FICO

MARCH 21, 2023

Like in years past, we also surveyed SFVegas 2023 attendees on the overall economic climate and how they use credit scores to support securitization risk management. Secondary mortgage market participants expect a U.S. Greater volatility in the securitization market is anticipated this year. recession in 2023.

Survey 52

Survey Marketing Las Vegas Analytics 52

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

NOVEMBER 26, 2019

As a licensed exchange, BitBay has to follow the market standards. Compliance with market standards and regulations allows us to provide our clients with legal security and convenience of using the exchange, with the participation of a friendly banking system and the availability of payment operators,” BitBay said.

Bitcoin 141

Bitcoin ATM Risk Management Compliance 141

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

Fintech 188

Fintech Capital New York City Analysis 188

PYMNTS

MAY 4, 2018

This week’s B2B venture capital roundup includes a strong showing from one uncommon market: Brazil. The nation secured significant funding for startups operating in the spaces of logistics and cybersecurity – the two B2B markets that landed the most investment this week. National Security Agency chief.

Capital 100

Capital Maryland National Security 100

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. The national effects remain opaque and will continue to change – do not get complacent.

Management 195

Management Risk Management Trends Industry 195

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis.

Guidelines 223

Guidelines Payments Lending Capital 223

PYMNTS

DECEMBER 15, 2017

By now, the alternative lending market is hardly new, and investor appetite for startups in the space seems to have waned. This week, alternative finance companies raised more than $77 million in venture capital funding, accounting for nearly 70 percent of total funds raised by B2B FinTech startups this week. Enterprise Security.

Fraud 115

Fraud Capital New York City Lending 115

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans.

How To 195

How To Community Bank Community FDIC 195

Jeff For Banks

MARCH 5, 2022

Stock and bond market volatilities are also seeing winter squalls and are sending messages about shifting investor sentiments about risk. The federal stimulus also drove our national debt levels to over $30 trillion, or 123.4% if the markets thought inflation would be 7% or higher, yields would already be there.

Marketing 78

Marketing Policies Community Bank Community 78

Perficient

MAY 27, 2022

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.”

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

PYMNTS

JULY 22, 2016

Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 million in B2B venture capital was divided among alt-finance, supplier payments and Big Data services startups this past week. million funding round.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. percent share of the global money transfer market and puts the company at No. Today, we cover more than 150 markets and handle close to $30 billion in transfers. That’s a 6.75

How To 136

How To Risk Management Technology US 136

Bobsguide

FEBRUARY 22, 2022

The TCS BaNCS deployment provides Zions a parameterized, US market compliant, real-time solution, sets up Zions to go Digital, be nimble & efficient and shift to a customer centric approach. Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion.

Software 78

Software Wyoming Idaho Nevada 78

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. or largely focused on the domestic banking market. We have webinars , whitepapers , and other resources to make your job easier.

Community 195

Community Lending Maine Resources 195

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. So the question remains: would they hold up against a recession?

Data 150

Data Exercises Software Tools 150

PYMNTS

JUNE 7, 2016

Drilling down a bit, the key areas of lending, said Arora, “would be the working capital needs” of small businesses and a sweet spot tied to those needs, where $150,000 to $250,000 loans would be used to furnish inventory, equipment or ramp up staffing.

Online 100

Online Lending Course Risk Management 100

Jeff For Banks

DECEMBER 9, 2020

Start integrating the financial risks from climate change into governance frameworks, risk management processes, and business strategies. In its letter , acting Comptroller of the Currency Brian Brooks said "Fair access to financial services, credit, and capital are essential to our economy.

Lending 78

Lending Regulation Community National 78

Jeff For Banks

MARCH 20, 2016

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. billion in equity capital, with a market capitalization close to book value. By comparison, over 100 year old and $7.7 We don't know.

Virginia 60

Virginia Risk Management Capital Comparison 60

CFPB Monitor

NOVEMBER 29, 2021

President’s Working Group on Financial Markets, which delineated perceived risks associated with the increased use of stablecoins and highlighted three concerns: risks to rules governing anti-money laundering (“AML”) compliance, risks to market integrity, and general prudential risks. banking organizations.

Compliance 78

Compliance cryptocurrency Regulation FDIC 78

PYMNTS

JUNE 21, 2016

Its survey, the chamber said, suggests that the nation must heighten its capabilities of providing finance to its businesses, especially those struggling on account of regulation. “Without a robust financial services supply chain, our nation cannot finance adequate economic growth,” the report said in its executive summary.

Survey 101

Survey Regulation Compliance National 101

BankUnderground

NOVEMBER 2, 2022

This includes not just the very large banks, but also critical financial market infrastructures (FMIs). They provide the networks for payment, settlement and clearing that connect and ensure the functioning of international capital markets. FMIs play a unique role as the ‘plumbing’ of the financial system.

Operations 95

Operations Policies System Regulation 95

Independent Banker

SEPTEMBER 25, 2014

Be aware of existing or emerging risk concerns. Bland of the OCC agrees that “one of the biggest issues” for bank examiners is evaluating operational risk, especially with eyes toward the current financial environment where loan underwriting terms are changing. We’re starting to see examiners demanding a capital plan be in place.”.

Compliance 101

Compliance Regulation Community Bank Community 101

Gonzobanker

DECEMBER 22, 2020

This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. John Beale , longtime CIO of City National Bank. For more than 20 years, John has helped City National grow its niched commercial and private banking businesses with strategic technologies.

Idaho 172

Idaho Community Industry Strategy 172

PYMNTS

OCTOBER 10, 2016

Whether it’s getting paid by corporate buyers with the sluggish paper check or facing the stamp of rejection on a bank loan application, SMEs aren’t in the easiest of spots to invest in new technology and human capital as the final quarter of 2016 commences. Interestingly, however, a significant portion of SMEs shun cash entirely.

Big Data 100

Big Data Analytics Data Survey 100

CB Insights

JANUARY 4, 2018

How are insurers approaching the potential future growth of the market? And I say that because I don’t think that cyber is adequately priced for larger risks. And I think that as we’ve seen a number of events happen over the course of the year, I think that the market will continue to get a bit more level set.

Marketing 39

Marketing Policies Risk Management Security 39

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

NOVEMBER 21, 2016

. “The communities and local economies that they serve rely on this capital to succeed and thrive.” ” This concept considers the role that small businesses play in their local and national economies overall. and other markets.

Lending 100

Lending Meeting National Community 100

CB Insights

SEPTEMBER 22, 2017

(You can see 100+ startups innovating in this area in our regtech market map.). We define regtech as companies that focus on simplifying and streamlining compliance, risk management, reporting, data management, regulatory processes, filings, and more. Startups are working to change how companies comply with regulation.

Compliance 46

Compliance Trends Software Capital 46

Independent Banker

JANUARY 28, 2016

Thomas: Regulators are always cautious about financial institutions becoming complacent about warding off rising credit risks and drifting underwriting standards. IB: The Office of the Comptroller of the Currency has been citing a survey of national banks in relation to its most recent warnings about rising credit risks.

Community Bank 70

Community Bank Community Regulation Lending 70

Jeff For Banks

MAY 20, 2017

They need a marketing person to title their reports. To summarize, banking institutions exceeding the concentration levels should have in place enhanced credit risk controls, including stress testing of CRE, and may be subject to further supervisory analysis. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! I know I risk sounding like Charles Plosser, but so be it. 6% and 1.2%

National 79

National Security US Massachusetts 79

Jeff For Banks

JANUARY 18, 2014

She will continue your zero rate policy and will “taper” your QE 3 program, because the markets have already dismissed its impact and tightened long term rates despite your wishes. Mortgage rates rose just as much and they may potentially damage the housing market recovery. Stocks are supposed to have more risk. once again.

Philadelphia 83

Philadelphia Policies US Marketing 83

PYMNTS

OCTOBER 25, 2019

Yet, small business (SMB) banking wasn’t the only highlight of this week’s B2B venture capital roundup, with the two largest fundraises showcasing China’s rising B2B FinTech ecosystem in areas like expense management and invoicing. Cybersecurity startup Firedome announced $10 million in new funding this week.

Capital 101

Capital Fintech blockchain Management 101

Abrigo

MARCH 31, 2023

NCUA expectations for credit unions post-CECL adoption The NCUA's focus on risk, especially credit risk, has implications for credit unions instituting CECL this quarter. The National Credit Union Administration (NCUA) emphasized interest rate, liquidity, and credit risk as the main areas for concern in its 2023 letter.

Risk Management 195

Risk Management Policies Capital Maine 195

PYMNTS

FEBRUARY 15, 2018

He further noted that if “I need capital to lend, then let’s have the same rules for everyone – for the internet giants, too.”. One consideration, the group has said, includes regulatory sandbox/innovation hubs that provide industry support as innovation comes to market. and Alibaba in China, may be able to “replace many banks.”

Washington 101

Washington Regulation Conference Fintech 101

Independent Banker

DECEMBER 31, 2021

is facing increased competition in its home market from other banks, nonbanks and even credit unions that are aggressively pricing loans to businesses, says president and CEO Steve Dehnert. In 2022, existing staff—Dehnert included—will continue to wear multiple hats until labor market conditions ease. Ponce Bank, a $1.5

Community Bank 144

Community Bank Community Lending Louisiana 144