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What Banks Can Learn from the Republic Bank Failure

South State Correspondent

Also, interest rates are not high by historical comparison (especially when eliminating the pandemic monetary response), and bank managers’ job is to manage uncertatiny (also called risk). The Root Causes It appears to us that Republic Bank did not properly manage its duration and interest rate risk.

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10 Reports every bank and credit union should run NOW

Abrigo

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195
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Capital Market Assumptions

TrustBank

Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. For comparison, the 95 year annualized return on domestic stocks has been 10.3%. So, we think making investment decisions on those guesses is a mistake. However, the return over the last 20 years has only been 7.5%

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Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation

Bobsguide

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. Akber Jaffer, EVP, Treasury and Capital Markets Business Unit at Finastra said, “As the deadline for UMR approaches, the need for new and complex calculation methods for initial margin calculation is more important than ever.

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Biometrics Changes Tempt eCommerce Companies As Fraud Defense

PYMNTS

“The biggest problem in IT is still the basic fact that most companies cannot completely defend their basic security,” says biometrics expert and consultant Mike Cherry. If eCommerce doesn’t have basic security no biometrics technology in the world can protect the identity and data of its users. In other words, a hack is a hack.

Fraud 164
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B2B Startup Investors Go After The Niche Markets

PYMNTS

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Alternative small business lender Lendingkart secured new funding this week to the tune of $11.5 million from Alteria Capital. Lendingkart.

Marketing 109
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From AR To AP, B2B Investors Broaden Their Scope

PYMNTS

Investors diversified their funding to B2B companies this week, hitting several areas of corporate finance including accounts payable, accounts receivable, payroll and supply chain management. The company said this week it raised $4 million from Kalaari Capital along with existing backers Rakesh and Rajesh Jhunjhunwala. Find out who.

Capital 109