent technological innovations. For example, BMO Harris opened a new “smart branch” in Chicago last year with smart ATMs, video screens that link to live tellers and mortgage professionals, and employees equipped with tablets capable of conducting transactions.

ATM 127

ATM Video Survey Chicago 127

PYMNTS

APRIL 16, 2019

We only do personal loans, as of yet we don’t do mortgage or auto loans and we are just testing out a credit card product with one of our banking partners. Today, Upstart is a profitable firm, which means it didn’t need to raise $50 million to fund operations. Expanding Offerings and Partners.

Kansas City 223

Kansas City Lending Omaha Kansas 223

PYMNTS

OCTOBER 4, 2019

Once upon a time in the 1960s, banks were building a series of one-off card-based solutions , much the way today in the ending days of the 2010s we see global digital banking, mobile wallets and alternative underwriting schemes building one-off tech-based solutions for financial services products. Top Stories.

Fraud 108

Fraud Google Apple Chicago 108

PYMNTS

MARCH 11, 2020

Since the first AmazonGo retail location opened in early 2018 with its much-hyped walk-in, walk out retail technology designed to make the line at checkout a thing of the past, Amazon has been slowly but surely expanding the technology’s footprint — there are now 26 Go stores in operation in the U.S. But will they adopt if from Amazon?

Retail 130

Retail San Francisco Technology Data 130

PYMNTS

NOVEMBER 1, 2018

To purchase items at the store, consumers download an app called beePay, which connects to their credit cards or the company’s mobile payments wallet. After starting in Singapore in 2015, the company has since broadened its operations to countries such as Japan and the Philippines. The Marketplace of Cashierless Ideas.

Seattle 152

Seattle San Francisco New York City United States 152

PYMNTS

AUGUST 10, 2018

Nordstrom , the Seattle-based fashion retailer, has aggressively pursued changes in both its in-store presentation to customers and its drive to improve its omnichannel approach with changes to its digital operations. The company also launched a new co-branded Visa rewards card with Alliance Data.

Digital Strategies 104

Digital Strategies Retail Strategy Los Angeles 104

Gonzobanker

DECEMBER 22, 2020

During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking. An early innovator in commercial workflow and analytics, upcoming CIOs could learn a ton from John on how to partner and engage constructively with lines of business.

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

APRIL 12, 2016

That’s the mantra of innovators everywhere. It’s also what’s at the core of what Lawlor says USAT will launch this week at the National Automatic Merchandising Association (NAMA) OneShow in Chicago (April 13–15). Meeting the consumer where they are.

Retail 100

Retail Technology Chicago Samsung 100

PYMNTS

APRIL 4, 2018

The payments system is flexible, allowing customers to pay by cash or credit card. Introduced in 2014 alongside a handful of other experimental services, Uber Eats operates worldwide in 29 countries. Large urban centers such as New York, Chicago or San Francisco have many options for pizza. The Whole Pie.

San Francisco 128

San Francisco Comparison social media Online 128

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

OCTOBER 23, 2018

And on the other side of the world, BingoBox operates over 200 of its self-service specialty stores in 29 Chinese provinces – and has nabbed $80 million in funding to boot. With ShelfX ’s technology, for instance, customers can unlock fridges by providing a credit card or another payment option. In the U.S.,

Retail 161

Retail Seattle San Francisco Metro 161

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Acronym of the Year. Has to be M-O-E. The most important aspect of this deal is Huntington.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JULY 22, 2016

-based ZipBooks will help the small business accounting startup strengthen the underwriting process for its SME finance operations, reports announced on Wednesday (July 20). Chicago’s LQD Business Finance announced a Series A funding round on Thursday (July 21). LQD Business Finance.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. People who haven’t tried Apple Pay say they’re satisfied with what they’re using today – which in the day and age of EMV chip cards and dipping and waiting, is, frankly, surprising.

Apple 165

Apple Mobile Cards Payments 165

PYMNTS

AUGUST 6, 2018

Some restaurant operators believe that Grubhub as an end-to-end online ordering and delivery platform has changed the relationship dynamics between their establishments and their customers — and not always for the better. Not all restaurants have bought in, including, reportedly, some of the Yum! The Amazon of Restaurants.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

FEBRUARY 11, 2020

Yet this week’s look at payment rail innovation finds that many players in the B2B space are turning to develop new payment networks and services infrastructure from the ground up, rather than rely on new technology for legacy payment rails to improve the business payment experience. Signature Bank Mixes Rails For AP. In the U.K.,

Payments 223

Payments Metro blockchain System 223

PYMNTS

MAY 15, 2017

It should be a call to action to the cybersecurity regulators that, when innovation — even intellectually and technologically sophisticated innovation — goes off the rails, it’s time to give a good hard look with an eye to reining it way, way in. That means bitcoin. Who Is Frances Kelsey? It’s a game with a pretty big payoff.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

PYMNTS

APRIL 5, 2019

American Express will be using Ariba Network APIs to enable its virtual card capabilities within the SAP Ariba process and platform. In addition, the ripple effect is palpable — reducing costs means time and money is freed up for companies to innovate elsewhere. 5G: Five G? How about lotsa Gs?

Payments 117

Payments social media Taxes Chicago 117

PYMNTS

MARCH 21, 2017

If the rules pass as present, long-term might be something of a huge misnomer, since, by even the CFPB’s own in-house estimates, some 85 percent of the nation’s currently operating short-term lenders would be knocked out of business. Has no other legitimate option available. In the long term, that isn’t sustainable.

Lending 100

Lending Regulation Illinois Innovation 100

CB Insights

APRIL 29, 2019

INNOVATION IS MORE THAN FANCY JOB TITLES. Get the free 31-page State of Innovation report to find out how 677 corporate strategy execs are driving change and growth. Innovation Evangelist. Both SAP and Google have employed an innovation evangelist in years past. Innovation Alchemist. Here are the 25 most absurd.

Innovation 78

Innovation Software Taxes Google 78

PYMNTS

DECEMBER 26, 2018

As Karen Webster pointed out, the first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business 558 years ago. It’s not easy work — and that is why there are far more “Uber of X’s” consigned to the scrap help of innovation history than there are successful Ubers in the market. percent, plus $.30

social media 183

social media Groups How To Chicago 183

PYMNTS

MAY 11, 2017

The first involves a series of wild gesticulations to get the bartender or waitress’ attention, followed by an awkward exchange of a plastic card or a handful of bills for the pay-as-you-go type of customers. It doesn’t require any additional hardware; it is basically the exact same flow as the bar has with its credit card system.”.

Los Angeles 100

Los Angeles Cards System Mobile 100

PYMNTS

APRIL 4, 2016

I argued that making buying seamless inside of environments that consumers used regularly for other reasons would drive innovation for those environments —and for the third parties that enabled those new commerce experiences. Cards on file are charged once the rider’s destination has been reached and the consumer left the vehicle.

Branding 100

Branding Payments Los Angeles Innovation 100

CB Insights

MARCH 13, 2019

New York, Boston, Chicago, and Nashville, among other cities, all played host to newly minted unicorns last year. Company Description: Operating out of Santa Monica, California, GoodRx offers a cost-saving platform for prescription drugs. Bird Rides currently operates in more than 100 locations. . Valuation: $2.8B. Tempus Labs.

San Francisco 77

San Francisco Company US California 77

PYMNTS

DECEMBER 22, 2016

Consumers were about to ditch their cards for the wonder of phone-based payments, according to our tracked data this year, but when consumers stepped up to the physical POS, they used a plastic card more than 90 percent of the time. Even if they happen to issue those cards. The Card Is The Competition.

Mobile 100

Mobile Payments Samsung Cards 100

CB Insights

NOVEMBER 9, 2017

Australian music streaming company Guvera has reportedly stopped operating, with its co-founder and biggest financial backer walking away from the project. via Chicago Tribune. and a dearth of people with technical, operational experience running energy facilities. via Light Reading. Company: Guvera. Company: Mode Media.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

DECEMBER 11, 2017

And why do card networks and banks continue to hire actors and spokespeople to blanket the airways with clever ads that tout the merits of using their products? Popeil set up shop in New York in 1937 and then later in Chicago in 1941, where he invented a slew of household gadgets — like potato peelers and cheese slicers. In the 1960s.

Millennials 109

Millennials Video Maine Operations 109

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to Chase for uncovering something that attracts millennials to the credit card product that most banks missed.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to Chase for uncovering something that attracts millennials to the credit card product that most banks missed.

Utah 60

Utah System Community Marketing 60

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Read on for post-mortems on 10 of the latest startups to bite the dust. Product: Quidsi. Product: Guvera.

Company 78

Company US San Francisco Capital 78